Home Bancorp (HBCP) EBT Margin (2010 - 2026)
Home Bancorp's EBT Margin was 36.27% in Q2 2026, down 1.96 percentage points from 38.23% a year earlier and down 1.30 percentage points from the prior quarter.
Home Bancorp (HBCP) EBT Margin (2010 - 2026) Analysis & Trends
On a trailing twelve-month basis, Home Bancorp's EBT Margin was 38.24% through Jun 30, 2026, up 1.92 percentage points year-over-year; for FY2025, it came in at 39.01%, up 5.52 percentage points from FY2024.
- EBT Margin shows a five-year change of +10.09 percentage points (FY2020 to FY2025).
- In earlier years, EBT Margin was 33.50% in FY2024 (-3.56 pp), 37.06% in FY2023 (+4.83 pp), 32.22% in FY2022 (-19.32 pp) and 51.54% in FY2021 (+22.62 pp).
- The Q2 2026 figure marks the lowest quarterly EBT Margin since Q4 2024.
- Compared with a year earlier, EBT Margin was higher in four of the last eight quarters, with an average year-over-year change of +2.04 percentage points.
- The best year-over-year quarter for EBT Margin over five years was Q1 2023 (a gain of 20.31 percentage points); the worst was Q1 2022 (a drop of 30.85 percentage points).
- Per Business Quant data, HBCP's EBT Margin in the three quarters before Q2 2026 was 37.57% (Q1 2026), 38.16% (Q4 2025) and 41.07% (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 918.91 Bn | 918.91 Bn | - | 40.13% |
| 2 | Banco Santander Chile | 870.35 Bn | 846.93 Bn | - | - |
| 3 | Bank Of America | 358.55 Bn | -2,017.56 Bn | - | 29.93% |
| 4 | Hsbc Holdings | 315.74 Bn | -668.95 Bn | - | - |
| 5 | Morgan Stanley | 290.88 Bn | -253.14 Bn | - | 31.85% |
| 6 | Royal Bank Of Canada | 287.92 Bn | 137.98 Bn | - | 41.80% |
| 7 | Goldman Sachs | 270.57 Bn | -3,472.88 Bn | - | 37.49% |
| 8 | Wells Fargo & Company | 258.79 Bn | 258.79 Bn | - | 32.46% |
| 9 | Mitsubishi Ufj Financial | 247.94 Bn | 129.81 Bn | - | - |
| 10 | Home Bancorp | 477.74 Mn | 477.74 Mn | - | 31.84% |
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 31.84% |
| Jun 30, 2026 | 36.27% |
| Mar 31, 2026 | 37.57% |
| Dec 31, 2025 | 38.16% |
| Sep 30, 2025 | 41.07% |
| Jun 30, 2025 | 38.23% |
| Mar 31, 2025 | 38.55% |
| Dec 31, 2024 | 34.04% |
| Sep 30, 2024 | 34.27% |
| Jun 30, 2024 | 30.41% |
| Mar 31, 2024 | 35.26% |
| Dec 31, 2023 | 35.08% |
| Sep 30, 2023 | 36.04% |
| Jun 30, 2023 | 36.39% |
| Mar 31, 2023 | 40.54% |
| Dec 31, 2022 | 36.74% |
| Sep 30, 2022 | 36.76% |
| Jun 30, 2022 | 32.10% |
| Mar 31, 2022 | 20.23% |
| Dec 31, 2021 | 45.47% |
Home Bancorp EBT Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ebt-margin&ticker=HBCP&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ebt-margin", "ticker": "HBCP", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=ebt-margin&ticker=HBCP&period=max&api_key=YOUR_API_KEY");
const data = await res.json();