Unity Bancorp (UNTY) FCF Margin (2010 - 2026)
Unity Bancorp's FCF Margin was -115.09% in Q2 2026, down 43.52 percentage points from -71.58% a year earlier and down 158.23 percentage points from the prior quarter.
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Analysis
Unity Bancorp (UNTY) FCF Margin (2010 - 2026) Analysis & Trends
On a trailing twelve-month basis, Unity Bancorp's FCF Margin was 19.95% through Jun 30, 2026, down 7.74 percentage points year-over-year; for FY2025, it came in at 33.64%, down 10.53 percentage points from FY2024.
- FCF Margin shows a five-year change of +5.51 percentage points (FY2020 to FY2025).
- In earlier years, FCF Margin was 44.17% in FY2024 (-0.39 pp), 44.56% in FY2023 (+2.59 pp), 41.96% in FY2022 (+6.85 pp) and 35.11% in FY2021 (+6.98 pp).
- The Q2 2026 figure marks the lowest quarterly FCF Margin in data going back to Q3 2010.
- Compared with a year earlier, FCF Margin has declined for three straight quarters, with an average year-over-year change of -11.11 percentage points over the last eight quarters.
- The best year-over-year quarter for FCF Margin over five years was Q4 2021 (a gain of 101.18 percentage points); the worst was Q2 2022 (a drop of 68.85 percentage points).
- Per Business Quant data, UNTY's FCF Margin in the three quarters before Q2 2026 was 43.14% (Q1 2026), 19.70% (Q4 2025) and 135.34% (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 918.91 Bn | 918.91 Bn | - | 66.09% |
| 2 | Banco Santander Chile | 870.35 Bn | 846.93 Bn | - | - |
| 3 | Bank Of America | 358.55 Bn | -2,017.56 Bn | - | -21.69% |
| 4 | Hsbc Holdings | 315.74 Bn | -668.95 Bn | - | - |
| 5 | Morgan Stanley | 290.88 Bn | -253.14 Bn | - | -230.94% |
| 6 | Royal Bank Of Canada | 287.92 Bn | 137.98 Bn | - | 189.34% |
| 7 | Goldman Sachs | 270.57 Bn | -3,472.88 Bn | - | 19.57% |
| 8 | Wells Fargo & Company | 258.79 Bn | 258.79 Bn | - | 40.54% |
| 9 | Mitsubishi Ufj Financial | 247.94 Bn | 129.81 Bn | - | - |
| 10 | Unity Bancorp | 584.77 Mn | 584.77 Mn | - | 131.49% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 131.49% |
| Jun 30, 2026 | -115.09% |
| Mar 31, 2026 | 43.14% |
| Dec 31, 2025 | 19.70% |
| Sep 30, 2025 | 135.34% |
| Jun 30, 2025 | -71.58% |
| Mar 31, 2025 | 59.88% |
| Dec 31, 2024 | 79.85% |
| Sep 30, 2024 | 63.32% |
| Jun 30, 2024 | -33.73% |
| Mar 31, 2024 | 61.36% |
| Dec 31, 2023 | 93.01% |
| Sep 30, 2023 | 51.31% |
| Jun 30, 2023 | -21.32% |
| Mar 31, 2023 | 53.52% |
| Dec 31, 2022 | 119.56% |
| Sep 30, 2022 | -9.76% |
| Jun 30, 2022 | -31.94% |
| Mar 31, 2022 | 88.38% |
| Dec 31, 2021 | 52.02% |
API Access
Unity Bancorp FCF Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=fcf-margin&ticker=UNTY&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "fcf-margin", "ticker": "UNTY", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=fcf-margin&ticker=UNTY&period=max&api_key=YOUR_API_KEY");
const data = await res.json();