Fair Isaac (FICO) Debt Ratio (2009 - 2026)
Fair Isaac's (FICO) quarterly Debt Ratio came in at 2.89 in Q2 2026, up 69.12% YoY from 1.71 in Q2 2025, and up 62.51% on a QoQ basis from 1.78 in Q1 2026.
Fair Isaac (FICO) Debt Ratio (2009 - 2026) Analysis & Trends
Fair Isaac (FICO) has 18 years of Debt Ratio data on file, last reported at 2.89 in Q2 2026.
- Quarterly Debt Ratio rose 69.12% year-over-year to 2.89 in Q2 2026, while the trailing twelve-month figure through Jun 2026 was 2.89 (up 69.12% YoY) and the FY2025 annual result came in at 1.85, up 42.86% from the prior year.
- Debt Ratio rose to 2.89 in Q2 2026, from 1.78 in the prior quarter.
- In the past five years, Debt Ratio ranged from a high of 2.89 in Q2 2026 to a low of 1.18 in Q3 2023.
- A 5-year average of 1.49 and a median of 1.31 in 2024 frame the typical range for Debt Ratio.
- Annual changes were most pronounced in 2022 — Debt Ratio soared 102.0% — and 2023, when it declined 9.33%.
- Tracing FICO's Debt Ratio over 5 years: stood at 1.32 in 2022, then retreated by 6.51% to 1.23 in 2023, then increased by 15.24% to 1.42 in 2024, then surged by 36.73% to 1.94 in 2025, then surged by 48.85% to 2.89 in 2026.
- The last three Debt Ratio figures came in at 2.89 (Q2 2026), 1.78 (Q1 2026), and 1.94 (Q4 2025), per Business Quant data.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Debt Ratio (Qtr) |
|---|---|---|---|---|---|
| 1 | Sap Se | 255.48 Bn | 234.41 Bn | 16.51 Bn | 0.11 |
| 2 | Shopify | 198.95 Bn | 194.00 Bn | 1.71 Bn | - |
| 3 | Salesforce | 160.70 Bn | 148.86 Bn | 8.56 Bn | 0.37 |
| 4 | Uber Technologies | 154.94 Bn | 149.73 Bn | 6.38 Bn | 0.22 |
| 5 | ServiceNow | 128.25 Bn | 123.58 Bn | 2.82 Bn | 0.24 |
| 6 | Snowflake | 114.00 Bn | 111.05 Bn | 926.45 Mn | - |
| 7 | Automatic Data Processing | 108.58 Bn | 104.35 Bn | 2.51 Bn | 0.08 |
| 8 | Adobe | 105.34 Bn | 99.72 Bn | 5.90 Bn | 0.22 |
| 9 | Intuit | 94.55 Bn | 87.77 Bn | 7.24 Bn | 0.18 |
| 10 | Fair Isaac | 23.45 Bn | 23.20 Bn | 587.17 Mn | 2.89 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 2.89 |
| Mar 31, 2026 | 1.78 |
| Dec 31, 2025 | 1.94 |
| Sep 30, 2025 | 1.85 |
| Jun 30, 2025 | 1.71 |
| Mar 31, 2025 | 1.38 |
| Dec 31, 2024 | 1.42 |
| Sep 30, 2024 | 1.29 |
| Jun 30, 2024 | 1.24 |
| Mar 31, 2024 | 1.20 |
| Dec 31, 2023 | 1.23 |
| Sep 30, 2023 | 1.18 |
| Jun 30, 2023 | 1.22 |
| Mar 31, 2023 | 1.28 |
| Dec 31, 2022 | 1.32 |
| Sep 30, 2022 | 1.29 |
| Jun 30, 2022 | 1.34 |
| Mar 31, 2022 | 1.21 |
| Dec 31, 2021 | 1.12 |
| Sep 30, 2021 | 0.80 |