Ezcorp (EZPW) Debt Ratio (2009 - 2026)
Ezcorp (EZPW) posted quarterly Debt Ratio of 0.24 for Q1 2026, down 28.04% year-over-year from 0.34 in Q1 2025, and down 6.47% on a QoQ basis from 0.26 in Q4 2025.
Ezcorp (EZPW) Debt Ratio (2009 - 2026) Analysis & Trends
Ezcorp (EZPW) has reported Debt Ratio for 18 consecutive years, with 0.24 the latest figure, recorded in Q1 2026.
- In Q1 2026, Debt Ratio fell 28.04% year-over-year to 0.24; the TTM figure through Mar 2026 stood at 0.24 (down 28.04% YoY), while the FY2025 annual figure was 0.27, up 21.13% from the prior year.
- Debt Ratio came in at 0.24 for Q1 2026 at Ezcorp, down from 0.26 in the prior quarter.
- The five-year high for Debt Ratio was 1.63 in Q2 2025, with the low at 0.22 in Q4 2024.
- Average Debt Ratio over 5 years is 0.67, with a median of 0.34 recorded in 2025.
- Across the five-year window, Debt Ratio soared 355.0% in 2022 and plunged 80.36% in 2024, its largest moves.
- Year by year, Debt Ratio stood at 1.25 in 2022, then retreated by 10.85% to 1.11 in 2023, then slumped by 80.36% to 0.22 in 2024, then increased by 19.36% to 0.26 in 2025, then declined by 6.47% to 0.24 in 2026.
- According to Business Quant data, Debt Ratio over the past three periods registered 0.24, 0.26, and 0.27 for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Debt Ratio (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | 0.25 |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | 0.36 |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 0.01 |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | 0.12 |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 0.18 |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | - |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 0.02 |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | 0.60 |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | 3.53 |
| 10 | Ezcorp | 2.19 Bn | 1.51 Bn | 260.04 Mn | 0.24 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 0.24 |
| Dec 31, 2025 | 0.26 |
| Sep 30, 2025 | 0.27 |
| Jun 30, 2025 | 1.63 |
| Mar 31, 2025 | 0.34 |
| Dec 31, 2024 | 0.22 |
| Sep 30, 2024 | 0.22 |
| Jun 30, 2024 | 1.13 |
| Mar 31, 2024 | 0.24 |
| Dec 31, 2023 | 1.11 |
| Sep 30, 2023 | 0.25 |
| Jun 30, 2023 | 1.23 |
| Mar 31, 2023 | 0.25 |
| Dec 31, 2022 | 1.25 |
| Sep 30, 2022 | 0.95 |
| Jun 30, 2022 | 0.95 |
| Mar 31, 2022 | 0.90 |
| Dec 31, 2021 | 0.90 |
| Sep 30, 2021 | 0.21 |
| Jun 30, 2021 | 0.73 |