OP Bancorp Cash Flow Statement

Cash Flow Statement Dec2016 Dec2017 Dec2018 Dec2019 Dec2020 Dec2021 Dec2022 Dec2023 Dec2024
Operating Activities
Net Income 12.32M9.23M14.02M16.76M13.13M28.84M33.31M23.92M21.07M
Depreciation and Depletion 0.94M1.00M1.00M1.10M1.30M1.30M1.40M1.30M1.40M
Share-based Compensation 1.21M0.67M0.97M1.47M1.10M0.56M1.18M1.30M1.18M
Deferred Taxes -0.08M-0.24M0.17M-2.33M-2.31M1.08M0.63M-1.60M
Gains from Sales and Divestitures 0.15M0.14M0.14M
Gains from Investment Securities 0.78M0.34M0.25M0.15M0.26M3.71M1.96M1.37M1.70M
Non-cash Items 3.10M1.80M0.51M
Change in Interest Receivables 0.44M0.46M0.60M0.10M1.46M-0.24M2.40M1.08M0.93M
Change in Loans 90.86M72.35M91.86M92.21M92.45M122.52M196.53M154.59M137.35M
Cash from Operations 10.58M-2.15M30.61M18.98M-4.85M-28.28M83.73M67.84M31.34M
Depreciation, Depletion & Amortization
Amortizatization of Intangibles 1.41M1.94M2.04M2.52M1.98M4.85M4.87M4.42M3.75M
Depreciation & Amortization (CF) 1.08M1.01M1.04M1.15M1.30M1.31M1.37M1.34M1.36M
Change in Working Capital
Change in Accured Expenses 3.06M2.93M-3.28M0.97M-1.67M3.12M-3.66M9.86M-4.40M
Investing Activities
Change in Net Loans 167.10M73.88M127.81M115.77M109.47M123.07M139.00M57.93M183.56M
Capital Expenditures 0.26M0.42M1.20M1.74M0.62M1.12M1.41M2.18M1.56M
Change in Acquisitions & Divestments 8.07M6.17M6.56M14.55M30.32M35.94M32.19M24.37M27.67M
Cash from Investing Activities -160.07M-81.68M-146.28M-118.03M-147.07M-286.04M-461.78M-75.97M-187.42M
Financing Activities
Other financing activities 142.06M111.52M131.87M115.53M179.38M333.98M351.70M-78.21M219.73M
Debt Issuance and Repayment
Long-Term Debt Issuances 10.00M105.00M20.00M
Long-Term Debt Repayments 25.00M5.00M5.00M30.00M
Change in Capital Stock
Shares Issued 0.16M0.43M22.57M0.56M0.38M0.09M0.61M0.89M0.16M
Shares Repurchased 5.39M8.10M0.03M3.93M2.74M
Dividend Payments
Dividends Paid - Common 3.15M4.26M5.13M6.68M7.27M7.14M
Misc.
Cash from Financing Activities 132.22M126.95M130.15M107.36M172.29M323.47M345.56M16.37M199.80M
Change in Cash -17.27M43.12M14.48M8.31M20.37M9.15M-32.49M8.24M43.73M
Beginning Cash Balance 37.40M20.13M63.25M77.73M85.94M106.31M115.46M82.97M91.22M
Free Cash Flow 10.32M-2.57M29.41M17.24M-5.47M-29.40M82.32M65.66M29.78M
Net Cash Flow -17.27M43.12M14.48M8.31M20.37M9.15M-32.49M8.24M43.73M