Unity Bancorp (UNTY) FCF Payout Ratio (2010 - 2026)

Unity Bancorp's (UNTY) quarterly FCF Payout Ratio came in at 0.11 in Q1 2026, up 38.05% year-on-year from 0.08 in Q1 2025, and down 49.21% quarter-over-quarter from 0.21 in Q4 2025.

Unity Bancorp (UNTY) FCF Payout Ratio (2010 - 2026) Analysis & Trends

Unity Bancorp has disclosed FCF Payout Ratio across 17 years of filings, most recently posting 0.11 for Q1 2026.

  • FCF Payout Ratio for Q1 2026 came in at 0.11, up 38.05% year-over-year; the trailing twelve-month figure through Mar 2026 was 0.14 (up 35.09% YoY), and the FY2025 annual result was 0.13, up 19.15% from the prior year.
  • FCF Payout Ratio came in at 0.11 for Q1 2026 at Unity Bancorp, down from 0.21 in the prior quarter.
  • In the past five years, FCF Payout Ratio ranged from a high of 0.21 in Q4 2025 to a low of 0.46 in Q3 2022.
  • The 5-year median for FCF Payout Ratio is 0.05 (2022), against an average of 0.0.
  • Across the five-year window, FCF Payout Ratio tumbled 223.91% in 2022 and surged 276.02% in 2025, its largest moves.
  • Unity Bancorp's FCF Payout Ratio stood at 0.04 in 2022, then soared by 33.6% to 0.05 in 2023, then advanced by 17.65% to 0.06 in 2024, then soared by 276.02% to 0.21 in 2025, then tumbled by 49.21% to 0.11 in 2026.
  • The last three FCF Payout Ratio figures came in at 0.11 (Q1 2026), 0.21 (Q4 2025), and 0.03 (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) FCF Cover (Qtr)
1 Bank Of Chile 97,765.53 Bn 97,765.53 Bn - 5.86
2 Bank Bradesco 6,846.93 Bn 6,830.99 Bn - -
3 Lloyds Banking 384.13 Bn 384.40 Bn - -
4 First Capital 215.78 Bn 215.63 Bn - 0.18
5 Itau Unibanco Holding 202.78 Bn 202.78 Bn - -
6 Landmark Bancorp 180.37 Bn 180.34 Bn - 0.19
7 NatWest 168.65 Bn -51.67 Bn - -
8 Shinhan Financial 136.54 Bn 104.11 Bn - -1.36
9 Mizuho Financial 112.02 Bn 112.56 Bn - -
10 Unity Bancorp 565.88 Mn 336.72 Mn 439,000.00 0.11

Historic Data

Download Data
DateValue
Mar 31, 2026 0.11
Dec 31, 2025 0.21
Sep 30, 2025 0.03
Jun 30, 2025 -0.05
Mar 31, 2025 0.08
Dec 31, 2024 0.06
Sep 30, 2024 0.07
Jun 30, 2024 -0.15
Mar 31, 2024 0.08
Dec 31, 2023 0.05
Sep 30, 2023 0.09
Jun 30, 2023 -0.21
Mar 31, 2023 0.09
Dec 31, 2022 0.04
Sep 30, 2022 -0.46
Jun 30, 2022 -0.14
Mar 31, 2022 0.05
Dec 31, 2021 0.08
Sep 30, 2021 -3.83
Jun 30, 2021 0.11