Finwise Bancorp reported a net margin of 3.87% for the quarter ended Jun 2026. These financial ratios cover 22 quarters of results from Mar 2021 through Jun 2026, standardized by Business Quant from the company’s SEC filings.
| Ratios | Mar2021 | Jun2021 | Sep2021 | Dec2021 | Mar2022 | Jun2022 | Sep2022 | Dec2022 | Mar2023 | Jun2023 | Sep2023 | Dec2023 | Mar2024 | Jun2024 | Sep2024 | Dec2024 | Mar2025 | Jun2025 | Sep2025 | Dec2025 | Mar2026 | Jun2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Profitability | ||||||||||||||||||||||
| EBT Margin | 39,928.57% | 55.44% | 25,812.24% | 15,141.67% | 14,522.45% | 40.14% | 31.41% | 33.10% | 33.67% | 28.32% | 22.93% | 21.12% | 22.15% | 17.47% | 20.08% | 21.65% | 17.49% | 11.71% | 8.89% | 5.16% | ||
| EBIT Margin | 40,925.00% | 56.59% | 26,346.94% | 15,650.00% | 15,142.86% | 42.92% | 39.20% | 44.67% | 48.18% | 46.27% | 41.43% | 40.37% | 42.14% | 35.61% | 39.35% | 41.66% | 32.11% | 23.80% | 21.65% | 14.78% | ||
| EBITDA Margin | 40,925.00% | 56.59% | 26,346.94% | 15,650.00% | 15,142.86% | 42.92% | 39.20% | 44.67% | 48.18% | 46.27% | 41.43% | 40.37% | 42.14% | 35.61% | 39.35% | 41.66% | 32.11% | 23.80% | 21.65% | 14.78% | ||
| Net Margin | 30,150.00% | 41.55% | 19,253.06% | 11,420.83% | 7,457.14% | 29.36% | 23.00% | 24.46% | 24.87% | 20.26% | 16.82% | 16.07% | 16.39% | 13.22% | 14.44% | 16.35% | 13.34% | 8.36% | 6.32% | 3.87% | ||
| FCF Margin | 10,667.86% | 46.54% | -11,704.08% | 84,254.17% | -9,646.94% | 106.86% | 18.85% | -71.22% | 34.07% | 41.90% | 2.89% | -39.20% | -63.85% | 7.89% | -104.72% | -91.70% | 11.10% | 17.24% | 46.09% | -47.30% | ||
| Efficiency | ||||||||||||||||||||||
| Assets AverageAssets Avg. | 402.35M | 395.24M | 375.78M | 393.17M | 421.54M | 468.96M | 525.34M | 570.64M | 598.53M | 614.33M | 650.43M | 714.50M | 775.05M | 823.31M | 871.21M | 938.53M | 938.29M | 912.38M | ||||
| Invested CapitalInvested Cap. | 116.49M | 134.63M | 140.77M | 144.64M | 147.70M | 150.62M | 155.25M | 162.64M | 165.92M | 170.48M | 173.78M | |||||||||||
| Asset Utilization RatioAsset Util. | 0.06 | 0.06 | 0.07 | 0.06 | 0.09 | 0.12 | 0.15 | 0.13 | 0.13 | 0.13 | 0.12 | 0.11 | 0.11 | 0.11 | 0.12 | 0.14 | 0.16 | 0.20 | ||||
| Leverage & Solvency | ||||||||||||||||||||||
| Interest Coverage RatioInterest Cover | 41.07 | 49.14 | 49.27 | 30.79 | 24.41 | 15.42 | 5.03 | 3.86 | 3.32 | 2.58 | 2.24 | 2.10 | 2.11 | 1.96 | 2.04 | 2.08 | 2.20 | 1.97 | 1.70 | 1.54 | ||
| Debt Ratio | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |||||||||||
| Times Interest Earned | 41.07 | 49.14 | 49.27 | 30.79 | 24.41 | 15.42 | 5.03 | 3.86 | 3.32 | 2.58 | 2.24 | 2.10 | 2.11 | 1.96 | 2.04 | 2.08 | 2.20 | 1.97 | 1.70 | 1.54 | ||
| Valuation | ||||||||||||||||||||||
| Price to EarningsP/E | 11.79 | 23.25 | 21.93 | 31.79 | 18.05 | 29.54 | 24.55 | 22.49 | 42.99 | 38.86 | 42.23 | 60.42 | 75.59 | 72.57 | 49.35 | 53.80 | 62.53 | 80.57 | 94.33 | |||
| Price to SalesP/S | 4.90 | 0.00M | 0.00M | 0.00M | 5.30 | 6.79 | 6.01 | 5.59 | 8.71 | 6.54 | 6.78 | 9.90 | 9.99 | 10.48 | 8.07 | 7.18 | 5.23 | 5.09 | 3.65 | |||
| Price to BookP/B | 1.04 | 1.76 | 0.92 | 0.87 | 0.85 | 0.78 | 0.77 | 0.72 | 1.15 | 0.79 | 0.81 | 1.21 | 1.22 | 1.30 | 1.11 | 1.40 | 1.27 | 1.11 | 1.00 | |||
| Enterprise Value | 33.80M | 102.68M | 23.69M | 23.71M | 18.25M | 7.38M | -5.17M | -18.83M | 61.81M | 12.79M | 45.19M | 120.33M | 101.96M | 111.16M | 112.08M | 157.52M | 81.59M | 120.44M | 104.83M | |||
| EV to EBIT | 2.45 | 7.95 | 3.15 | 3.19 | 1.90 | 1.13 | -0.61 | -2.02 | 6.51 | 1.57 | 5.66 | 13.72 | 13.55 | 12.79 | 10.73 | 13.38 | 7.32 | 13.02 | 13.05 | |||
| EV to EBITDA | 2.45 | 7.95 | 3.15 | 3.19 | 1.90 | 1.13 | -0.61 | -2.02 | 6.51 | 1.57 | 5.66 | 13.72 | 13.55 | 12.79 | 10.73 | 13.38 | 7.32 | 13.02 | 13.05 | |||
| Market Capitalization | 119.56M | 219.33M | 120.22M | 116.17M | 118.82M | 112.98M | 113.88M | 107.94M | 178.78M | 128.58M | 134.20M | 206.09M | 211.12M | 231.43M | 202.18M | 263.14M | 244.99M | 217.39M | 198.47M | |||
| Price to FCFP/FCF | 10.53 | -38.24 | 2.97 | -24.58 | 4.96 | 36.03 | -8.43 | 16.41 | 20.79 | 226.36 | -17.30 | -15.51 | 126.57 | -10.00 | -8.80 | 64.69 | 30.33 | 11.04 | -7.72 | |||
| EV to FCF | 2.98 | -17.90 | 0.59 | -5.02 | 0.76 | 2.35 | 0.38 | -2.86 | 7.19 | 22.51 | -5.83 | -9.05 | 61.13 | -4.81 | -4.88 | 38.72 | 10.10 | 6.12 | -4.08 | |||
| EV to CFO | 2.76 | -23.35 | 0.57 | -32.04 | 0.75 | 2.23 | 0.57 | -2.27 | 6.35 | 7.28 | -5.96 | -12.26 | 155.19 | -5.14 | -6.11 | 45.62 | 10.10 | 6.11 | -4.08 | |||
| Return Ratios | ||||||||||||||||||||||
| Return on Sales [ROS]ROS | 40,925.00% | 56.59% | 26,346.94% | 15,650.00% | 15,142.86% | 42.92% | 39.20% | 44.67% | 48.18% | 46.27% | 41.43% | 40.37% | 42.14% | 35.61% | 39.35% | 41.66% | 32.11% | 23.80% | 21.65% | 14.78% | ||
| Return on Invested Capital [ROIC]ROIC | 18.99% | 14.88% | 14.84% | 16.71% | 16.16% | 16.31% | 15.64% | 15.04% | 14.07% | |||||||||||||
| Return on Assets [ROA]ROA | 8.89% | 8.47% | 7.64% | 6.40% | 4.64% | 3.99% | 3.78% | 3.05% | 2.82% | 2.51% | 2.16% | 1.78% | 1.62% | 1.64% | 1.72% | 1.71% | 1.66% | 1.49% |