Finwise Bancorp (FINW) EBT Margin (2021 - 2026)
Finwise Bancorp (FINW) recorded quarterly EBT Margin of 8.89% in Q1 2026, down 24.08% quarter-over-quarter from 11.71% in Q4 2025, and down 1119.0% on a YoY basis from 0.87% in Q1 2025.
Finwise Bancorp (FINW) EBT Margin (2021 - 2026) Analysis & Trends
Finwise Bancorp's EBT Margin history runs 6 years deep, the most recent figure standing at 8.89% for Q1 2026.
- In Q1 2026, EBT Margin fell 1119.0% year-over-year to 8.89%; the TTM figure through Mar 2026 stood at 13.96% (down 622.0% YoY), while the FY2025 annual figure was 16.65%, down 422.0% from the prior year.
- EBT Margin was 8.89% for Q1 2026 at Finwise Bancorp, down from 11.71% in the prior quarter.
- In the past five years, EBT Margin ranged from a high of 25812.24% in Q1 2022 to a low of 8.89% in Q1 2026.
- Historically, EBT Margin has averaged 3282.73% across 5 years, with a median of 22.93% in 2024.
- The sharpest annual moves came in 2022 and 2025: EBT Margin slumped 3932149 bps in 2022, then jumped 53 bps in 2025.
- A 5-year view of EBT Margin shows it stood at 40.14% in 2022, then fell by 29 bps to 28.32% in 2023, then tumbled by 38 bps to 17.47% in 2024, then slumped by 33 bps to 11.71% in 2025, then declined by 24 bps to 8.89% in 2026.
- The last three EBT Margin figures came in at 8.89% (Q1 2026), 11.71% (Q4 2025), and 17.49% (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 97,765.53 Bn | 97,765.53 Bn | - | - |
| 2 | Bank Bradesco | 6,846.93 Bn | 6,830.99 Bn | - | - |
| 3 | Lloyds Banking | 384.13 Bn | 384.40 Bn | - | 39.06% |
| 4 | First Capital | 215.78 Bn | 215.63 Bn | - | 311.44% |
| 5 | Itau Unibanco Holding | 202.78 Bn | 202.78 Bn | - | - |
| 6 | Landmark Bancorp | 180.37 Bn | 180.34 Bn | - | 33.63% |
| 7 | NatWest | 168.65 Bn | -51.67 Bn | - | 46.65% |
| 8 | Shinhan Financial | 136.54 Bn | 104.11 Bn | - | 7,796,393.09% |
| 9 | Mizuho Financial | 112.02 Bn | 112.56 Bn | - | -157.25% |
| 10 | Finwise Bancorp | 191.12 Mn | 94.18 Mn | - | 8.89% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 8.89% |
| Dec 31, 2025 | 11.71% |
| Sep 30, 2025 | 17.49% |
| Jun 30, 2025 | 21.65% |
| Mar 31, 2025 | 20.08% |
| Dec 31, 2024 | 17.47% |
| Sep 30, 2024 | 22.15% |
| Jun 30, 2024 | 21.12% |
| Mar 31, 2024 | 22.93% |
| Dec 31, 2023 | 28.32% |
| Sep 30, 2023 | 33.67% |
| Jun 30, 2023 | 33.10% |
| Mar 31, 2023 | 31.41% |
| Dec 31, 2022 | 40.14% |
| Sep 30, 2022 | 14,522.45% |
| Jun 30, 2022 | 15,141.67% |
| Mar 31, 2022 | 25,812.24% |
| Dec 31, 2021 | 55.44% |
| Sep 30, 2021 | 39,928.57% |
| Jun 30, 2021 | 54,463.16% |