Finwise Bancorp FINW
NASDAQ FINW
$13.56 -0.28 (-2.06%)
As of: Sep 9, 2026 · 3:59 PM EDT

Finwise Bancorp (FINW) Asset Utilization Ratio (2022 - 2026)

Finwise Bancorp (FINW) posted Asset Utilization Ratio of 0.2 for Q2 2026, up 22.74% on a QoQ basis from 0.16 in Q1 2026, and up 82.87% year-over-year from 0.11 in Q2 2025.

Analysis

Finwise Bancorp (FINW) Asset Utilization Ratio (2022 - 2026) Analysis & Trends

Finwise Bancorp has reported Asset Utilization Ratio for 5 years, with the latest figure at 0.2 in Q2 2026.

  • On a quarterly basis, Asset Utilization Ratio rose 82.87% year-over-year to 0.2 in Q2 2026; TTM through Jun 2026 was 0.2, a 82.87% increase from a year earlier, with the FY2025 full-year figure at 0.15, up 24.11% from the prior year.
  • Asset Utilization Ratio was 0.2 for Q2 2026 at Finwise Bancorp, up from 0.16 in the prior quarter.
  • The five-year high for Asset Utilization Ratio was 0.2 in Q2 2026, with the low at 0.06 in Q4 2022.
  • Average Asset Utilization Ratio over 5 years is 0.12, with a median of 0.12 recorded in 2023.
  • The sharpest annual moves came in 2023 and 2025: Asset Utilization Ratio soared 130.28% in 2023, then decreased 17.5% in 2025.
  • Over 5 years, Asset Utilization Ratio stood at 0.06 in 2022, then jumped by 130.28% to 0.13 in 2023, then decreased by 13.81% to 0.11 in 2024, then grew by 22.21% to 0.14 in 2025, then jumped by 42.15% to 0.2 in 2026.
  • The last three Asset Utilization Ratio figures came in at 0.2 (Q2 2026), 0.16 (Q1 2026), and 0.14 (Q4 2025), per Business Quant data.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Asset Util. (Qtr)
1 Banco Santander Chile 950.85 Bn 950.85 Bn - -
2 Truist Financial 61.46 Bn 61.46 Bn - 0.04
3 Fifth Third Bancorp 49.43 Bn 25.71 Bn - 0.04
4 M&T Bank 34.72 Bn 34.72 Bn - 0.05
5 Huntington Bancshares 33.60 Bn 29.07 Bn - 0.03
6 Citizens Financial 29.31 Bn 29.31 Bn - 0.04
7 Regions Financial 25.53 Bn 25.53 Bn - 0.05
8 First Citizens Bancshares 24.60 Bn 24.07 Bn 29.00 Mn 0.00
9 Keycorp 23.26 Bn -24.44 Bn - 0.04
10 Finwise Bancorp 177.61 Mn 83.97 Mn - 0.20
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 0.20
Mar 31, 2026 0.16
Dec 31, 2025 0.14
Sep 30, 2025 0.12
Jun 30, 2025 0.11
Mar 31, 2025 0.11
Dec 31, 2024 0.11
Sep 30, 2024 0.12
Jun 30, 2024 0.13
Mar 31, 2024 0.13
Dec 31, 2023 0.13
Sep 30, 2023 0.15
Jun 30, 2023 0.12
Mar 31, 2023 0.09
Dec 31, 2022 0.06
Sep 30, 2022 0.07
Jun 30, 2022 0.06
Mar 31, 2022 0.06