Home Bancorp (HBCP) Interest Coverage Ratio (2010 - 2026)
Home Bancorp (HBCP) reported Interest Coverage Ratio of 2.08 for Q1 2026, up 10.09% on a YoY basis from 1.89 in Q1 2025, and up 4.69% quarter-over-quarter from 1.99 in Q4 2025.
Home Bancorp (HBCP) Interest Coverage Ratio (2010 - 2026) Analysis & Trends
Home Bancorp has reported Interest Coverage Ratio for 17 years, with the latest figure at 2.08 in Q1 2026.
- For the quarter ending Q1 2026, Interest Coverage Ratio rose 10.09% year-over-year to 2.08; the trailing twelve-month figure through Mar 2026 stood at 2.0 (up 15.59% YoY), and the FY2025 full-year result was 1.96, up 15.19% from the prior year.
- Interest Coverage Ratio for Q1 2026 stood at 2.08, up from 1.99 in the prior quarter.
- The five-year high for Interest Coverage Ratio was 9.36 in Q2 2022, with the low at 1.63 in Q2 2024.
- Historically, Interest Coverage Ratio has averaged 3.13 across 5 years, with a median of 1.99 in 2025.
- Annual changes were most pronounced in 2023 — Interest Coverage Ratio plunged 75.88% — and 2025, when it grew 20.23%.
- Home Bancorp's Interest Coverage Ratio stood at 5.07 in 2022, then plunged by 64.2% to 1.81 in 2023, then dropped by 4.13% to 1.74 in 2024, then climbed by 14.41% to 1.99 in 2025, then rose by 4.69% to 2.08 in 2026.
- The last three Interest Coverage Ratio figures came in at 2.08 (Q1 2026), 1.99 (Q4 2025), and 2.03 (Q3 2025), per Business Quant data.
Powered by 
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 97,765.53 Bn | 97,765.53 Bn | - | -1.52 |
| 2 | Bank Bradesco | 6,846.93 Bn | 6,830.99 Bn | - | - |
| 3 | Lloyds Banking | 384.13 Bn | 384.40 Bn | - | - |
| 4 | First Capital | 215.78 Bn | 215.63 Bn | - | 2.53 |
| 5 | Itau Unibanco Holding | 202.78 Bn | 202.78 Bn | - | - |
| 6 | Landmark Bancorp | 180.37 Bn | 180.34 Bn | - | 2.21 |
| 7 | NatWest | 168.65 Bn | -51.67 Bn | - | - |
| 8 | Shinhan Financial | 136.54 Bn | 104.11 Bn | - | 0.04 |
| 9 | Mizuho Financial | 112.02 Bn | 112.56 Bn | - | - |
| 10 | Home Bancorp | 527.63 Mn | 527.63 Mn | - | 2.08 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 2.08 |
| Dec 31, 2025 | 1.99 |
| Sep 30, 2025 | 2.03 |
| Jun 30, 2025 | 1.93 |
| Mar 31, 2025 | 1.89 |
| Dec 31, 2024 | 1.74 |
| Sep 30, 2024 | 1.69 |
| Jun 30, 2024 | 1.63 |
| Mar 31, 2024 | 1.75 |
| Dec 31, 2023 | 1.81 |
| Sep 30, 2023 | 1.97 |
| Jun 30, 2023 | 2.26 |
| Mar 31, 2023 | 3.17 |
| Dec 31, 2022 | 5.07 |
| Sep 30, 2022 | 6.70 |
| Jun 30, 2022 | 9.36 |
| Mar 31, 2022 | 6.16 |
| Dec 31, 2021 | 12.26 |
| Sep 30, 2021 | 15.33 |
| Jun 30, 2021 | 9.63 |