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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEquity AverageEquity RatioFCF MarginFCF Payout RatioInterest Coverage RatioInvested CapitalNet MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Home Bancorp (HBCP) Interest Coverage Ratio (2016 - 2025)

Home Bancorp's Interest Coverage Ratio history spans 10 years, with the latest figure at 1.99 for Q4 2025.

  • For Q4 2025, Interest Coverage Ratio rose 14.41% year-over-year to 1.99; the TTM value through Dec 2025 reached 1.96, up 15.19%, while the annual FY2025 figure was 1.96, 15.19% up from the prior year.
  • Interest Coverage Ratio reached 1.99 in Q4 2025 per HBCP's latest filing, down from 2.03 in the prior quarter.
  • In the past five years, Interest Coverage Ratio ranged from a high of 15.33 in Q3 2021 to a low of 1.63 in Q2 2024.
  • Average Interest Coverage Ratio over 5 years is 4.87, with a median of 2.14 recorded in 2025.
  • Peak YoY movement for Interest Coverage Ratio: soared 416.62% in 2021, then plummeted 75.88% in 2023.
  • A 5-year view of Interest Coverage Ratio shows it stood at 12.26 in 2021, then plummeted by 58.68% to 5.07 in 2022, then tumbled by 64.2% to 1.81 in 2023, then fell by 4.13% to 1.74 in 2024, then increased by 14.41% to 1.99 in 2025.
  • Per Business Quant, the three most recent readings for HBCP's Interest Coverage Ratio are 1.99 (Q4 2025), 2.03 (Q3 2025), and 1.93 (Q2 2025).