Finwise Bancorp (FINW) EBT Margin (2021 - 2026)
Finwise Bancorp (FINW) posted EBT Margin of 5.16% for Q2 2026, down 16.49 percentage points from 21.65% a year earlier and down 3.73 percentage points from the prior quarter.
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Finwise Bancorp (FINW) EBT Margin (2021 - 2026) Analysis & Trends
For the trailing twelve months through Jun 30, 2026, EBT Margin at Finwise Bancorp was 10.25%, down 10.14 percentage points year-over-year; for FY2025, it came in at 16.65%, down 4.22 percentage points from FY2024.
- Annual EBT Margin has declined for four consecutive years, with a four-year change of -36.30 percentage points (FY2021 to FY2025).
- In prior years, Finwise Bancorp's EBT Margin was 20.87% in FY2024 (-10.45 pp), 31.33% in FY2023 (-9.48 pp), 40.80% in FY2022 (-12.16 pp) and 52.96% in FY2021.
- The Q2 2026 figure stands as the lowest quarterly EBT Margin in data going back to Q1 2021.
- On a year-over-year basis, EBT Margin has declined in each of the last four quarters, with an average year-over-year change of -7.85 percentage points over the last eight quarters.
- The strongest year-over-year quarter for EBT Margin in the past five years was Q2 2025, with a gain of 0.53 percentage points; the weakest was Q1 2022, with a drop of 98093.86 percentage points.
- According to Business Quant data, EBT Margin for the three prior quarters was 8.89% (Q1 2026), 11.71% (Q4 2025) and 17.49% (Q3 2025).
Peer Set
Peer Comparison
Historic Data
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Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 5.16% |
| Mar 31, 2026 | 8.89% |
| Dec 31, 2025 | 11.71% |
| Sep 30, 2025 | 17.49% |
| Jun 30, 2025 | 21.65% |
| Mar 31, 2025 | 20.08% |
| Dec 31, 2024 | 17.47% |
| Sep 30, 2024 | 22.15% |
| Jun 30, 2024 | 21.12% |
| Mar 31, 2024 | 22.93% |
| Dec 31, 2023 | 28.32% |
| Sep 30, 2023 | 33.67% |
| Jun 30, 2023 | 33.10% |
| Mar 31, 2023 | 31.41% |
| Dec 31, 2022 | 40.14% |
| Sep 30, 2022 | 35.51% |
| Jun 30, 2022 | 34.28% |
| Mar 31, 2022 | 51.32% |
| Dec 31, 2021 | 55.44% |
| Sep 30, 2021 | 50.95% |
API Access
Finwise Bancorp EBT Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ebt-margin&ticker=FINW&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ebt-margin", "ticker": "FINW", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=ebt-margin&ticker=FINW&period=max&api_key=YOUR_API_KEY");
const data = await res.json();