OP Bancorp Ratios

Ratios Dec2016 Dec2017 Dec2018 Dec2019 Dec2020 Dec2021 Dec2022 Dec2023 Dec2024
Profitability
Gross Margin 97.71%92.94%49.83%26.83%
EBT Margin 966.27%1,034.30%1,025.67%1,095.58%1,274.21%2,602.82%2,789.49%1,577.53%891.72%
EBIT Margin 1,230.67%362.02%215.39%230.07%268.34%2,803.33%3,464.18%4,072.96%3,100.00%
Operating Margin 362.02%215.39%230.07%268.34%
Net Margin 966.27%535.63%729.10%812.61%903.70%1,846.35%1,988.66%1,126.61%646.09%
FCF Margin 809.65%-155.07%1,550.34%855.63%-382.25%-1,882.39%4,914.75%3,092.70%913.28%
Efficiency
Assets Average 972.59M1,111.85M1,273.17M1,546.76M1,910.59M2,121.11M2,256.87M
Equity Average 86.38M110.63M135.18M141.97M154.29M171.07M184.77M198.81M
Invested Capital 81.28M91.48M129.79M140.58M143.37M165.22M176.92M192.63M204.99M
Asset Utilization Ratio 0.000.000.000.000.000.000.00
Leverage & Solvency
Interest Coverage Ratio 4.651.310.450.320.4613.985.131.631.40
Debt to Equity 0.270.030.550.46
Debt Ratio 0.030.000.050.04
Equity Ratio 0.100.120.120.100.100.080.090.09
Times Interest Earned 4.651.310.450.320.4613.985.131.631.40
Dividends & Payouts
FCF Payout Ratio 0.18-0.78-0.170.080.110.24
Valuation
Enterprise Value -20.13M-104.72M6.94M20.25M9.92M77.64M86.66M73.03M99.23M
Market Capitalization 140.00M162.84M116.23M193.10M169.63M164.24M234.17M
Return Ratios
Return on Sales 9.66%5.57%7.39%8.32%9.17%18.46%19.89%11.27%6.46%
Return on Invested Capital 0.04%0.03%0.03%0.02%0.20%0.24%0.33%0.37%
Return on Assets 0.01%0.02%0.01%0.02%0.02%0.01%0.01%
Return on Equity 0.11%0.13%0.12%0.09%0.19%0.19%0.13%0.11%