Ezcorp (EZPW) Interest Coverage Ratio (2009 - 2026)
Ezcorp (EZPW) posted quarterly Interest Coverage Ratio of 2.9 for Q1 2026, up 69.31% year-over-year from 1.71 in Q1 2025, and up 1385.09% quarter-over-quarter from 0.2 in Q4 2025.
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Analysis
Ezcorp (EZPW) Interest Coverage Ratio (2009 - 2026) Analysis & Trends
Ezcorp's Interest Coverage Ratio history runs 18 years deep, the most recent figure standing at 2.9 for Q1 2026.
- In Q1 2026, Interest Coverage Ratio rose 69.31% year-over-year to 2.9; the TTM figure through Mar 2026 stood at 3.02 (up 66.75% YoY), while the FY2025 annual figure was 1.84, up 30.21% from the prior year.
- Interest Coverage Ratio for Q1 2026 stood at 2.9, up from 0.2 in the prior quarter.
- The five-year high for Interest Coverage Ratio was 7.41 in Q4 2024, with the low at 0.99 in Q3 2025.
- The 5-year median for Interest Coverage Ratio is 1.34 (2022), against an average of 1.82.
- The sharpest annual moves came in 2022 and 2025: Interest Coverage Ratio jumped 351.29% in 2022, then plunged 97.36% in 2025.
- Ezcorp's Interest Coverage Ratio stood at 1.32 in 2022, then jumped by 288.47% to 5.13 in 2023, then jumped by 44.44% to 7.41 in 2024, then slumped by 97.36% to 0.2 in 2025, then jumped by 1385.09% to 2.9 in 2026.
- Business Quant data shows EZPW's Interest Coverage Ratio at 2.9 in Q1 2026, 0.2 in Q4 2025, and 0.99 in Q3 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 680.39 Bn | 668.03 Bn | - | 35.45 |
| 2 | Mastercard | 518.33 Bn | 504.84 Bn | - | 25.63 |
| 3 | American Express | 224.91 Bn | 175.59 Bn | 17.99 Bn | 1.79 |
| 4 | Capital One Financial | 132.31 Bn | 77.60 Bn | - | 1.95 |
| 5 | PayPal Holdings | 46.25 Bn | 35.00 Bn | - | - |
| 6 | Affirm Holdings | 26.22 Bn | 24.59 Bn | - | 1.24 |
| 7 | Synchrony Financial | 25.37 Bn | 9.17 Bn | - | 2.22 |
| 8 | SoFi Technologies | 23.30 Bn | 20.18 Bn | 1.02 Bn | 0.05 |
| 9 | Ally Financial | 12.85 Bn | 5.01 Bn | 2.08 Bn | 0.50 |
| 10 | Ezcorp | 2.03 Bn | 1.72 Bn | 246.19 Mn | 6.56 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 6.56 |
| Mar 31, 2026 | 8.12 |
| Dec 31, 2025 | 7.42 |
| Sep 30, 2025 | 4.54 |
| Jun 30, 2025 | 4.26 |
| Mar 31, 2025 | 10.44 |
| Dec 31, 2024 | 13.33 |
| Jun 30, 2024 | 8.33 |
| Mar 31, 2024 | 8.02 |
| Dec 31, 2023 | 10.78 |
| Jun 30, 2023 | 5.82 |
| Mar 31, 2023 | 7.89 |
| Dec 31, 2022 | 4.56 |
| Jun 30, 2022 | 7.85 |
| Mar 31, 2022 | 9.58 |
| Dec 31, 2021 | 9.14 |
| Jun 30, 2021 | 1.41 |
| Mar 31, 2021 | 1.93 |
| Dec 31, 2020 | 1.65 |
| Sep 30, 2020 | -4.57 |