Finwise Bancorp (FINW) Asset Utilization Ratio (2022 - 2026)
Finwise Bancorp (FINW) posted Asset Utilization Ratio of 0.2 for Q2 2026, up 22.74% on a QoQ basis from 0.16 in Q1 2026, and up 82.87% year-over-year from 0.11 in Q2 2025.
Analysis
Finwise Bancorp (FINW) Asset Utilization Ratio (2022 - 2026) Analysis & Trends
Finwise Bancorp has reported Asset Utilization Ratio for 5 years, with the latest figure at 0.2 in Q2 2026.
- On a quarterly basis, Asset Utilization Ratio rose 82.87% year-over-year to 0.2 in Q2 2026; TTM through Jun 2026 was 0.2, a 82.87% increase from a year earlier, with the FY2025 full-year figure at 0.15, up 24.11% from the prior year.
- Asset Utilization Ratio was 0.2 for Q2 2026 at Finwise Bancorp, up from 0.16 in the prior quarter.
- The five-year high for Asset Utilization Ratio was 0.2 in Q2 2026, with the low at 0.06 in Q4 2022.
- Average Asset Utilization Ratio over 5 years is 0.12, with a median of 0.12 recorded in 2023.
- The sharpest annual moves came in 2023 and 2025: Asset Utilization Ratio soared 130.28% in 2023, then decreased 17.5% in 2025.
- Over 5 years, Asset Utilization Ratio stood at 0.06 in 2022, then jumped by 130.28% to 0.13 in 2023, then decreased by 13.81% to 0.11 in 2024, then grew by 22.21% to 0.14 in 2025, then jumped by 42.15% to 0.2 in 2026.
- The last three Asset Utilization Ratio figures came in at 0.2 (Q2 2026), 0.16 (Q1 2026), and 0.14 (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Asset Util. (Qtr) |
|---|---|---|---|---|---|
| 1 | Banco Santander Chile | 950.85 Bn | 950.85 Bn | - | - |
| 2 | Truist Financial | 61.46 Bn | 61.46 Bn | - | 0.04 |
| 3 | Fifth Third Bancorp | 49.43 Bn | 25.71 Bn | - | 0.04 |
| 4 | M&T Bank | 34.72 Bn | 34.72 Bn | - | 0.05 |
| 5 | Huntington Bancshares | 33.60 Bn | 29.07 Bn | - | 0.03 |
| 6 | Citizens Financial | 29.31 Bn | 29.31 Bn | - | 0.04 |
| 7 | Regions Financial | 25.53 Bn | 25.53 Bn | - | 0.05 |
| 8 | First Citizens Bancshares | 24.60 Bn | 24.07 Bn | 29.00 Mn | 0.00 |
| 9 | Keycorp | 23.26 Bn | -24.44 Bn | - | 0.04 |
| 10 | Finwise Bancorp | 177.61 Mn | 83.97 Mn | - | 0.20 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 0.20 |
| Mar 31, 2026 | 0.16 |
| Dec 31, 2025 | 0.14 |
| Sep 30, 2025 | 0.12 |
| Jun 30, 2025 | 0.11 |
| Mar 31, 2025 | 0.11 |
| Dec 31, 2024 | 0.11 |
| Sep 30, 2024 | 0.12 |
| Jun 30, 2024 | 0.13 |
| Mar 31, 2024 | 0.13 |
| Dec 31, 2023 | 0.13 |
| Sep 30, 2023 | 0.15 |
| Jun 30, 2023 | 0.12 |
| Mar 31, 2023 | 0.09 |
| Dec 31, 2022 | 0.06 |
| Sep 30, 2022 | 0.07 |
| Jun 30, 2022 | 0.06 |
| Mar 31, 2022 | 0.06 |