Unity Bancorp (UNTY) Times Interest Earned (2010 - 2026)
Unity Bancorp (UNTY) posted Times Interest Earned of -$0.94 for Q1 2026, down 4.93% sequentially from -$0.9 in Q4 2025, and down 4.7% YoY from -$0.99 in Q1 2025.
Unity Bancorp (UNTY) Times Interest Earned (2010 - 2026) Analysis & Trends
Unity Bancorp has reported Times Interest Earned for 17 years, with the latest figure at -$0.94 in Q1 2026.
- Quarterly Times Interest Earned fell 4.7% year-over-year to -$0.94 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was -$0.91 (down 7.77% YoY) and the FY2025 annual result came in at -$0.89, down 5.61% from the prior year.
- Times Interest Earned retreated to -$0.94 in Q1 2026 per UNTY's latest filing, from -$0.9 in the prior quarter.
- Over five years, Times Interest Earned peaked at $10.8 in Q1 2022 and troughed at -$1.2 in Q1 2023.
- A 5-year average of $0.58 and a median of -$0.89 in 2023 frame the typical range for Times Interest Earned.
- The sharpest annual moves came in 2022 and 2023: Times Interest Earned jumped 97.39% in 2022, then sank 128.89% in 2023.
- Over 5 years, Times Interest Earned stood at $3.43 in 2022, then sank by 125.25% to -$0.87 in 2023, then dropped by 3.45% to -$0.9 in 2024, then decreased by 0.41% to -$0.9 in 2025, then declined by 4.93% to -$0.94 in 2026.
- According to Business Quant data, Times Interest Earned over the past three periods registered -$0.94, -$0.9, and -$0.89 for Q1 2026, Q4 2025, and Q3 2025 respectively.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Times Interest Earned (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.66 Bn | 84.46 Bn | - | - |
| 2 | Pnc Financial Services | 97.86 Bn | 97.86 Bn | - | 2.00 |
| 3 | Us Bancorp | 96.39 Bn | 96.39 Bn | - | 1.84 |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.92 Bn | -144.17 Bn | - | 0.27 |
| 6 | Deutsche Bank Aktiengesellschaft | 72.22 Bn | -81.10 Bn | - | 1.49 |
| 7 | Nu Holdings | 70.34 Bn | 56.66 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.75 Bn | 61.75 Bn | - | 1.77 |
| 9 | Fifth Third Bancorp | 49.88 Bn | 26.16 Bn | - | 1.90 |
| 10 | Unity Bancorp | 595.73 Mn | 338.45 Mn | - | 2.26 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | -0.92 |
| Mar 31, 2026 | -0.94 |
| Dec 31, 2025 | -0.90 |
| Sep 30, 2025 | -0.89 |
| Jun 30, 2025 | -0.91 |
| Mar 31, 2025 | -0.90 |
| Dec 31, 2024 | -0.90 |
| Sep 30, 2024 | -0.78 |
| Jun 30, 2024 | -0.81 |
| Mar 31, 2024 | -0.85 |
| Dec 31, 2023 | -0.87 |
| Sep 30, 2023 | -0.89 |
| Jun 30, 2023 | -0.97 |
| Mar 31, 2023 | -1.20 |
| Dec 31, 2022 | 3.43 |
| Sep 30, 2022 | 4.04 |
| Jun 30, 2022 | 3.35 |
| Mar 31, 2022 | 10.80 |
| Dec 31, 2021 | 10.24 |
| Sep 30, 2021 | 4.10 |