Unity Bancorp (UNTY) FCF Payout Ratio (2013 - 2026)
Unity Bancorp (UNTY) posted FCF Payout Ratio of 0.11 for Q1 2026, down 49.21% sequentially from 0.21 in Q4 2025, and up 38.05% YoY from 0.08 in Q1 2025.
Unity Bancorp (UNTY) FCF Payout Ratio (2013 - 2026) Analysis & Trends
Unity Bancorp has reported FCF Payout Ratio for 14 years, with the latest figure at 0.11 in Q1 2026.
- Quarterly FCF Payout Ratio rose 38.05% year-over-year to 0.11 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 0.14 (up 35.09% YoY) and the FY2025 annual result came in at 0.13, up 19.15% from the prior year.
- FCF Payout Ratio fell to 0.11 in Q1 2026 per UNTY's latest filing, from 0.21 in the prior quarter.
- Over five years, FCF Payout Ratio peaked at 0.21 in Q4 2025 and troughed at 0.46 in Q3 2022.
- A 5-year average of 0.0 and a median of 0.05 in 2022 frame the typical range for FCF Payout Ratio.
- The sharpest annual moves came in 2022 and 2025: FCF Payout Ratio tumbled 223.91% in 2022, then jumped 276.02% in 2025.
- Over 5 years, FCF Payout Ratio stood at 0.04 in 2022, then surged by 33.6% to 0.05 in 2023, then grew by 17.65% to 0.06 in 2024, then surged by 276.02% to 0.21 in 2025, then tumbled by 49.21% to 0.11 in 2026.
- According to Business Quant data, FCF Payout Ratio over the past three periods registered 0.11, 0.21, and 0.03 for Q1 2026, Q4 2025, and Q3 2025 respectively.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.66 Bn | 84.46 Bn | - | - |
| 2 | Pnc Financial Services | 97.86 Bn | 97.86 Bn | - | 0.32 |
| 3 | Us Bancorp | 96.39 Bn | 96.39 Bn | - | 0.17 |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.92 Bn | -144.17 Bn | - | - |
| 6 | Deutsche Bank Aktiengesellschaft | 72.22 Bn | -81.10 Bn | - | - |
| 7 | Nu Holdings | 70.34 Bn | 56.66 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.75 Bn | 61.75 Bn | - | 0.67 |
| 9 | Fifth Third Bancorp | 49.88 Bn | 26.16 Bn | - | - |
| 10 | Unity Bancorp | 595.73 Mn | 338.45 Mn | - | -0.04 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | -0.04 |
| Mar 31, 2026 | 0.11 |
| Dec 31, 2025 | 0.21 |
| Sep 30, 2025 | 0.03 |
| Jun 30, 2025 | -0.05 |
| Mar 31, 2025 | 0.08 |
| Dec 31, 2024 | 0.06 |
| Sep 30, 2024 | 0.07 |
| Jun 30, 2024 | -0.15 |
| Mar 31, 2024 | 0.08 |
| Dec 31, 2023 | 0.05 |
| Sep 30, 2023 | 0.09 |
| Jun 30, 2023 | -0.21 |
| Mar 31, 2023 | 0.09 |
| Dec 31, 2022 | 0.04 |
| Sep 30, 2022 | -0.46 |
| Jun 30, 2022 | -0.14 |
| Mar 31, 2022 | 0.05 |
| Dec 31, 2021 | 0.08 |
| Sep 30, 2021 | -3.83 |