Ezcorp (EZPW) Interest Coverage Ratio (2009 - 2026)

Ezcorp (EZPW) reported Interest Coverage Ratio of 8.12 for Q1 2026, down 22.2% on a YoY basis from 10.44 in Q1 2025, and up 9.42% quarter-over-quarter from 7.42 in Q4 2025.

Ezcorp (EZPW) Interest Coverage Ratio (2009 - 2026) Analysis & Trends

Ezcorp has reported Interest Coverage Ratio for 18 years, with the latest figure at 8.12 in Q1 2026.

  • For the quarter ending Q1 2026, Interest Coverage Ratio fell 22.2% year-over-year to 8.12; the trailing twelve-month figure through Mar 2026 stood at 6.08 (down 51.75% YoY), and the FY2025 full-year result was 6.48, down 21.8% from the prior year.
  • Interest Coverage Ratio for Q1 2026 stood at 8.12, up from 7.42 in the prior quarter.
  • The five-year high for Interest Coverage Ratio was 13.33 in Q4 2024, with the low at 4.26 in Q2 2025.
  • Historically, Interest Coverage Ratio has averaged 7.59 across 5 years, with a median of 7.65 in 2023.
  • The largest YoY upside for Interest Coverage Ratio was 658.4% in 2022 against a maximum downside of 50.07% in 2022.
  • Ezcorp's Interest Coverage Ratio stood at 4.56 in 2022, then soared by 136.23% to 10.78 in 2023, then increased by 23.63% to 13.33 in 2024, then plunged by 44.31% to 7.42 in 2025, then increased by 9.42% to 8.12 in 2026.
  • The last three Interest Coverage Ratio figures came in at 8.12 (Q1 2026), 7.42 (Q4 2025), and 4.54 (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Cover (Qtr)
1 Visa 548.22 Bn 535.81 Bn - 40.64
2 Mastercard 437.48 Bn 427.27 Bn - 26.52
3 American Express 231.87 Bn 177.83 Bn 17.43 Bn 1.80
4 Capital One Financial 125.74 Bn 49.24 Bn - 1.66
5 PayPal Holdings 38.80 Bn 29.46 Bn 7.84 Bn -
6 Synchrony Financial 25.78 Bn 5.22 Bn - 2.08
7 Affirm Holdings 24.65 Bn 22.93 Bn 261.64 Mn 0.78
8 SoFi Technologies 22.89 Bn 19.49 Bn 929.25 Mn 0.12
9 Ally Financial 14.15 Bn 13.70 Bn 1.98 Bn 0.49
10 Ezcorp 1.95 Bn 1.27 Bn 260.04 Mn 8.12

Historic Data

Download Data
DateValue
Mar 31, 2026 8.12
Dec 31, 2025 7.42
Sep 30, 2025 4.54
Jun 30, 2025 4.26
Mar 31, 2025 10.44
Dec 31, 2024 13.33
Jun 30, 2024 6.26
Mar 31, 2024 8.02
Dec 31, 2023 10.78
Jun 30, 2023 6.04
Mar 31, 2023 7.89
Dec 31, 2022 4.56
Jun 30, 2022 5.06
Mar 31, 2022 9.58
Dec 31, 2021 9.14
Jun 30, 2021 0.67
Mar 31, 2021 1.93
Dec 31, 2020 1.65
Sep 30, 2020 -4.57
Jun 30, 2020 -0.79