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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioInterest Coverage RatioInvested CapitalNet MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

HBT Financial (HBT) Times Interest Earned (2018 - 2025)

HBT Financial has reported Times Interest Earned over the past 8 years, most recently at $2.87 for Q4 2025.

  • Quarterly results put Times Interest Earned at $2.87 for Q4 2025, up 3.31% from a year ago — trailing twelve months through Dec 2025 was $2.84 (up 11.28% YoY), and the annual figure for FY2025 was $2.84, up 11.28%.
  • Times Interest Earned for Q4 2025 was $2.87 at HBT Financial, roughly flat from $2.86 in the prior quarter.
  • Over the last five years, Times Interest Earned for HBT hit a ceiling of $14.68 in Q2 2022 and a floor of -$3.94 in Q2 2023.
  • Median Times Interest Earned over the past 5 years was $2.82 (2021), compared with a mean of $4.43.
  • Biggest five-year swings in Times Interest Earned: soared 447.44% in 2022 and later crashed 126.81% in 2023.
  • HBT Financial's Times Interest Earned stood at $2.62 in 2021, then skyrocketed by 181.15% to $7.37 in 2022, then tumbled by 62.96% to $2.73 in 2023, then grew by 1.8% to $2.78 in 2024, then increased by 3.31% to $2.87 in 2025.
  • The last three reported values for Times Interest Earned were $2.87 (Q4 2025), $2.86 (Q3 2025), and $2.85 (Q2 2025) per Business Quant data.