Pioneer Bancorp reported a gross margin of 98.93% and a net margin of 12.30% for the quarter ended Jun 2026. These financial ratios cover 34 quarters of results from Mar 2018 through Jun 2026, standardized by Business Quant from the company’s SEC filings.
| RatiosRatios | Mar2018 | Jun2018 | Sep2018 | Dec2018 | Mar2019 | Jun2019 | Sep2019 | Dec2019 | Mar2020 | Jun2020 | Sep2020 | Dec2020 | Mar2021 | Jun2021 | Sep2021 | Dec2021 | Mar2022 | Jun2022 | Sep2022 | Dec2022 | Mar2023 | Jun2023 | Sep2023 | Dec2023 | Mar2024 | Jun2024 | Sep2024 | Dec2024 | Mar2025 | Jun2025 | Sep2025 | Dec2025 | Mar2026 | Jun2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Profitability | ||||||||||||||||||||||||||||||||||
| Gross Margin | 98.52% | 98.59% | 98.49% | 98.59% | 98.75% | 98.93% | 98.92% | 98.83% | 98.77% | 98.92% | 98.98% | 98.91% | 98.87% | 98.90% | 99.00% | 98.97% | 99.08% | 99.02% | 98.93% | |||||||||||||||
| EBT Margin | 13.18% | 55.82% | 3.37% | 20.26% | 35.13% | 37.83% | 36.93% | 29.54% | 22.14% | 19.18% | 28.08% | 24.08% | 37.23% | 32.52% | 33.33% | 23.35% | 10.13% | 23.19% | 16.90% | |||||||||||||||
| EBIT Margin | 13.56% | 54.42% | 1.86% | 13.53% | 34.53% | 34.86% | 35.84% | 29.82% | 24.76% | 23.45% | 27.43% | 26.59% | 32.15% | 34.93% | 38.67% | 25.59% | 17.39% | 25.38% | 20.60% | |||||||||||||||
| EBITDA Margin | 18.61% | 59.13% | 6.95% | 18.16% | 38.27% | 38.14% | 39.03% | 33.20% | 28.21% | 26.53% | 30.39% | 35.01% | 37.48% | 19.49% | 27.85% | 24.40% | ||||||||||||||||||
| Operating Margin | 13.56% | 54.42% | 1.86% | 13.53% | 34.53% | 34.86% | 35.84% | 29.82% | 24.76% | 23.45% | 27.43% | 26.59% | 32.15% | 34.93% | 38.67% | 25.59% | 17.39% | 25.38% | 20.60% | |||||||||||||||
| Net Margin | 10.10% | 43.33% | 2.23% | 15.69% | 28.32% | 29.33% | 29.01% | 23.28% | 17.57% | 15.25% | 21.88% | 18.82% | 28.65% | 25.27% | 26.42% | 18.03% | 6.52% | 21.50% | 12.30% | |||||||||||||||
| FCF Margin | 42.66% | -3.19% | 167.48% | 141.30% | 42.81% | 11.21% | 10.96% | 68.52% | 62.01% | -5.27% | 14.86% | 8.14% | -21.44% | 23.81% | -3.24% | 50.27% | ||||||||||||||||||
| Leverage & Solvency | ||||||||||||||||||||||||||||||||||
| Interest Coverage RatioInterest Cover | 4.78 | 21.83 | 0.74 | 5.30 | 12.32 | 8.71 | 5.89 | 2.01 | 1.13 | 0.91 | 1.02 | 0.87 | 1.09 | 1.18 | 1.28 | 0.76 | 0.48 | 0.82 | 0.65 | |||||||||||||||
| Times Interest Earned | 4.78 | 21.83 | 0.74 | 5.30 | 12.32 | 8.71 | 5.89 | 2.01 | 1.13 | 0.91 | 1.02 | 0.87 | 1.09 | 1.18 | 1.28 | 0.76 | 0.48 | 0.82 | 0.65 | |||||||||||||||
| Valuation | ||||||||||||||||||||||||||||||||||
| Price to EarningsP/E | 315.73 | 54.44 | 62.64 | 24.77 | 17.47 | 21.03 | 12.93 | 10.59 | 11.02 | 15.17 | 16.09 | 17.23 | 15.80 | 14.61 | 13.69 | 14.34 | 18.46 | 19.57 | 28.52 | |||||||||||||||
| Price to SalesP/S | 5.75 | 5.24 | 4.96 | 4.51 | 4.02 | 4.35 | 3.40 | 2.92 | 2.75 | 3.23 | 3.13 | 3.17 | 3.36 | 3.47 | 3.41 | 3.51 | 3.44 | 3.49 | 4.08 | |||||||||||||||
| Enterprise Value | 328.36M | 294.07M | 273.29M | 254.58M | 247.31M | 296.15M | 256.14M | 232.50M | 221.85M | 260.04M | 254.84M | 262.88M | 286.83M | 299.28M | 302.74M | 307.46M | 327.59M | 337.97M | 349.07M | 424.05M | ||||||||||||||
| EV to EBIT | 78.55 | 32.57 | 37.92 | 21.27 | 14.96 | 18.49 | 11.04 | 8.63 | 8.74 | 11.33 | 11.90 | 12.40 | 12.23 | 11.42 | 10.24 | 10.69 | 11.96 | 13.15 | 18.49 | |||||||||||||||
| EV to EBITDA | 46.89 | 24.90 | 27.40 | 17.30 | 12.82 | 15.76 | 9.87 | 7.84 | 7.91 | 10.17 | 10.61 | 11.33 | 10.67 | 12.04 | 12.30 | 15.37 | ||||||||||||||||||
| Market Capitalization | 328.36M | 294.07M | 273.29M | 254.58M | 247.31M | 296.15M | 256.14M | 232.50M | 221.85M | 260.04M | 254.84M | 262.88M | 286.83M | 299.28M | 302.74M | 307.46M | 327.59M | 337.97M | 349.07M | 424.05M | ||||||||||||||
| Price to FCFP/FCF | 8.24 | 9.27 | 8.26 | 5.18 | 4.81 | 5.47 | 7.57 | 9.01 | 7.40 | 9.81 | 9.29 | 17.97 | 51.40 | 148.77 | 64.10 | 130.01 | 28.29 | |||||||||||||||||
| EV to FCF | 8.24 | 9.27 | 8.26 | 5.18 | 4.81 | 5.47 | 7.57 | 9.01 | 7.40 | 9.81 | 9.29 | 17.97 | 51.40 | 148.77 | 64.10 | 130.01 | 28.29 | |||||||||||||||||
| EV to CFO | 8.09 | 9.00 | 8.04 | 5.09 | 4.75 | 5.43 | 7.51 | 8.85 | 7.22 | 9.48 | 8.99 | 17.16 | 47.34 | 80.97 | 45.13 | 64.44 | 23.53 | |||||||||||||||||
| Return Ratios | ||||||||||||||||||||||||||||||||||
| Return on Sales [ROS]ROS | 13.56% | 54.42% | 1.86% | 13.53% | 34.53% | 34.86% | 35.84% | 29.82% | 24.76% | 23.45% | 27.43% | 26.59% | 32.15% | 34.93% | 38.67% | 25.59% | 17.39% | 25.38% | 20.60% |
Pull Pioneer Bancorp's standardized financial statements into your own models, spreadsheets and apps with the Business Quant Financial Statements API. The request below follows the statement, frequency and period selected above. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/statements?ticker=PBFS&statement=Ratios&frequency=Quarter&period=all&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/statements"
params = {"ticker": "PBFS", "statement": "Ratios", "frequency": "Quarter", "period": "all", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/statements?ticker=PBFS&statement=Ratios&frequency=Quarter&period=all&api_key=YOUR_API_KEY");
const data = await res.json();