Ezcorp (EZPW) Interest Coverage Ratio (2009 - 2026)

Ezcorp (EZPW) posted quarterly Interest Coverage Ratio of 8.12 for Q1 2026, down 22.2% year-over-year from 10.44 in Q1 2025, and up 9.42% on a QoQ basis from 7.42 in Q4 2025.

Ezcorp (EZPW) Interest Coverage Ratio (2009 - 2026) Analysis & Trends

Ezcorp (EZPW) has reported Interest Coverage Ratio for 18 consecutive years, with 8.12 the latest figure, recorded in Q1 2026.

  • In Q1 2026, Interest Coverage Ratio fell 22.2% year-over-year to 8.12; the TTM figure through Mar 2026 stood at 6.08 (down 51.75% YoY), while the FY2025 annual figure was 6.48, down 21.8% from the prior year.
  • Interest Coverage Ratio came in at 8.12 for Q1 2026 at Ezcorp, up from 7.42 in the prior quarter.
  • The five-year high for Interest Coverage Ratio was 13.33 in Q4 2024, with the low at 4.26 in Q2 2025.
  • Average Interest Coverage Ratio over 5 years is 7.59, with a median of 7.65 recorded in 2023.
  • The largest YoY upside for Interest Coverage Ratio was 658.4% in 2022 against a maximum downside of 50.07% in 2022.
  • Year by year, Interest Coverage Ratio stood at 4.56 in 2022, then jumped by 136.23% to 10.78 in 2023, then climbed by 23.63% to 13.33 in 2024, then slumped by 44.31% to 7.42 in 2025, then climbed by 9.42% to 8.12 in 2026.
  • According to Business Quant data, Interest Coverage Ratio over the past three periods registered 8.12, 7.42, and 4.54 for Q1 2026, Q4 2025, and Q3 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Cover (Qtr)
1 Visa 587.74 Bn 575.34 Bn - 40.64
2 Mastercard 465.55 Bn 455.34 Bn - 26.52
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 1.80
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn -
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn 0.78
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn 0.12
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn 0.49
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn 1.23
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn -
10 Ezcorp 2.19 Bn 1.51 Bn 260.04 Mn 8.12

Historic Data

Download Data
DateValue
Mar 31, 2026 8.12
Dec 31, 2025 7.42
Sep 30, 2025 4.54
Jun 30, 2025 4.26
Mar 31, 2025 10.44
Dec 31, 2024 13.33
Jun 30, 2024 6.26
Mar 31, 2024 8.02
Dec 31, 2023 10.78
Jun 30, 2023 6.04
Mar 31, 2023 7.89
Dec 31, 2022 4.56
Jun 30, 2022 5.06
Mar 31, 2022 9.58
Dec 31, 2021 9.14
Jun 30, 2021 0.67
Mar 31, 2021 1.93
Dec 31, 2020 1.65
Sep 30, 2020 -4.57
Jun 30, 2020 -0.79