Ezcorp (EZPW) FCF Margin (2009 - 2026)
Ezcorp (EZPW) posted FCF Margin of 7.85% for Q2 2026, down 7.68% on a QoQ basis from 8.51% in Q1 2026, and down 42.0% year-over-year from 13.54% in Q2 2025.
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Ezcorp (EZPW) FCF Margin (2009 - 2026) Analysis & Trends
Ezcorp has reported FCF Margin for 18 years, with the latest figure at 7.85% in Q2 2026.
- On a quarterly basis, FCF Margin fell 42.0% year-over-year to 7.85% in Q2 2026; TTM through Jun 2026 was 8.73%, a 163.0% increase from a year earlier, with the FY2025 full-year figure at 8.67%, up 196.0% from the prior year.
- FCF Margin was 7.85% for Q2 2026 at Ezcorp, down from 8.51% in the prior quarter.
- The five-year high for FCF Margin was 10.61% in Q3 2025, with the low at 1.7% in Q4 2022.
- Average FCF Margin over 5 years is 6.81%, with a median of 7.43% recorded in 2022.
- The sharpest annual moves came in 2024 and 2025: FCF Margin slumped 624 bps in 2024, then jumped 632 bps in 2025.
- Over 5 years, FCF Margin stood at 1.7% in 2022, then soared by 181 bps to 4.77% in 2023, then soared by 34 bps to 6.37% in 2024, then surged by 30 bps to 8.3% in 2025, then fell by 5 bps to 7.85% in 2026.
- The last three FCF Margin figures came in at 7.85% (Q2 2026), 8.51% (Q1 2026), and 8.3% (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Synchrony Financial | 24.38 Bn | 8.19 Bn | - | 50.23% |
| 2 | Affirm Holdings | 24.01 Bn | 22.38 Bn | - | -1,112.06% |
| 3 | FirstCash Holdings | 9.50 Bn | 9.33 Bn | 533.67 Mn | 7.73% |
| 4 | Credit Acceptance | 6.00 Bn | 5.51 Bn | 569.30 Mn | 52.42% |
| 5 | Slm | 4.72 Bn | -77.52 Mn | - | -31.97% |
| 6 | Enova International | 4.35 Bn | 4.22 Bn | 568.07 Mn | 57.21% |
| 7 | Bread Financial Holdings | 4.20 Bn | -15.89 Bn | 957.00 Mn | 53.68% |
| 8 | StoneCo | 2.99 Bn | 1.38 Bn | 308.97 Mn | 51.85% |
| 9 | Ezcorp | 1.88 Bn | 1.57 Bn | 246.19 Mn | 7.85% |
| 10 | Navient | 1.64 Bn | 275.03 Mn | - | 80.79% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 7.85% |
| Mar 31, 2026 | 8.51% |
| Dec 31, 2025 | 8.30% |
| Sep 30, 2025 | 10.61% |
| Jun 30, 2025 | 8.27% |
| Mar 31, 2025 | 9.33% |
| Dec 31, 2024 | 6.37% |
| Jun 30, 2024 | 6.16% |
| Mar 31, 2024 | 3.01% |
| Dec 31, 2023 | 4.77% |
| Jun 30, 2023 | 5.98% |
| Mar 31, 2023 | 9.25% |
| Dec 31, 2022 | 1.70% |
| Jun 30, 2022 | 4.66% |
| Mar 31, 2022 | 7.43% |
| Dec 31, 2021 | 1.82% |
| Jun 30, 2021 | 3.44% |
| Mar 31, 2021 | 9.79% |
| Dec 31, 2020 | -4.34% |
| Sep 30, 2020 | -8.96% |