Unity Bancorp (UNTY) Interest Coverage Ratio (2010 - 2026)
Unity Bancorp (UNTY) posted Interest Coverage Ratio of 0.94 for Q1 2026, down 4.93% sequentially from 0.9 in Q4 2025, and down 4.7% YoY from 0.99 in Q1 2025.
Unity Bancorp (UNTY) Interest Coverage Ratio (2010 - 2026) Analysis & Trends
Unity Bancorp has reported Interest Coverage Ratio for 17 years, with the latest figure at 0.94 in Q1 2026.
- Quarterly Interest Coverage Ratio fell 4.7% year-over-year to 0.94 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 0.91 (down 7.77% YoY) and the FY2025 annual result came in at 0.89, down 5.61% from the prior year.
- Interest Coverage Ratio retreated to 0.94 in Q1 2026 per UNTY's latest filing, from 0.9 in the prior quarter.
- Over five years, Interest Coverage Ratio peaked at 10.8 in Q1 2022 and troughed at 1.2 in Q1 2023.
- A 5-year average of 0.58 and a median of 0.89 in 2023 frame the typical range for Interest Coverage Ratio.
- The sharpest annual moves came in 2022 and 2023: Interest Coverage Ratio jumped 97.39% in 2022, then sank 128.89% in 2023.
- Over 5 years, Interest Coverage Ratio stood at 3.43 in 2022, then sank by 125.25% to 0.87 in 2023, then dropped by 3.45% to 0.9 in 2024, then decreased by 0.41% to 0.9 in 2025, then declined by 4.93% to 0.94 in 2026.
- According to Business Quant data, Interest Coverage Ratio over the past three periods registered 0.94, 0.9, and 0.89 for Q1 2026, Q4 2025, and Q3 2025 respectively.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.68 Bn | 84.49 Bn | - | - |
| 2 | Pnc Financial Services | 97.89 Bn | 97.89 Bn | - | 2.00 |
| 3 | Us Bancorp | 96.36 Bn | 96.36 Bn | - | 1.84 |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.94 Bn | -144.15 Bn | - | 0.27 |
| 6 | Deutsche Bank Aktiengesellschaft | 72.17 Bn | -81.15 Bn | - | 1.49 |
| 7 | Nu Holdings | 70.49 Bn | 56.80 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.73 Bn | 61.73 Bn | - | 1.77 |
| 9 | Fifth Third Bancorp | 49.93 Bn | 26.20 Bn | - | 1.90 |
| 10 | Unity Bancorp | 599.43 Mn | 342.14 Mn | - | 2.26 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | -0.92 |
| Mar 31, 2026 | -0.94 |
| Dec 31, 2025 | -0.90 |
| Sep 30, 2025 | -0.89 |
| Jun 30, 2025 | -0.91 |
| Mar 31, 2025 | -0.90 |
| Dec 31, 2024 | -0.90 |
| Sep 30, 2024 | -0.78 |
| Jun 30, 2024 | -0.81 |
| Mar 31, 2024 | -0.85 |
| Dec 31, 2023 | -0.87 |
| Sep 30, 2023 | -0.89 |
| Jun 30, 2023 | -0.97 |
| Mar 31, 2023 | -1.20 |
| Dec 31, 2022 | 3.43 |
| Sep 30, 2022 | 4.04 |
| Jun 30, 2022 | 3.35 |
| Mar 31, 2022 | 10.80 |
| Dec 31, 2021 | 10.24 |
| Sep 30, 2021 | 4.10 |