Finwise Bancorp (FINW) Asset Utilization Ratio (2022 - 2026)
Finwise Bancorp's (FINW) Asset Utilization Ratio stood at 0.20 in Q2 2026, up 82.9% from 0.11 a year earlier and up 22.7% from the prior quarter.
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Analysis
Finwise Bancorp (FINW) Asset Utilization Ratio (2022 - 2026) Analysis & Trends
For FY2025, Finwise Bancorp's Asset Utilization Ratio came in at 0.15, up 24.1% from FY2024.
- Across earlier years, Asset Utilization Ratio came in at 0.12 in FY2024 (-20.7%), 0.15 in FY2023 (-31.9%) and 0.23 in FY2022.
- The Q2 2026 figure is the highest quarterly Asset Utilization Ratio since Q4 2022.
- On a year-over-year basis, Asset Utilization Ratio has increased for three consecutive quarters, with growth averaging 11.0% over the last eight quarters.
- Peak year-over-year performance for Asset Utilization Ratio in the last five years was growth of 82.9% in Q2 2026, against a decline of 41.2% in Q4 2023 at the low end.
- Per Business Quant, the preceding three quarters came in at 0.16 (Q1 2026), 0.14 (Q4 2025) and 0.12 (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Asset Util. (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 918.91 Bn | 918.91 Bn | - | 0.04 |
| 2 | Banco Santander Chile | 870.35 Bn | 846.93 Bn | - | - |
| 3 | Bank Of America | 358.55 Bn | -2,017.56 Bn | - | 0.03 |
| 4 | Hsbc Holdings | 315.74 Bn | -668.95 Bn | - | - |
| 5 | Morgan Stanley | 290.88 Bn | -253.14 Bn | - | 0.05 |
| 6 | Royal Bank Of Canada | 287.92 Bn | 137.98 Bn | - | 0.03 |
| 7 | Goldman Sachs | 270.57 Bn | -3,472.88 Bn | - | 0.03 |
| 8 | Wells Fargo & Company | 258.79 Bn | 258.79 Bn | - | 0.04 |
| 9 | Mitsubishi Ufj Financial | 247.94 Bn | 129.81 Bn | - | - |
| 10 | Finwise Bancorp | 189.08 Mn | -270.53 Mn | - | 0.20 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 0.20 |
| Mar 31, 2026 | 0.16 |
| Dec 31, 2025 | 0.14 |
| Sep 30, 2025 | 0.12 |
| Jun 30, 2025 | 0.11 |
| Mar 31, 2025 | 0.11 |
| Dec 31, 2024 | 0.11 |
| Sep 30, 2024 | 0.12 |
| Jun 30, 2024 | 0.13 |
| Mar 31, 2024 | 0.13 |
| Dec 31, 2023 | 0.13 |
| Sep 30, 2023 | 0.15 |
| Jun 30, 2023 | 0.17 |
| Mar 31, 2023 | 0.19 |
| Dec 31, 2022 | 0.22 |
| Sep 30, 2022 | 0.24 |
| Jun 30, 2022 | 0.23 |
| Mar 31, 2022 | 0.22 |
API Access
Finwise Bancorp Asset Utilization Ratio API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=asset-utilization-ratio&ticker=FINW&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "asset-utilization-ratio", "ticker": "FINW", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=asset-utilization-ratio&ticker=FINW&period=max&api_key=YOUR_API_KEY");
const data = await res.json();