Unity Bancorp (UNTY) Times Interest Earned (2012 - 2026)
Unity Bancorp's Times Interest Earned was 2.26 in Q2 2026, down 10.8% from 2.53 a year earlier and down 0.9% from the prior quarter.
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Analysis
Unity Bancorp (UNTY) Times Interest Earned (2012 - 2026) Analysis & Trends
On a trailing twelve-month basis, Unity Bancorp's Times Interest Earned was 2.30 through Jun 30, 2026, up 5.6% year-over-year; for FY2025, it came in at 2.33, up 19.6% from FY2024.
- In earlier years, Times Interest Earned was 1.95 in FY2024 (-6.7%), 2.09 in FY2023 (-64.1%), 5.84 in FY2022 (-19.1%) and 7.22 in FY2021 (+129.2%).
- The Q2 2026 figure marks the lowest quarterly Times Interest Earned since Q1 2025.
- Compared with a year earlier, Times Interest Earned was higher in seven of the last eight quarters, with growth averaging 10.1%.
- The best year-over-year quarter for Times Interest Earned over five years was Q3 2021 (growth of 188.2%); the worst was Q2 2023 (a decline of 80.1%).
- Per Business Quant data, UNTY's Times Interest Earned in the three quarters before Q2 2026 was 2.28 (Q1 2026), 2.36 (Q4 2025) and 2.30 (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Times Interest Earned (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 879.54 Bn | 909.01 Bn | - | 2.10 |
| 2 | Banco Santander Chile | 418.48 Bn | 538.42 Bn | - | -2.12 |
| 3 | Bank Of America | 381.92 Bn | -1,994.15 Bn | - | 1.65 |
| 4 | Hsbc Holdings | 341.10 Bn | 341.15 Bn | - | - |
| 5 | Morgan Stanley | 295.71 Bn | -213.38 Bn | - | 1.56 |
| 6 | Royal Bank Of Canada | 275.38 Bn | 126.13 Bn | - | 1.43 |
| 7 | Mitsubishi Ufj Financial | 273.79 Bn | -1,314.70 Bn | 10.89 Bn | 0.56 |
| 8 | Goldman Sachs | 262.78 Bn | -3,294.34 Bn | - | 1.47 |
| 9 | Wells Fargo & Company | 242.61 Bn | 244.75 Bn | - | 1.73 |
| 10 | Unity Bancorp | 544.53 Mn | 544.53 Mn | - | 2.26 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 2.26 |
| Mar 31, 2026 | 2.28 |
| Dec 31, 2025 | 2.36 |
| Sep 30, 2025 | 2.30 |
| Jun 30, 2025 | 2.53 |
| Mar 31, 2025 | 2.14 |
| Dec 31, 2024 | 2.05 |
| Sep 30, 2024 | 1.99 |
| Jun 30, 2024 | 1.86 |
| Mar 31, 2024 | 1.91 |
| Dec 31, 2023 | 1.95 |
| Sep 30, 2023 | 1.97 |
| Jun 30, 2023 | 2.10 |
| Mar 31, 2023 | 2.46 |
| Dec 31, 2022 | 3.43 |
| Sep 30, 2022 | 6.34 |
| Jun 30, 2022 | 10.60 |
| Mar 31, 2022 | 10.80 |
| Dec 31, 2021 | 10.24 |
| Sep 30, 2021 | 9.28 |
API Access
Unity Bancorp Times Interest Earned API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=times-interest-earned&ticker=UNTY&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "times-interest-earned", "ticker": "UNTY", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=times-interest-earned&ticker=UNTY&period=max&api_key=YOUR_API_KEY");
const data = await res.json();