Finwise Bancorp (FINW) EBT Margin (2021 - 2026)

Finwise Bancorp (FINW) recorded quarterly EBT Margin of 8.89% in Q1 2026, down 24.08% quarter-over-quarter from 11.71% in Q4 2025, and down 1119.0% on a YoY basis from 0.87% in Q1 2025.

Finwise Bancorp (FINW) EBT Margin (2021 - 2026) Analysis & Trends

Finwise Bancorp's EBT Margin history runs 6 years deep, the most recent figure standing at 8.89% for Q1 2026.

  • In Q1 2026, EBT Margin fell 1119.0% year-over-year to 8.89%; the TTM figure through Mar 2026 stood at 13.96% (down 622.0% YoY), while the FY2025 annual figure was 16.65%, down 422.0% from the prior year.
  • EBT Margin was 8.89% for Q1 2026 at Finwise Bancorp, down from 11.71% in the prior quarter.
  • In the past five years, EBT Margin ranged from a high of 25812.24% in Q1 2022 to a low of 8.89% in Q1 2026.
  • Historically, EBT Margin has averaged 3282.73% across 5 years, with a median of 22.93% in 2024.
  • The sharpest annual moves came in 2022 and 2025: EBT Margin slumped 3932149 bps in 2022, then jumped 53 bps in 2025.
  • A 5-year view of EBT Margin shows it stood at 40.14% in 2022, then fell by 29 bps to 28.32% in 2023, then tumbled by 38 bps to 17.47% in 2024, then slumped by 33 bps to 11.71% in 2025, then declined by 24 bps to 8.89% in 2026.
  • The last three EBT Margin figures came in at 8.89% (Q1 2026), 11.71% (Q4 2025), and 17.49% (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBT Margin (Qtr)
1 Bank Of Chile 97,765.53 Bn 97,765.53 Bn - -
2 Bank Bradesco 6,846.93 Bn 6,830.99 Bn - -
3 Lloyds Banking 384.13 Bn 384.40 Bn - 39.06%
4 First Capital 215.78 Bn 215.63 Bn - 311.44%
5 Itau Unibanco Holding 202.78 Bn 202.78 Bn - -
6 Landmark Bancorp 180.37 Bn 180.34 Bn - 33.63%
7 NatWest 168.65 Bn -51.67 Bn - 46.65%
8 Shinhan Financial 136.54 Bn 104.11 Bn - 7,796,393.09%
9 Mizuho Financial 112.02 Bn 112.56 Bn - -157.25%
10 Finwise Bancorp 191.12 Mn 94.18 Mn - 8.89%

Historic Data

Download Data
DateValue
Mar 31, 2026 8.89%
Dec 31, 2025 11.71%
Sep 30, 2025 17.49%
Jun 30, 2025 21.65%
Mar 31, 2025 20.08%
Dec 31, 2024 17.47%
Sep 30, 2024 22.15%
Jun 30, 2024 21.12%
Mar 31, 2024 22.93%
Dec 31, 2023 28.32%
Sep 30, 2023 33.67%
Jun 30, 2023 33.10%
Mar 31, 2023 31.41%
Dec 31, 2022 40.14%
Sep 30, 2022 14,522.45%
Jun 30, 2022 15,141.67%
Mar 31, 2022 25,812.24%
Dec 31, 2021 55.44%
Sep 30, 2021 39,928.57%
Jun 30, 2021 54,463.16%