Home Bancorp (HBCP) Interest Coverage Ratio: 2016-2025

Historic Interest Coverage Ratio for Home Bancorp (HBCP) over the last 10 years, with Sep 2025 value amounting to 2.03.

  • Home Bancorp's Interest Coverage Ratio rose 20.23% to 2.03 in Q3 2025 from the same period last year, while for Sep 2025 it was 1.89, marking a year-over-year increase of 10.37%. This contributed to the annual value of 1.70 for FY2024, which is 21.53% down from last year.
  • Home Bancorp's Interest Coverage Ratio amounted to 2.03 in Q3 2025, which was up 5.22% from 1.93 recorded in Q2 2025.
  • In the past 5 years, Home Bancorp's Interest Coverage Ratio ranged from a high of 15.33 in Q3 2021 and a low of 1.63 during Q2 2024.
  • Its 3-year average for Interest Coverage Ratio is 1.99, with a median of 1.89 in 2025.
  • In the last 5 years, Home Bancorp's Interest Coverage Ratio soared by 416.62% in 2021 and then plummeted by 75.88% in 2023.
  • Home Bancorp's Interest Coverage Ratio (Quarterly) stood at 12.26 in 2021, then slumped by 58.68% to 5.07 in 2022, then tumbled by 64.20% to 1.81 in 2023, then decreased by 4.13% to 1.74 in 2024, then grew by 20.23% to 2.03 in 2025.
  • Its Interest Coverage Ratio was 2.03 in Q3 2025, compared to 1.93 in Q2 2025 and 1.89 in Q1 2025.