Ezcorp (EZPW) Debt Ratio (2009 - 2026)
Ezcorp (EZPW) reported Debt Ratio of 0.24 for Q1 2026, down 28.04% on a YoY basis from 0.34 in Q1 2025, and down 6.47% quarter-over-quarter from 0.26 in Q4 2025.
Ezcorp (EZPW) Debt Ratio (2009 - 2026) Analysis & Trends
Ezcorp has reported Debt Ratio for 18 years, with the latest figure at 0.24 in Q1 2026.
- For the quarter ending Q1 2026, Debt Ratio fell 28.04% year-over-year to 0.24; the trailing twelve-month figure through Mar 2026 stood at 0.24 (down 28.04% YoY), and the FY2025 full-year result was 0.27, up 21.13% from the prior year.
- Debt Ratio for Q1 2026 stood at 0.24, down from 0.26 in the prior quarter.
- The five-year high for Debt Ratio was 1.63 in Q2 2025, with the low at 0.22 in Q4 2024.
- Historically, Debt Ratio has averaged 0.67 across 5 years, with a median of 0.34 in 2025.
- Annual changes were most pronounced in 2022 — Debt Ratio soared 355.0% — and 2024, when it tumbled 80.36%.
- Ezcorp's Debt Ratio stood at 1.25 in 2022, then slipped by 10.85% to 1.11 in 2023, then plunged by 80.36% to 0.22 in 2024, then gained by 19.36% to 0.26 in 2025, then retreated by 6.47% to 0.24 in 2026.
- The last three Debt Ratio figures came in at 0.24 (Q1 2026), 0.26 (Q4 2025), and 0.27 (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Debt Ratio (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 548.22 Bn | 535.81 Bn | - | 0.25 |
| 2 | Mastercard | 437.48 Bn | 427.27 Bn | - | 0.36 |
| 3 | American Express | 231.87 Bn | 177.83 Bn | 17.43 Bn | 0.01 |
| 4 | Capital One Financial | 125.74 Bn | 49.24 Bn | - | 0.06 |
| 5 | PayPal Holdings | 38.80 Bn | 29.46 Bn | 7.84 Bn | 0.12 |
| 6 | Synchrony Financial | 25.78 Bn | 5.22 Bn | - | 0.06 |
| 7 | Affirm Holdings | 24.65 Bn | 22.93 Bn | 261.64 Mn | 0.18 |
| 8 | SoFi Technologies | 22.89 Bn | 19.49 Bn | 929.25 Mn | - |
| 9 | Ally Financial | 14.15 Bn | 13.70 Bn | 1.98 Bn | 0.02 |
| 10 | Ezcorp | 1.95 Bn | 1.27 Bn | 260.04 Mn | 0.24 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 0.24 |
| Dec 31, 2025 | 0.26 |
| Sep 30, 2025 | 0.27 |
| Jun 30, 2025 | 1.63 |
| Mar 31, 2025 | 0.34 |
| Dec 31, 2024 | 0.22 |
| Sep 30, 2024 | 0.22 |
| Jun 30, 2024 | 1.13 |
| Mar 31, 2024 | 0.24 |
| Dec 31, 2023 | 1.11 |
| Sep 30, 2023 | 0.25 |
| Jun 30, 2023 | 1.23 |
| Mar 31, 2023 | 0.25 |
| Dec 31, 2022 | 1.25 |
| Sep 30, 2022 | 0.95 |
| Jun 30, 2022 | 0.95 |
| Mar 31, 2022 | 0.90 |
| Dec 31, 2021 | 0.90 |
| Sep 30, 2021 | 0.21 |
| Jun 30, 2021 | 0.73 |