Ezcorp (EZPW) Debt Ratio (2009 - 2026)

Ezcorp (EZPW) posted quarterly Debt Ratio of 0.24 for Q1 2026, down 28.04% year-over-year from 0.34 in Q1 2025, and down 6.47% quarter-over-quarter from 0.26 in Q4 2025.

Ezcorp (EZPW) Debt Ratio (2009 - 2026) Analysis & Trends

Ezcorp's Debt Ratio history runs 18 years deep, the most recent figure standing at 0.24 for Q1 2026.

  • In Q1 2026, Debt Ratio fell 28.04% year-over-year to 0.24; the TTM figure through Mar 2026 stood at 0.24 (down 28.04% YoY), while the FY2025 annual figure was 0.27, up 21.13% from the prior year.
  • Debt Ratio for Q1 2026 stood at 0.24, down from 0.26 in the prior quarter.
  • The five-year high for Debt Ratio was 1.63 in Q2 2025, with the low at 0.22 in Q3 2024.
  • The 5-year median for Debt Ratio is 0.34 (2025), against an average of 0.68.
  • The sharpest annual moves came in 2022 and 2024: Debt Ratio surged 316.9% in 2022, then plunged 74.18% in 2024.
  • Ezcorp's Debt Ratio stood at 1.25 in 2022, then slipped by 10.85% to 1.11 in 2023, then tumbled by 74.18% to 0.29 in 2024, then fell by 9.23% to 0.26 in 2025, then retreated by 6.47% to 0.24 in 2026.
  • Business Quant data shows EZPW's Debt Ratio at 0.24 in Q1 2026, 0.26 in Q4 2025, and 0.27 in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Debt Ratio (Qtr)
1 Visa 618.21 Bn 605.85 Bn - 0.25
2 Mastercard 506.53 Bn 493.04 Bn - 0.43
3 American Express 232.32 Bn 183.00 Bn 17.99 Bn 0.19
4 Capital One Financial 136.19 Bn 81.48 Bn - 0.05
5 PayPal Holdings 52.34 Bn 41.08 Bn - 0.18
6 Eason Technology 35.89 Bn 35.89 Bn - -
7 Synchrony Financial 26.09 Bn 9.90 Bn - 0.13
8 Affirm Holdings 25.93 Bn 24.20 Bn - 0.18
9 SoFi Technologies 23.04 Bn 22.68 Bn -41.62 Mn -
10 Ezcorp 1.80 Bn 1.45 Bn 260.04 Mn 0.24

Historic Data

Download Data
DateValue
Mar 31, 2026 0.24
Dec 31, 2025 0.26
Sep 30, 2025 0.27
Jun 30, 2025 1.63
Mar 31, 2025 0.34
Dec 31, 2024 0.29
Sep 30, 2024 0.22
Jun 30, 2024 1.13
Mar 31, 2024 0.26
Dec 31, 2023 1.11
Sep 30, 2023 0.27
Jun 30, 2023 1.23
Mar 31, 2023 0.25
Dec 31, 2022 1.25
Sep 30, 2022 0.95
Jun 30, 2022 0.95
Mar 31, 2022 0.90
Dec 31, 2021 0.90
Sep 30, 2021 0.25
Jun 30, 2021 0.73