Ezcorp (EZPW) Debt Ratio (2009 - 2026)

Ezcorp (EZPW) posted quarterly Debt Ratio of 0.24 for Q1 2026, down 28.04% year-over-year from 0.34 in Q1 2025, and down 6.47% on a QoQ basis from 0.26 in Q4 2025.

Ezcorp (EZPW) Debt Ratio (2009 - 2026) Analysis & Trends

Ezcorp (EZPW) has reported Debt Ratio for 18 consecutive years, with 0.24 the latest figure, recorded in Q1 2026.

  • In Q1 2026, Debt Ratio fell 28.04% year-over-year to 0.24; the TTM figure through Mar 2026 stood at 0.24 (down 28.04% YoY), while the FY2025 annual figure was 0.27, up 21.13% from the prior year.
  • Debt Ratio came in at 0.24 for Q1 2026 at Ezcorp, down from 0.26 in the prior quarter.
  • The five-year high for Debt Ratio was 1.63 in Q2 2025, with the low at 0.22 in Q4 2024.
  • Average Debt Ratio over 5 years is 0.67, with a median of 0.34 recorded in 2025.
  • Across the five-year window, Debt Ratio soared 355.0% in 2022 and plunged 80.36% in 2024, its largest moves.
  • Year by year, Debt Ratio stood at 1.25 in 2022, then retreated by 10.85% to 1.11 in 2023, then slumped by 80.36% to 0.22 in 2024, then increased by 19.36% to 0.26 in 2025, then declined by 6.47% to 0.24 in 2026.
  • According to Business Quant data, Debt Ratio over the past three periods registered 0.24, 0.26, and 0.27 for Q1 2026, Q4 2025, and Q3 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Debt Ratio (Qtr)
1 Visa 587.74 Bn 575.34 Bn - 0.25
2 Mastercard 465.55 Bn 455.34 Bn - 0.36
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 0.01
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn 0.12
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn 0.18
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn -
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn 0.02
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn 0.60
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn 3.53
10 Ezcorp 2.19 Bn 1.51 Bn 260.04 Mn 0.24

Historic Data

Download Data
DateValue
Mar 31, 2026 0.24
Dec 31, 2025 0.26
Sep 30, 2025 0.27
Jun 30, 2025 1.63
Mar 31, 2025 0.34
Dec 31, 2024 0.22
Sep 30, 2024 0.22
Jun 30, 2024 1.13
Mar 31, 2024 0.24
Dec 31, 2023 1.11
Sep 30, 2023 0.25
Jun 30, 2023 1.23
Mar 31, 2023 0.25
Dec 31, 2022 1.25
Sep 30, 2022 0.95
Jun 30, 2022 0.95
Mar 31, 2022 0.90
Dec 31, 2021 0.90
Sep 30, 2021 0.21
Jun 30, 2021 0.73