Finwise Bancorp FINW
NASDAQ FINW
$13.56 -0.28 (-2.06%)
As of: Sep 9, 2026 · 3:59 PM EDT

Finwise Bancorp (FINW) EBT Margin (2021 - 2026)

Finwise Bancorp (FINW) posted EBT Margin of 5.16% for Q2 2026, down 41.97% on a QoQ basis from 8.89% in Q1 2026, and down 1649.0% year-over-year from 0.33% in Q2 2025.

Analysis

Finwise Bancorp (FINW) EBT Margin (2021 - 2026) Analysis & Trends

Finwise Bancorp has reported EBT Margin for 6 years, with the latest figure at 5.16% in Q2 2026.

  • On a quarterly basis, EBT Margin fell 1649.0% year-over-year to 5.16% in Q2 2026; TTM through Jun 2026 was 10.25%, a 1014.0% decrease from a year earlier, with the FY2025 full-year figure at 16.65%, down 422.0% from the prior year.
  • EBT Margin was 5.16% for Q2 2026 at Finwise Bancorp, down from 8.89% in the prior quarter.
  • The five-year high for EBT Margin was 25812.24% in Q1 2022, with the low at 5.16% in Q2 2026.
  • Average EBT Margin over 5 years is 3100.65%, with a median of 22.54% recorded in 2024.
  • The sharpest annual moves came in 2022 and 2025: EBT Margin plunged 9447109 bps in 2022, then surged 53 bps in 2025.
  • Over 5 years, EBT Margin stood at 40.14% in 2022, then retreated by 29 bps to 28.32% in 2023, then slumped by 38 bps to 17.47% in 2024, then sank by 33 bps to 11.71% in 2025, then slumped by 56 bps to 5.16% in 2026.
  • The last three EBT Margin figures came in at 5.16% (Q2 2026), 8.89% (Q1 2026), and 11.71% (Q4 2025), per Business Quant data.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBT Margin (Qtr)
1 Banco Santander Chile 950.85 Bn 950.85 Bn - -
2 Truist Financial 61.46 Bn 61.46 Bn - 34.47%
3 Fifth Third Bancorp 49.43 Bn 25.71 Bn - 31.64%
4 M&T Bank 34.72 Bn 34.72 Bn - 41.98%
5 Huntington Bancshares 33.60 Bn 29.07 Bn - 31.58%
6 Citizens Financial 29.31 Bn 29.31 Bn - 33.07%
7 Regions Financial 25.53 Bn 25.53 Bn - 37.65%
8 First Citizens Bancshares 24.60 Bn 24.07 Bn 29.00 Mn 1,204.05%
9 Keycorp 23.26 Bn -24.44 Bn - 33.08%
10 Finwise Bancorp 177.61 Mn 83.97 Mn - 5.16%
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 5.16%
Mar 31, 2026 8.89%
Dec 31, 2025 11.71%
Sep 30, 2025 17.49%
Jun 30, 2025 21.65%
Mar 31, 2025 20.08%
Dec 31, 2024 17.47%
Sep 30, 2024 22.15%
Jun 30, 2024 21.12%
Mar 31, 2024 22.93%
Dec 31, 2023 28.32%
Sep 30, 2023 33.67%
Jun 30, 2023 33.10%
Mar 31, 2023 31.41%
Dec 31, 2022 40.14%
Sep 30, 2022 14,522.45%
Jun 30, 2022 15,141.67%
Mar 31, 2022 25,812.24%
Dec 31, 2021 55.44%
Sep 30, 2021 39,928.57%