Unity Bancorp (UNTY) FCF Payout Ratio (2010 - 2026)
Unity Bancorp's (UNTY) quarterly FCF Payout Ratio came in at 0.11 in Q1 2026, up 38.05% year-on-year from 0.08 in Q1 2025, and down 49.21% quarter-over-quarter from 0.21 in Q4 2025.
Unity Bancorp (UNTY) FCF Payout Ratio (2010 - 2026) Analysis & Trends
Unity Bancorp has disclosed FCF Payout Ratio across 17 years of filings, most recently posting 0.11 for Q1 2026.
- FCF Payout Ratio for Q1 2026 came in at 0.11, up 38.05% year-over-year; the trailing twelve-month figure through Mar 2026 was 0.14 (up 35.09% YoY), and the FY2025 annual result was 0.13, up 19.15% from the prior year.
- FCF Payout Ratio came in at 0.11 for Q1 2026 at Unity Bancorp, down from 0.21 in the prior quarter.
- In the past five years, FCF Payout Ratio ranged from a high of 0.21 in Q4 2025 to a low of 0.46 in Q3 2022.
- The 5-year median for FCF Payout Ratio is 0.05 (2022), against an average of 0.0.
- Across the five-year window, FCF Payout Ratio tumbled 223.91% in 2022 and surged 276.02% in 2025, its largest moves.
- Unity Bancorp's FCF Payout Ratio stood at 0.04 in 2022, then soared by 33.6% to 0.05 in 2023, then advanced by 17.65% to 0.06 in 2024, then soared by 276.02% to 0.21 in 2025, then tumbled by 49.21% to 0.11 in 2026.
- The last three FCF Payout Ratio figures came in at 0.11 (Q1 2026), 0.21 (Q4 2025), and 0.03 (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 97,765.53 Bn | 97,765.53 Bn | - | 5.86 |
| 2 | Bank Bradesco | 6,846.93 Bn | 6,830.99 Bn | - | - |
| 3 | Lloyds Banking | 384.13 Bn | 384.40 Bn | - | - |
| 4 | First Capital | 215.78 Bn | 215.63 Bn | - | 0.18 |
| 5 | Itau Unibanco Holding | 202.78 Bn | 202.78 Bn | - | - |
| 6 | Landmark Bancorp | 180.37 Bn | 180.34 Bn | - | 0.19 |
| 7 | NatWest | 168.65 Bn | -51.67 Bn | - | - |
| 8 | Shinhan Financial | 136.54 Bn | 104.11 Bn | - | -1.36 |
| 9 | Mizuho Financial | 112.02 Bn | 112.56 Bn | - | - |
| 10 | Unity Bancorp | 565.88 Mn | 336.72 Mn | 439,000.00 | 0.11 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 0.11 |
| Dec 31, 2025 | 0.21 |
| Sep 30, 2025 | 0.03 |
| Jun 30, 2025 | -0.05 |
| Mar 31, 2025 | 0.08 |
| Dec 31, 2024 | 0.06 |
| Sep 30, 2024 | 0.07 |
| Jun 30, 2024 | -0.15 |
| Mar 31, 2024 | 0.08 |
| Dec 31, 2023 | 0.05 |
| Sep 30, 2023 | 0.09 |
| Jun 30, 2023 | -0.21 |
| Mar 31, 2023 | 0.09 |
| Dec 31, 2022 | 0.04 |
| Sep 30, 2022 | -0.46 |
| Jun 30, 2022 | -0.14 |
| Mar 31, 2022 | 0.05 |
| Dec 31, 2021 | 0.08 |
| Sep 30, 2021 | -3.83 |
| Jun 30, 2021 | 0.11 |