Home Bancorp (HBCP) Debt Ratio (2010 - 2025)

Home Bancorp (HBCP) posted Debt Ratio of 0.0 for Q4 2025, down 1.1% on a QoQ basis from 0.0 in Q3 2025, and down 92.22% year-over-year from 0.01 in Q4 2024.

Home Bancorp (HBCP) Debt Ratio (2010 - 2025) Analysis & Trends

Home Bancorp's Debt Ratio history runs 13 years deep, the most recent figure standing at 0.0 for Q4 2025.

  • Quarterly Debt Ratio fell 92.22% year-over-year to 0.0 in Q4 2025, while the trailing twelve-month figure through Dec 2025 was 0.0 (down 92.22% YoY) and the FY2025 annual result came in at 0.0, down 92.22% from the prior year.
  • Debt Ratio was 0.0 for Q4 2025 at Home Bancorp, down from 0.0 in the prior quarter.
  • Across five years, Debt Ratio topped out at 0.04 in Q1 2024 and bottomed at 0.0 in Q4 2025.
  • A 5-year average of 0.01 and a median of 0.01 in 2024 frame the typical range for Debt Ratio.
  • Annual changes were most pronounced in 2023 — Debt Ratio soared 895.72% — and 2025, when it slumped 94.46%.
  • Home Bancorp's Debt Ratio stood at 0.0 in 2021, then soared by 734.74% to 0.02 in 2022, then dropped by 23.11% to 0.01 in 2023, then decreased by 13.49% to 0.01 in 2024, then slumped by 92.22% to 0.0 in 2025.
  • Business Quant data shows HBCP's Debt Ratio at 0.0 in Q4 2025, 0.0 in Q3 2025, and 0.0 in Q2 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Debt Ratio (Qtr)
1 KB Financial 43,124.21 Bn 43,125.44 Bn -775,612.08 0.10
2 Shinhan Financial 33,971.34 Bn 33,973.00 Bn - 0.07
3 Bank Of Chile 4,105.33 Bn 4,105.33 Bn 167,623.00 0.02
4 NatWest 768.74 Bn 572.78 Bn 1.79 Bn 0.09
5 Mizuho Financial 385.64 Bn 389.59 Bn - 0.13
6 Lloyds Banking 358.14 Bn 358.14 Bn - 0.03
7 First Capital 200.03 Bn 199.69 Bn - -
8 Landmark Bancorp 187.97 Bn 187.94 Bn - 0.00
9 Pnc Financial Services 100.96 Bn 101.01 Bn - 0.04
10 Home Bancorp 536.14 Mn 536.14 Mn - -

Historic Data

Download Data
DateValue
Dec 31, 2025 0.00
Sep 30, 2025 0.00
Jun 30, 2025 0.00
Mar 31, 2025 0.02
Dec 31, 2024 0.01
Sep 30, 2024 0.02
Jun 30, 2024 0.01
Mar 31, 2024 0.04
Dec 31, 2023 0.01
Sep 30, 2023 0.00
Jun 30, 2023 0.02
Mar 31, 2023 0.02
Dec 31, 2022 0.02
Sep 30, 2022 0.02
Jun 30, 2022 0.01
Mar 31, 2022 0.00
Sep 30, 2021 0.00
Jun 30, 2021 0.00
Mar 31, 2021 0.00
Dec 31, 2020 0.01