HBT Financial (HBT) Times Interest Earned (2018 - 2026)
HBT Financial (HBT) posted quarterly Times Interest Earned of $1.39 for Q1 2026, down 8.02% year-over-year from $1.51 in Q1 2025, and down 51.54% quarter-over-quarter from $2.87 in Q4 2025.
HBT Financial (HBT) Times Interest Earned (2018 - 2026) Analysis & Trends
HBT Financial's Times Interest Earned history runs 9 years deep, the most recent figure standing at $1.39 for Q1 2026.
- In Q1 2026, Times Interest Earned fell 8.02% year-over-year to $1.39; the TTM figure through Mar 2026 stood at $5.94 (up 31.01% YoY), while the FY2025 annual figure was $2.8, up 11.65% from the prior year.
- Times Interest Earned for Q1 2026 stood at $1.39, down from $2.87 in the prior quarter.
- The five-year high for Times Interest Earned was $14.08 in Q3 2022, with the low at -$3.94 in Q2 2023.
- The 5-year median for Times Interest Earned is $1.51 (2025), against an average of $2.69.
- The sharpest annual moves came in 2023 and 2025: Times Interest Earned sank 403.31% in 2023, then soared 618.07% in 2025.
- HBT Financial's Times Interest Earned stood at $8.56 in 2022, then slumped by 57.04% to $3.68 in 2023, then plunged by 89.13% to $0.4 in 2024, then jumped by 618.07% to $2.87 in 2025, then sank by 51.54% to $1.39 in 2026.
- Business Quant data shows HBT's Times Interest Earned at $1.39 in Q1 2026, $2.87 in Q4 2025, and $1.7 in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Times Interest Earned (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.66 Bn | 84.46 Bn | - | - |
| 2 | Pnc Financial Services | 97.86 Bn | 97.86 Bn | - | 2.00 |
| 3 | Us Bancorp | 96.39 Bn | 96.39 Bn | - | 1.84 |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.92 Bn | -144.17 Bn | - | 0.27 |
| 6 | Deutsche Bank Aktiengesellschaft | 72.22 Bn | -81.10 Bn | - | 1.49 |
| 7 | Nu Holdings | 70.34 Bn | 56.66 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.75 Bn | 61.75 Bn | - | 1.77 |
| 9 | Fifth Third Bancorp | 49.88 Bn | 26.16 Bn | - | 1.90 |
| 10 | HBT Financial | 1.30 Bn | 1.17 Bn | - | 2.93 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 1.94 |
| Mar 31, 2026 | 1.39 |
| Dec 31, 2025 | 2.87 |
| Sep 30, 2025 | 1.70 |
| Jun 30, 2025 | 1.60 |
| Mar 31, 2025 | 1.51 |
| Dec 31, 2024 | 0.40 |
| Sep 30, 2024 | 1.50 |
| Jun 30, 2024 | 1.36 |
| Mar 31, 2024 | 1.29 |
| Dec 31, 2023 | 3.68 |
| Sep 30, 2023 | 3.47 |
| Jun 30, 2023 | -3.94 |
| Mar 31, 2023 | 3.45 |
| Dec 31, 2022 | 8.56 |
| Sep 30, 2022 | 14.08 |
| Jun 30, 2022 | 1.30 |
| Mar 31, 2022 | 1.45 |
| Dec 31, 2021 | 23.55 |
| Sep 30, 2021 | 3.73 |