Unity Bancorp Ratios (2019-2025) | UNTY

Ratios Mar2019 Jun2019 Sep2019 Dec2019 Mar2020 Jun2020 Sep2020 Dec2020 Mar2021 Jun2021 Sep2021 Dec2021 Mar2022 Jun2022 Sep2022 Dec2022 Mar2023 Jun2023 Sep2023 Dec2023 Mar2024 Jun2024 Sep2024 Dec2024 Mar2025 Jun2025 Sep2025
Profitability
Gross Margin 65.21%73.52%44.16%27.50%15.97%24.84%70.39%63.32%94.68%50.56%75.12%
EBT Margin 44.72%45.00%44.61%46.27%39.16%1,771.01%1,820.05%1,771.63%1,830.72%2,138.31%1,576.12%1,601.46%2,039.55%1,832.70%2,443.28%2,206.15%2,741.75%2,669.86%3,388.83%2,376.68%2,797.37%2,687.79%1,934.53%2,969.06%1,785.19%4,016.42%3,108.07%
EBIT Margin 71.10%72.50%71.79%72.78%63.56%2,769.15%2,640.33%2,301.08%2,240.00%2,576.62%1,766.54%1,774.76%2,247.60%2,023.69%2,901.10%3,114.89%-2,206.76%-2,336.86%-3,065.71%-2,110.93%-2,638.73%-2,540.47%-1,524.83%-2,522.13%-1,364.93%-2,378.36%-2,134.93%
EBITDA Margin 75.16%76.82%75.94%77.47%67.24%2,939.63%2,792.36%2,421.90%2,343.84%2,706.09%1,844.53%1,854.63%2,346.23%2,113.52%3,014.73%3,225.24%-2,069.78%-2,196.33%-2,898.18%-1,973.22%-2,489.06%-2,365.10%-1,418.19%-2,351.23%-1,278.59%-2,231.53%-1,996.87%
Operating Margin -2,206.76%-2,336.86%-3,065.71%-2,110.93%-2,638.73%-2,540.47%-1,524.83%-2,522.13%-1,364.93%-2,378.36%-2,134.93%
Net Margin 35.35%35.10%34.82%35.66%30.18%1,375.27%1,374.70%1,318.67%1,359.36%1,653.83%1,176.49%1,188.54%1,559.59%1,373.69%1,830.94%1,611.00%2,045.13%1,975.56%2,584.42%1,779.60%2,097.59%2,024.41%1,448.21%2,357.58%1,342.36%3,076.68%2,370.68%
FCF Margin 68.40%26.04%52.24%47.32%63.62%2,083.24%3,156.80%-1,905.57%1,828.00%1,547.94%-29.23%1,489.15%3,351.03%-1,137.65%-446.78%5,156.96%2,694.83%-1,113.03%3,408.57%4,506.56%3,431.95%-1,838.54%2,326.03%4,647.75%2,034.14%-4,758.77%7,467.22%
Efficiency
Assets Average 1,608.39M1,645.52M1,691.62M1,729.51M1,820.42M1,915.81M1,944.88M1,981.87M1,989.06M1,982.21M2,012.41M2,050.70M2,092.42M2,228.35M2,392.24M2,460.40M2,514.08M2,557.65M2,570.76M2,573.30M2,582.90M2,616.51M2,644.67M2,710.98M2,848.23M2,902.44M
Equity Average 146.55M152.13M157.80M162.51M165.46M167.92M171.57M177.55M184.97M192.51M201.00M210.33M217.86M225.51M234.73M239.84M242.27M248.23M256.91M264.10M270.08M278.83M289.92M300.86M312.99M326.93M
Invested Capital 338.72M339.38M364.88M319.88M164.31M339.56M374.71M378.15M398.90M397.56M440.28M449.80M455.69M470.79M497.79M515.45M529.91M544.78M550.09M574.78M591.93M574.88M609.52M617.36M657.63M641.70M696.47M
Asset Utilization Ratio 0.040.040.030.020.010.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.000.00
Leverage & Solvency
Interest Coverage Ratio 2.692.642.642.752.602.773.224.355.475.889.2810.2410.8010.606.343.43-1.18-0.97-0.88-0.84-0.86-0.81-0.78-0.89-0.87-0.91-0.89
Debt to Equity 0.070.070.071.761.031.341.421.150.940.870.310.190.190.751.221.601.561.731.541.361.121.010.940.750.791.180.69
Debt Ratio 0.010.010.010.160.100.120.120.100.080.080.030.020.020.080.120.160.150.170.150.140.120.110.100.080.090.130.08
Equity Ratio 0.090.090.090.090.090.090.090.090.090.100.100.100.100.100.100.100.100.100.100.100.100.110.110.110.110.110.12
Times Interest Earned 2.692.642.642.752.602.773.224.355.475.889.2810.2410.8010.606.343.43-1.18-0.97-0.88-0.84-0.86-0.81-0.78-0.89-0.87-0.91-0.89
Dividends & Payouts
FCF Payout Ratio 0.070.190.090.100.070.110.06-0.080.070.11-3.830.080.05-0.14-0.460.040.09-0.210.090.050.08-0.150.070.060.08-0.050.03
Valuation
Enterprise Value 54.74M91.18M71.40M85.02M-51.63M-32.85M-79.43M-35.84M-12.72M5.61M21.37M27.51M104.90M168.86M100.50M78.02M114.39M86.28M76.02M102.83M96.91M99.44M145.41M255.05M197.75M178.53M286.83M
Market Capitalization 203.88M246.02M240.56M245.32M127.37M155.63M123.66M185.43M229.08M229.70M242.65M272.32M292.63M277.90M263.88M288.20M241.47M237.52M237.47M297.61M279.89M296.86M339.91M435.49M409.34M472.27M490.31M
Return Ratios
Return on Sales 0.35%0.34%0.43%0.63%1.24%13.54%14.23%13.51%13.10%13.52%13.04%14.51%15.81%16.85%18.51%19.98%20.59%20.73%20.86%17.84%19.15%16.90%19.12%21.64%
Return on Invested Capital 0.11%0.15%0.14%0.10%0.09%0.09%0.10%0.10%0.09%0.09%0.09%0.09%0.09%0.05%0.02%-0.02%-0.06%-0.06%-0.06%-0.06%-0.06%-0.06%-0.06%-0.06%
Return on Assets 0.01%0.01%0.01%0.01%0.01%0.01%0.02%0.02%0.02%0.02%0.02%0.02%0.02%0.02%0.02%0.02%0.02%0.02%0.02%0.02%0.02%0.02%0.02%0.02%
Return on Equity 0.15%0.14%0.14%0.13%0.14%0.15%0.16%0.18%0.18%0.17%0.17%0.17%0.16%0.17%0.16%0.16%0.15%0.15%0.14%0.14%0.14%0.14%0.16%0.17%