Unity Bancorp (UNTY) Interest Coverage Ratio (2012 - 2026)

Unity Bancorp has disclosed Interest Coverage Ratio across 15 years of filings, most recently posting 0.94 for Q1 2026.

• Interest Coverage Ratio for Q1 2026 came in at 0.94, down 4.7% year-over-year; the trailing twelve-month figure through Mar 2026 was 0.92 (down 10.2% YoY), and the FY2025 annual result was 0.28, up 40.13% from the prior year.
• Interest Coverage Ratio came in at 0.94 for Q1 2026 at Unity Bancorp, down from 0.92 in the prior quarter.
• In the past five years, Interest Coverage Ratio ranged from a high of 10.8 in Q1 2022 to a low of 1.18 in Q1 2023.
• The 5-year median for Interest Coverage Ratio is 0.88 (2023), against an average of 1.14.
• Across the five-year window, Interest Coverage Ratio surged 97.39% in 2022 and slumped 126.61% in 2023, its largest moves.
• Unity Bancorp's Interest Coverage Ratio stood at 3.43 in 2022, then slumped by 126.61% to 0.91 in 2023, then grew by 7.98% to 0.84 in 2024, then declined by 9.03% to 0.92 in 2025, then retreated by 3.11% to 0.94 in 2026.
• The last three Interest Coverage Ratio figures came in at 0.94 (Q1 2026), 0.92 (Q4 2025), and 0.9 (Q3 2025), per Business Quant data.