Home Bancorp (HBCP) Interest Coverage Ratio (2010 - 2026)
Home Bancorp (HBCP) posted Interest Coverage Ratio of 1.59 for Q1 2026, down 20.01% on a QoQ basis from 1.99 in Q4 2025, and up 13.41% year-over-year from 1.4 in Q1 2025.
Home Bancorp (HBCP) Interest Coverage Ratio (2010 - 2026) Analysis & Trends
Home Bancorp's Interest Coverage Ratio history runs 17 years deep, the most recent figure standing at 1.59 for Q1 2026.
- Quarterly Interest Coverage Ratio rose 13.41% year-over-year to 1.59 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 6.38 (up 23.21% YoY) and the FY2025 annual result came in at 1.94, up 14.16% from the prior year.
- Interest Coverage Ratio was 1.59 for Q1 2026 at Home Bancorp, down from 1.99 in the prior quarter.
- Across five years, Interest Coverage Ratio topped out at 9.36 in Q2 2022 and bottomed at 1.22 in Q2 2024.
- A 5-year average of 2.95 and a median of 1.81 in 2023 frame the typical range for Interest Coverage Ratio.
- Annual changes were most pronounced in 2023 — Interest Coverage Ratio tumbled 75.88% — and 2025, when it grew 20.49%.
- Home Bancorp's Interest Coverage Ratio stood at 5.07 in 2022, then slumped by 64.2% to 1.81 in 2023, then fell by 4.13% to 1.74 in 2024, then increased by 14.41% to 1.99 in 2025, then dropped by 20.01% to 1.59 in 2026.
- Business Quant data shows HBCP's Interest Coverage Ratio at 1.59 in Q1 2026, 1.99 in Q4 2025, and 1.58 in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 43,124.21 Bn | 43,125.44 Bn | -775,612.08 | 7,084.59 |
| 2 | Shinhan Financial | 33,971.34 Bn | 33,973.00 Bn | - | -0.53 |
| 3 | Bank Of Chile | 4,105.33 Bn | 4,105.33 Bn | 167,623.00 | -22.98 |
| 4 | NatWest | 768.74 Bn | 572.78 Bn | 1.79 Bn | - |
| 5 | Mizuho Financial | 385.64 Bn | 389.59 Bn | - | 1.66 |
| 6 | Lloyds Banking | 358.14 Bn | 358.14 Bn | - | - |
| 7 | First Capital | 200.03 Bn | 199.69 Bn | - | 1.27 |
| 8 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | 2.19 |
| 9 | Pnc Financial Services | 100.96 Bn | 101.01 Bn | - | 1.86 |
| 10 | Home Bancorp | 536.14 Mn | 536.14 Mn | - | 1.59 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 1.59 |
| Dec 31, 2025 | 1.99 |
| Sep 30, 2025 | 1.58 |
| Jun 30, 2025 | 1.47 |
| Mar 31, 2025 | 1.40 |
| Dec 31, 2024 | 1.74 |
| Sep 30, 2024 | 1.36 |
| Jun 30, 2024 | 1.22 |
| Mar 31, 2024 | 1.25 |
| Dec 31, 2023 | 1.81 |
| Sep 30, 2023 | 1.97 |
| Jun 30, 2023 | 2.26 |
| Mar 31, 2023 | 3.17 |
| Dec 31, 2022 | 5.07 |
| Sep 30, 2022 | 6.70 |
| Jun 30, 2022 | 9.36 |
| Mar 31, 2022 | 6.16 |
| Dec 31, 2021 | 12.26 |
| Sep 30, 2021 | 15.33 |
| Jun 30, 2021 | 9.63 |