Fair Isaac (FICO) Debt Ratio (2009 - 2026)

Fair Isaac (FICO) has reported Debt Ratio for 18 consecutive years, with 2.89 the latest figure, recorded in Q2 2026.

• For the quarter ending Q2 2026, Debt Ratio rose 69.12% year-over-year to 2.89; the trailing twelve-month figure through Jun 2026 stood at 2.89 (up 69.12% YoY), and the FY2025 full-year result was 1.85, up 42.86% from the prior year.
• Debt Ratio climbed to 2.89 in Q2 2026 per FICO's latest filing, from 1.78 in the prior quarter.
• Across five years, Debt Ratio topped out at 2.89 in Q2 2026 and bottomed at 1.18 in Q3 2023.
• Historically, Debt Ratio has averaged 1.49 across 5 years, with a median of 1.31 in 2024.
• The sharpest annual moves came in 2022 and 2023: Debt Ratio jumped 102.0% in 2022, then fell 9.33% in 2023.
• Over 5 years, Debt Ratio stood at 1.32 in 2022, then slipped by 6.51% to 1.23 in 2023, then gained by 15.24% to 1.42 in 2024, then jumped by 36.73% to 1.94 in 2025, then jumped by 48.85% to 2.89 in 2026.
• According to Business Quant data, Debt Ratio over the past three periods registered 2.89, 1.78, and 1.94 for Q2 2026, Q1 2026, and Q4 2025 respectively.