Unity Bancorp (UNTY) FCF Payout Ratio (2013 - 2026)
Unity Bancorp's (UNTY) FCF Payout Ratio came in at 0.11 for Q1 2026, up 38.1% from 0.08 a year earlier but down 49.2% from the prior quarter.
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Analysis
Unity Bancorp (UNTY) FCF Payout Ratio (2013 - 2026) Analysis & Trends
For FY2025, Unity Bancorp's FCF Payout Ratio stood at 0.13, up 19.1% from FY2024.
- In prior years, Unity Bancorp's FCF Payout Ratio was 0.11 in FY2024 (+3.3%), 0.10 in FY2023 (-3.2%), 0.11 in FY2022 (-8.2%) and 0.12 in FY2021 (-23.7%).
- Quarterly FCF Payout Ratio has run from a low of 0.03 in Q3 2025 to a high of 0.21 in Q4 2025 over five years.
- On a year-over-year basis, FCF Payout Ratio increased in three of the last six quarters, with growth averaging 42.2%.
- The strongest year-over-year quarter for FCF Payout Ratio in the past five years was Q4 2025, with growth of 276.0%; the weakest was Q4 2022, with a decline of 57.1%.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 879.54 Bn | 909.01 Bn | - | - |
| 2 | Banco Santander Chile | 418.48 Bn | 538.42 Bn | - | - |
| 3 | Bank Of America | 381.92 Bn | -1,994.15 Bn | - | 0.08 |
| 4 | Hsbc Holdings | 341.10 Bn | 341.15 Bn | - | - |
| 5 | Morgan Stanley | 295.71 Bn | -213.38 Bn | - | - |
| 6 | Royal Bank Of Canada | 275.38 Bn | 126.13 Bn | - | - |
| 7 | Mitsubishi Ufj Financial | 273.79 Bn | -1,314.70 Bn | 10.89 Bn | - |
| 8 | Goldman Sachs | 262.78 Bn | -3,294.34 Bn | - | - |
| 9 | Wells Fargo & Company | 242.61 Bn | 244.75 Bn | - | 0.20 |
| 10 | Unity Bancorp | 544.53 Mn | 544.53 Mn | - | - |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Mar 31, 2026 | 0.11 |
| Dec 31, 2025 | 0.21 |
| Sep 30, 2025 | 0.03 |
| Mar 31, 2025 | 0.08 |
| Dec 31, 2024 | 0.06 |
| Sep 30, 2024 | 0.07 |
| Mar 31, 2024 | 0.08 |
| Dec 31, 2023 | 0.05 |
| Sep 30, 2023 | 0.09 |
| Mar 31, 2023 | 0.09 |
| Dec 31, 2022 | 0.04 |
| Mar 31, 2022 | 0.05 |
| Dec 31, 2021 | 0.08 |
| Jun 30, 2021 | 0.11 |
| Mar 31, 2021 | 0.07 |
| Sep 30, 2020 | 0.06 |
| Jun 30, 2020 | 0.11 |
| Mar 31, 2020 | 0.07 |
| Dec 31, 2019 | 0.10 |
| Sep 30, 2019 | 0.09 |
API Access
Unity Bancorp FCF Payout Ratio API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=fcf-payout-ratio&ticker=UNTY&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "fcf-payout-ratio", "ticker": "UNTY", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=fcf-payout-ratio&ticker=UNTY&period=max&api_key=YOUR_API_KEY");
const data = await res.json();