Ezcorp (EZPW) Interest Coverage Ratio (2009 - 2026)
Ezcorp (EZPW) posted quarterly Interest Coverage Ratio of 2.9 for Q1 2026, up 69.31% year-over-year from 1.71 in Q1 2025, and up 1385.09% quarter-over-quarter from 0.2 in Q4 2025.
Ezcorp (EZPW) Interest Coverage Ratio (2009 - 2026) Analysis & Trends
Ezcorp's Interest Coverage Ratio history runs 18 years deep, the most recent figure standing at 2.9 for Q1 2026.
- In Q1 2026, Interest Coverage Ratio rose 69.31% year-over-year to 2.9; the TTM figure through Mar 2026 stood at 3.02 (up 66.75% YoY), while the FY2025 annual figure was 1.84, up 30.21% from the prior year.
- Interest Coverage Ratio for Q1 2026 stood at 2.9, up from 0.2 in the prior quarter.
- The five-year high for Interest Coverage Ratio was 7.41 in Q4 2024, with the low at 0.99 in Q3 2025.
- The 5-year median for Interest Coverage Ratio is 1.34 (2022), against an average of 1.82.
- The sharpest annual moves came in 2022 and 2025: Interest Coverage Ratio jumped 351.29% in 2022, then plunged 97.36% in 2025.
- Ezcorp's Interest Coverage Ratio stood at 1.32 in 2022, then jumped by 288.47% to 5.13 in 2023, then jumped by 44.44% to 7.41 in 2024, then slumped by 97.36% to 0.2 in 2025, then jumped by 1385.09% to 2.9 in 2026.
- Business Quant data shows EZPW's Interest Coverage Ratio at 2.9 in Q1 2026, 0.2 in Q4 2025, and 0.99 in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 618.21 Bn | 605.85 Bn | - | 35.45 |
| 2 | Mastercard | 506.53 Bn | 493.04 Bn | - | 25.63 |
| 3 | American Express | 232.32 Bn | 183.00 Bn | 17.99 Bn | 1.79 |
| 4 | Capital One Financial | 136.19 Bn | 81.48 Bn | - | 1.53 |
| 5 | PayPal Holdings | 52.34 Bn | 41.08 Bn | - | 1.46 |
| 6 | Eason Technology | 35.89 Bn | 35.89 Bn | - | - |
| 7 | Synchrony Financial | 26.09 Bn | 9.90 Bn | - | 2.22 |
| 8 | Affirm Holdings | 25.93 Bn | 24.20 Bn | - | 0.78 |
| 9 | SoFi Technologies | 23.04 Bn | 22.68 Bn | -41.62 Mn | -3.03 |
| 10 | Ezcorp | 1.80 Bn | 1.45 Bn | 260.04 Mn | 2.90 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 2.90 |
| Dec 31, 2025 | 0.20 |
| Sep 30, 2025 | -0.99 |
| Jun 30, 2025 | 0.12 |
| Mar 31, 2025 | 1.71 |
| Dec 31, 2024 | 7.41 |
| Jun 30, 2024 | 1.43 |
| Mar 31, 2024 | 1.12 |
| Dec 31, 2023 | 5.13 |
| Jun 30, 2023 | 1.33 |
| Mar 31, 2023 | 1.41 |
| Dec 31, 2022 | 1.32 |
| Jun 30, 2022 | 1.11 |
| Mar 31, 2022 | 1.34 |
| Dec 31, 2021 | 1.12 |
| Sep 30, 2021 | 24.97 |
| Jun 30, 2021 | 1.41 |
| Mar 31, 2021 | 0.30 |
| Dec 31, 2020 | 1.65 |
| Sep 30, 2020 | 3.32 |