Ezcorp (EZPW) EBT Margin (2009 - 2026)
Ezcorp (EZPW) posted EBT Margin of 12.42% for Q2 2026, down 15.24% on a QoQ basis from 14.65% in Q1 2026, and up 126.0% year-over-year from 5.5% in Q2 2025.
Analysis
Ezcorp (EZPW) EBT Margin (2009 - 2026) Analysis & Trends
Ezcorp has reported EBT Margin for 18 years, with the latest figure at 12.42% in Q2 2026.
- On a quarterly basis, EBT Margin rose 126.0% year-over-year to 12.42% in Q2 2026; TTM through Jun 2026 was 13.44%, a 236.0% increase from a year earlier, with the FY2025 full-year figure at 11.52%, up 157.0% from the prior year.
- EBT Margin was 12.42% for Q2 2026 at Ezcorp, down from 14.65% in the prior quarter.
- The five-year high for EBT Margin was 15.49% in Q4 2025, with the low at 2.84% in Q1 2023.
- Average EBT Margin over 5 years is 10.04%, with a median of 10.77% recorded in 2025.
- The sharpest annual moves came in 2023 and 2024: EBT Margin sank 1216 bps in 2023, then surged 1287 bps in 2024.
- Over 5 years, EBT Margin stood at 9.28% in 2022, then soared by 35 bps to 12.57% in 2023, then grew by 3 bps to 12.93% in 2024, then increased by 20 bps to 15.49% in 2025, then slipped by 20 bps to 12.42% in 2026.
- The last three EBT Margin figures came in at 12.42% (Q2 2026), 14.65% (Q1 2026), and 15.49% (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Synchrony Financial | 24.38 Bn | 8.19 Bn | - | 24.62% |
| 2 | Affirm Holdings | 24.01 Bn | 22.38 Bn | - | 14.50% |
| 3 | FirstCash Holdings | 9.50 Bn | 9.33 Bn | 533.67 Mn | 11.82% |
| 4 | Credit Acceptance | 6.00 Bn | 5.51 Bn | 569.30 Mn | 28.70% |
| 5 | Slm | 4.72 Bn | -77.52 Mn | - | 19.08% |
| 6 | Enova International | 4.35 Bn | 4.22 Bn | 568.07 Mn | 15.08% |
| 7 | Bread Financial Holdings | 4.20 Bn | -15.89 Bn | 957.00 Mn | 19.84% |
| 8 | StoneCo | 2.99 Bn | 1.38 Bn | 308.97 Mn | 19.43% |
| 9 | Ezcorp | 1.88 Bn | 1.57 Bn | 246.19 Mn | 12.42% |
| 10 | Navient | 1.64 Bn | 275.03 Mn | - | 22.03% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 12.42% |
| Mar 31, 2026 | 14.65% |
| Dec 31, 2025 | 15.49% |
| Sep 30, 2025 | 10.77% |
| Jun 30, 2025 | 11.16% |
| Mar 31, 2025 | 11.23% |
| Dec 31, 2024 | 12.93% |
| Jun 30, 2024 | 10.31% |
| Mar 31, 2024 | 10.03% |
| Dec 31, 2023 | 12.57% |
| Jun 30, 2023 | 4.95% |
| Mar 31, 2023 | -2.84% |
| Dec 31, 2022 | 9.28% |
| Jun 30, 2022 | 8.36% |
| Mar 31, 2022 | 9.32% |
| Dec 31, 2021 | 9.66% |
| Jun 30, 2021 | 2.15% |
| Mar 31, 2021 | 3.68% |
| Dec 31, 2020 | 3.09% |
| Sep 30, 2020 | -17.22% |