Unity Bancorp (UNTY) Gross Margin (2023 - 2026)
Unity Bancorp (UNTY) reported Gross Margin of 48.14% for Q1 2026, down 4157.0% on a YoY basis from 1.19% in Q1 2025, and up 21.63% sequentially from 39.57% in Q4 2025.
Unity Bancorp (UNTY) Gross Margin (2023 - 2026) Analysis & Trends
Unity Bancorp (UNTY) has 4 years of Gross Margin data on file, last reported at 48.14% in Q1 2026.
- For the quarter ending Q1 2026, Gross Margin fell 4157.0% year-over-year to 48.14%; the trailing twelve-month figure through Mar 2026 stood at 51.1% (down 1137.0% YoY), and the FY2025 full-year result was 67.26%, up 4907.0% from the prior year.
- Gross Margin rose to 48.14% in Q1 2026, from 39.57% in the prior quarter.
- In the past five years, Gross Margin ranged from a high of 89.71% in Q1 2025 to a low of 58.02% in Q1 2024.
- A 4-year average of 35.4% and a median of 43.01% in 2025 frame the typical range for Gross Margin.
- Across the five-year window, Gross Margin slumped 8356 bps in 2024 and surged 14773 bps in 2025, its largest moves.
- Tracing UNTY's Gross Margin over 4 years: stood at 55.47% in 2023, then surged by 210 bps to 61.26% in 2024, then plunged by 35 bps to 39.57% in 2025, then increased by 22 bps to 48.14% in 2026.
- Business Quant data shows UNTY's Gross Margin at 48.14% in Q1 2026, 39.57% in Q4 2025, and 75.12% in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Gross Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 43,124.21 Bn | 43,125.44 Bn | -775,612.08 | -244.16% |
| 2 | Shinhan Financial | 33,971.34 Bn | 33,973.00 Bn | - | - |
| 3 | Bank Of Chile | 4,105.33 Bn | 4,105.33 Bn | 167,623.00 | 80.84% |
| 4 | NatWest | 768.74 Bn | 572.78 Bn | 1.79 Bn | 30.54% |
| 5 | Mizuho Financial | 385.64 Bn | 389.59 Bn | - | - |
| 6 | Lloyds Banking | 358.14 Bn | 358.14 Bn | - | - |
| 7 | First Capital | 200.03 Bn | 199.69 Bn | - | - |
| 8 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | - |
| 9 | Pnc Financial Services | 100.96 Bn | 101.01 Bn | - | - |
| 10 | Unity Bancorp | 575.18 Mn | 342.05 Mn | 439,000.00 | 48.14% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 48.14% |
| Dec 31, 2025 | 39.57% |
| Sep 30, 2025 | 75.12% |
| Jun 30, 2025 | 43.01% |
| Mar 31, 2025 | 89.71% |
| Dec 31, 2024 | 61.26% |
| Sep 30, 2024 | 70.39% |
| Jun 30, 2024 | 24.84% |
| Mar 31, 2024 | -58.02% |
| Dec 31, 2023 | -55.47% |
| Sep 30, 2023 | 22.66% |
| Jun 30, 2023 | 73.52% |
| Mar 31, 2023 | 25.53% |