Fair Isaac (FICO) Debt Ratio (2009 - 2026)
Fair Isaac's (FICO) Debt Ratio came in at 2.74 for fiscal Q3 2026 (quarter ended Jun 30, 2026), up 83.6% from 1.49 a year earlier and up 54.2% from the prior quarter.
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Analysis
Fair Isaac (FICO) Debt Ratio (2009 - 2026) Analysis & Trends
For FY2025 (ended Sep 30, 2025), Fair Isaac's Debt Ratio stood at 1.64, up 27.2% from FY2024.
- In prior fiscal years, Fair Isaac's Debt Ratio was 1.29 in FY2024 (+8.8%), 1.18 in FY2023 (-8.1%), 1.29 in FY2022 (+60.1%) and 0.80 in FY2021 (+54.6%).
- The fiscal Q3 2026 figure stands as the highest quarterly Debt Ratio in data going back to fiscal Q4 2009.
- On a year-over-year basis, Debt Ratio increased in three of the last five quarters, with growth averaging 4.3%.
- The strongest year-over-year quarter for Debt Ratio in the past five years was fiscal Q3 2026, with growth of 83.6%; the weakest was fiscal Q1 2025, with a decline of 90.8%.
- According to Business Quant data, Debt Ratio for the three prior fiscal quarters was 1.78 (Q2 2026), 1.72 (Q1 2026) and 1.64 (Q4 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Debt Ratio (Qtr) |
|---|---|---|---|---|---|
| 1 | Palantir Technologies | 450.50 Bn | 419.56 Bn | 1.64 Bn | - |
| 2 | Oracle | 401.01 Bn | 273.57 Bn | - | 0.41 |
| 3 | Sap Se | 257.03 Bn | 178.11 Bn | 8.40 Bn | 0.18 |
| 4 | Salesforce | 187.04 Bn | 142.92 Bn | 8.70 Bn | 0.36 |
| 5 | ServiceNow | 135.91 Bn | 114.37 Bn | 2.82 Bn | 0.07 |
| 6 | Automatic Data Processing | 104.14 Bn | 86.27 Bn | 2.51 Bn | 0.08 |
| 7 | Intuit | 72.30 Bn | 51.65 Bn | 3.44 Bn | 0.21 |
| 8 | Relx | 60.17 Bn | 57.14 Bn | - | 0.16 |
| 9 | Strategy | 55.31 Bn | 48.30 Bn | 81.55 Mn | 0.13 |
| 10 | Fair Isaac | 18.16 Bn | 17.40 Bn | 587.17 Mn | 2.74 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 2.74 |
| Mar 31, 2026 | 1.78 |
| Dec 31, 2025 | 1.72 |
| Sep 30, 2025 | 1.64 |
| Jun 30, 2025 | 1.49 |
| Mar 31, 2025 | 0.01 |
| Dec 31, 2024 | 0.01 |
| Sep 30, 2024 | 1.29 |
| Jun 30, 2024 | 0.01 |
| Mar 31, 2024 | 0.01 |
| Dec 31, 2023 | 0.10 |
| Sep 30, 2023 | 1.18 |
| Jun 30, 2023 | 0.07 |
| Mar 31, 2023 | 0.07 |
| Dec 31, 2022 | 0.07 |
| Sep 30, 2022 | 1.29 |
| Jun 30, 2022 | 0.09 |
| Mar 31, 2022 | 0.09 |
| Dec 31, 2021 | 0.04 |
| Sep 30, 2021 | 0.80 |
API Access
Fair Isaac Debt Ratio API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=debt-ratio&ticker=FICO&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "debt-ratio", "ticker": "FICO", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=debt-ratio&ticker=FICO&period=max&api_key=YOUR_API_KEY");
const data = await res.json();