HBT Financial (HBT) Debt Ratio (2018 - 2026)

HBT Financial's (HBT) quarterly Debt Ratio came in at 0.01 in Q1 2026, down 24.74% year-on-year from 0.01 in Q1 2025, and down 0.97% quarter-over-quarter from 0.01 in Q2 2025.

HBT Financial (HBT) Debt Ratio (2018 - 2026) Analysis & Trends

HBT Financial's Debt Ratio history runs 9 years deep, the most recent figure standing at 0.01 for Q1 2026.

  • On a quarterly basis, Debt Ratio fell 24.74% year-over-year to 0.01 in Q1 2026; TTM through Mar 2026 was 0.01, a 24.74% decrease from a year earlier, with the FY2024 full-year figure at 0.01, down 31.2% from the prior year.
  • Debt Ratio fell to 0.01 in Q1 2026 per HBT's latest filing, from 0.01 in the prior quarter.
  • Across five years, Debt Ratio topped out at 0.01 in Q2 2023 and bottomed at 0.01 in Q4 2024.
  • The 5-year median for Debt Ratio is 0.01 (2022), against an average of 0.01.
  • Biggest YoY gain for Debt Ratio was 50.42% in 2024; the steepest drop was 44.98% in 2024.
  • Year by year, Debt Ratio stood at 0.01 in 2022, then fell by 16.76% to 0.01 in 2023, then slumped by 31.2% to 0.01 in 2024, then jumped by 37.07% to 0.01 in 2025, then fell by 0.97% to 0.01 in 2026.
  • Per Business Quant, the three latest HBT Debt Ratio figures stand at 0.01 (Q1 2026), 0.01 (Q2 2025), and 0.01 (Q1 2025).

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Debt Ratio (Qtr)
1 KB Financial 43,124.21 Bn 43,125.44 Bn -775,612.08 0.10
2 Shinhan Financial 33,971.34 Bn 33,973.00 Bn - 0.07
3 Bank Of Chile 4,105.33 Bn 4,105.33 Bn 167,623.00 0.02
4 NatWest 768.74 Bn 572.78 Bn 1.79 Bn 0.09
5 Mizuho Financial 385.64 Bn 389.59 Bn - 0.13
6 Lloyds Banking 358.14 Bn 358.14 Bn - 0.03
7 First Capital 200.03 Bn 199.69 Bn - -
8 Landmark Bancorp 187.97 Bn 187.94 Bn - 0.00
9 Pnc Financial Services 100.96 Bn 101.01 Bn - 0.04
10 HBT Financial 1.08 Bn 791.36 Mn - 0.01

Historic Data

Download Data
DateValue
Mar 31, 2026 0.01
Jun 30, 2025 0.01
Mar 31, 2025 0.01
Dec 31, 2024 0.01
Sep 30, 2024 0.01
Jun 30, 2024 0.01
Mar 31, 2024 0.01
Dec 31, 2023 0.01
Sep 30, 2023 0.01
Jun 30, 2023 0.01
Mar 31, 2023 0.01
Dec 31, 2022 0.01
Sep 30, 2022 0.01
Jun 30, 2022 0.01
Mar 31, 2022 0.01
Dec 31, 2021 0.01
Sep 30, 2021 0.01
Jun 30, 2021 0.01
Mar 31, 2021 0.01
Dec 31, 2020 0.01