Unity Bancorp (UNTY) Interest Coverage Ratio (2010 - 2026)

Unity Bancorp (UNTY) has 17 years of Interest Coverage Ratio data on file, last reported at 0.94 in Q1 2026.

• For the quarter ending Q1 2026, Interest Coverage Ratio fell 4.7% year-over-year to 0.94; the trailing twelve-month figure through Mar 2026 stood at 0.91 (down 7.77% YoY), and the FY2025 full-year result was 0.89, down 5.61% from the prior year.
• Interest Coverage Ratio retreated to 0.94 in Q1 2026, from 0.9 in the prior quarter.
• In the past five years, Interest Coverage Ratio ranged from a high of 10.8 in Q1 2022 to a low of 1.2 in Q1 2023.
• A 5-year average of 0.58 and a median of 0.89 in 2023 frame the typical range for Interest Coverage Ratio.
• Across the five-year window, Interest Coverage Ratio surged 97.39% in 2022 and tumbled 128.89% in 2023, its largest moves.
• Tracing UNTY's Interest Coverage Ratio over 5 years: stood at 3.43 in 2022, then slumped by 125.25% to 0.87 in 2023, then retreated by 3.45% to 0.9 in 2024, then declined by 0.41% to 0.9 in 2025, then decreased by 4.93% to 0.94 in 2026.
• Business Quant data shows UNTY's Interest Coverage Ratio at 0.94 in Q1 2026, 0.9 in Q4 2025, and 0.89 in Q3 2025.