Ezcorp (EZPW) Times Interest Earned (2009 - 2026)
Ezcorp (EZPW) reported Times Interest Earned of $8.12 for Q1 2026, down 22.2% on a YoY basis from $10.44 in Q1 2025, and up 9.42% quarter-over-quarter from $7.42 in Q4 2025.
Ezcorp (EZPW) Times Interest Earned (2009 - 2026) Analysis & Trends
Ezcorp has reported Times Interest Earned for 18 years, with the latest figure at $8.12 in Q1 2026.
- For the quarter ending Q1 2026, Times Interest Earned fell 22.2% year-over-year to $8.12; the trailing twelve-month figure through Mar 2026 stood at $6.08 (down 51.75% YoY), and the FY2025 full-year result was $6.48, down 21.8% from the prior year.
- Times Interest Earned for Q1 2026 stood at $8.12, up from $7.42 in the prior quarter.
- The five-year high for Times Interest Earned was $13.33 in Q4 2024, with the low at $4.26 in Q2 2025.
- Historically, Times Interest Earned has averaged $7.59 across 5 years, with a median of $7.65 in 2023.
- The largest YoY upside for Times Interest Earned was 658.4% in 2022 against a maximum downside of 50.07% in 2022.
- Ezcorp's Times Interest Earned stood at $4.56 in 2022, then soared by 136.23% to $10.78 in 2023, then increased by 23.63% to $13.33 in 2024, then plunged by 44.31% to $7.42 in 2025, then increased by 9.42% to $8.12 in 2026.
- The last three Times Interest Earned figures came in at $8.12 (Q1 2026), $7.42 (Q4 2025), and $4.54 (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Times Interest Earned (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 548.22 Bn | 535.81 Bn | - | 40.64 |
| 2 | Mastercard | 437.48 Bn | 427.27 Bn | - | 26.52 |
| 3 | American Express | 231.87 Bn | 177.83 Bn | 17.43 Bn | 1.80 |
| 4 | Capital One Financial | 125.74 Bn | 49.24 Bn | - | 1.66 |
| 5 | PayPal Holdings | 38.80 Bn | 29.46 Bn | 7.84 Bn | - |
| 6 | Synchrony Financial | 25.78 Bn | 5.22 Bn | - | 2.08 |
| 7 | Affirm Holdings | 24.65 Bn | 22.93 Bn | 261.64 Mn | 0.78 |
| 8 | SoFi Technologies | 22.89 Bn | 19.49 Bn | 929.25 Mn | 0.12 |
| 9 | Ally Financial | 14.15 Bn | 13.70 Bn | 1.98 Bn | 0.49 |
| 10 | Ezcorp | 1.95 Bn | 1.27 Bn | 260.04 Mn | 8.12 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 8.12 |
| Dec 31, 2025 | 7.42 |
| Sep 30, 2025 | 4.54 |
| Jun 30, 2025 | 4.26 |
| Mar 31, 2025 | 10.44 |
| Dec 31, 2024 | 13.33 |
| Jun 30, 2024 | 6.26 |
| Mar 31, 2024 | 8.02 |
| Dec 31, 2023 | 10.78 |
| Jun 30, 2023 | 6.04 |
| Mar 31, 2023 | 7.89 |
| Dec 31, 2022 | 4.56 |
| Jun 30, 2022 | 5.06 |
| Mar 31, 2022 | 9.58 |
| Dec 31, 2021 | 9.14 |
| Jun 30, 2021 | 0.67 |
| Mar 31, 2021 | 1.93 |
| Dec 31, 2020 | 1.65 |
| Sep 30, 2020 | -4.57 |
| Jun 30, 2020 | -0.79 |