HBT Financial (HBT) EBITDA Margin (2018 - 2026)
HBT Financial (HBT) recorded EBITDA Margin of 74.03% in Q2 2026, up 2.39 percentage points from 71.64% a year earlier and up 25.92 percentage points from the prior quarter.
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Analysis
HBT Financial (HBT) EBITDA Margin (2018 - 2026) Analysis & Trends
On a TTM basis, HBT Financial's EBITDA Margin came in at 65.62% as of Jun 30, 2026, down 7.73 percentage points year-over-year; for FY2025, it came in at 70.64%, down 3.51 percentage points from FY2024.
- Annual EBITDA Margin has a five-year change of +27.73 percentage points (FY2020 to FY2025).
- Across earlier years, EBITDA Margin came in at 74.15% in FY2024 (+15.74 pp), 58.41% in FY2023 (+10.00 pp), 48.41% in FY2022 (-5.84 pp) and 54.25% in FY2021 (+11.34 pp).
- The Q2 2026 figure is the highest quarterly EBITDA Margin since Q4 2024.
- On a year-over-year basis, EBITDA Margin rose in four of the last eight quarters, with an average year-over-year change of -3.01 percentage points.
- Peak year-over-year performance for EBITDA Margin in the last five years was a gain of 37.38 percentage points in Q1 2024, against a drop of 23.34 percentage points in Q1 2026 at the low end.
- Per Business Quant, the preceding three quarters came in at 48.11% (Q1 2026), 68.31% (Q4 2025) and 71.23% (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBITDA Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 909.02 Bn | 886.77 Bn | - | 97.78% |
| 2 | Banco Santander Chile | 406.67 Bn | -7,110.43 Bn | - | - |
| 3 | Bank Of America | 350.91 Bn | -2,025.20 Bn | - | 91.48% |
| 4 | Hsbc Holdings | 308.71 Bn | -2,966.46 Bn | - | - |
| 5 | Morgan Stanley | 293.66 Bn | -249.15 Bn | - | 100.96% |
| 6 | Royal Bank Of Canada | 283.56 Bn | -546.44 Bn | - | 139.87% |
| 7 | Goldman Sachs | 262.71 Bn | -3,480.74 Bn | - | 142.21% |
| 8 | Wells Fargo & Company | 257.44 Bn | 92.87 Bn | - | 92.97% |
| 9 | Mitsubishi Ufj Financial | 256.82 Bn | -75.42 Bn | 10.89 Bn | - |
| 10 | HBT Financial | 1.36 Bn | 682.67 Mn | - | 77.39% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 77.39% |
| Jun 30, 2026 | 74.03% |
| Mar 31, 2026 | 48.11% |
| Dec 31, 2025 | 68.31% |
| Sep 30, 2025 | 71.23% |
| Jun 30, 2025 | 71.64% |
| Mar 31, 2025 | 71.45% |
| Dec 31, 2024 | 75.11% |
| Sep 30, 2024 | 75.22% |
| Jun 30, 2024 | 74.67% |
| Mar 31, 2024 | 71.36% |
| Dec 31, 2023 | 72.28% |
| Sep 30, 2023 | 67.43% |
| Jun 30, 2023 | 58.82% |
| Mar 31, 2023 | 33.98% |
| Dec 31, 2022 | 42.54% |
| Sep 30, 2022 | 52.40% |
| Jun 30, 2022 | 49.79% |
| Mar 31, 2022 | 49.68% |
| Dec 31, 2021 | 38.24% |
API Access
HBT Financial EBITDA Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ebitda-margin&ticker=HBT&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ebitda-margin", "ticker": "HBT", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=ebitda-margin&ticker=HBT&period=max&api_key=YOUR_API_KEY");
const data = await res.json();