Finwise Bancorp (FINW) EBITDA Margin (2021 - 2026)

Finwise Bancorp (FINW) recorded quarterly EBITDA Margin of 21.65% in Q1 2026, down 9.04% quarter-over-quarter from 23.8% in Q4 2025, and down 1770.0% on a YoY basis from 1.3% in Q1 2025.

Finwise Bancorp (FINW) EBITDA Margin (2021 - 2026) Analysis & Trends

Finwise Bancorp's EBITDA Margin history runs 6 years deep, the most recent figure standing at 21.65% for Q1 2026.

  • In Q1 2026, EBITDA Margin fell 1770.0% year-over-year to 21.65%; the TTM figure through Mar 2026 stood at 28.17% (down 1117.0% YoY), while the FY2025 annual figure was 32.19%, down 766.0% from the prior year.
  • EBITDA Margin was 21.65% for Q1 2026 at Finwise Bancorp, down from 23.8% in the prior quarter.
  • In the past five years, EBITDA Margin ranged from a high of 26346.94% in Q1 2022 to a low of 21.65% in Q1 2026.
  • Historically, EBITDA Margin has averaged 3392.89% across 5 years, with a median of 41.66% in 2025.
  • The sharpest annual moves came in 2022 and 2023: EBITDA Margin slumped 4056579 bps in 2022, then jumped 335 bps in 2023.
  • A 5-year view of EBITDA Margin shows it stood at 42.92% in 2022, then advanced by 8 bps to 46.27% in 2023, then fell by 23 bps to 35.61% in 2024, then sank by 33 bps to 23.8% in 2025, then fell by 9 bps to 21.65% in 2026.
  • The last three EBITDA Margin figures came in at 21.65% (Q1 2026), 23.8% (Q4 2025), and 32.11% (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBITDA Margin (Qtr)
1 Bank Of Chile 97,765.53 Bn 97,765.53 Bn - -
2 Bank Bradesco 6,846.93 Bn 6,830.99 Bn - -
3 Lloyds Banking 384.13 Bn 384.40 Bn - 39.06%
4 First Capital 215.78 Bn 215.63 Bn - 515.04%
5 Itau Unibanco Holding 202.78 Bn 202.78 Bn - -
6 Landmark Bancorp 180.37 Bn 180.34 Bn - 61.45%
7 NatWest 168.65 Bn -51.67 Bn - 46.65%
8 Shinhan Financial 136.54 Bn 104.11 Bn - 7,561,492.12%
9 Mizuho Financial 112.02 Bn 112.56 Bn - -157.25%
10 Finwise Bancorp 191.12 Mn 94.18 Mn - 21.65%

Historic Data

Download Data
DateValue
Mar 31, 2026 21.65%
Dec 31, 2025 23.80%
Sep 30, 2025 32.11%
Jun 30, 2025 41.66%
Mar 31, 2025 39.35%
Dec 31, 2024 35.61%
Sep 30, 2024 42.14%
Jun 30, 2024 40.37%
Mar 31, 2024 41.43%
Dec 31, 2023 46.27%
Sep 30, 2023 48.18%
Jun 30, 2023 44.67%
Mar 31, 2023 39.20%
Dec 31, 2022 42.92%
Sep 30, 2022 15,142.86%
Jun 30, 2022 15,650.00%
Mar 31, 2022 26,346.94%
Dec 31, 2021 56.59%
Sep 30, 2021 40,925.00%
Jun 30, 2021 56,215.79%