Ezcorp (EZPW) Debt Ratio (2009 - 2026)
Ezcorp (EZPW) posted quarterly Debt Ratio of 0.24 for Q1 2026, down 28.04% year-over-year from 0.34 in Q1 2025, and down 6.47% quarter-over-quarter from 0.26 in Q4 2025.
Analysis
Ezcorp (EZPW) Debt Ratio (2009 - 2026) Analysis & Trends
Ezcorp's Debt Ratio history runs 18 years deep, the most recent figure standing at 0.24 for Q1 2026.
- In Q1 2026, Debt Ratio fell 28.04% year-over-year to 0.24; the TTM figure through Mar 2026 stood at 0.24 (down 28.04% YoY), while the FY2025 annual figure was 0.27, up 21.13% from the prior year.
- Debt Ratio for Q1 2026 stood at 0.24, down from 0.26 in the prior quarter.
- The five-year high for Debt Ratio was 1.63 in Q2 2025, with the low at 0.22 in Q3 2024.
- The 5-year median for Debt Ratio is 0.34 (2025), against an average of 0.68.
- The sharpest annual moves came in 2022 and 2024: Debt Ratio surged 316.9% in 2022, then plunged 74.18% in 2024.
- Ezcorp's Debt Ratio stood at 1.25 in 2022, then slipped by 10.85% to 1.11 in 2023, then tumbled by 74.18% to 0.29 in 2024, then fell by 9.23% to 0.26 in 2025, then retreated by 6.47% to 0.24 in 2026.
- Business Quant data shows EZPW's Debt Ratio at 0.24 in Q1 2026, 0.26 in Q4 2025, and 0.27 in Q3 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Debt Ratio (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 680.39 Bn | 668.03 Bn | - | 0.25 |
| 2 | Mastercard | 518.33 Bn | 504.84 Bn | - | 0.43 |
| 3 | American Express | 224.91 Bn | 175.59 Bn | 17.99 Bn | 0.19 |
| 4 | Capital One Financial | 132.31 Bn | 77.60 Bn | - | 0.05 |
| 5 | PayPal Holdings | 46.25 Bn | 35.00 Bn | - | 0.18 |
| 6 | Affirm Holdings | 26.22 Bn | 24.59 Bn | - | 0.21 |
| 7 | Synchrony Financial | 25.37 Bn | 9.17 Bn | - | 0.13 |
| 8 | SoFi Technologies | 23.30 Bn | 20.18 Bn | 1.02 Bn | - |
| 9 | Ally Financial | 12.85 Bn | 5.01 Bn | 2.08 Bn | 0.11 |
| 10 | Ezcorp | 2.03 Bn | 1.72 Bn | 246.19 Mn | 0.24 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 0.24 |
| Mar 31, 2026 | 0.24 |
| Dec 31, 2025 | 0.26 |
| Sep 30, 2025 | 0.27 |
| Jun 30, 2025 | 0.27 |
| Mar 31, 2025 | 0.40 |
| Dec 31, 2024 | 0.29 |
| Sep 30, 2024 | 0.29 |
| Jun 30, 2024 | 1.56 |
| Mar 31, 2024 | 0.26 |
| Dec 31, 2023 | 1.22 |
| Sep 30, 2023 | 0.27 |
| Jun 30, 2023 | 1.23 |
| Mar 31, 2023 | 0.25 |
| Dec 31, 2022 | 1.25 |
| Sep 30, 2022 | 0.95 |
| Jun 30, 2022 | 0.95 |
| Mar 31, 2022 | 0.90 |
| Dec 31, 2021 | 0.90 |
| Sep 30, 2021 | 0.25 |