HBT Financial (HBT) Times Interest Earned (2018 - 2026)
HBT Financial (HBT) recorded quarterly Times Interest Earned of $1.97 in Q1 2026, down 31.25% quarter-over-quarter from $2.87 in Q4 2025, and down 28.67% on a YoY basis from $2.77 in Q1 2025.
HBT Financial (HBT) Times Interest Earned (2018 - 2026) Analysis & Trends
HBT Financial's Times Interest Earned history runs 9 years deep, the most recent figure standing at $1.97 for Q1 2026.
- In Q1 2026, Times Interest Earned fell 28.67% year-over-year to $1.97; the TTM figure through Mar 2026 stood at $2.62 (down 1.01% YoY), while the FY2025 annual figure was $2.84, up 11.28% from the prior year.
- Times Interest Earned was $1.97 for Q1 2026 at HBT Financial, down from $2.87 in the prior quarter.
- In the past five years, Times Interest Earned ranged from a high of $14.68 in Q2 2022 to a low of -$3.94 in Q2 2023.
- Historically, Times Interest Earned has averaged $4.67 across 5 years, with a median of $2.85 in 2025.
- The sharpest annual moves came in 2022 and 2023: Times Interest Earned jumped 447.44% in 2022, then plunged 126.81% in 2023.
- A 5-year view of Times Interest Earned shows it stood at $7.37 in 2022, then tumbled by 62.96% to $2.73 in 2023, then climbed by 1.8% to $2.78 in 2024, then grew by 3.31% to $2.87 in 2025, then tumbled by 31.25% to $1.97 in 2026.
- The last three Times Interest Earned figures came in at $1.97 (Q1 2026), $2.87 (Q4 2025), and $2.86 (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Times Interest Earned (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 97,765.53 Bn | 97,765.53 Bn | - | -1.52 |
| 2 | Bank Bradesco | 6,846.93 Bn | 6,830.99 Bn | - | - |
| 3 | Lloyds Banking | 384.13 Bn | 384.40 Bn | - | - |
| 4 | First Capital | 215.78 Bn | 215.63 Bn | - | 2.53 |
| 5 | Itau Unibanco Holding | 202.78 Bn | 202.78 Bn | - | - |
| 6 | Landmark Bancorp | 180.37 Bn | 180.34 Bn | - | 2.21 |
| 7 | NatWest | 168.65 Bn | -51.67 Bn | - | - |
| 8 | Shinhan Financial | 136.54 Bn | 104.11 Bn | - | 0.04 |
| 9 | Mizuho Financial | 112.02 Bn | 112.56 Bn | - | - |
| 10 | HBT Financial | 1.02 Bn | 728.98 Mn | - | 1.97 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 1.97 |
| Dec 31, 2025 | 2.87 |
| Sep 30, 2025 | 2.86 |
| Jun 30, 2025 | 2.85 |
| Mar 31, 2025 | 2.77 |
| Dec 31, 2024 | 2.78 |
| Sep 30, 2024 | 2.50 |
| Jun 30, 2024 | 2.58 |
| Mar 31, 2024 | 2.34 |
| Dec 31, 2023 | 2.73 |
| Sep 30, 2023 | 3.47 |
| Jun 30, 2023 | -3.94 |
| Mar 31, 2023 | 3.45 |
| Dec 31, 2022 | 7.37 |
| Sep 30, 2022 | 14.08 |
| Jun 30, 2022 | 14.68 |
| Mar 31, 2022 | 14.08 |
| Dec 31, 2021 | 2.62 |
| Sep 30, 2021 | 2.79 |
| Jun 30, 2021 | 2.68 |