Ezcorp (EZPW) Net Margin (2009 - 2026)
Ezcorp (EZPW) posted Net Margin of 9.19% for Q2 2026, down 17.15% on a QoQ basis from 11.1% in Q1 2026, and up 67.0% year-over-year from 5.5% in Q2 2025.
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Ezcorp (EZPW) Net Margin (2009 - 2026) Analysis & Trends
Ezcorp has reported Net Margin for 18 years, with the latest figure at 9.19% in Q2 2026.
- On a quarterly basis, Net Margin rose 67.0% year-over-year to 9.19% in Q2 2026; TTM through Jun 2026 was 10.04%, a 168.0% increase from a year earlier, with the FY2025 full-year figure at 8.6%, up 145.0% from the prior year.
- Net Margin was 9.19% for Q2 2026 at Ezcorp, down from 11.1% in the prior quarter.
- The five-year high for Net Margin was 11.6% in Q4 2025, with the low at 2.63% in Q1 2023.
- Average Net Margin over 5 years is 7.46%, with a median of 7.93% recorded in 2025.
- The sharpest annual moves came in 2023 and 2024: Net Margin tumbled 952 bps in 2023, then soared 1015 bps in 2024.
- Over 5 years, Net Margin stood at 6.35% in 2022, then soared by 50 bps to 9.49% in 2023, then climbed by 2 bps to 9.69% in 2024, then grew by 20 bps to 11.6% in 2025, then retreated by 21 bps to 9.19% in 2026.
- The last three Net Margin figures came in at 9.19% (Q2 2026), 11.1% (Q1 2026), and 11.6% (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Synchrony Financial | 24.38 Bn | 8.19 Bn | - | 17.93% |
| 2 | Affirm Holdings | 24.01 Bn | 22.38 Bn | - | 138.65% |
| 3 | FirstCash Holdings | 9.50 Bn | 9.33 Bn | 533.67 Mn | 8.70% |
| 4 | Credit Acceptance | 6.00 Bn | 5.51 Bn | 569.30 Mn | 23.14% |
| 5 | Slm | 4.72 Bn | -77.52 Mn | - | 13.03% |
| 6 | Enova International | 4.35 Bn | 4.22 Bn | 568.07 Mn | 11.31% |
| 7 | Bread Financial Holdings | 4.20 Bn | -15.89 Bn | 957.00 Mn | 14.50% |
| 8 | StoneCo | 2.99 Bn | 1.38 Bn | 308.97 Mn | 0.00% |
| 9 | Ezcorp | 1.88 Bn | 1.57 Bn | 246.19 Mn | 9.19% |
| 10 | Navient | 1.64 Bn | 275.03 Mn | - | 14.12% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 9.19% |
| Mar 31, 2026 | 11.10% |
| Dec 31, 2025 | 11.60% |
| Sep 30, 2025 | 7.93% |
| Jun 30, 2025 | 8.52% |
| Mar 31, 2025 | 8.29% |
| Dec 31, 2024 | 9.69% |
| Jun 30, 2024 | 7.83% |
| Mar 31, 2024 | 7.52% |
| Dec 31, 2023 | 9.49% |
| Jun 30, 2023 | 3.62% |
| Mar 31, 2023 | -2.63% |
| Dec 31, 2022 | 6.35% |
| Jun 30, 2022 | 6.56% |
| Mar 31, 2022 | 6.89% |
| Dec 31, 2021 | 7.11% |
| Jun 30, 2021 | 1.31% |
| Mar 31, 2021 | 2.88% |
| Dec 31, 2020 | 2.41% |
| Sep 30, 2020 | -13.95% |