HBT Financial (HBT) Times Interest Earned (2018 - 2026)
HBT Financial's quarterly Times Interest Earned came in at $1.97 in Q1 2026, down 28.67% year-on-year from $2.77 in Q1 2025, and down 31.25% quarter-over-quarter from $2.87 in Q4 2025.
HBT Financial has reported Times Interest Earned for 9 years, with the latest figure at $1.97 in Q1 2026.
- For the quarter ending Q1 2026, Times Interest Earned fell 28.67% year-over-year to $1.97; the trailing twelve-month figure through Mar 2026 stood at $2.62 (down 1.01% YoY), and the FY2025 full-year result was $2.84, up 11.28% from the prior year.
- Times Interest Earned for Q1 2026 stood at $1.97, down from $2.87 in the prior quarter.
- The five-year high for Times Interest Earned was $14.68 in Q2 2022, with the low at -$3.94 in Q2 2023.
- Average Times Interest Earned over 5 years is $4.67, with a median of $2.85 recorded in 2025.
- Year-over-year, Times Interest Earned soared 447.44% in 2022 and plunged 126.81% in 2023.
- Tracing HBT's Times Interest Earned over 5 years: stood at $7.37 in 2022, then slumped by 62.96% to $2.73 in 2023, then grew by 1.8% to $2.78 in 2024, then increased by 3.31% to $2.87 in 2025, then slumped by 31.25% to $1.97 in 2026.
- The last three Times Interest Earned figures came in at $1.97 (Q1 2026), $2.87 (Q4 2025), and $2.86 (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Times Interest Earned (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 90,891.20 Bn | 90,891.20 Bn | - | -3.29 |
| 2 | Bank Bradesco | 6,807.69 Bn | 6,791.75 Bn | - | - |
| 3 | Lloyds Banking | 426.28 Bn | 426.28 Bn | - | - |
| 4 | NatWest | 184.56 Bn | 184.56 Bn | - | - |
| 5 | First Capital | 181.18 Bn | 181.03 Bn | - | 2.53 |
| 6 | Landmark Bancorp | 164.67 Bn | 164.64 Bn | - | 2.21 |
| 7 | Deutsche Bank Aktiengesellschaft | 161.63 Bn | -151,939.28 Bn | - | 1.32 |
| 8 | KB Financial | 150.02 Bn | 142.15 Bn | - | -36.40 |
| 9 | Pnc Financial Services | 88.79 Bn | 88.84 Bn | - | 1.88 |
| 10 | HBT Financial | 940.99 Mn | 653.33 Mn | - | 1.97 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 1.97 |
| Dec 31, 2025 | 2.87 |
| Sep 30, 2025 | 2.86 |
| Jun 30, 2025 | 2.85 |
| Mar 31, 2025 | 2.77 |
| Dec 31, 2024 | 2.78 |
| Sep 30, 2024 | 2.50 |
| Jun 30, 2024 | 2.58 |
| Mar 31, 2024 | 2.34 |
| Dec 31, 2023 | 2.73 |
| Sep 30, 2023 | 3.47 |
| Jun 30, 2023 | -3.94 |
| Mar 31, 2023 | 3.45 |
| Dec 31, 2022 | 7.37 |
| Sep 30, 2022 | 14.08 |
| Jun 30, 2022 | 14.68 |
| Mar 31, 2022 | 14.08 |
| Dec 31, 2021 | 2.62 |
| Sep 30, 2021 | 2.79 |
| Jun 30, 2021 | 2.68 |
| Mar 31, 2021 | 2.96 |
| Dec 31, 2020 | 2.28 |
| Sep 30, 2020 | 2.19 |
| Jun 30, 2020 | 1.43 |
| Mar 31, 2020 | 0.84 |
| Dec 31, 2019 | 9.83 |
| Sep 30, 2019 | 8.11 |
| Jun 30, 2019 | 6.69 |
| Mar 31, 2019 | 8.59 |
| Dec 31, 2018 | 6.60 |
| Sep 30, 2018 | 9.37 |