Ezcorp (EZPW) Interest Coverage Ratio (2009 - 2026)
Ezcorp posted quarterly Interest Coverage Ratio of 8.12 for Q1 2026, down 22.2% year-on-year from 10.44 in Q1 2025, and up 9.42% on a QoQ basis from 7.42 in Q4 2025.
Ezcorp (EZPW) has 18 years of Interest Coverage Ratio data on file, last reported at 8.12 in Q1 2026.
- For the quarter ending Q1 2026, Interest Coverage Ratio fell 22.2% year-over-year to 8.12; the trailing twelve-month figure through Mar 2026 stood at 6.08 (down 51.75% YoY), and the FY2025 full-year result was 6.48, down 21.8% from the prior year.
- Interest Coverage Ratio for Q1 2026 stood at 8.12, up from 7.42 in the prior quarter.
- Across five years, Interest Coverage Ratio topped out at 13.33 in Q4 2024 and bottomed at 4.26 in Q2 2025.
- The 5-year median for Interest Coverage Ratio is 7.65 (2023), against an average of 7.59.
- Peak annual rise in Interest Coverage Ratio reached 658.4% in 2022, while the deepest fall reached 50.07% in 2022.
- A 5-year view of Interest Coverage Ratio shows it stood at 4.56 in 2022, then jumped by 136.23% to 10.78 in 2023, then rose by 23.63% to 13.33 in 2024, then tumbled by 44.31% to 7.42 in 2025, then rose by 9.42% to 8.12 in 2026.
- The last three Interest Coverage Ratio figures came in at 8.12 (Q1 2026), 7.42 (Q4 2025), and 4.54 (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 554.71 Bn | 542.31 Bn | - | 40.64 |
| 2 | Mastercard | 443.64 Bn | 433.43 Bn | - | 26.52 |
| 3 | American Express | 211.69 Bn | 157.65 Bn | 17.43 Bn | 1.80 |
| 4 | Capital One Financial | 115.44 Bn | 38.94 Bn | - | 1.66 |
| 5 | PayPal Holdings | 40.47 Bn | 31.13 Bn | 7.84 Bn | - |
| 6 | Synchrony Financial | 24.65 Bn | 4.09 Bn | - | 2.08 |
| 7 | SoFi Technologies | 20.00 Bn | 16.60 Bn | 929.25 Mn | 0.12 |
| 8 | Ally Financial | 13.32 Bn | 12.88 Bn | 1.98 Bn | 0.49 |
| 9 | Eason Technology | 11.55 Bn | 11.54 Bn | - | - |
| 10 | Ezcorp | 2.06 Bn | 1.38 Bn | 260.04 Mn | 8.12 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 8.12 |
| Dec 31, 2025 | 7.42 |
| Sep 30, 2025 | 4.54 |
| Jun 30, 2025 | 4.26 |
| Mar 31, 2025 | 10.44 |
| Dec 31, 2024 | 13.33 |
| Jun 30, 2024 | 6.26 |
| Mar 31, 2024 | 8.02 |
| Dec 31, 2023 | 10.78 |
| Jun 30, 2023 | 6.04 |
| Mar 31, 2023 | 7.89 |
| Dec 31, 2022 | 4.56 |
| Jun 30, 2022 | 5.06 |
| Mar 31, 2022 | 9.58 |
| Dec 31, 2021 | 9.14 |
| Jun 30, 2021 | 0.67 |
| Mar 31, 2021 | 1.93 |
| Dec 31, 2020 | 1.65 |
| Sep 30, 2020 | -4.57 |
| Jun 30, 2020 | -0.79 |
| Mar 31, 2020 | -5.22 |
| Dec 31, 2019 | 2.53 |
| Sep 30, 2019 | 1.24 |
| Jun 30, 2019 | 0.89 |
| Mar 31, 2019 | 1.95 |
| Dec 31, 2018 | 1.68 |
| Sep 30, 2018 | 1.97 |
| Jun 30, 2018 | 1.64 |
| Mar 31, 2018 | 3.12 |
| Dec 31, 2017 | 3.38 |
| Sep 30, 2017 | 1.05 |
| Jun 30, 2017 | 2.01 |
| Mar 31, 2017 | 2.85 |
| Dec 31, 2016 | 2.53 |
| Sep 30, 2016 | 0.52 |
| Jun 30, 2016 | 1.65 |
| Mar 31, 2016 | 3.29 |
| Dec 31, 2015 | 1.78 |
| Sep 30, 2015 | -9.57 |
| Jun 30, 2015 | -0.57 |
| Mar 31, 2015 | 1.10 |
| Dec 31, 2014 | 1.34 |
| Sep 30, 2014 | 3.65 |
| Jun 30, 2014 | 1.25 |
| Mar 31, 2014 | 3.26 |
| Dec 31, 2013 | 5.53 |
| Sep 30, 2013 | -10.92 |
| Jun 30, 2013 | 5.36 |
| Mar 31, 2013 | 12.46 |
| Dec 31, 2012 | 10.99 |
| Jun 30, 2012 | 37.99 |
| Mar 31, 2012 | 20.83 |
| Dec 31, 2011 | 92.82 |
| Sep 30, 2011 | 107.41 |
| Jun 30, 2011 | 63.17 |
| Mar 31, 2011 | 149.61 |
| Dec 31, 2010 | 131.35 |
| Sep 30, 2010 | 127.80 |
| Jun 30, 2010 | 92.55 |
| Dec 31, 2009 | 106.54 |