Home Bancorp (HBCP) Interest Coverage Ratio (2010 - 2026)
Home Bancorp's (HBCP) quarterly Interest Coverage Ratio came in at 1.59 in Q1 2026, up 13.41% YoY from 1.4 in Q1 2025, and down 20.01% on a QoQ basis from 1.99 in Q4 2025.
Home Bancorp (HBCP) Interest Coverage Ratio (2010 - 2026) Analysis & Trends
Home Bancorp (HBCP) has 17 years of Interest Coverage Ratio data on file, last reported at 1.59 in Q1 2026.
- Quarterly Interest Coverage Ratio rose 13.41% year-over-year to 1.59 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 6.38 (up 23.21% YoY) and the FY2025 annual result came in at 1.94, up 14.16% from the prior year.
- Interest Coverage Ratio retreated to 1.59 in Q1 2026, from 1.99 in the prior quarter.
- In the past five years, Interest Coverage Ratio ranged from a high of 9.36 in Q2 2022 to a low of 1.22 in Q2 2024.
- A 5-year average of 2.95 and a median of 1.81 in 2023 frame the typical range for Interest Coverage Ratio.
- Annual changes were most pronounced in 2023 — Interest Coverage Ratio plunged 75.88% — and 2025, when it gained 20.49%.
- Tracing HBCP's Interest Coverage Ratio over 5 years: stood at 5.07 in 2022, then plunged by 64.2% to 1.81 in 2023, then dropped by 4.13% to 1.74 in 2024, then climbed by 14.41% to 1.99 in 2025, then decreased by 20.01% to 1.59 in 2026.
- The last three Interest Coverage Ratio figures came in at 1.59 (Q1 2026), 1.99 (Q4 2025), and 1.58 (Q3 2025), per Business Quant data.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.66 Bn | 84.46 Bn | - | - |
| 2 | Pnc Financial Services | 97.86 Bn | 97.86 Bn | - | 2.00 |
| 3 | Us Bancorp | 96.39 Bn | 96.39 Bn | - | 1.84 |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.92 Bn | -144.17 Bn | - | 0.27 |
| 6 | Deutsche Bank Aktiengesellschaft | 72.22 Bn | -81.10 Bn | - | 1.49 |
| 7 | Nu Holdings | 70.34 Bn | 56.66 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.75 Bn | 61.75 Bn | - | 1.77 |
| 9 | Fifth Third Bancorp | 49.88 Bn | 26.16 Bn | - | 1.90 |
| 10 | Home Bancorp | 540.89 Mn | 540.89 Mn | - | 2.07 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 1.57 |
| Mar 31, 2026 | 1.59 |
| Dec 31, 2025 | 1.99 |
| Sep 30, 2025 | 1.58 |
| Jun 30, 2025 | 1.47 |
| Mar 31, 2025 | 1.40 |
| Dec 31, 2024 | 1.74 |
| Sep 30, 2024 | 1.36 |
| Jun 30, 2024 | 1.22 |
| Mar 31, 2024 | 1.25 |
| Dec 31, 2023 | 1.81 |
| Sep 30, 2023 | 1.97 |
| Jun 30, 2023 | 2.26 |
| Mar 31, 2023 | 3.17 |
| Dec 31, 2022 | 5.07 |
| Sep 30, 2022 | 6.70 |
| Jun 30, 2022 | 9.36 |
| Mar 31, 2022 | 6.16 |
| Dec 31, 2021 | 12.26 |
| Sep 30, 2021 | 15.33 |