Balance Sheet
Cash Flow Statement
Daily Values
Growth Metrics
Income Statement
Others
Ratios
Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioInterest Coverage RatioInvested CapitalNet MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

HBT Financial (HBT) Times Interest Earned (2018 - 2025)

Historic Times Interest Earned for Financial (HBT) over the last 8 years, with Q3 2025 value amounting to $2.86.

  • Financial's Times Interest Earned rose 1468.79% to $2.86 in Q3 2025 from the same period last year, while for Sep 2025 it was $2.81, marking a year-over-year increase of 1103.61%. This contributed to the annual value of $2.55 for FY2024, which is 2356.77% down from last year.
  • As of Q3 2025, Financial's Times Interest Earned stood at $2.86, which was up 1468.79% from $2.85 recorded in Q2 2025.
  • In the past 5 years, Financial's Times Interest Earned registered a high of $14.68 during Q2 2022, and its lowest value of -$3.94 during Q2 2023.
  • Moreover, its 5-year median value for Times Interest Earned was $2.79 (2021), whereas its average is $4.51.
  • In the last 5 years, Financial's Times Interest Earned surged by 44743.67% in 2022 and then tumbled by 12680.63% in 2023.
  • Over the past 5 years, Financial's Times Interest Earned (Quarter) stood at $2.62 in 2021, then surged by 181.15% to $7.37 in 2022, then tumbled by 62.96% to $2.73 in 2023, then rose by 1.8% to $2.78 in 2024, then grew by 3.0% to $2.86 in 2025.
  • Its Times Interest Earned was $2.86 in Q3 2025, compared to $2.85 in Q2 2025 and $2.77 in Q1 2025.