OppFi reported revenue of $86.17M and net income of $15.66M for the quarter ended Jun 2026, down 14.0% year over year. This income statement covers 24 quarters of results from Sep 2020 through Jun 2026, standardized by Business Quant from the company’s SEC filings.
| Income StatementIncome Statement | Sep2020 | Dec2020 | Mar2021 | Jun2021 | Sep2021 | Dec2021 | Mar2022 | Jun2022 | Sep2022 | Dec2022 | Mar2023 | Jun2023 | Sep2023 | Dec2023 | Mar2024 | Jun2024 | Sep2024 | Dec2024 | Mar2025 | Jun2025 | Sep2025 | Dec2025 | Mar2026 | Jun2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue & Cost | ||||||||||||||||||||||||
| Interest income | ||||||||||||||||||||||||
| Interest income - Loans | 91.45M | 95.45M | 100.34M | 107.87M | 123.61M | 119.63M | 119.94M | 121.58M | 132.09M | 131.82M | 126.28M | 125.08M | 135.54M | 134.34M | 139.12M | 141.14M | 153.71M | 157.80M | 150.53M | 143.73M | ||||
| Other Interest Income | 0.53M | 0.51M | 0.37M | 0.00M | 0.64M | 0.40M | 0.43M | 0.90M | 1.08M | 1.11M | 1.06M | 1.23M | 1.06M | 1.39M | 1.15M | 1.30M | 1.38M | 1.45M | 1.36M | 1.44M | ||||
| Interest Income - Total | 91.98M | 95.96M | 100.71M | 107.88M | 124.24M | 120.03M | 120.37M | 122.49M | 133.17M | 132.92M | 127.34M | 126.30M | 136.59M | 135.72M | 140.27M | 142.44M | 155.09M | 159.25M | 151.88M | 145.17M | ||||
| Interest expenses | ||||||||||||||||||||||||
| Interest ExpensesInterest Expense | 6.41M | 6.85M | 7.45M | 7.88M | 9.10M | 10.74M | 11.37M | 11.23M | 12.08M | 12.07M | 11.43M | 10.96M | 11.29M | 11.03M | 10.25M | 9.64M | 10.08M | 9.40M | 8.51M | 8.13M | ||||
| Net interest income | ||||||||||||||||||||||||
| Interest Income - Net | 85.56M | 89.11M | 93.26M | 100.00M | 115.15M | 109.29M | 109.00M | 111.26M | 121.09M | 120.85M | 115.91M | 115.34M | 125.31M | 124.69M | 130.02M | 132.80M | 145.01M | 149.85M | 143.37M | 137.05M | ||||
| Provision for Credit LossesProvisions | 0.14M | 0.75M | 0.46M | 0.57M | 1.02M | -0.10M | 0.07M | 3.87M | 0.20M | 0.22M | 0.03M | 0.00M | 0.00M | 0.01M | ||||||||||
| Non-interest income | ||||||||||||||||||||||||
| Income - Equity | 0.63M | 0.82M | 1.08M | 1.12M | 1.37M | 1.41M | 1.12M | 0.81M | ||||||||||||||||
| Non-Interest Income - Total | 0.63M | 0.82M | 1.08M | 1.12M | 1.37M | 1.41M | 1.12M | 0.81M | ||||||||||||||||
| Revenue | 72.89M | 61.89M | 50.73M | 65.15M | 52.63M | 48.45M | 57.19M | 74.58M | 75.67M | 65.75M | 63.21M | 86.28M | 91.17M | 80.82M | 90.81M | 100.25M | 104.56M | 85.57M | 87.30M | 86.17M | ||||
| Operating Items | ||||||||||||||||||||||||
| Wages, Salaries and OtherWages | 17.33M | 18.76M | 16.83M | 15.31M | 14.60M | 13.23M | 14.52M | 16.13M | 14.76M | 15.27M | 16.00M | 16.23M | 13.80M | 14.45M | 13.78M | 17.75M | 14.51M | 14.65M | 14.25M | 16.29M | ||||
| Occupancy ExpenseOccupancy | 1.01M | 1.02M | 1.07M | 1.07M | 1.09M | 1.21M | 1.11M | 1.11M | 1.11M | 1.11M | 0.94M | 1.04M | 1.01M | 1.04M | 1.04M | 1.03M | 1.03M | 1.03M | 0.87M | 0.99M | ||||
| Technology and CommunicationsTechnology | 2.70M | 2.80M | 3.14M | 3.29M | 3.30M | 3.33M | 3.17M | 3.28M | 3.14M | 2.96M | 3.06M | 2.96M | 3.04M | |||||||||||
| Professional Fees | 9.51M | 3.45M | 2.49M | 3.02M | 3.44M | 3.98M | 3.72M | 5.19M | 5.07M | 4.04M | 5.48M | 4.80M | 5.71M | 5.58M | 4.20M | 4.79M | 6.10M | 5.01M | 7.26M | 13.61M | ||||
| Marketing and AdvertisingMarketing | 15.58M | 17.96M | 13.89M | 19.08M | 12.86M | 12.47M | 10.53M | 13.40M | 14.08M | 12.56M | 9.51M | 12.81M | 13.57M | 13.32M | 10.29M | 11.89M | 14.51M | 14.20M | 10.39M | 11.40M | ||||
| Selling, General & AdministrativeSG&A | 4.14M | 2.52M | 2.72M | 3.29M | 2.98M | 3.33M | 3.11M | 3.34M | 3.75M | 3.45M | 3.78M | 3.86M | 3.59M | 3.83M | 2.42M | 3.92M | 3.90M | 4.90M | 5.07M | 4.73M | ||||
| Restructuring CostsRestructuring | 2.92M | -0.03M | 0.06M | 0.04M | -1.45M | 0.00M | ||||||||||||||||||
| Other Non-Interest ExpenseOther Non-Int. Exp. | 11.13M | 11.96M | 12.75M | 13.68M | 15.32M | 20.52M | 17.30M | 13.80M | 18.19M | 17.66M | 16.24M | 15.13M | 15.29M | 17.90M | 18.05M | 16.05M | 16.06M | 14.85M | 14.09M | 14.79M | ||||
| Operating ExpensesOpex | 61.38M | 58.51M | 52.89M | 58.75M | 53.60M | 58.07M | 53.46M | 56.24M | 60.09M | 57.04M | 57.93M | 56.79M | 56.07M | 56.15M | 48.32M | 55.44M | 56.11M | 54.64M | 51.94M | 61.82M | ||||
| Non-operating items | ||||||||||||||||||||||||
| Interest & Investment IncomeInt & Inv Inc | ||||||||||||||||||||||||
| Other Non Operating IncomeOther Non Op Inc. | -6.70M | -19.71M | -2.40M | -3.30M | -1.32M | -2.28M | 0.04M | -0.27M | -0.25M | 5.89M | -5.09M | 1.06M | 1.53M | 11.07M | 21.69M | 33.38M | -31.61M | -16.29M | -21.06M | -0.11M | ||||
| Non Operating IncomeNon Op. Inc. | ||||||||||||||||||||||||
| Net income details | ||||||||||||||||||||||||
| EBT | 31.10M | 16.64M | 0.24M | 9.70M | 0.40M | -7.20M | 4.10M | 18.80M | 16.00M | 2.98M | 10.54M | 28.60M | 34.40M | 14.55M | 22.04M | 12.70M | 81.60M | 39.81M | 58.01M | 25.50M | ||||
| Tax ProvisionsTaxes | 0.70M | -0.39M | 0.54M | 0.20M | 1.02M | -2.10M | 0.15M | 0.70M | 0.50M | 1.03M | 0.40M | 0.91M | 2.30M | 0.60M | 1.70M | 1.22M | 5.65M | 1.36M | 4.00M | 9.84M | ||||
| Profit After TaxPAT | 30.39M | 17.03M | -0.30M | 9.50M | -0.62M | -5.10M | 3.95M | 18.10M | 15.50M | 1.94M | 10.13M | 27.69M | 32.10M | 13.95M | 20.34M | 11.48M | 75.95M | 38.44M | 54.01M | 15.66M | ||||
| Income from Continuing OperationsIncome (Continuing) | 30.39M | 17.03M | -0.30M | 9.50M | -0.62M | -5.10M | 3.95M | 18.10M | 15.50M | 1.94M | 10.13M | 27.69M | 32.10M | 13.95M | 20.34M | 11.48M | 75.95M | 38.44M | 54.01M | 15.66M | ||||
| Consolidated Net IncomeConsol Net Inc. | 30.39M | 17.03M | -0.30M | 9.50M | -0.66M | -5.20M | 3.93M | 18.08M | 15.53M | 1.94M | 10.13M | 27.68M | 32.06M | 13.97M | 20.39M | 11.48M | 75.93M | 38.44M | 54.04M | 15.61M | ||||
| Income from Non-Controlling InterestsInc. Minority | 16.27M | 5.60M | -1.37M | 6.04M | -0.09M | -8.33M | 3.68M | 15.93M | 13.36M | 7.51M | 4.59M | 24.61M | 27.79M | 19.58M | 31.76M | 32.26M | 34.30M | 21.60M | 25.64M | 0.77M | ||||
| Income towards Parent CompanyParent Net Inc | 14.13M | 11.43M | 1.08M | 3.46M | -0.57M | 3.14M | 0.25M | 2.14M | 2.17M | -5.57M | 5.54M | 3.07M | 4.26M | -5.61M | -11.37M | -20.78M | 41.64M | 16.85M | 28.40M | 14.84M | ||||
| Net Income towards Common StockholdersNet Income | 14.13M | 11.43M | 1.08M | 3.46M | -0.57M | 3.14M | 0.25M | 2.14M | 2.17M | -5.57M | 5.54M | 3.07M | 4.26M | -5.61M | -11.37M | -20.78M | 41.64M | 16.85M | 28.40M | 14.84M | ||||
| Additional items | ||||||||||||||||||||||||
| EPS (Basic) | 1.06 | 0.86 | 0.08 | 0.26 | -0.04 | 0.23 | 0.02 | 0.14 | 0.13 | -0.34 | 0.29 | 0.16 | 0.21 | -0.28 | -0.48 | -0.78 | 1.48 | 0.64 | 1.06 | 0.22 | ||||
| EPS (Diluted) | 1.06 | 0.86 | 0.08 | 0.04 | -0.04 | 0.04 | 0.02 | 0.13 | 0.13 | -0.34 | 0.06 | 0.16 | 0.21 | -0.28 | -0.48 | -0.78 | 0.47 | 0.64 | 0.33 | 0.17 | ||||
| Weighted Average Shares OutstandingWtd. Avg. Shares | 13.36M | 13.22M | 13.58M | 13.53M | 13.97M | 13.91M | 15.04M | 15.63M | 16.77M | 16.39M | 19.21M | 19.68M | 20.25M | 20.15M | 23.69M | 26.61M | 28.16M | 26.51M | 26.78M | 67.51M | ||||
| Weighted Average Shares Outstanding (Diluted)Wtd. Avg. Shares (Dil.) | 13.36M | 13.23M | 13.64M | 84.28M | 13.97M | 84.26M | 15.19M | 15.87M | 17.06M | 16.39M | 86.24M | 19.68M | 20.25M | 20.15M | 23.69M | 26.61M | 88.24M | 26.51M | 86.20M | 86.04M | ||||
| Shares Outstanding (Entity)Shares Outstanding (Entity.) | 107.47M | 107.47M | 107.47M | 107.47M | 107.47M | 107.47M | 15.04M | 15.63M | 16.77M | 16.39M | 19.21M | 19.68M | 20.25M | 20.15M | 23.69M | 26.61M | 28.16M | 26.51M | 26.78M | 67.51M | ||||
| Operating IncomeOp. Inc | 11.51M | 3.37M | -2.16M | 6.40M | -0.97M | -9.61M | 3.73M | 18.33M | 15.58M | 8.71M | 5.28M | 29.49M | 35.09M | 24.67M | 42.49M | 44.81M | 48.45M | 30.93M | 35.36M | 24.36M |
Pull OppFi's standardized financial statements into your own models, spreadsheets and apps with the Business Quant Financial Statements API. The request below follows the statement, frequency and period selected above. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/statements?ticker=OPFI&statement=IS&frequency=Quarter&period=all&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/statements"
params = {"ticker": "OPFI", "statement": "IS", "frequency": "Quarter", "period": "all", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/statements?ticker=OPFI&statement=IS&frequency=Quarter&period=all&api_key=YOUR_API_KEY");
const data = await res.json();