Ezcorp (EZPW) Debt Ratio (2009 - 2026)

Ezcorp (EZPW) reported Debt Ratio of 0.24 for Q1 2026, down 28.04% on a YoY basis from 0.34 in Q1 2025, and down 6.47% quarter-over-quarter from 0.26 in Q4 2025.

Ezcorp (EZPW) Debt Ratio (2009 - 2026) Analysis & Trends

Ezcorp has reported Debt Ratio for 18 years, with the latest figure at 0.24 in Q1 2026.

  • For the quarter ending Q1 2026, Debt Ratio fell 28.04% year-over-year to 0.24; the trailing twelve-month figure through Mar 2026 stood at 0.24 (down 28.04% YoY), and the FY2025 full-year result was 0.27, up 21.13% from the prior year.
  • Debt Ratio for Q1 2026 stood at 0.24, down from 0.26 in the prior quarter.
  • The five-year high for Debt Ratio was 1.63 in Q2 2025, with the low at 0.22 in Q4 2024.
  • Historically, Debt Ratio has averaged 0.67 across 5 years, with a median of 0.34 in 2025.
  • Annual changes were most pronounced in 2022 — Debt Ratio soared 355.0% — and 2024, when it tumbled 80.36%.
  • Ezcorp's Debt Ratio stood at 1.25 in 2022, then slipped by 10.85% to 1.11 in 2023, then plunged by 80.36% to 0.22 in 2024, then gained by 19.36% to 0.26 in 2025, then retreated by 6.47% to 0.24 in 2026.
  • The last three Debt Ratio figures came in at 0.24 (Q1 2026), 0.26 (Q4 2025), and 0.27 (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Debt Ratio (Qtr)
1 Visa 548.22 Bn 535.81 Bn - 0.25
2 Mastercard 437.48 Bn 427.27 Bn - 0.36
3 American Express 231.87 Bn 177.83 Bn 17.43 Bn 0.01
4 Capital One Financial 125.74 Bn 49.24 Bn - 0.06
5 PayPal Holdings 38.80 Bn 29.46 Bn 7.84 Bn 0.12
6 Synchrony Financial 25.78 Bn 5.22 Bn - 0.06
7 Affirm Holdings 24.65 Bn 22.93 Bn 261.64 Mn 0.18
8 SoFi Technologies 22.89 Bn 19.49 Bn 929.25 Mn -
9 Ally Financial 14.15 Bn 13.70 Bn 1.98 Bn 0.02
10 Ezcorp 1.95 Bn 1.27 Bn 260.04 Mn 0.24

Historic Data

Download Data
DateValue
Mar 31, 2026 0.24
Dec 31, 2025 0.26
Sep 30, 2025 0.27
Jun 30, 2025 1.63
Mar 31, 2025 0.34
Dec 31, 2024 0.22
Sep 30, 2024 0.22
Jun 30, 2024 1.13
Mar 31, 2024 0.24
Dec 31, 2023 1.11
Sep 30, 2023 0.25
Jun 30, 2023 1.23
Mar 31, 2023 0.25
Dec 31, 2022 1.25
Sep 30, 2022 0.95
Jun 30, 2022 0.95
Mar 31, 2022 0.90
Dec 31, 2021 0.90
Sep 30, 2021 0.21
Jun 30, 2021 0.73