HBT Financial (HBT) Times Interest Earned (2018 - 2026)

HBT Financial's quarterly Times Interest Earned came in at $1.97 in Q1 2026, down 28.67% year-on-year from $2.77 in Q1 2025, and down 31.25% quarter-over-quarter from $2.87 in Q4 2025.

HBT Financial has reported Times Interest Earned for 9 years, with the latest figure at $1.97 in Q1 2026.

  • For the quarter ending Q1 2026, Times Interest Earned fell 28.67% year-over-year to $1.97; the trailing twelve-month figure through Mar 2026 stood at $2.62 (down 1.01% YoY), and the FY2025 full-year result was $2.84, up 11.28% from the prior year.
  • Times Interest Earned for Q1 2026 stood at $1.97, down from $2.87 in the prior quarter.
  • The five-year high for Times Interest Earned was $14.68 in Q2 2022, with the low at -$3.94 in Q2 2023.
  • Average Times Interest Earned over 5 years is $4.67, with a median of $2.85 recorded in 2025.
  • Year-over-year, Times Interest Earned soared 447.44% in 2022 and plunged 126.81% in 2023.
  • Tracing HBT's Times Interest Earned over 5 years: stood at $7.37 in 2022, then slumped by 62.96% to $2.73 in 2023, then grew by 1.8% to $2.78 in 2024, then increased by 3.31% to $2.87 in 2025, then slumped by 31.25% to $1.97 in 2026.
  • The last three Times Interest Earned figures came in at $1.97 (Q1 2026), $2.87 (Q4 2025), and $2.86 (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Times Interest Earned (Qtr)
1 Bank Of Chile 90,891.20 Bn 90,891.20 Bn - -3.29
2 Bank Bradesco 6,807.69 Bn 6,791.75 Bn - -
3 Lloyds Banking 426.28 Bn 426.28 Bn - -
4 NatWest 184.56 Bn 184.56 Bn - -
5 First Capital 181.18 Bn 181.03 Bn - 2.53
6 Landmark Bancorp 164.67 Bn 164.64 Bn - 2.21
7 Deutsche Bank Aktiengesellschaft 161.63 Bn -151,939.28 Bn - 1.32
8 KB Financial 150.02 Bn 142.15 Bn - -36.40
9 Pnc Financial Services 88.79 Bn 88.84 Bn - 1.88
10 HBT Financial 940.99 Mn 653.33 Mn - 1.97

Historic Data

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DateValue
Mar 31, 2026 1.97
Dec 31, 2025 2.87
Sep 30, 2025 2.86
Jun 30, 2025 2.85
Mar 31, 2025 2.77
Dec 31, 2024 2.78
Sep 30, 2024 2.50
Jun 30, 2024 2.58
Mar 31, 2024 2.34
Dec 31, 2023 2.73
Sep 30, 2023 3.47
Jun 30, 2023 -3.94
Mar 31, 2023 3.45
Dec 31, 2022 7.37
Sep 30, 2022 14.08
Jun 30, 2022 14.68
Mar 31, 2022 14.08
Dec 31, 2021 2.62
Sep 30, 2021 2.79
Jun 30, 2021 2.68
Mar 31, 2021 2.96
Dec 31, 2020 2.28
Sep 30, 2020 2.19
Jun 30, 2020 1.43
Mar 31, 2020 0.84
Dec 31, 2019 9.83
Sep 30, 2019 8.11
Jun 30, 2019 6.69
Mar 31, 2019 8.59
Dec 31, 2018 6.60
Sep 30, 2018 9.37