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Unity Bancorp (UNTY) Interest Coverage Ratio: 2019-2025

Historic Interest Coverage Ratio for Unity Bancorp (UNTY) over the last 7 years, with Sep 2025 value amounting to -0.89.

  • Unity Bancorp's Interest Coverage Ratio fell 14.33% to -0.89 in Q3 2025 from the same period last year, while for Sep 2025 it was -0.89, marking a year-over-year decrease of 8.28%. This contributed to the annual value of 0.20 for FY2024, which is 12.87% down from last year.
  • Per Unity Bancorp's latest filing, its Interest Coverage Ratio stood at -0.89 for Q3 2025, which was up 1.58% from -0.91 recorded in Q2 2025.
  • In the past 5 years, Unity Bancorp's Interest Coverage Ratio ranged from a high of 10.80 in Q1 2022 and a low of -1.18 during Q1 2023.
  • Over the past 3 years, Unity Bancorp's median Interest Coverage Ratio value was -0.88 (recorded in 2023), while the average stood at -0.90.
  • In the last 5 years, Unity Bancorp's Interest Coverage Ratio surged by 188.21% in 2021 and then tumbled by 124.63% in 2023.
  • Over the past 5 years, Unity Bancorp's Interest Coverage Ratio (Quarterly) stood at 10.24 in 2021, then crashed by 66.53% to 3.43 in 2022, then plummeted by 124.63% to -0.84 in 2023, then dropped by 5.84% to -0.89 in 2024, then fell by 14.33% to -0.89 in 2025.
  • Its last three reported values are -0.89 in Q3 2025, -0.91 for Q2 2025, and -0.87 during Q1 2025.