Finwise Bancorp (FINW) EBITDA Margin (2021 - 2026)
Finwise Bancorp (FINW) reported EBITDA Margin of 17.01% for Q2 2026, down 29.14 percentage points from 46.15% a year earlier and down 7.32 percentage points from the prior quarter.
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Analysis
Finwise Bancorp (FINW) EBITDA Margin (2021 - 2026) Analysis & Trends
Over the twelve months ended Jun 30, 2026, Finwise Bancorp's EBITDA Margin came in at 24.88%, down 20.67 percentage points year-over-year; for FY2025, it came in at 35.91%, down 10.43 percentage points from FY2024.
- EBITDA Margin has a four-year change of -19.94 percentage points (FY2021 to FY2025).
- By year, EBITDA Margin came in at 46.34% in FY2024 (-3.12 pp), 49.46% in FY2023 (+4.65 pp), 44.81% in FY2022 (-11.03 pp) and 55.84% in FY2021.
- The Q2 2026 figure ranks as the lowest quarterly EBITDA Margin in data going back to Q1 2021.
- Year over year, EBITDA Margin has now declined in each of the last nine quarters, with an average year-over-year change of -12.20 percentage points over the last eight quarters.
- The high point for year-over-year EBITDA Margin in five years was Q4 2023 (a gain of 4.67 percentage points); the low point was Q1 2022 (a drop of 107823.68 percentage points).
- Per Business Quant data, the three quarters before Q2 2026 came in at 24.33% (Q1 2026), 26.39% (Q4 2025) and 35.24% (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBITDA Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 895.36 Bn | 924.83 Bn | - | 95.81% |
| 2 | Banco Santander Chile | 425.01 Bn | 544.95 Bn | - | - |
| 3 | Bank Of America | 389.22 Bn | -1,986.85 Bn | - | 95.10% |
| 4 | Hsbc Holdings | 347.56 Bn | 347.61 Bn | - | - |
| 5 | Morgan Stanley | 304.44 Bn | -204.66 Bn | - | 101.52% |
| 6 | Royal Bank Of Canada | 281.54 Bn | 132.29 Bn | - | 142.03% |
| 7 | Mitsubishi Ufj Financial | 277.23 Bn | -1,311.26 Bn | 10.89 Bn | - |
| 8 | Goldman Sachs | 267.12 Bn | -3,289.99 Bn | - | 133.57% |
| 9 | Wells Fargo & Company | 244.76 Bn | 246.90 Bn | - | 92.35% |
| 10 | Finwise Bancorp | 155.90 Mn | -303.71 Mn | - | 17.01% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 17.01% |
| Mar 31, 2026 | 24.33% |
| Dec 31, 2025 | 26.39% |
| Sep 30, 2025 | 35.24% |
| Jun 30, 2025 | 46.15% |
| Mar 31, 2025 | 45.58% |
| Dec 31, 2024 | 40.98% |
| Sep 30, 2024 | 49.40% |
| Jun 30, 2024 | 48.28% |
| Mar 31, 2024 | 46.90% |
| Dec 31, 2023 | 50.98% |
| Sep 30, 2023 | 54.38% |
| Jun 30, 2023 | 50.00% |
| Mar 31, 2023 | 43.02% |
| Dec 31, 2022 | 46.32% |
| Sep 30, 2022 | 14,054.39% |
| Jun 30, 2022 | 14,534.55% |
| Mar 31, 2022 | 23,126.32% |
| Dec 31, 2021 | 57.77% |
| Sep 30, 2021 | 31,386.49% |
API Access
Finwise Bancorp EBITDA Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ebitda-margin&ticker=FINW&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ebitda-margin", "ticker": "FINW", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=ebitda-margin&ticker=FINW&period=max&api_key=YOUR_API_KEY");
const data = await res.json();