Unity Bancorp Inc /Nj/ Ratios

Ratios Dec2010 Dec2011 Dec2012 Dec2013 Dec2014 Dec2015 Dec2016 Dec2017 Dec2018 Dec2019 Dec2020 Dec2021 Dec2022 Dec2023 Dec2024
Profitability
Gross Margin 78.71%52.39%47.44%
EBT Margin 5.76%9.57%18.61%22.57%25.97%34.44%41.50%41.45%43.50%1,542.75%1,786.39%1,745.74%2,113.48%2,748.70%2,512.24%
EBIT Margin 5.76%3.25%6.32%7.68%8.83%12.05%14.52%14.51%9.13%323.97%375.14%366.59%443.81%577.23%527.58%
Operating Margin 3.25%6.32%7.68%8.83%12.05%14.52%14.51%9.13%323.97%375.14%366.59%443.81%577.23%527.58%
Net Margin 1.47%2.85%7.60%12.13%17.42%22.91%26.78%23.82%36.00%1,203.72%1,357.29%1,310.08%1,580.64%2,059.49%1,914.55%
FCF Margin 33.78%42.27%33.05%19.56%30.22%4.87%-1.64%23.91%59.07%1,653.69%1,249.37%1,134.57%1,692.85%2,383.51%2,184.48%
Efficiency
Assets Average 1,838.93M1,996.31M2,239.33M2,511.73M2,616.26M
Equity Average 167.31M189.82M222.48M250.33M278.51M
Invested Capital 319.88M378.15M449.80M515.45M574.78M617.36M
Asset Utilization Ratio 0.000.000.000.000.00
Leverage & Solvency
Interest Coverage Ratio 0.110.280.400.440.660.820.830.420.350.451.311.020.230.20
Debt to Equity 1.761.150.191.601.360.75
Debt Ratio 0.160.100.020.160.140.08
Equity Ratio 0.090.090.100.100.100.11
Times Interest Earned 0.110.280.400.440.660.820.830.420.350.451.311.020.230.20
Dividends & Payouts
FCF Payout Ratio 0.060.070.090.090.070.55-1.890.180.080.100.150.120.110.100.11
Valuation
Enterprise Value 43.60M47.44M46.83M57.82M79.00M105.11M146.70M209.42M223.36M85.02M-35.84M27.51M78.02M102.83M255.05M
Market Capitalization 47.44M46.83M57.82M79.00M105.11M146.70M209.42M223.36M245.32M185.43M272.32M288.20M297.61M435.49M
Return Ratios
Return on Sales 0.05%0.07%0.12%0.15%0.17%0.23%0.27%0.24%0.36%12.04%13.57%13.10%15.81%20.59%19.15%
Return on Invested Capital 0.01%0.02%0.02%0.02%0.01%
Return on Assets 0.01%0.02%0.02%0.02%0.02%
Return on Equity 0.14%0.19%0.17%0.16%0.15%