HBT Financial (HBT) EBT Margin (2018 - 2026)
HBT Financial (HBT) recorded EBT Margin of 46.70% in Q2 2026, up 1.87 percentage points from 44.83% a year earlier and up 24.34 percentage points from the prior quarter.
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Analysis
HBT Financial (HBT) EBT Margin (2018 - 2026) Analysis & Trends
On a TTM basis, HBT Financial's EBT Margin came in at 39.28% as of Jun 30, 2026, down 5.39 percentage points year-over-year; for FY2025, it was 44.08%, up 0.69 percentage points from FY2024.
- Annual EBT Margin has a five-year change of +11.48 percentage points (FY2020 to FY2025).
- Across earlier years, EBT Margin came in at 43.39% in FY2024 (+4.39 pp), 39.00% in FY2023 (-3.19 pp), 42.19% in FY2022 (-5.74 pp) and 47.93% in FY2021 (+15.33 pp).
- The Q2 2026 figure is the highest quarterly EBT Margin since Q3 2021.
- On a year-over-year basis, EBT Margin rose in five of the last eight quarters, with an average year-over-year change of -2.10 percentage points.
- Peak year-over-year performance for EBT Margin in the last five years was a gain of 16.87 percentage points in Q1 2024, against a drop of 21.61 percentage points in Q1 2026 at the low end.
- Per Business Quant, the preceding three quarters came in at 22.35% (Q1 2026), 42.88% (Q4 2025) and 44.67% (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 909.02 Bn | 886.77 Bn | - | 40.13% |
| 2 | Banco Santander Chile | 406.67 Bn | -7,110.43 Bn | - | - |
| 3 | Bank Of America | 350.91 Bn | -2,025.20 Bn | - | 29.93% |
| 4 | Hsbc Holdings | 308.71 Bn | -2,966.46 Bn | - | 51.73% |
| 5 | Morgan Stanley | 293.66 Bn | -249.15 Bn | - | 31.85% |
| 6 | Royal Bank Of Canada | 283.56 Bn | -546.44 Bn | - | 41.80% |
| 7 | Goldman Sachs | 262.71 Bn | -3,480.74 Bn | - | 37.49% |
| 8 | Wells Fargo & Company | 257.44 Bn | 92.87 Bn | - | 32.46% |
| 9 | Mitsubishi Ufj Financial | 256.82 Bn | -75.42 Bn | 10.89 Bn | 70.61% |
| 10 | HBT Financial | 1.36 Bn | 682.67 Mn | - | 50.21% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 50.21% |
| Jun 30, 2026 | 46.70% |
| Mar 31, 2026 | 22.35% |
| Dec 31, 2025 | 42.88% |
| Sep 30, 2025 | 44.67% |
| Jun 30, 2025 | 44.83% |
| Mar 31, 2025 | 43.96% |
| Dec 31, 2024 | 46.41% |
| Sep 30, 2024 | 43.43% |
| Jun 30, 2024 | 44.06% |
| Mar 31, 2024 | 39.22% |
| Dec 31, 2023 | 44.04% |
| Sep 30, 2023 | 46.08% |
| Jun 30, 2023 | 42.60% |
| Mar 31, 2023 | 22.35% |
| Dec 31, 2022 | 35.18% |
| Sep 30, 2022 | 46.55% |
| Jun 30, 2022 | 44.12% |
| Mar 31, 2022 | 43.84% |
| Dec 31, 2021 | 44.24% |
API Access
HBT Financial EBT Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ebt-margin&ticker=HBT&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ebt-margin", "ticker": "HBT", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=ebt-margin&ticker=HBT&period=max&api_key=YOUR_API_KEY");
const data = await res.json();