Home Bancorp (HBCP) Interest Coverage Ratio (2010 - 2026)
Home Bancorp posted quarterly Interest Coverage Ratio of 2.08 for Q1 2026, up 10.09% year-on-year from 1.89 in Q1 2025, and up 4.69% on a QoQ basis from 1.99 in Q4 2025.
Home Bancorp (HBCP) has 17 years of Interest Coverage Ratio data on file, last reported at 2.08 in Q1 2026.
- For the quarter ending Q1 2026, Interest Coverage Ratio rose 10.09% year-over-year to 2.08; the trailing twelve-month figure through Mar 2026 stood at 2.0 (up 15.59% YoY), and the FY2025 full-year result was 1.96, up 15.19% from the prior year.
- Interest Coverage Ratio for Q1 2026 stood at 2.08, up from 1.99 in the prior quarter.
- Across five years, Interest Coverage Ratio topped out at 9.36 in Q2 2022 and bottomed at 1.63 in Q2 2024.
- The 5-year median for Interest Coverage Ratio is 1.99 (2025), against an average of 3.13.
- The widest annual swing landed in 2023, when Interest Coverage Ratio slumped 75.88%; it then grew 20.23% in 2025.
- A 5-year view of Interest Coverage Ratio shows it stood at 5.07 in 2022, then tumbled by 64.2% to 1.81 in 2023, then declined by 4.13% to 1.74 in 2024, then grew by 14.41% to 1.99 in 2025, then gained by 4.69% to 2.08 in 2026.
- The last three Interest Coverage Ratio figures came in at 2.08 (Q1 2026), 1.99 (Q4 2025), and 2.03 (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 90,891.20 Bn | 90,891.20 Bn | - | -3.29 |
| 2 | Bank Bradesco | 6,807.69 Bn | 6,791.75 Bn | - | - |
| 3 | Lloyds Banking | 426.28 Bn | 426.28 Bn | - | - |
| 4 | NatWest | 184.56 Bn | 184.56 Bn | - | - |
| 5 | First Capital | 181.18 Bn | 181.03 Bn | - | 2.53 |
| 6 | Landmark Bancorp | 164.67 Bn | 164.64 Bn | - | 2.21 |
| 7 | Deutsche Bank Aktiengesellschaft | 161.63 Bn | -151,939.28 Bn | - | 1.32 |
| 8 | KB Financial | 150.02 Bn | 142.15 Bn | - | -36.40 |
| 9 | Pnc Financial Services | 88.79 Bn | 88.84 Bn | - | 1.88 |
| 10 | Home Bancorp | 502.93 Mn | 502.93 Mn | - | 2.08 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 2.08 |
| Dec 31, 2025 | 1.99 |
| Sep 30, 2025 | 2.03 |
| Jun 30, 2025 | 1.93 |
| Mar 31, 2025 | 1.89 |
| Dec 31, 2024 | 1.74 |
| Sep 30, 2024 | 1.69 |
| Jun 30, 2024 | 1.63 |
| Mar 31, 2024 | 1.75 |
| Dec 31, 2023 | 1.81 |
| Sep 30, 2023 | 1.97 |
| Jun 30, 2023 | 2.26 |
| Mar 31, 2023 | 3.17 |
| Dec 31, 2022 | 5.07 |
| Sep 30, 2022 | 6.70 |
| Jun 30, 2022 | 9.36 |
| Mar 31, 2022 | 6.16 |
| Dec 31, 2021 | 12.26 |
| Sep 30, 2021 | 15.33 |
| Jun 30, 2021 | 9.63 |
| Mar 31, 2021 | 9.12 |
| Dec 31, 2020 | 7.11 |
| Sep 30, 2020 | 5.26 |
| Jun 30, 2020 | 2.11 |
| Mar 31, 2020 | 1.77 |
| Dec 31, 2019 | 2.98 |
| Sep 30, 2019 | 2.88 |
| Jun 30, 2019 | 3.01 |
| Mar 31, 2019 | 3.52 |
| Dec 31, 2018 | 3.68 |
| Sep 30, 2018 | 4.99 |
| Jun 30, 2018 | 5.37 |
| Mar 31, 2018 | 5.25 |
| Dec 31, 2017 | 5.50 |
| Sep 30, 2017 | 4.65 |
| Jun 30, 2017 | 5.57 |
| Mar 17, 2017 | 6.35 |
| Dec 31, 2016 | 5.37 |
| Sep 30, 2016 | 6.05 |
| Jun 30, 2016 | 5.64 |
| Mar 31, 2016 | 4.85 |
| Dec 31, 2015 | 5.49 |
| Sep 30, 2015 | 6.19 |
| Jun 30, 2015 | 6.20 |
| Mar 31, 2015 | 6.30 |
| Dec 31, 2014 | 6.18 |
| Sep 30, 2014 | 6.27 |
| Jun 30, 2014 | 5.98 |
| Mar 31, 2014 | 3.74 |
| Dec 31, 2013 | 4.58 |
| Sep 30, 2013 | 5.53 |
| Jun 30, 2013 | 3.02 |
| Mar 31, 2013 | 3.74 |
| Dec 31, 2012 | 4.03 |
| Sep 30, 2012 | 4.79 |
| Jun 30, 2012 | 3.11 |
| Mar 31, 2012 | 3.38 |
| Dec 31, 2011 | 3.30 |
| Sep 30, 2011 | 1.91 |
| Jun 30, 2011 | 2.73 |
| Mar 31, 2011 | 2.01 |
| Dec 31, 2010 | 2.57 |
| Sep 30, 2010 | 1.88 |
| Jun 30, 2010 | 2.43 |