Fair Isaac (FICO) Interest Coverage Ratio (2009 - 2026)
Fair Isaac (FICO) posted Interest Coverage Ratio of 9.03 for Q1 2026, up 204.01% on a QoQ basis from 2.97 in Q4 2025, and up 15.32% year-over-year from 7.83 in Q1 2025.
Fair Isaac (FICO) Interest Coverage Ratio (2009 - 2026) Analysis & Trends
Fair Isaac's Interest Coverage Ratio history runs 18 years deep, the most recent figure standing at 9.03 for Q1 2026.
- Quarterly Interest Coverage Ratio rose 15.32% year-over-year to 9.03 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 3.92 (down 44.11% YoY) and the FY2025 annual result came in at 6.92, changed 0.35% from the prior year.
- Interest Coverage Ratio was 9.03 for Q1 2026 at Fair Isaac, up from 2.97 in the prior quarter.
- Across five years, Interest Coverage Ratio topped out at 14.15 in Q3 2024 and bottomed at 1.77 in Q3 2025.
- A 5-year average of 6.68 and a median of 7.08 in 2024 frame the typical range for Interest Coverage Ratio.
- Annual changes were most pronounced in 2024 — Interest Coverage Ratio surged 107.62% — and 2025, when it plunged 87.46%.
- Fair Isaac's Interest Coverage Ratio stood at 3.72 in 2022, then increased by 6.43% to 3.96 in 2023, then increased by 3.75% to 4.11 in 2024, then fell by 27.69% to 2.97 in 2025, then soared by 204.01% to 9.03 in 2026.
- Business Quant data shows FICO's Interest Coverage Ratio at 9.03 in Q1 2026, 2.97 in Q4 2025, and 1.77 in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Sap Se | 208.91 Bn | 189.27 Bn | 8.16 Bn | -9.39 |
| 2 | Full Truck Alliance | 188.77 Bn | 186.13 Bn | - | - |
| 3 | Shopify | 145.98 Bn | 140.23 Bn | 1.55 Bn | 1.00 |
| 4 | Uber Technologies | 141.48 Bn | 140.44 Bn | 5.95 Bn | 10.68 |
| 5 | Salesforce | 128.51 Bn | 116.67 Bn | 8.56 Bn | 0.80 |
| 6 | ServiceNow | 98.38 Bn | 93.20 Bn | 2.82 Bn | 0.15 |
| 7 | Automatic Data Processing | 97.56 Bn | 94.34 Bn | 2.87 Bn | -2.54 |
| 8 | Snowflake | 91.55 Bn | 88.59 Bn | 926.45 Mn | -6.14 |
| 9 | Cadence Design Systems | 89.91 Bn | 88.50 Bn | 1.41 Bn | 7.54 |
| 10 | Fair Isaac | 28.51 Bn | 28.29 Bn | 600.48 Mn | 9.03 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 9.03 |
| Dec 31, 2025 | 2.97 |
| Sep 30, 2025 | 1.77 |
| Jun 30, 2025 | 7.98 |
| Mar 31, 2025 | 7.83 |
| Dec 31, 2024 | 4.11 |
| Sep 30, 2024 | 14.15 |
| Jun 30, 2024 | 7.08 |
| Mar 31, 2024 | 7.47 |
| Dec 31, 2023 | 3.96 |
| Sep 30, 2023 | 6.82 |
| Jun 30, 2023 | 7.21 |
| Mar 31, 2023 | 6.69 |
| Dec 31, 2022 | 3.72 |
| Sep 30, 2022 | 6.44 |
| Jun 30, 2022 | 7.51 |
| Mar 31, 2022 | 8.83 |
| Dec 31, 2021 | 5.96 |
| Sep 30, 2021 | 10.98 |
| Jun 30, 2021 | 19.40 |