Ezcorp (EZPW) Times Interest Earned (2009 - 2026)
Ezcorp (EZPW) posted Times Interest Earned of 6.56 for Q2 2026, down 19.19% on a QoQ basis from 8.12 in Q1 2026, and up 54.21% year-over-year from 4.26 in Q2 2025.
Analysis
Ezcorp (EZPW) Times Interest Earned (2009 - 2026) Analysis & Trends
Ezcorp has reported Times Interest Earned for 18 years, with the latest figure at 6.56 in Q2 2026.
- On a quarterly basis, Times Interest Earned rose 54.21% year-over-year to 6.56 in Q2 2026; TTM through Jun 2026 was 6.67, a 15.17% decrease from a year earlier, with the FY2025 full-year figure at 6.48, down 21.8% from the prior year.
- Times Interest Earned was 6.56 for Q2 2026 at Ezcorp, down from 8.12 in the prior quarter.
- The five-year high for Times Interest Earned was 13.33 in Q4 2024, with the low at 4.26 in Q2 2025.
- Average Times Interest Earned over 5 years is 7.83, with a median of 7.89 recorded in 2023.
- The largest YoY upside for Times Interest Earned was 455.65% in 2022 against a maximum downside of 50.07% in 2022.
- Over 5 years, Times Interest Earned stood at 4.56 in 2022, then surged by 136.23% to 10.78 in 2023, then gained by 23.63% to 13.33 in 2024, then plunged by 44.31% to 7.42 in 2025, then declined by 11.57% to 6.56 in 2026.
- The last three Times Interest Earned figures came in at 6.56 (Q2 2026), 8.12 (Q1 2026), and 7.42 (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Times Interest Earned (Qtr) |
|---|---|---|---|---|---|
| 1 | Synchrony Financial | 24.38 Bn | 8.19 Bn | - | 2.22 |
| 2 | Affirm Holdings | 24.01 Bn | 22.38 Bn | - | 1.24 |
| 3 | FirstCash Holdings | 9.50 Bn | 9.33 Bn | 533.67 Mn | 3.56 |
| 4 | Credit Acceptance | 6.00 Bn | 5.51 Bn | 569.30 Mn | 1.40 |
| 5 | Slm | 4.72 Bn | -77.52 Mn | - | 1.30 |
| 6 | Enova International | 4.35 Bn | 4.22 Bn | 568.07 Mn | 2.42 |
| 7 | Bread Financial Holdings | 4.20 Bn | -15.89 Bn | 957.00 Mn | 2.43 |
| 8 | StoneCo | 2.99 Bn | 1.38 Bn | 308.97 Mn | 1.64 |
| 9 | Ezcorp | 1.88 Bn | 1.57 Bn | 246.19 Mn | 6.56 |
| 10 | Navient | 1.64 Bn | 275.03 Mn | - | 1.07 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 6.56 |
| Mar 31, 2026 | 8.12 |
| Dec 31, 2025 | 7.42 |
| Sep 30, 2025 | 4.54 |
| Jun 30, 2025 | 4.26 |
| Mar 31, 2025 | 10.44 |
| Dec 31, 2024 | 13.33 |
| Jun 30, 2024 | 8.33 |
| Mar 31, 2024 | 8.02 |
| Dec 31, 2023 | 10.78 |
| Jun 30, 2023 | 5.82 |
| Mar 31, 2023 | 7.89 |
| Dec 31, 2022 | 4.56 |
| Jun 30, 2022 | 7.85 |
| Mar 31, 2022 | 9.58 |
| Dec 31, 2021 | 9.14 |
| Jun 30, 2021 | 1.41 |
| Mar 31, 2021 | 1.93 |
| Dec 31, 2020 | 1.65 |
| Sep 30, 2020 | -4.57 |