Home Bancorp (HBCP) Provisions (2010 - 2026)
Home Bancorp's Provisions came in at $762,000 for Q2 2026, up 55.8% from $489,000 a year earlier but down 17.4% from the prior quarter.
Home Bancorp (HBCP) Provisions (2010 - 2026) Analysis & Trends
Over the trailing twelve months to Jun 30, 2026, Home Bancorp reported Provisions of $1.94 million, up 2.1% year-over-year; for FY2025, it came in at $1.13 million, down 53.0% from FY2024.
- Provisions carries a five-year compound annual growth rate of -38.3% (FY2020 to FY2025).
- Going back by year, Provisions was $2.42 million in FY2024 (+3.2%), $2.34 million in FY2023 (-68.7%), $7.49 million in FY2022 and -$10.16 million in FY2021.
- The five-year range for quarterly Provisions is -$2.65 million (Q4 2021) to $3.22 million (Q1 2022).
- Year-over-year, Provisions increased in four of the last seven quarters, with growth averaging 33.5%.
- The fastest year-over-year change in Provisions over five years came in Q1 2025 (growth of 179.4%), and the weakest in Q1 2024 (a decline of 82.7%).
- Business Quant data shows HBCP's Provisions at $922,000 (Q1 2026), $480,000 (Q4 2025) and -$229,000 (Q3 2025) in the three quarters before Q2 2026.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Provisions (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 890.60 Bn | 920.07 Bn | - | 2.52 Bn |
| 2 | Banco Santander Chile | 421.74 Bn | 541.68 Bn | - | - |
| 3 | Bank Of America | 385.85 Bn | -1,990.22 Bn | - | 1.38 Bn |
| 4 | Hsbc Holdings | 345.94 Bn | 345.99 Bn | - | - |
| 5 | Morgan Stanley | 303.15 Bn | -205.95 Bn | - | 110.00 Mn |
| 6 | Royal Bank Of Canada | 279.82 Bn | 130.57 Bn | - | 717.20 Mn |
| 7 | Mitsubishi Ufj Financial | 274.62 Bn | -1,313.87 Bn | 10.89 Bn | -647.66 Mn |
| 8 | Goldman Sachs | 267.07 Bn | -3,290.04 Bn | - | 124.00 Mn |
| 9 | Wells Fargo & Company | 243.79 Bn | 245.93 Bn | - | 914.00 Mn |
| 10 | Home Bancorp | 523.15 Mn | 523.15 Mn | - | 762,000.00 |
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 762,000.00 |
| Mar 31, 2026 | 922,000.00 |
| Dec 31, 2025 | 480,000.00 |
| Sep 30, 2025 | -229,000.00 |
| Jun 30, 2025 | 489,000.00 |
| Mar 31, 2025 | 394,000.00 |
| Dec 31, 2024 | 873,000.00 |
| Sep 30, 2024 | 140,000.00 |
| Jun 30, 2024 | 1.26 Mn |
| Mar 31, 2024 | 141,000.00 |
| Dec 31, 2023 | 665,000.00 |
| Sep 30, 2023 | 351,000.00 |
| Jun 30, 2023 | 511,000.00 |
| Mar 31, 2023 | 814,000.00 |
| Dec 31, 2022 | 1.99 Mn |
| Sep 30, 2022 | 1.70 Mn |
| Jun 30, 2022 | 591,000.00 |
| Mar 31, 2022 | 3.22 Mn |
| Dec 31, 2021 | -2.65 Mn |
| Sep 30, 2021 | -2.39 Mn |
Home Bancorp Provisions API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=provisions&ticker=HBCP&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "provisions", "ticker": "HBCP", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=provisions&ticker=HBCP&period=max&api_key=YOUR_API_KEY");
const data = await res.json();