Ezcorp (EZPW) Times Interest Earned (2009 - 2026)
Ezcorp (EZPW) posted quarterly Times Interest Earned of $8.12 for Q1 2026, down 22.2% year-over-year from $10.44 in Q1 2025, and up 9.42% on a QoQ basis from $7.42 in Q4 2025.
Ezcorp (EZPW) Times Interest Earned (2009 - 2026) Analysis & Trends
Ezcorp (EZPW) has reported Times Interest Earned for 18 consecutive years, with $8.12 the latest figure, recorded in Q1 2026.
- In Q1 2026, Times Interest Earned fell 22.2% year-over-year to $8.12; the TTM figure through Mar 2026 stood at $6.08 (down 51.75% YoY), while the FY2025 annual figure was $6.48, down 21.8% from the prior year.
- Times Interest Earned came in at $8.12 for Q1 2026 at Ezcorp, up from $7.42 in the prior quarter.
- The five-year high for Times Interest Earned was $13.33 in Q4 2024, with the low at $4.26 in Q2 2025.
- Average Times Interest Earned over 5 years is $7.59, with a median of $7.65 recorded in 2023.
- The largest YoY upside for Times Interest Earned was 658.4% in 2022 against a maximum downside of 50.07% in 2022.
- Year by year, Times Interest Earned stood at $4.56 in 2022, then jumped by 136.23% to $10.78 in 2023, then climbed by 23.63% to $13.33 in 2024, then slumped by 44.31% to $7.42 in 2025, then climbed by 9.42% to $8.12 in 2026.
- According to Business Quant data, Times Interest Earned over the past three periods registered $8.12, $7.42, and $4.54 for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Times Interest Earned (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | 40.64 |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | 26.52 |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 1.80 |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | - |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 0.78 |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | 0.12 |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 0.49 |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | 1.23 |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | - |
| 10 | Ezcorp | 2.19 Bn | 1.51 Bn | 260.04 Mn | 8.12 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 8.12 |
| Dec 31, 2025 | 7.42 |
| Sep 30, 2025 | 4.54 |
| Jun 30, 2025 | 4.26 |
| Mar 31, 2025 | 10.44 |
| Dec 31, 2024 | 13.33 |
| Jun 30, 2024 | 6.26 |
| Mar 31, 2024 | 8.02 |
| Dec 31, 2023 | 10.78 |
| Jun 30, 2023 | 6.04 |
| Mar 31, 2023 | 7.89 |
| Dec 31, 2022 | 4.56 |
| Jun 30, 2022 | 5.06 |
| Mar 31, 2022 | 9.58 |
| Dec 31, 2021 | 9.14 |
| Jun 30, 2021 | 0.67 |
| Mar 31, 2021 | 1.93 |
| Dec 31, 2020 | 1.65 |
| Sep 30, 2020 | -4.57 |
| Jun 30, 2020 | -0.79 |