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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Unity Bancorp (UNTY) Debt Ratio (2019 - 2025)

Unity Bancorp (UNTY) has disclosed Debt Ratio for 7 consecutive years, with 0.08 as the latest value for Q3 2025.

  • Quarterly Debt Ratio fell 20.43% to 0.08 in Q3 2025 from the year-ago period, while the trailing twelve-month figure was 0.08 through Sep 2025, down 20.43% year-over-year, with the annual reading at 0.0 for FY2024, 2.85% down from the prior year.
  • Debt Ratio hit 0.08 in Q3 2025 for Unity Bancorp, up from 0.0 in the prior quarter.
  • In the past five years, Debt Ratio ranged from a high of 0.16 in Q4 2022 to a low of 0.0 in Q2 2025.
  • Historically, Debt Ratio has averaged 0.06 across 5 years, with a median of 0.08 in 2022.
  • Biggest YoY gain for Debt Ratio was 2929.52% in 2023; the steepest drop was 97.45% in 2023.
  • Year by year, Debt Ratio stood at 0.02 in 2021, then skyrocketed by 696.45% to 0.16 in 2022, then crashed by 97.45% to 0.0 in 2023, then dropped by 2.85% to 0.0 in 2024, then skyrocketed by 1973.67% to 0.08 in 2025.
  • Business Quant data shows Debt Ratio for UNTY at 0.08 in Q3 2025, 0.0 in Q2 2025, and 0.0 in Q1 2025.