Finwise Bancorp (FINW) Asset Utilization Ratio (2022 - 2026)
Finwise Bancorp's (FINW) quarterly Asset Utilization Ratio came in at 0.08 in Q1 2026, down 32.35% year-on-year from 0.11 in Q1 2025, and up 35.7% quarter-over-quarter from 0.06 in Q4 2025.
Finwise Bancorp (FINW) Asset Utilization Ratio (2022 - 2026) Analysis & Trends
Finwise Bancorp's Asset Utilization Ratio history runs 5 years deep, the most recent figure standing at 0.08 for Q1 2026.
- On a quarterly basis, Asset Utilization Ratio fell 32.35% year-over-year to 0.08 in Q1 2026; TTM through Mar 2026 was 0.08, a 32.35% decrease from a year earlier, with the FY2025 full-year figure at 0.1, down 19.3% from the prior year.
- Asset Utilization Ratio advanced to 0.08 in Q1 2026 per FINW's latest filing, from 0.06 in the prior quarter.
- Across five years, Asset Utilization Ratio topped out at 0.12 in Q4 2024 and bottomed at 0.04 in Q4 2022.
- The 5-year median for Asset Utilization Ratio is 0.1 (2025), against an average of 0.09.
- Across the five-year window, Asset Utilization Ratio soared 198.83% in 2023 and plunged 52.34% in 2025, its largest moves.
- Year by year, Asset Utilization Ratio stood at 0.04 in 2022, then surged by 198.83% to 0.1 in 2023, then grew by 14.49% to 0.12 in 2024, then plunged by 52.34% to 0.06 in 2025, then soared by 35.7% to 0.08 in 2026.
- Per Business Quant, the three latest FINW Asset Utilization Ratio figures stand at 0.08 (Q1 2026), 0.06 (Q4 2025), and 0.1 (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Asset Util. (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 43,124.21 Bn | 43,125.44 Bn | -775,612.08 | 2.04 |
| 2 | Shinhan Financial | 33,971.34 Bn | 33,973.00 Bn | - | 0.03 |
| 3 | Bank Of Chile | 4,105.33 Bn | 4,105.33 Bn | 167,623.00 | 19,746.35 |
| 4 | NatWest | 768.74 Bn | 572.78 Bn | 1.79 Bn | 0.02 |
| 5 | Mizuho Financial | 385.64 Bn | 389.59 Bn | - | 0.91 |
| 6 | Lloyds Banking | 358.14 Bn | 358.14 Bn | - | 0.05 |
| 7 | First Capital | 200.03 Bn | 199.69 Bn | - | 0.01 |
| 8 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | 0.04 |
| 9 | Pnc Financial Services | 100.96 Bn | 101.01 Bn | - | 0.04 |
| 10 | Finwise Bancorp | 174.59 Mn | 77.64 Mn | - | 0.08 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 0.08 |
| Dec 31, 2025 | 0.06 |
| Sep 30, 2025 | 0.10 |
| Jun 30, 2025 | 0.10 |
| Mar 31, 2025 | 0.11 |
| Dec 31, 2024 | 0.12 |
| Sep 30, 2024 | 0.11 |
| Jun 30, 2024 | 0.11 |
| Mar 31, 2024 | 0.11 |
| Dec 31, 2023 | 0.10 |
| Sep 30, 2023 | 0.11 |
| Jun 30, 2023 | 0.09 |
| Mar 31, 2023 | 0.06 |
| Dec 31, 2022 | 0.04 |
| Sep 30, 2022 | 0.06 |
| Jun 30, 2022 | 0.06 |
| Mar 31, 2022 | 0.06 |