Growth Metrics

Ezcorp (EZPW) Debt Ratio (2009 - 2026)

Ezcorp posted quarterly Debt Ratio of 0.24 for Q1 2026, down 28.04% year-on-year from 0.34 in Q1 2025, and down 6.47% on a QoQ basis from 0.26 in Q4 2025.

Ezcorp (EZPW) has 18 years of Debt Ratio data on file, last reported at 0.24 in Q1 2026.

  • For the quarter ending Q1 2026, Debt Ratio fell 28.04% year-over-year to 0.24; the trailing twelve-month figure through Mar 2026 stood at 0.24 (down 28.04% YoY), and the FY2025 full-year result was 0.27, up 21.13% from the prior year.
  • Debt Ratio for Q1 2026 stood at 0.24, down from 0.26 in the prior quarter.
  • Across five years, Debt Ratio topped out at 1.63 in Q2 2025 and bottomed at 0.22 in Q4 2024.
  • The 5-year median for Debt Ratio is 0.34 (2025), against an average of 0.67.
  • The widest annual swing landed in 2022, when Debt Ratio soared 355.0%; it then sank 80.36% in 2024.
  • A 5-year view of Debt Ratio shows it stood at 1.25 in 2022, then dropped by 10.85% to 1.11 in 2023, then tumbled by 80.36% to 0.22 in 2024, then advanced by 19.36% to 0.26 in 2025, then decreased by 6.47% to 0.24 in 2026.
  • The last three Debt Ratio figures came in at 0.24 (Q1 2026), 0.26 (Q4 2025), and 0.27 (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Debt Ratio (Qtr)
1 Visa 554.71 Bn 542.31 Bn - 0.25
2 Mastercard 443.64 Bn 433.43 Bn - 0.36
3 American Express 211.69 Bn 157.65 Bn 17.43 Bn 0.01
4 Capital One Financial 115.44 Bn 38.94 Bn - 0.06
5 PayPal Holdings 40.47 Bn 31.13 Bn 7.84 Bn 0.12
6 Synchrony Financial 24.65 Bn 4.09 Bn - 0.06
7 SoFi Technologies 20.00 Bn 16.60 Bn 929.25 Mn -
8 Ally Financial 13.32 Bn 12.88 Bn 1.98 Bn 0.02
9 Eason Technology 11.55 Bn 11.54 Bn - -
10 Ezcorp 2.06 Bn 1.38 Bn 260.04 Mn 0.24

Historic Data

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DateValue
Mar 31, 2026 0.24
Dec 31, 2025 0.26
Sep 30, 2025 0.27
Jun 30, 2025 1.63
Mar 31, 2025 0.34
Dec 31, 2024 0.22
Sep 30, 2024 0.22
Jun 30, 2024 1.13
Mar 31, 2024 0.24
Dec 31, 2023 1.11
Sep 30, 2023 0.25
Jun 30, 2023 1.23
Mar 31, 2023 0.25
Dec 31, 2022 1.25
Sep 30, 2022 0.95
Jun 30, 2022 0.95
Mar 31, 2022 0.90
Dec 31, 2021 0.90
Sep 30, 2021 0.21
Jun 30, 2021 0.73
Mar 31, 2021 0.21
Dec 31, 2020 0.71
Sep 30, 2020 0.21
Jun 30, 2020 0.75
Mar 31, 2020 0.20
Dec 31, 2019 0.66
Sep 30, 2019 0.22
Jun 30, 2019 0.72
Mar 31, 2019 0.34
Dec 31, 2018 1.30
Sep 30, 2018 0.34
Jun 30, 2018 0.34
Mar 31, 2018 0.28
Dec 31, 2017 0.28
Sep 30, 2017 0.28
Jun 30, 2017 0.27
Mar 31, 2017 0.28
Dec 31, 2016 0.29
Sep 30, 2016 0.29
Jun 30, 2016 0.21
Mar 31, 2016 0.32
Dec 31, 2015 0.31
Sep 30, 2015 0.17
Jun 30, 2015 0.21
Mar 31, 2015 0.30
Dec 31, 2014 0.32
Sep 30, 2014 0.30
Jun 30, 2014 0.28
Mar 31, 2014 0.18
Dec 31, 2013 0.20
Sep 30, 2013 0.18
Jun 30, 2013 0.17
Mar 31, 2013 0.13
Dec 31, 2012 0.18
Sep 30, 2012 0.18
Jun 30, 2012 0.18
Mar 31, 2012 0.13
Dec 31, 2011 0.05
Sep 30, 2011 0.02
Jun 30, 2011 0.04
Mar 31, 2011 0.03
Dec 31, 2010 0.03
Sep 30, 2010 0.04
Jun 30, 2010 0.05
Dec 31, 2009 0.06