Ezcorp (EZPW) Operating Margin (2009 - 2026)
Ezcorp (EZPW) posted Operating Margin of 13.09% for Q2 2026, down 13.77% on a QoQ basis from 15.18% in Q1 2026, and up 152.0% year-over-year from 5.2% in Q2 2025.
Powered by 
Analysis
Ezcorp (EZPW) Operating Margin (2009 - 2026) Analysis & Trends
Ezcorp has reported Operating Margin for 18 years, with the latest figure at 13.09% in Q2 2026.
- On a quarterly basis, Operating Margin rose 152.0% year-over-year to 13.09% in Q2 2026; TTM through Jun 2026 was 13.9%, a 289.0% increase from a year earlier, with the FY2025 full-year figure at 11.71%, up 202.0% from the prior year.
- Operating Margin was 13.09% for Q2 2026 at Ezcorp, down from 15.18% in the prior quarter.
- The five-year high for Operating Margin was 15.87% in Q4 2025, with the low at 9.2% in Q2 2022.
- Average Operating Margin over 5 years is 11.6%, with a median of 11.18% recorded in 2025.
- The sharpest annual moves came in 2022 and 2023: Operating Margin soared 546 bps in 2022, then plunged 86 bps in 2023.
- Over 5 years, Operating Margin stood at 10.69% in 2022, then rose by 16 bps to 12.36% in 2023, then gained by 6 bps to 13.1% in 2024, then climbed by 21 bps to 15.87% in 2025, then slipped by 17 bps to 13.09% in 2026.
- The last three Operating Margin figures came in at 13.09% (Q2 2026), 15.18% (Q1 2026), and 15.87% (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Operating Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Synchrony Financial | 24.38 Bn | 8.19 Bn | - | - |
| 2 | Affirm Holdings | 24.01 Bn | 22.38 Bn | - | 12.63% |
| 3 | FirstCash Holdings | 9.50 Bn | 9.33 Bn | 533.67 Mn | 11.82% |
| 4 | Credit Acceptance | 6.00 Bn | 5.51 Bn | 569.30 Mn | 25.62% |
| 5 | Slm | 4.72 Bn | -77.52 Mn | - | - |
| 6 | Enova International | 4.35 Bn | 4.22 Bn | 568.07 Mn | 25.53% |
| 7 | Bread Financial Holdings | 4.20 Bn | -15.89 Bn | 957.00 Mn | 47.73% |
| 8 | StoneCo | 2.99 Bn | 1.38 Bn | 308.97 Mn | 49.45% |
| 9 | Ezcorp | 1.88 Bn | 1.57 Bn | 246.19 Mn | 13.09% |
| 10 | Navient | 1.64 Bn | 275.03 Mn | - | - |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 13.09% |
| Mar 31, 2026 | 15.18% |
| Dec 31, 2025 | 15.87% |
| Sep 30, 2025 | 10.98% |
| Jun 30, 2025 | 11.57% |
| Mar 31, 2025 | 11.18% |
| Dec 31, 2024 | 13.10% |
| Jun 30, 2024 | 9.98% |
| Mar 31, 2024 | 9.55% |
| Dec 31, 2023 | 12.36% |
| Jun 30, 2023 | 9.71% |
| Mar 31, 2023 | 10.34% |
| Dec 31, 2022 | 10.69% |
| Jun 30, 2022 | 9.20% |
| Mar 31, 2022 | 11.21% |
| Dec 31, 2021 | 10.05% |
| Jun 30, 2021 | 4.35% |
| Mar 31, 2021 | 5.75% |
| Dec 31, 2020 | 5.06% |
| Sep 30, 2020 | -16.11% |