HBT Financial (HBT) Debt Ratio (2018 - 2026)

HBT Financial (HBT) recorded quarterly Debt Ratio of 0.0 in Q1 2026, down 92.86% quarter-over-quarter from 0.01 in Q4 2025, and up 40.6% on a YoY basis from 0.0 in Q1 2025.

HBT Financial (HBT) Debt Ratio (2018 - 2026) Analysis & Trends

HBT Financial's Debt Ratio history runs 9 years deep, the most recent figure standing at 0.0 for Q1 2026.

  • In Q1 2026, Debt Ratio rose 40.6% year-over-year to 0.0; the TTM figure through Mar 2026 stood at 0.0 (up 40.6% YoY), while the FY2025 annual figure was 0.01, up 81.25% from the prior year.
  • Debt Ratio was 0.0 for Q1 2026 at HBT Financial, down from 0.01 in the prior quarter.
  • In the past five years, Debt Ratio ranged from a high of 0.01 in Q3 2022 to a low of 0.0 in Q2 2025.
  • Historically, Debt Ratio has averaged 0.01 across 5 years, with a median of 0.01 in 2023.
  • Biggest YoY gain for Debt Ratio was 81.25% in 2025; the steepest drop was 98.6% in 2025.
  • A 5-year view of Debt Ratio shows it stood at 0.01 in 2022, then advanced by 18.07% to 0.01 in 2023, then plunged by 44.68% to 0.01 in 2024, then surged by 81.25% to 0.01 in 2025, then tumbled by 92.86% to 0.0 in 2026.
  • The last three Debt Ratio figures came in at 0.0 (Q1 2026), 0.01 (Q4 2025), and 0.01 (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Debt Ratio (Qtr)
1 Bank Of Chile 97,765.53 Bn 97,765.53 Bn - 0.00
2 Bank Bradesco 6,846.93 Bn 6,830.99 Bn - 0.05
3 Lloyds Banking 384.13 Bn 384.40 Bn - 0.03
4 First Capital 215.78 Bn 215.63 Bn - -
5 Itau Unibanco Holding 202.78 Bn 202.78 Bn - 0.09
6 Landmark Bancorp 180.37 Bn 180.34 Bn - 0.01
7 NatWest 168.65 Bn -51.67 Bn - 0.09
8 Shinhan Financial 136.54 Bn 104.11 Bn - 0.01
9 Mizuho Financial 112.02 Bn 112.56 Bn - 0.12
10 HBT Financial 1.02 Bn 728.98 Mn - 0.00

Historic Data

Download Data
DateValue
Mar 31, 2026 0.00
Dec 31, 2025 0.01
Sep 30, 2025 0.01
Jun 30, 2025 0.00
Mar 31, 2025 0.00
Dec 31, 2024 0.01
Sep 30, 2024 0.01
Jun 30, 2024 0.01
Mar 31, 2024 0.01
Dec 31, 2023 0.01
Sep 30, 2023 0.01
Jun 30, 2023 0.01
Mar 31, 2023 0.01
Dec 31, 2022 0.01
Sep 30, 2022 0.01
Jun 30, 2022 0.01
Mar 31, 2022 0.01
Dec 31, 2021 0.01
Sep 30, 2021 0.01
Jun 30, 2021 0.01