Fair Isaac (FICO) Debt Ratio (2009 - 2026)
Fair Isaac (FICO) reported Debt Ratio of 1.78 for Q1 2026, up 21643.52% on a YoY basis from N/an in Q1 2025, and up 3.05% quarter-over-quarter from 1.72 in Q4 2025.
Fair Isaac (FICO) Debt Ratio (2009 - 2026) Analysis & Trends
Fair Isaac has reported Debt Ratio for 18 years, with the latest figure at 1.78 in Q1 2026.
- For the quarter ending Q1 2026, Debt Ratio rose 21643.52% year-over-year to 1.78; the trailing twelve-month figure through Mar 2026 stood at 1.78 (up 21643.52% YoY), and the FY2025 full-year result was 1.64, up 27.2% from the prior year.
- Debt Ratio for Q1 2026 stood at 1.78, up from 1.72 in the prior quarter.
- The five-year high for Debt Ratio was 1.78 in Q1 2026, with the low at 0.01 in Q1 2025.
- Historically, Debt Ratio has averaged 0.64 across 5 years, with a median of 0.09 in 2022.
- Annual changes were most pronounced in 2024 — Debt Ratio sank 90.85% — and 2026, when it soared 21643.52%.
- Fair Isaac's Debt Ratio stood at 0.07 in 2022, then jumped by 40.05% to 0.1 in 2023, then slumped by 90.85% to 0.01 in 2024, then soared by 19516.19% to 1.72 in 2025, then advanced by 3.05% to 1.78 in 2026.
- The last three Debt Ratio figures came in at 1.78 (Q1 2026), 1.72 (Q4 2025), and 1.64 (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Debt Ratio (Qtr) |
|---|---|---|---|---|---|
| 1 | Sap Se | 238.14 Bn | 220.17 Bn | 8.16 Bn | 0.08 |
| 2 | Full Truck Alliance | 166.83 Bn | 164.28 Bn | - | 0.00 |
| 3 | Uber Technologies | 150.36 Bn | 149.32 Bn | 11.88 Bn | 0.18 |
| 4 | Shopify | 147.75 Bn | 142.01 Bn | 1.55 Bn | - |
| 5 | Salesforce | 140.39 Bn | 128.55 Bn | 8.56 Bn | 0.37 |
| 6 | Cadence Design Systems | 105.73 Bn | 104.32 Bn | 1.26 Bn | 0.24 |
| 7 | ServiceNow | 105.42 Bn | 100.24 Bn | 2.83 Bn | - |
| 8 | Automatic Data Processing | 89.57 Bn | 86.34 Bn | 2.87 Bn | 0.06 |
| 9 | Adobe | 85.05 Bn | 78.16 Bn | 5.90 Bn | 0.06 |
| 10 | Fair Isaac | 28.20 Bn | 27.98 Bn | 600.48 Mn | 1.78 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 1.78 |
| Dec 31, 2025 | 1.72 |
| Sep 30, 2025 | 1.64 |
| Jun 30, 2025 | 1.49 |
| Mar 31, 2025 | 0.01 |
| Dec 31, 2024 | 0.01 |
| Sep 30, 2024 | 1.29 |
| Jun 30, 2024 | 0.01 |
| Mar 31, 2024 | 0.01 |
| Dec 31, 2023 | 0.10 |
| Sep 30, 2023 | 1.18 |
| Jun 30, 2023 | 0.07 |
| Mar 31, 2023 | 0.07 |
| Dec 31, 2022 | 0.07 |
| Sep 30, 2022 | 1.29 |
| Jun 30, 2022 | 0.09 |
| Mar 31, 2022 | 0.09 |
| Dec 31, 2021 | 0.04 |
| Sep 30, 2021 | 0.80 |
| Jun 30, 2021 | 0.16 |