HBT Financial (HBT) FCF Margin (2018 - 2026)
HBT Financial (HBT) recorded FCF Margin of 159.32% in Q2 2026, up 7.49 percentage points from 151.83% a year earlier but down 138.06 percentage points from the prior quarter.
HBT Financial (HBT) FCF Margin (2018 - 2026) Analysis & Trends
On a TTM basis, HBT Financial's FCF Margin came in at 218.66% as of Jun 30, 2026, down 47.48 percentage points year-over-year; for FY2025, it was 241.58%, down 38.33 percentage points from FY2024.
- Annual FCF Margin has a five-year change of +103.65 percentage points (FY2020 to FY2025).
- Across earlier years, FCF Margin came in at 279.92% in FY2024 (+62.01 pp), 217.90% in FY2023 (-51.49 pp), 269.39% in FY2022 (+95.84 pp) and 173.55% in FY2021 (+35.62 pp).
- Quarterly FCF Margin has ranged from 46.30% in Q3 2021 to 397.72% in Q1 2025 over the past five years.
- On a year-over-year basis, FCF Margin rose in five of the last eight quarters, with an average year-over-year change of -13.37 percentage points.
- Peak year-over-year performance for FCF Margin in the last five years was a gain of 230.19 percentage points in Q3 2022, against a drop of 360.74 percentage points in Q4 2021 at the low end.
- Per Business Quant, the preceding three quarters came in at 297.38% (Q1 2026), 236.85% (Q4 2025) and 187.49% (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 879.54 Bn | 909.01 Bn | - | -44.09% |
| 2 | Banco Santander Chile | 418.48 Bn | 538.42 Bn | - | - |
| 3 | Bank Of America | 381.92 Bn | -1,994.15 Bn | - | 92.03% |
| 4 | Hsbc Holdings | 341.10 Bn | 341.15 Bn | - | - |
| 5 | Morgan Stanley | 295.71 Bn | -213.38 Bn | - | -16.70% |
| 6 | Royal Bank Of Canada | 275.38 Bn | 126.13 Bn | - | 189.34% |
| 7 | Mitsubishi Ufj Financial | 273.79 Bn | -1,314.70 Bn | 10.89 Bn | - |
| 8 | Goldman Sachs | 262.78 Bn | -3,294.34 Bn | - | 27.55% |
| 9 | Wells Fargo & Company | 242.61 Bn | 244.75 Bn | - | 29.95% |
| 10 | HBT Financial | 1.29 Bn | 588.95 Mn | - | 159.32% |
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 159.32% |
| Mar 31, 2026 | 297.38% |
| Dec 31, 2025 | 236.85% |
| Sep 30, 2025 | 187.49% |
| Jun 30, 2025 | 151.83% |
| Mar 31, 2025 | 397.72% |
| Dec 31, 2024 | 195.97% |
| Sep 30, 2024 | 327.36% |
| Jun 30, 2024 | 244.37% |
| Mar 31, 2024 | 362.43% |
| Dec 31, 2023 | 154.90% |
| Sep 30, 2023 | 226.32% |
| Jun 30, 2023 | 193.83% |
| Mar 31, 2023 | 303.89% |
| Dec 31, 2022 | 338.55% |
| Sep 30, 2022 | 276.49% |
| Jun 30, 2022 | 136.92% |
| Mar 31, 2022 | 330.18% |
| Dec 31, 2021 | 243.33% |
| Sep 30, 2021 | 46.30% |
HBT Financial FCF Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=fcf-margin&ticker=HBT&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "fcf-margin", "ticker": "HBT", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=fcf-margin&ticker=HBT&period=max&api_key=YOUR_API_KEY");
const data = await res.json();