Unity Bancorp (UNTY) EBT Margin (2012 - 2026)
Unity Bancorp's EBT Margin came in at 55.27% for Q2 2026, down 7.36 percentage points from 62.63% a year earlier but up 0.26 percentage points from the prior quarter.
Unity Bancorp (UNTY) EBT Margin (2012 - 2026) Analysis & Trends
Over the trailing twelve months to Jun 30, 2026, Unity Bancorp reported EBT Margin of 55.89%, up 0.79 percentage points year-over-year; for FY2025, it came in at 57.29%, up 6.49 percentage points from FY2024.
- EBT Margin carries a five-year change of +17.07 percentage points (FY2020 to FY2025).
- Going back by year, EBT Margin was 50.79% in FY2024 (-0.59 pp), 51.38% in FY2023 (-1.01 pp), 52.39% in FY2022 (-1.63 pp) and 54.02% in FY2021 (+13.81 pp).
- The five-year range for quarterly EBT Margin is 49.05% (Q4 2023) to 62.63% (Q2 2025).
- Year-over-year, EBT Margin increased in seven of the last eight quarters, with an average year-over-year change of +3.03 percentage points.
- The fastest year-over-year change in EBT Margin over five years came in Q3 2021 (a gain of 17.46 percentage points), and the weakest in Q2 2026 (a drop of 7.36 percentage points).
- Business Quant data shows UNTY's EBT Margin at 55.01% (Q1 2026), 55.84% (Q4 2025) and 57.48% (Q3 2025) in the three quarters before Q2 2026.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 918.91 Bn | 918.91 Bn | - | 40.13% |
| 2 | Banco Santander Chile | 870.35 Bn | 846.93 Bn | - | - |
| 3 | Bank Of America | 358.55 Bn | -2,017.56 Bn | - | 29.93% |
| 4 | Hsbc Holdings | 315.74 Bn | -668.95 Bn | - | - |
| 5 | Morgan Stanley | 290.88 Bn | -253.14 Bn | - | 31.85% |
| 6 | Royal Bank Of Canada | 287.92 Bn | 137.98 Bn | - | 41.80% |
| 7 | Goldman Sachs | 270.57 Bn | -3,472.88 Bn | - | 37.49% |
| 8 | Wells Fargo & Company | 258.79 Bn | 258.79 Bn | - | 32.46% |
| 9 | Mitsubishi Ufj Financial | 247.94 Bn | 129.81 Bn | - | - |
| 10 | Unity Bancorp | 584.77 Mn | 584.77 Mn | - | 54.59% |
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 54.59% |
| Jun 30, 2026 | 55.27% |
| Mar 31, 2026 | 55.01% |
| Dec 31, 2025 | 55.84% |
| Sep 30, 2025 | 57.48% |
| Jun 30, 2025 | 62.63% |
| Mar 31, 2025 | 52.55% |
| Dec 31, 2024 | 51.01% |
| Sep 30, 2024 | 52.67% |
| Jun 30, 2024 | 49.30% |
| Mar 31, 2024 | 50.02% |
| Dec 31, 2023 | 49.05% |
| Sep 30, 2023 | 51.01% |
| Jun 30, 2023 | 51.13% |
| Mar 31, 2023 | 54.45% |
| Dec 31, 2022 | 51.15% |
| Sep 30, 2022 | 53.39% |
| Jun 30, 2022 | 51.45% |
| Mar 31, 2022 | 53.79% |
| Dec 31, 2021 | 55.95% |
Unity Bancorp EBT Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ebt-margin&ticker=UNTY&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ebt-margin", "ticker": "UNTY", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=ebt-margin&ticker=UNTY&period=max&api_key=YOUR_API_KEY");
const data = await res.json();