Home Bancorp (HBCP) FCF Payout Ratio (2018 - 2026)

Home Bancorp (HBCP) reported FCF Payout Ratio of 0.17 for Q1 2026, down 33.13% on a YoY basis from 0.25 in Q1 2025, and down 50.98% quarter-over-quarter from 0.34 in Q4 2025.

Home Bancorp (HBCP) FCF Payout Ratio (2018 - 2026) Analysis & Trends

Home Bancorp has reported FCF Payout Ratio for 9 years, with the latest figure at 0.17 in Q1 2026.

  • For the quarter ending Q1 2026, FCF Payout Ratio fell 33.13% year-over-year to 0.17; the trailing twelve-month figure through Mar 2026 stood at 0.18 (down 2.09% YoY), and the FY2025 full-year result was 0.2, up 10.58% from the prior year.
  • FCF Payout Ratio for Q1 2026 stood at 0.17, down from 0.34 in the prior quarter.
  • The five-year high for FCF Payout Ratio was 1.65 in Q1 2022, with the low at 0.11 in Q3 2025.
  • Historically, FCF Payout Ratio has averaged 0.29 across 5 years, with a median of 0.21 in 2023.
  • Annual changes were most pronounced in 2022 — FCF Payout Ratio surged 829.94% — and 2023, when it plunged 86.95%.
  • Home Bancorp's FCF Payout Ratio stood at 0.14 in 2022, then soared by 45.17% to 0.21 in 2023, then surged by 88.89% to 0.4 in 2024, then declined by 13.71% to 0.34 in 2025, then tumbled by 50.98% to 0.17 in 2026.
  • The last three FCF Payout Ratio figures came in at 0.17 (Q1 2026), 0.34 (Q4 2025), and 0.11 (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) FCF Cover (Qtr)
1 Bank Of Chile 97,765.53 Bn 97,765.53 Bn - 5.86
2 Bank Bradesco 6,846.93 Bn 6,830.99 Bn - -
3 Lloyds Banking 384.13 Bn 384.40 Bn - -
4 First Capital 215.78 Bn 215.63 Bn - 0.18
5 Itau Unibanco Holding 202.78 Bn 202.78 Bn - -
6 Landmark Bancorp 180.37 Bn 180.34 Bn - 0.19
7 NatWest 168.65 Bn -51.67 Bn - -
8 Shinhan Financial 136.54 Bn 104.11 Bn - -1.36
9 Mizuho Financial 112.02 Bn 112.56 Bn - -
10 Home Bancorp 527.63 Mn 527.63 Mn - 0.17

Historic Data

Download Data
DateValue
Mar 31, 2026 0.17
Dec 31, 2025 0.34
Sep 30, 2025 0.11
Jun 30, 2025 0.27
Mar 31, 2025 0.25
Dec 31, 2024 0.40
Sep 30, 2024 0.12
Jun 30, 2024 0.15
Mar 31, 2024 0.22
Dec 31, 2023 0.21
Sep 30, 2023 0.16
Jun 30, 2023 0.28
Mar 31, 2023 0.22
Dec 31, 2022 0.14
Sep 30, 2022 0.12
Jun 30, 2022 0.11
Mar 31, 2022 1.65
Dec 31, 2021 0.17
Sep 30, 2021 0.18
Jun 30, 2021 0.10