Unity Bancorp (UNTY) FCF Payout Ratio (2013 - 2026)

Unity Bancorp (UNTY) reported FCF Payout Ratio of 0.11 for Q1 2026, up 38.05% on a YoY basis from 0.08 in Q1 2025, and down 49.21% sequentially from 0.21 in Q4 2025.

Unity Bancorp (UNTY) FCF Payout Ratio (2013 - 2026) Analysis & Trends

Unity Bancorp (UNTY) has 14 years of FCF Payout Ratio data on file, last reported at 0.11 in Q1 2026.

  • For the quarter ending Q1 2026, FCF Payout Ratio rose 38.05% year-over-year to 0.11; the trailing twelve-month figure through Mar 2026 stood at 0.14 (up 35.09% YoY), and the FY2025 full-year result was 0.13, up 19.15% from the prior year.
  • FCF Payout Ratio fell to 0.11 in Q1 2026, from 0.21 in the prior quarter.
  • In the past five years, FCF Payout Ratio ranged from a high of 0.21 in Q4 2025 to a low of 0.46 in Q3 2022.
  • A 5-year average of 0.0 and a median of 0.05 in 2022 frame the typical range for FCF Payout Ratio.
  • Across the five-year window, FCF Payout Ratio sank 223.91% in 2022 and surged 276.02% in 2025, its largest moves.
  • Tracing UNTY's FCF Payout Ratio over 5 years: stood at 0.04 in 2022, then surged by 33.6% to 0.05 in 2023, then gained by 17.65% to 0.06 in 2024, then surged by 276.02% to 0.21 in 2025, then plunged by 49.21% to 0.11 in 2026.
  • Business Quant data shows UNTY's FCF Payout Ratio at 0.11 in Q1 2026, 0.21 in Q4 2025, and 0.03 in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) FCF Cover (Qtr)
1 KB Financial 43,124.21 Bn 43,125.44 Bn -775,612.08 -
2 Shinhan Financial 33,971.34 Bn 33,973.00 Bn - -1.36
3 Bank Of Chile 4,105.33 Bn 4,105.33 Bn 167,623.00 5.86
4 NatWest 768.74 Bn 572.78 Bn 1.79 Bn -
5 Mizuho Financial 385.64 Bn 389.59 Bn - -
6 Lloyds Banking 358.14 Bn 358.14 Bn - -
7 First Capital 200.03 Bn 199.69 Bn - 0.18
8 Landmark Bancorp 187.97 Bn 187.94 Bn - 0.19
9 Pnc Financial Services 100.96 Bn 101.01 Bn - 0.36
10 Unity Bancorp 575.18 Mn 342.05 Mn 439,000.00 0.11

Historic Data

Download Data
DateValue
Mar 31, 2026 0.11
Dec 31, 2025 0.21
Sep 30, 2025 0.03
Jun 30, 2025 -0.05
Mar 31, 2025 0.08
Dec 31, 2024 0.06
Sep 30, 2024 0.07
Jun 30, 2024 -0.15
Mar 31, 2024 0.08
Dec 31, 2023 0.05
Sep 30, 2023 0.09
Jun 30, 2023 -0.21
Mar 31, 2023 0.09
Dec 31, 2022 0.04
Sep 30, 2022 -0.46
Jun 30, 2022 -0.14
Mar 31, 2022 0.05
Dec 31, 2021 0.08
Sep 30, 2021 -3.83
Jun 30, 2021 0.11