Unity Bancorp Growth Metrics (2019-2025) | UNTY

Growth Metrics Jun2019 Sep2019 Dec2019 Mar2020 Jun2020 Sep2020 Dec2020 Mar2021 Jun2021 Sep2021 Dec2021 Mar2022 Jun2022 Sep2022 Dec2022 Mar2023 Jun2023 Sep2023 Dec2023 Mar2024 Jun2024 Sep2024 Dec2024 Mar2025 Jun2025 Sep2025
Growth Ratios
EBITDA Margin Growth (1y) -792.000.29M0.27M0.23M0.23M-0.02M-0.09M-0.06M239.00-0.06M0.12M0.14M-0.44M-0.43M-0.59M-0.52M-0.04M-0.02M0.15M-0.04M0.12M0.01M-0.06M
EBITDA Margin Growth (3y) 0.23M0.20M0.29M0.31M-0.21M-0.51M-0.57M-0.44M-0.48M-0.51M-0.33M-0.42M-0.36M-0.43M-0.50M
EBITDA Margin Growth (5y) -0.26M-0.24M-0.15M-0.24M-0.13M-0.52M-0.48M
EBITDA Margin (QoQ) 166.00-88.00153.00-0.00M0.29M-0.01M-0.04M-0.01M0.04M-0.09M0.00M0.05M-0.02M0.09M0.02M-0.53M-0.01M-0.07M0.09M-0.05M0.01M0.09M-0.09M0.11M-0.10M0.02M
EBIT Margin Growth (1y) -754.000.27M0.26M0.22M0.22M-0.02M-0.09M-0.05M760.00-0.06M0.11M0.13M-0.45M-0.44M-0.60M-0.52M-0.04M-0.02M0.15M-0.04M0.13M0.02M-0.06M
EBIT Margin Growth (3y) 0.22M0.20M0.28M0.30M-0.23M-0.51M-0.57M-0.44M-0.49M-0.51M-0.33M-0.43M-0.36M-0.44M-0.50M
EBIT Margin Growth (5y) -0.27M-0.26M-0.16M-0.26M-0.14M-0.51M-0.48M
EBIT Margin (QoQ) 140.00-72.0099.00-921.000.27M-0.01M-0.03M-0.01M0.03M-0.08M821.000.05M-0.02M0.09M0.02M-0.53M-0.01M-0.07M0.10M-0.05M0.01M0.10M-0.10M0.12M-0.10M0.02M
EBT Margin Growth (1y) -556.000.17M0.18M0.17M0.18M0.04M-0.02M-0.02M0.02M-0.03M0.09M0.06M0.07M0.08M0.09M0.02M0.01M0.00M-0.15M0.06M-0.10M0.13M0.12M
EBT Margin Growth (3y) 0.20M0.18M0.24M0.22M0.27M0.09M0.16M0.06M0.10M0.05M0.04M0.14M-0.03M0.22M0.07M
EBT Margin Growth (5y) 0.28M0.26M0.19M0.29M0.17M0.22M0.13M
EBT Margin (QoQ) 29.00-39.00166.00-711.000.17M0.00M-0.00M0.01M0.03M-0.06M0.00M0.04M-0.02M0.06M-0.02M0.05M-0.01M0.07M-0.10M0.04M-0.01M-0.08M0.10M-0.12M0.22M-0.09M
Enterprise Value Growth (1y) -194.31%-136.03%-211.25%-142.16%75.36%117.07%126.91%176.74%924.79%2,911.33%370.18%183.65%9.04%-48.90%-24.35%31.81%-15.28%15.25%91.26%148.03%104.06%79.54%97.26%
Enterprise Value Growth (3y) 24.21%22.80%12.07%-2.82%61.54%66.63%43.53%69.49%112.67%160.78%89.48%110.09%23.53%1.87%41.85%
Enterprise Value Growth (5y) 12.10%1.75%15.29%24.57%42.28%49.37%41.19%
Enterprise Value (QoQ) 66.56%-21.69%19.07%-160.72%36.36%-141.79%54.88%64.51%144.09%281.19%28.68%281.39%60.97%-40.48%-22.37%46.62%-24.57%-11.89%35.26%-5.76%2.61%46.23%75.41%-22.47%-9.72%60.66%
FCF Margin Growth (1y) -477.000.21M0.31M-0.20M0.18M-0.05M-0.32M0.34M0.15M-0.27M-0.04M0.37M-0.07M0.00M0.39M-0.07M0.07M-0.07M-0.11M0.01M-0.14M-0.29M0.51M
FCF Margin Growth (3y) 0.33M-0.12M-0.05M0.51M0.26M-0.32M0.03M0.64M0.16M-0.34M0.24M0.32M-0.13M-0.36M0.79M
FCF Margin Growth (5y) 0.34M-0.19M0.23M0.46M0.20M-0.68M0.43M
FCF Margin (QoQ) -0.00M0.00M-492.000.00M0.20M0.11M-0.51M0.37M-0.03M-0.16M0.15M0.19M-0.45M0.07M0.56M-0.25M-0.38M0.45M0.11M-0.11M-0.53M0.42M0.23M-0.26M-0.68M1.22M
FCF Payout Ratio Growth (1y) 13.04%-45.47%-34.18%-173.35%-5.29%8.66%-6,301.02%207.88%-26.81%-223.91%87.92%-57.09%74.02%-49.78%119.28%33.60%-10.30%31.82%-20.01%17.65%-4.11%63.59%-55.17%
FCF Payout Ratio Growth (3y) -7.81%-39.83%-90.65%-30.24%6.45%-58.96%13.03%37.83%4.54%-48.36%26.38%-12.30%14.39%28.09%27.43%
FCF Payout Ratio Growth (5y) 4.11%-22.42%-5.34%-11.80%0.74%-20.12%-12.33%
FCF Payout Ratio (QoQ) 194.90%-51.65%11.41%-28.84%42.26%-41.64%-224.16%191.87%63.22%-3,430.54%102.16%-37.67%-376.32%-224.66%107.67%152.80%-337.83%141.79%-46.82%69.73%-280.79%149.02%-21.79%38.34%-168.65%160.36%
Gross Margin Growth (1y) -0.00M-0.00M0.00M0.00M0.01M0.00M474.00
Gross Margin (QoQ) 831.00-0.00M-0.00M-0.00M887.000.00M-707.000.00M-0.00M0.00M
Interest Coverage Ratio Growth (1y) -3.34%5.23%21.85%58.31%110.12%111.89%188.21%135.64%97.39%80.25%-31.69%-66.53%-110.88%-109.12%-113.84%-124.63%27.22%15.72%10.91%-5.84%-1.73%-11.43%-14.33%
Interest Coverage Ratio Growth (3y) 58.86%58.99%33.86%7.68%-34.83%-32.92%-31.47%-29.95%-29.19%-28.84%-27.74%-27.80%-27.66%-27.77%-28.89%
Interest Coverage Ratio Growth (5y) -18.30%-18.22%-18.08%-18.39%-18.47%-18.40%-17.89%
Interest Coverage Ratio (QoQ) -2.16%0.20%3.93%-5.13%6.51%16.02%35.03%25.93%7.41%57.81%10.40%5.49%-1.92%-40.20%-45.91%-134.29%17.77%9.26%3.74%-1.33%4.77%4.08%-14.35%2.60%-4.30%1.58%
Net Margin Growth (1y) -518.000.13M0.13M0.13M0.13M0.03M-0.02M-0.01M0.02M-0.03M0.07M0.04M0.05M0.06M0.08M0.02M0.01M0.00M-0.11M0.06M-0.08M0.11M0.09M
Net Margin Growth (3y) 0.15M0.13M0.18M0.16M0.20M0.06M0.12M0.05M0.07M0.04M0.03M0.12M-0.02M0.17M0.05M
Net Margin Growth (5y) 0.21M0.20M0.14M0.23M0.13M0.17M0.10M
Net Margin (QoQ) -25.00-28.0084.00-549.000.13M-56.00-0.01M0.00M0.03M-0.05M0.00M0.04M-0.02M0.05M-0.02M0.04M-0.01M0.06M-0.08M0.03M-0.01M-0.06M0.09M-0.10M0.17M-0.07M
Operating Margin Growth (1y) -0.04M-0.02M0.15M-0.04M0.13M0.02M-0.06M
Operating Margin (QoQ) -0.01M-0.07M0.10M-0.05M0.01M0.10M-0.10M0.12M-0.10M0.02M
Return on Assets Growth (1y) 0.00M0.00M0.00M1.001.000.00M0.00M0.00M0.00M0.00M0.00M0.00M0.00M0.00M0.00M0.00M0.00M0.00M0.00M0.00M
Return on Assets Growth (3y) 0.00M0.00M0.00M0.00M0.00M0.00M0.00M0.00M0.00M0.00M0.00M0.00M
Return on Assets Growth (5y) 0.00M0.00M1.001.00
Return on Assets (QoQ) 0.00M0.00M0.00M0.00M0.00M0.00M0.00M0.00M0.00M0.00M0.00M0.00M0.00M0.00M0.00M0.00M0.00M0.00M0.00M0.00M0.00M0.00M0.00M
Return on Equity Growth (1y) -1.001.003.004.004.002.001.00-1.00-2.00-1.00-1.00-1.00-1.00-2.00-2.00-2.00-1.000.00M2.002.00
Return on Equity Growth (3y) 1.002.003.003.002.000.00M-2.00-3.00-4.00-3.00-1.000.00M
Return on Equity Growth (5y) -1.000.00M2.003.00
Return on Equity (QoQ) -1.00-1.000.00M0.00M1.001.001.000.00M-1.000.00M0.00M-1.000.00M0.00M0.00M-1.00-1.000.00M0.00M0.00M0.00M2.000.00M
Return on Invested Capital Growth (1y) -2.00-6.00-5.000.00M0.00M0.00M-1.00-1.000.00M-4.00-7.00-11.00-15.00-11.00-8.00-4.000.00M0.00M0.00M0.00M
Return on Invested Capital Growth (3y) -2.00-10.00-13.00-12.00-15.00-15.00-16.00-16.00-15.00-15.00-15.00-15.00
Return on Invested Capital Growth (5y) -17.00-21.00-20.00-15.00
Return on Invested Capital (QoQ) 4.00-1.00-5.00-1.000.00M0.00M0.00M0.00M0.00M0.00M0.00M0.00M-4.00-4.00-4.00-4.000.00M0.00M0.00M0.00M0.00M0.00M0.00M
Return on Sales Growth (1y) 88.000.00M0.00M0.00M0.00M-2.00-119.00100.00271.00333.00547.00546.00479.00387.00235.00-214.00-145.00-383.00-174.00380.00
Return on Sales Growth (3y) 0.00M0.00M0.00M0.00M0.00M718.00663.00433.00605.00338.00608.00712.00
Return on Sales Growth (5y) 0.00M0.00M0.00M0.00M
Return on Sales (QoQ) -1.009.0020.0061.000.00M69.00-71.00-42.0042.00-48.00147.00129.00105.00166.00147.0062.0013.0014.00-302.00130.00-225.00222.00252.00