Ezcorp (EZPW) Times Interest Earned (2009 - 2026)

Ezcorp (EZPW) posted quarterly Times Interest Earned of $8.12 for Q1 2026, down 22.2% year-over-year from $10.44 in Q1 2025, and up 9.42% on a QoQ basis from $7.42 in Q4 2025.

Ezcorp (EZPW) Times Interest Earned (2009 - 2026) Analysis & Trends

Ezcorp (EZPW) has reported Times Interest Earned for 18 consecutive years, with $8.12 the latest figure, recorded in Q1 2026.

  • In Q1 2026, Times Interest Earned fell 22.2% year-over-year to $8.12; the TTM figure through Mar 2026 stood at $6.08 (down 51.75% YoY), while the FY2025 annual figure was $6.48, down 21.8% from the prior year.
  • Times Interest Earned came in at $8.12 for Q1 2026 at Ezcorp, up from $7.42 in the prior quarter.
  • The five-year high for Times Interest Earned was $13.33 in Q4 2024, with the low at $4.26 in Q2 2025.
  • Average Times Interest Earned over 5 years is $7.59, with a median of $7.65 recorded in 2023.
  • The largest YoY upside for Times Interest Earned was 658.4% in 2022 against a maximum downside of 50.07% in 2022.
  • Year by year, Times Interest Earned stood at $4.56 in 2022, then jumped by 136.23% to $10.78 in 2023, then climbed by 23.63% to $13.33 in 2024, then slumped by 44.31% to $7.42 in 2025, then climbed by 9.42% to $8.12 in 2026.
  • According to Business Quant data, Times Interest Earned over the past three periods registered $8.12, $7.42, and $4.54 for Q1 2026, Q4 2025, and Q3 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Times Interest Earned (Qtr)
1 Visa 587.74 Bn 575.34 Bn - 40.64
2 Mastercard 465.55 Bn 455.34 Bn - 26.52
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 1.80
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn -
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn 0.78
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn 0.12
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn 0.49
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn 1.23
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn -
10 Ezcorp 2.19 Bn 1.51 Bn 260.04 Mn 8.12

Historic Data

Download Data
DateValue
Mar 31, 2026 8.12
Dec 31, 2025 7.42
Sep 30, 2025 4.54
Jun 30, 2025 4.26
Mar 31, 2025 10.44
Dec 31, 2024 13.33
Jun 30, 2024 6.26
Mar 31, 2024 8.02
Dec 31, 2023 10.78
Jun 30, 2023 6.04
Mar 31, 2023 7.89
Dec 31, 2022 4.56
Jun 30, 2022 5.06
Mar 31, 2022 9.58
Dec 31, 2021 9.14
Jun 30, 2021 0.67
Mar 31, 2021 1.93
Dec 31, 2020 1.65
Sep 30, 2020 -4.57
Jun 30, 2020 -0.79