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Unity Bancorp (UNTY) FCF Payout Ratio: 2019-2025

Historic FCF Payout Ratio for Unity Bancorp (UNTY) over the last 7 years, with Sep 2025 value amounting to 0.03.

  • Unity Bancorp's FCF Payout Ratio fell 55.17% to 0.03 in Q3 2025 from the same period last year, while for Sep 2025 it was 0.09, marking a year-over-year decrease of 9.71%. This contributed to the annual value of 0.11 for FY2024, which is 3.34% up from last year.
  • Latest data reveals that Unity Bancorp reported FCF Payout Ratio of 0.03 as of Q3 2025, which was up 160.36% from -0.05 recorded in Q2 2025.
  • In the past 5 years, Unity Bancorp's FCF Payout Ratio registered a high of 0.11 during Q2 2021, and its lowest value of -3.83 during Q3 2021.
  • Its 3-year average for FCF Payout Ratio is 0.01, with a median of 0.06 in 2024.
  • Within the past 5 years, the most significant YoY rise in Unity Bancorp's FCF Payout Ratio was 207.88% (2021), while the steepest drop was 6,301.02% (2021).
  • Quarterly analysis of 5 years shows Unity Bancorp's FCF Payout Ratio stood at 0.08 in 2021, then plummeted by 57.09% to 0.04 in 2022, then spiked by 33.60% to 0.05 in 2023, then increased by 17.65% to 0.06 in 2024, then crashed by 55.17% to 0.03 in 2025.
  • Its FCF Payout Ratio stands at 0.03 for Q3 2025, versus -0.05 for Q2 2025 and 0.08 for Q1 2025.