Unity Bancorp (UNTY) Times Interest Earned (2010 - 2026)
Unity Bancorp (UNTY) reported Times Interest Earned of -$0.94 for Q1 2026, down 4.7% on a YoY basis from -$0.99 in Q1 2025, and down 4.93% sequentially from -$0.9 in Q4 2025.
Unity Bancorp (UNTY) Times Interest Earned (2010 - 2026) Analysis & Trends
Unity Bancorp (UNTY) has 17 years of Times Interest Earned data on file, last reported at -$0.94 in Q1 2026.
- For the quarter ending Q1 2026, Times Interest Earned fell 4.7% year-over-year to -$0.94; the trailing twelve-month figure through Mar 2026 stood at -$0.91 (down 7.77% YoY), and the FY2025 full-year result was -$0.89, down 5.61% from the prior year.
- Times Interest Earned retreated to -$0.94 in Q1 2026, from -$0.9 in the prior quarter.
- In the past five years, Times Interest Earned ranged from a high of $10.8 in Q1 2022 to a low of -$1.2 in Q1 2023.
- A 5-year average of $0.58 and a median of -$0.89 in 2023 frame the typical range for Times Interest Earned.
- Across the five-year window, Times Interest Earned surged 97.39% in 2022 and tumbled 128.89% in 2023, its largest moves.
- Tracing UNTY's Times Interest Earned over 5 years: stood at $3.43 in 2022, then slumped by 125.25% to -$0.87 in 2023, then retreated by 3.45% to -$0.9 in 2024, then declined by 0.41% to -$0.9 in 2025, then decreased by 4.93% to -$0.94 in 2026.
- Business Quant data shows UNTY's Times Interest Earned at -$0.94 in Q1 2026, -$0.9 in Q4 2025, and -$0.89 in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Times Interest Earned (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 43,124.21 Bn | 43,125.44 Bn | -775,612.08 | 7,084.59 |
| 2 | Shinhan Financial | 33,971.34 Bn | 33,973.00 Bn | - | -0.53 |
| 3 | Bank Of Chile | 4,105.33 Bn | 4,105.33 Bn | 167,623.00 | -22.98 |
| 4 | NatWest | 768.74 Bn | 572.78 Bn | 1.79 Bn | - |
| 5 | Mizuho Financial | 385.64 Bn | 389.59 Bn | - | 1.66 |
| 6 | Lloyds Banking | 358.14 Bn | 358.14 Bn | - | - |
| 7 | First Capital | 200.03 Bn | 199.69 Bn | - | 1.27 |
| 8 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | 2.19 |
| 9 | Pnc Financial Services | 100.96 Bn | 101.01 Bn | - | 1.86 |
| 10 | Unity Bancorp | 575.18 Mn | 342.05 Mn | 439,000.00 | -0.94 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | -0.94 |
| Dec 31, 2025 | -0.90 |
| Sep 30, 2025 | -0.89 |
| Jun 30, 2025 | -0.91 |
| Mar 31, 2025 | -0.90 |
| Dec 31, 2024 | -0.90 |
| Sep 30, 2024 | -0.78 |
| Jun 30, 2024 | -0.81 |
| Mar 31, 2024 | -0.85 |
| Dec 31, 2023 | -0.87 |
| Sep 30, 2023 | -0.89 |
| Jun 30, 2023 | -0.97 |
| Mar 31, 2023 | -1.20 |
| Dec 31, 2022 | 3.43 |
| Sep 30, 2022 | 4.04 |
| Jun 30, 2022 | 3.35 |
| Mar 31, 2022 | 10.80 |
| Dec 31, 2021 | 10.24 |
| Sep 30, 2021 | 4.10 |
| Jun 30, 2021 | 4.08 |