OP Bancorp reported cash from operations of -$7.31M and free cash flow of -$7.44M for the quarter ended Jun 2026, down 5.1% year over year. This cash flow statement covers 38 quarters of results from Mar 2017 through Jun 2026, standardized by Business Quant from the company’s SEC filings.
| Cash Flow Statement | Mar2017 | Jun2017 | Sep2017 | Dec2017 | Mar2018 | Jun2018 | Sep2018 | Dec2018 | Mar2019 | Jun2019 | Sep2019 | Dec2019 | Mar2020 | Jun2020 | Sep2020 | Dec2020 | Mar2021 | Jun2021 | Sep2021 | Dec2021 | Mar2022 | Jun2022 | Sep2022 | Dec2022 | Mar2023 | Jun2023 | Sep2023 | Dec2023 | Mar2024 | Jun2024 | Sep2024 | Dec2024 | Mar2025 | Jun2025 | Sep2025 | Dec2025 | Mar2026 | Jun2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Activities | ||||||||||||||||||||||||||||||||||||||
| Net Income | 8.25M | 9.13M | 8.10M | 8.44M | 8.65M | 8.03M | 7.52M | 6.06M | 5.12M | 5.17M | 5.23M | 5.44M | 5.44M | 4.97M | 5.56M | 6.33M | 6.67M | 7.04M | 7.23M | 7.98M | ||||||||||||||||||
| Share-based Compensation | 0.17M | -9.46M | -0.22M | -2.26M | 13.54M | -9.11M | 0.85M | 5.93M | -3.85M | 5.20M | -8.00M | 1.57M | -2.28M | -1.74M | 1.24M | 2.30M | 2.31M | -0.56M | ||||||||||||||||||||
| Deferred Taxes | 0.48M | -2.67M | 0.08M | -0.94M | -1.14M | 3.08M | 1.70M | -0.61M | -0.34M | -0.75M | 0.05M | -0.26M | -0.31M | -1.08M | 0.92M | 0.36M | -0.53M | -0.67M | 0.33M | -0.00M | ||||||||||||||||||
| Change in Interest Receivables | 0.14M | 0.39M | -0.11M | -0.42M | 1.60M | 1.32M | 0.12M | 0.40M | 0.29M | 0.26M | 0.11M | 0.18M | 0.92M | -0.29M | 0.68M | |||||||||||||||||||||||
| Change in Loans | 22.96M | 62.98M | 35.32M | 55.60M | 70.36M | 35.24M | 47.94M | 39.24M | 24.90M | 42.52M | 26.89M | 34.81M | 38.22M | 37.43M | 33.58M | 27.11M | 39.28M | 30.54M | 34.88M | 53.15M | ||||||||||||||||||
| Cash from Operations | -23.44M | 23.91M | 12.60M | 22.00M | 46.16M | 2.98M | 45.05M | 8.71M | 15.42M | -1.42M | -3.15M | 15.77M | 13.33M | 5.30M | 5.62M | -6.96M | 23.95M | 3.56M | 7.72M | -7.31M | ||||||||||||||||||
| Depreciation, Depletion & Amortization | ||||||||||||||||||||||||||||||||||||||
| Amortizatization of Intangibles | 1.05M | 1.58M | 1.44M | 0.99M | 0.98M | 0.90M | 0.98M | 1.11M | 1.23M | 1.12M | 0.89M | 1.11M | 0.95M | 0.80M | 0.67M | 0.85M | ||||||||||||||||||||||
| Amortization of Deferred Charges | 0.15M | 0.12M | 0.19M | 0.19M | 0.21M | 0.11M | 0.36M | 0.36M | 0.36M | 0.23M | 0.52M | 0.52M | 0.52M | 0.10M | 0.50M | 0.56M | ||||||||||||||||||||||
| Depreciation & Amortization (CF)Depreciation & Amortization | 0.33M | 0.33M | 0.39M | 0.28M | 0.35M | 0.35M | 0.33M | 0.34M | 0.30M | 3.50M | 0.37M | 0.33M | 3.12M | 0.83M | 1.28M | 1.32M | 3.04M | 1.63M | 2.07M | 1.75M | ||||||||||||||||||
| Change in Working Capital | ||||||||||||||||||||||||||||||||||||||
| Change in Accured Expenses | 1.53M | 3.56M | -0.32M | -2.57M | 3.43M | -4.21M | -3.71M | 10.30M | 4.20M | -4.75M | -2.63M | 0.72M | 6.58M | -5.63M | -0.98M | 1.11M | 1.52M | -1.06M | -1.25M | -0.91M | ||||||||||||||||||
| Investing Activities | ||||||||||||||||||||||||||||||||||||||
| Change in Net Loans | 32.63M | -0.15M | 95.52M | 11.00M | 1.08M | 16.61M | 39.56M | 0.69M | 38.51M | 64.81M | 55.52M | 24.73M | 85.22M | 15.46M | 93.03M | 17.85M | 40.02M | 15.58M | ||||||||||||||||||||
| Capital Expenditures | 0.26M | 0.48M | 0.55M | 0.26M | 0.24M | 0.36M | 0.58M | 0.79M | 0.59M | 0.23M | 0.09M | 0.08M | 0.58M | 0.81M | 1.42M | 0.72M | 0.55M | 0.10M | 0.11M | 0.13M | ||||||||||||||||||
| Sales of Property, Plant and Equipment | 1.24M | -0.16M | 0.16M | 0.83M | ||||||||||||||||||||||||||||||||||
| Change in Acquisitions & Divestments | 8.75M | 8.82M | 9.39M | 9.46M | 7.34M | 6.00M | 5.72M | 6.89M | 6.27M | 5.48M | 5.14M | 6.91M | 7.07M | 8.55M | 6.60M | 7.52M | 7.56M | 9.04M | 11.78M | 10.92M | ||||||||||||||||||
| Cash from Investing Activities | 22.11M | -132.74M | -134.51M | -87.31M | -155.00M | -84.96M | -13.86M | -22.37M | -37.31M | -2.34M | -34.52M | -78.64M | -56.21M | -17.95M | -81.79M | -23.84M | -104.49M | -32.90M | -59.69M | -16.80M | ||||||||||||||||||
| Financing Activities | ||||||||||||||||||||||||||||||||||||||
| Other financing activities | 37.66M | 137.94M | 0.06M | 68.96M | 19.05M | -17.61M | 87.85M | -37.32M | 162.59M | 64.86M | 18.69M | 7.13M | 46.75M | 41.05M | ||||||||||||||||||||||||
| Debt Issuance and Repayment | ||||||||||||||||||||||||||||||||||||||
| Long-Term Debt Issuances | 10.00M | -10.00M | 50.00M | 25.00M | 20.00M | 10.00M | 30.00M | 10.00M | -10.00M | 20.00M | 75.00M | 50.00M | 25.00M | 15.00M | ||||||||||||||||||||||||
| Change in Capital Stock | ||||||||||||||||||||||||||||||||||||||
| Net Shares Issued and Repurchased | ||||||||||||||||||||||||||||||||||||||
| Net Equity Issued and Repurchased | ||||||||||||||||||||||||||||||||||||||
| Dividend Payments | ||||||||||||||||||||||||||||||||||||||
| Dividends Paid - Common | 1.51M | 1.51M | 1.51M | 1.51M | 1.82M | 1.82M | 1.83M | 1.82M | 1.81M | 1.80M | 1.80M | 1.79M | 1.78M | 1.78M | 1.78M | 1.78M | 1.79M | 1.79M | 1.79M | 2.08M | ||||||||||||||||||
| Misc. | ||||||||||||||||||||||||||||||||||||||
| Cash from Financing Activities | 60.79M | 36.15M | 136.42M | 68.03M | 83.43M | 57.68M | 67.35M | -24.09M | -16.13M | -10.77M | 85.71M | 51.30M | 81.95M | -19.16M | 140.09M | 37.32M | 41.90M | 29.90M | 44.93M | 38.90M | ||||||||||||||||||
| Change in Cash | 59.46M | -72.69M | 14.52M | 2.72M | -25.42M | -24.31M | 98.54M | -37.75M | -38.02M | -14.52M | 48.03M | -11.57M | 39.08M | -31.81M | 63.92M | 6.53M | -38.64M | 0.56M | -7.05M | 14.79M | ||||||||||||||||||
| Free Cash Flow | -23.70M | 23.42M | 12.05M | 21.74M | 45.92M | 2.61M | 44.47M | 7.92M | 14.84M | -1.65M | -3.24M | 15.69M | 12.75M | 4.48M | 4.19M | -7.68M | 23.39M | 3.45M | 7.60M | -7.44M | ||||||||||||||||||
| Net Cash Flow | 59.46M | -72.69M | 14.52M | 2.72M | -25.42M | -24.31M | 98.54M | -37.75M | -38.02M | -14.52M | 48.03M | -11.57M | 39.08M | -31.81M | 63.92M | 6.53M | -38.64M | 0.56M | -7.05M | 14.79M |