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Growth Metrics

Fair Isaac (FICO) Interest Coverage Ratio (2016 - 2025)

Fair Isaac's Interest Coverage Ratio history spans 17 years, with the latest figure at 5.57 for Q4 2025.

  • For Q4 2025, Interest Coverage Ratio fell 8.48% year-over-year to 5.57; the TTM value through Dec 2025 reached 6.7, down 2.4%, while the annual FY2025 figure was 6.92, 0.35% changed from the prior year.
  • Interest Coverage Ratio reached 5.57 in Q4 2025 per FICO's latest filing, down from 5.95 in the prior quarter.
  • In the past five years, Interest Coverage Ratio ranged from a high of 19.4 in Q2 2021 to a low of 5.57 in Q4 2025.
  • Average Interest Coverage Ratio over 5 years is 8.04, with a median of 7.15 recorded in 2023.
  • Peak YoY movement for Interest Coverage Ratio: soared 162.78% in 2021, then plummeted 61.29% in 2022.
  • A 5-year view of Interest Coverage Ratio shows it stood at 9.48 in 2021, then tumbled by 35.06% to 6.16 in 2022, then grew by 1.77% to 6.26 in 2023, then fell by 2.81% to 6.09 in 2024, then fell by 8.48% to 5.57 in 2025.
  • Per Business Quant, the three most recent readings for FICO's Interest Coverage Ratio are 5.57 (Q4 2025), 5.95 (Q3 2025), and 7.98 (Q2 2025).