Ezcorp (EZPW) Gross Margin (2009 - 2026)
Ezcorp (EZPW) posted quarterly Gross Margin of 58.19% for Q1 2026, down 7.0% year-over-year from 62.57% in Q1 2025, and little changed on a QoQ basis from 58.37% in Q4 2025.
Ezcorp (EZPW) Gross Margin (2009 - 2026) Analysis & Trends
Ezcorp (EZPW) has reported Gross Margin for 18 consecutive years, with 58.19% the latest figure, recorded in Q1 2026.
- In Q1 2026, Gross Margin fell 7.0% year-over-year to 58.19%; the TTM figure through Mar 2026 stood at 57.93% (down 56.0% YoY), while the FY2025 annual figure was 58.55%, down 19.0% from the prior year.
- Gross Margin came in at 58.19% for Q1 2026 at Ezcorp, roughly flat from 58.37% in the prior quarter.
- The five-year high for Gross Margin was 60.0% in Q2 2022, with the low at 57.32% in Q3 2025.
- Average Gross Margin over 5 years is 58.42%, with a median of 58.22% recorded in 2025.
- Across the five-year window, Gross Margin slumped 209 bps in 2022 and jumped 108 bps in 2024, its largest moves.
- Year by year, Gross Margin stood at 57.69% in 2022, then slipped by 0 bps to 57.53% in 2023, then rose by 1 bps to 57.91% in 2024, then rose by 1 bps to 58.37% in 2025, then declined by 0 bps to 58.19% in 2026.
- According to Business Quant data, Gross Margin over the past three periods registered 58.19%, 58.37%, and 57.32% for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Gross Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | - |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | - |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 92.17% |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | 93.80% |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 78.22% |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | 84.45% |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 94.24% |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | 97.03% |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | 71.98% |
| 10 | Ezcorp | 2.19 Bn | 1.51 Bn | 260.04 Mn | 58.19% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 58.19% |
| Dec 31, 2025 | 58.37% |
| Sep 30, 2025 | 57.32% |
| Jun 30, 2025 | 59.05% |
| Mar 31, 2025 | 58.26% |
| Dec 31, 2024 | 57.91% |
| Jun 30, 2024 | 59.24% |
| Mar 31, 2024 | 58.67% |
| Dec 31, 2023 | 57.53% |
| Jun 30, 2023 | 58.16% |
| Mar 31, 2023 | 57.73% |
| Dec 31, 2022 | 57.69% |
| Jun 30, 2022 | 60.00% |
| Mar 31, 2022 | 59.69% |
| Dec 31, 2021 | 59.78% |
| Sep 30, 2021 | 62.01% |
| Jun 30, 2021 | 62.07% |
| Mar 31, 2021 | 61.51% |
| Dec 31, 2020 | 60.85% |
| Sep 30, 2020 | 53.70% |