Home Bancorp (HBCP) Debt Ratio (2010 - 2025)

Home Bancorp has reported Debt Ratio for 13 years, with the latest figure at 0.02 in Q4 2025.

• For the quarter ending Q4 2025, Debt Ratio fell 1.01% year-over-year to 0.02; the trailing twelve-month figure through Dec 2025 stood at 0.02 (down 1.01% YoY), and the FY2025 full-year result was 0.02, down 1.01% from the prior year.
• Debt Ratio for Q4 2025 stood at 0.02, roughly flat from 0.02 in the prior quarter.
• The five-year high for Debt Ratio was 0.04 in Q2 2024, with the low at 0.0 in Q1 2025.
• Historically, Debt Ratio has averaged 0.01 across 5 years, with a median of 0.01 in 2021.
• Annual changes were most pronounced in 2024 — Debt Ratio surged 2347.46% — and 2025, when it plunged 86.18%.
• Home Bancorp's Debt Ratio stood at 0.0 in 2021, then fell by 8.98% to 0.0 in 2022, then jumped by 852.17% to 0.02 in 2023, then declined by 3.2% to 0.02 in 2024, then declined by 1.01% to 0.02 in 2025.
• The last three Debt Ratio figures came in at 0.02 (Q4 2025), 0.02 (Q3 2025), and 0.02 (Q2 2025), per Business Quant data.