Ezcorp (EZPW) Gross Margin (2009 - 2026)
Ezcorp (EZPW) posted Gross Margin of 58.79% for Q2 2026, up 1.03% on a QoQ basis from 58.19% in Q1 2026, and down 26.0% year-over-year from 79.45% in Q2 2025.
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Ezcorp (EZPW) Gross Margin (2009 - 2026) Analysis & Trends
Ezcorp has reported Gross Margin for 18 years, with the latest figure at 58.79% in Q2 2026.
- On a quarterly basis, Gross Margin fell 26.0% year-over-year to 58.79% in Q2 2026; TTM through Jun 2026 was 58.55%, a 12.0% increase from a year earlier, with the FY2025 full-year figure at 58.55%, down 19.0% from the prior year.
- Gross Margin was 58.79% for Q2 2026 at Ezcorp, up from 58.19% in the prior quarter.
- The five-year high for Gross Margin was 59.82% in Q2 2022, with the low at 57.53% in Q4 2023.
- Average Gross Margin over 5 years is 58.47%, with a median of 58.37% recorded in 2025.
- The largest YoY upside for Gross Margin was 3971 bps in 2022 against a maximum downside of 209 bps in 2022.
- Over 5 years, Gross Margin stood at 57.69% in 2022, then retreated by 0 bps to 57.53% in 2023, then grew by 1 bps to 57.91% in 2024, then grew by 1 bps to 58.37% in 2025, then advanced by 1 bps to 58.79% in 2026.
- The last three Gross Margin figures came in at 58.79% (Q2 2026), 58.19% (Q1 2026), and 58.37% (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Gross Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Synchrony Financial | 24.38 Bn | 8.19 Bn | - | - |
| 2 | Affirm Holdings | 24.01 Bn | 22.38 Bn | - | - |
| 3 | FirstCash Holdings | 9.50 Bn | 9.33 Bn | 533.67 Mn | 49.66% |
| 4 | Credit Acceptance | 6.00 Bn | 5.51 Bn | 569.30 Mn | 96.92% |
| 5 | Slm | 4.72 Bn | -77.52 Mn | - | - |
| 6 | Enova International | 4.35 Bn | 4.22 Bn | 568.07 Mn | 61.15% |
| 7 | Bread Financial Holdings | 4.20 Bn | -15.89 Bn | 957.00 Mn | 96.37% |
| 8 | StoneCo | 2.99 Bn | 1.38 Bn | 308.97 Mn | 43.59% |
| 9 | Ezcorp | 1.88 Bn | 1.57 Bn | 246.19 Mn | 58.79% |
| 10 | Navient | 1.64 Bn | 275.03 Mn | - | - |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 58.79% |
| Mar 31, 2026 | 58.19% |
| Dec 31, 2025 | 58.37% |
| Sep 30, 2025 | 58.96% |
| Jun 30, 2025 | 59.05% |
| Mar 31, 2025 | 58.26% |
| Dec 31, 2024 | 57.91% |
| Jun 30, 2024 | 58.46% |
| Mar 31, 2024 | 58.67% |
| Dec 31, 2023 | 57.53% |
| Jun 30, 2023 | 57.86% |
| Mar 31, 2023 | 57.73% |
| Dec 31, 2022 | 57.69% |
| Jun 30, 2022 | 59.82% |
| Mar 31, 2022 | 59.69% |
| Dec 31, 2021 | 59.78% |
| Sep 30, 2021 | 62.01% |
| Jun 30, 2021 | 20.11% |
| Mar 31, 2021 | 61.51% |
| Dec 31, 2020 | 60.85% |