Fair Isaac (FICO) Debt Ratio (2009 - 2026)

Fair Isaac's Debt Ratio history runs 18 years deep, the most recent figure standing at 1.78 for Q1 2026.

• Quarterly Debt Ratio rose 29.01% year-over-year to 1.78 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 1.78 (up 29.01% YoY) and the FY2025 annual result came in at 1.64, up 26.34% from the prior year.
• Debt Ratio was 1.78 for Q1 2026 at Fair Isaac, up from 1.72 in the prior quarter.
• Across five years, Debt Ratio topped out at 1.78 in Q1 2026 and bottomed at 1.18 in Q3 2023.
• A 5-year average of 1.38 and a median of 1.29 in 2024 frame the typical range for Debt Ratio.
• Annual changes were most pronounced in 2022 — Debt Ratio soared 102.0% — and 2023, when it decreased 9.33%.
• Fair Isaac's Debt Ratio stood at 1.32 in 2022, then slipped by 6.51% to 1.23 in 2023, then gained by 15.24% to 1.42 in 2024, then rose by 21.53% to 1.72 in 2025, then grew by 3.05% to 1.78 in 2026.
• Business Quant data shows FICO's Debt Ratio at 1.78 in Q1 2026, 1.72 in Q4 2025, and 1.64 in Q3 2025.