KPIs & Operating Metrics(New)

Unity Bancorp (UNTY) Debt Ratio: 2019-2025

Historic Debt Ratio for Unity Bancorp (UNTY) over the last 7 years, with Sep 2025 value amounting to 0.08.

  • Unity Bancorp's Debt Ratio fell 20.43% to 0.08 in Q3 2025 from the same period last year, while for Sep 2025 it was 0.08, marking a year-over-year decrease of 20.43%. This contributed to the annual value of 0.08 for FY2024, which is 39.90% down from last year.
  • Latest data reveals that Unity Bancorp reported Debt Ratio of 0.08 as of Q3 2025, which was down 37.44% from 0.13 recorded in Q2 2025.
  • Unity Bancorp's 5-year Debt Ratio high stood at 0.17 for Q2 2023, and its period low was 0.02 during Q1 2022.
  • In the last 3 years, Unity Bancorp's Debt Ratio had a median value of 0.12 in 2024 and averaged 0.12.
  • In the last 5 years, Unity Bancorp's Debt Ratio plummeted by 80.74% in 2021 and then skyrocketed by 696.45% in 2022.
  • Unity Bancorp's Debt Ratio (Quarterly) stood at 0.02 in 2021, then spiked by 696.45% to 0.16 in 2022, then dropped by 11.76% to 0.14 in 2023, then tumbled by 39.90% to 0.08 in 2024, then decreased by 20.43% to 0.08 in 2025.
  • Its Debt Ratio was 0.08 in Q3 2025, compared to 0.13 in Q2 2025 and 0.09 in Q1 2025.