KPIs & Operating Metrics(New)
Growth Metrics

Fair Isaac (FICO) Asset Utilization Ratio (2016 - 2025)

Fair Isaac's Asset Utilization Ratio history spans 16 years, with the latest figure at 1.11 for Q4 2025.

  • For Q4 2025, Asset Utilization Ratio rose 6.89% year-over-year to 1.11; the TTM value through Dec 2025 reached 1.11, up 6.89%, while the annual FY2025 figure was 1.11, 6.45% up from the prior year.
  • Asset Utilization Ratio reached 1.11 in Q4 2025 per FICO's latest filing, up from 1.07 in the prior quarter.
  • In the past five years, Asset Utilization Ratio ranged from a high of 1.11 in Q4 2025 to a low of 0.83 in Q3 2021.
  • Average Asset Utilization Ratio over 5 years is 0.96, with a median of 0.96 recorded in 2022.
  • Peak YoY movement for Asset Utilization Ratio: grew 13.93% in 2022, then grew 0.82% in 2023.
  • A 5-year view of Asset Utilization Ratio shows it stood at 0.88 in 2021, then increased by 10.27% to 0.97 in 2022, then grew by 1.41% to 0.98 in 2023, then rose by 5.94% to 1.04 in 2024, then increased by 6.89% to 1.11 in 2025.
  • Per Business Quant, the three most recent readings for FICO's Asset Utilization Ratio are 1.11 (Q4 2025), 1.07 (Q3 2025), and 1.04 (Q2 2025).