Finwise Bancorp (FINW) Asset Utilization Ratio (2022 - 2026)

Finwise Bancorp's (FINW) quarterly Asset Utilization Ratio came in at 0.08 in Q1 2026, down 32.35% year-on-year from 0.11 in Q1 2025, and up 35.7% quarter-over-quarter from 0.06 in Q4 2025.

Finwise Bancorp (FINW) Asset Utilization Ratio (2022 - 2026) Analysis & Trends

Finwise Bancorp's Asset Utilization Ratio history runs 5 years deep, the most recent figure standing at 0.08 for Q1 2026.

  • On a quarterly basis, Asset Utilization Ratio fell 32.35% year-over-year to 0.08 in Q1 2026; TTM through Mar 2026 was 0.08, a 32.35% decrease from a year earlier, with the FY2025 full-year figure at 0.1, down 19.3% from the prior year.
  • Asset Utilization Ratio advanced to 0.08 in Q1 2026 per FINW's latest filing, from 0.06 in the prior quarter.
  • Across five years, Asset Utilization Ratio topped out at 0.12 in Q4 2024 and bottomed at 0.04 in Q4 2022.
  • The 5-year median for Asset Utilization Ratio is 0.1 (2025), against an average of 0.09.
  • Across the five-year window, Asset Utilization Ratio soared 198.83% in 2023 and plunged 52.34% in 2025, its largest moves.
  • Year by year, Asset Utilization Ratio stood at 0.04 in 2022, then surged by 198.83% to 0.1 in 2023, then grew by 14.49% to 0.12 in 2024, then plunged by 52.34% to 0.06 in 2025, then soared by 35.7% to 0.08 in 2026.
  • Per Business Quant, the three latest FINW Asset Utilization Ratio figures stand at 0.08 (Q1 2026), 0.06 (Q4 2025), and 0.1 (Q3 2025).

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Asset Util. (Qtr)
1 KB Financial 43,124.21 Bn 43,125.44 Bn -775,612.08 2.04
2 Shinhan Financial 33,971.34 Bn 33,973.00 Bn - 0.03
3 Bank Of Chile 4,105.33 Bn 4,105.33 Bn 167,623.00 19,746.35
4 NatWest 768.74 Bn 572.78 Bn 1.79 Bn 0.02
5 Mizuho Financial 385.64 Bn 389.59 Bn - 0.91
6 Lloyds Banking 358.14 Bn 358.14 Bn - 0.05
7 First Capital 200.03 Bn 199.69 Bn - 0.01
8 Landmark Bancorp 187.97 Bn 187.94 Bn - 0.04
9 Pnc Financial Services 100.96 Bn 101.01 Bn - 0.04
10 Finwise Bancorp 174.59 Mn 77.64 Mn - 0.08

Historic Data

Download Data
DateValue
Mar 31, 2026 0.08
Dec 31, 2025 0.06
Sep 30, 2025 0.10
Jun 30, 2025 0.10
Mar 31, 2025 0.11
Dec 31, 2024 0.12
Sep 30, 2024 0.11
Jun 30, 2024 0.11
Mar 31, 2024 0.11
Dec 31, 2023 0.10
Sep 30, 2023 0.11
Jun 30, 2023 0.09
Mar 31, 2023 0.06
Dec 31, 2022 0.04
Sep 30, 2022 0.06
Jun 30, 2022 0.06
Mar 31, 2022 0.06