Finwise Bancorp (FINW) EBT Margin (2021 - 2026)
Finwise Bancorp (FINW) posted EBT Margin of 5.16% for Q2 2026, down 41.97% on a QoQ basis from 8.89% in Q1 2026, and down 1649.0% year-over-year from 0.33% in Q2 2025.
Analysis
Finwise Bancorp (FINW) EBT Margin (2021 - 2026) Analysis & Trends
Finwise Bancorp has reported EBT Margin for 6 years, with the latest figure at 5.16% in Q2 2026.
- On a quarterly basis, EBT Margin fell 1649.0% year-over-year to 5.16% in Q2 2026; TTM through Jun 2026 was 10.25%, a 1014.0% decrease from a year earlier, with the FY2025 full-year figure at 16.65%, down 422.0% from the prior year.
- EBT Margin was 5.16% for Q2 2026 at Finwise Bancorp, down from 8.89% in the prior quarter.
- The five-year high for EBT Margin was 25812.24% in Q1 2022, with the low at 5.16% in Q2 2026.
- Average EBT Margin over 5 years is 3100.65%, with a median of 22.54% recorded in 2024.
- The sharpest annual moves came in 2022 and 2025: EBT Margin plunged 9447109 bps in 2022, then surged 53 bps in 2025.
- Over 5 years, EBT Margin stood at 40.14% in 2022, then retreated by 29 bps to 28.32% in 2023, then slumped by 38 bps to 17.47% in 2024, then sank by 33 bps to 11.71% in 2025, then slumped by 56 bps to 5.16% in 2026.
- The last three EBT Margin figures came in at 5.16% (Q2 2026), 8.89% (Q1 2026), and 11.71% (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Banco Santander Chile | 950.85 Bn | 950.85 Bn | - | - |
| 2 | Truist Financial | 61.46 Bn | 61.46 Bn | - | 34.47% |
| 3 | Fifth Third Bancorp | 49.43 Bn | 25.71 Bn | - | 31.64% |
| 4 | M&T Bank | 34.72 Bn | 34.72 Bn | - | 41.98% |
| 5 | Huntington Bancshares | 33.60 Bn | 29.07 Bn | - | 31.58% |
| 6 | Citizens Financial | 29.31 Bn | 29.31 Bn | - | 33.07% |
| 7 | Regions Financial | 25.53 Bn | 25.53 Bn | - | 37.65% |
| 8 | First Citizens Bancshares | 24.60 Bn | 24.07 Bn | 29.00 Mn | 1,204.05% |
| 9 | Keycorp | 23.26 Bn | -24.44 Bn | - | 33.08% |
| 10 | Finwise Bancorp | 177.61 Mn | 83.97 Mn | - | 5.16% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 5.16% |
| Mar 31, 2026 | 8.89% |
| Dec 31, 2025 | 11.71% |
| Sep 30, 2025 | 17.49% |
| Jun 30, 2025 | 21.65% |
| Mar 31, 2025 | 20.08% |
| Dec 31, 2024 | 17.47% |
| Sep 30, 2024 | 22.15% |
| Jun 30, 2024 | 21.12% |
| Mar 31, 2024 | 22.93% |
| Dec 31, 2023 | 28.32% |
| Sep 30, 2023 | 33.67% |
| Jun 30, 2023 | 33.10% |
| Mar 31, 2023 | 31.41% |
| Dec 31, 2022 | 40.14% |
| Sep 30, 2022 | 14,522.45% |
| Jun 30, 2022 | 15,141.67% |
| Mar 31, 2022 | 25,812.24% |
| Dec 31, 2021 | 55.44% |
| Sep 30, 2021 | 39,928.57% |