Ezcorp (EZPW) Interest Coverage Ratio (2009 - 2026)
Ezcorp's (EZPW) Interest Coverage Ratio was 6.56 for fiscal Q3 2026 (quarter ended Jun 30, 2026), up 54.2% from 4.26 a year earlier but down 19.2% from the prior quarter.
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Analysis
Ezcorp (EZPW) Interest Coverage Ratio (2009 - 2026) Analysis & Trends
Over the twelve months ended Jun 30, 2026, Ezcorp's Interest Coverage Ratio came in at 6.67, down 12.7% year-over-year; for FY2025 (ended Sep 30, 2025), it was 6.48, down 21.8% from FY2024.
- By fiscal year, Interest Coverage Ratio came in at 8.28 in FY2024 (+47.9%), 5.60 in FY2023 (-25.5%), 7.51 in FY2022 (+434.6%) and 1.41 in FY2021.
- Five-year quarterly Interest Coverage Ratio spans a low of 1.39 in fiscal Q4 2021 and a high of 13.33 in fiscal Q1 2025.
- Year over year, Interest Coverage Ratio gained in four of the last eight quarters, with growth averaging 4.4%.
- The high point for year-over-year Interest Coverage Ratio in five years was fiscal Q3 2022 (growth of 658.4%); the low point was fiscal Q1 2023 (a decline of 50.1%).
- Per Business Quant data, the three fiscal quarters before Q3 2026 came in at 8.12 (Q2 2026), 7.42 (Q1 2026) and 4.54 (Q4 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 44.05 Bn | 29.73 Bn | - | 1.75 |
| 2 | Orix | 40.96 Bn | 10.18 Bn | 12.74 Bn | 2.98 |
| 3 | Royalty Pharma | 36.72 Bn | 36.63 Bn | - | 1.42 |
| 4 | Affirm Holdings | 23.63 Bn | 17.32 Bn | - | 1.24 |
| 5 | Federal National Mortgage Association Fannie Mae | 23.47 Bn | 23.47 Bn | - | 1.15 |
| 6 | Synchrony Financial | 22.90 Bn | -44.72 Bn | - | 2.21 |
| 7 | Royal Gold | 19.26 Bn | 18.48 Bn | 390.45 Mn | 27.97 |
| 8 | Annaly Capital Management | 13.77 Bn | 4.86 Bn | - | 1.63 |
| 9 | Ares Capital | 13.38 Bn | 10.82 Bn | - | - |
| 10 | Ezcorp | 1.76 Bn | 166.76 Mn | 246.19 Mn | 6.56 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 6.56 |
| Mar 31, 2026 | 8.12 |
| Dec 31, 2025 | 7.42 |
| Sep 30, 2025 | 4.54 |
| Jun 30, 2025 | 4.26 |
| Mar 31, 2025 | 10.44 |
| Dec 31, 2024 | 13.33 |
| Sep 30, 2024 | 8.12 |
| Jun 30, 2024 | 6.26 |
| Mar 31, 2024 | 8.02 |
| Dec 31, 2023 | 10.78 |
| Sep 30, 2023 | 4.78 |
| Jun 30, 2023 | 6.04 |
| Mar 31, 2023 | 7.89 |
| Dec 31, 2022 | 4.56 |
| Sep 30, 2022 | 6.41 |
| Jun 30, 2022 | 5.06 |
| Mar 31, 2022 | 9.58 |
| Dec 31, 2021 | 9.14 |
| Sep 30, 2021 | 1.39 |
API Access
Ezcorp Interest Coverage Ratio API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=interest-coverage-ratio&ticker=EZPW&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "interest-coverage-ratio", "ticker": "EZPW", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=interest-coverage-ratio&ticker=EZPW&period=max&api_key=YOUR_API_KEY");
const data = await res.json();