Finwise Bancorp (FINW) Net Margin (2021 - 2026)
Finwise Bancorp's quarterly Net Margin came in at 6.32% in Q1 2026, down 833.0% year-on-year from 0.86% in Q1 2025, and down 24.41% quarter-over-quarter from 8.36% in Q4 2025.
Finwise Bancorp has reported Net Margin for 6 years, with the latest figure at 6.32% in Q1 2026.
- For the quarter ending Q1 2026, Net Margin fell 833.0% year-over-year to 6.32%; the trailing twelve-month figure through Mar 2026 stood at 10.33% (down 472.0% YoY), and the FY2025 full-year result was 12.31%, down 334.0% from the prior year.
- Net Margin for Q1 2026 stood at 6.32%, down from 8.36% in the prior quarter.
- The five-year high for Net Margin was 19281.63% in Q1 2022, with the low at 6.32% in Q1 2026.
- Average Net Margin over 5 years is 2259.0%, with a median of 16.85% recorded in 2024.
- Year-over-year, Net Margin tumbled 2931075 bps in 2022 and soared 40 bps in 2025.
- Tracing FINW's Net Margin over 5 years: stood at 29.19% in 2022, then sank by 31 bps to 20.25% in 2023, then sank by 35 bps to 13.22% in 2024, then slumped by 37 bps to 8.36% in 2025, then slipped by 24 bps to 6.32% in 2026.
- The last three Net Margin figures came in at 6.32% (Q1 2026), 8.36% (Q4 2025), and 13.34% (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 90,891.20 Bn | 90,891.20 Bn | - | - |
| 2 | Bank Bradesco | 6,807.69 Bn | 6,791.75 Bn | - | - |
| 3 | Lloyds Banking | 426.28 Bn | 426.28 Bn | - | - |
| 4 | NatWest | 184.56 Bn | 184.56 Bn | - | - |
| 5 | First Capital | 181.18 Bn | 181.03 Bn | - | 251.45% |
| 6 | Landmark Bancorp | 164.67 Bn | 164.64 Bn | - | 26.97% |
| 7 | Deutsche Bank Aktiengesellschaft | 161.63 Bn | -151,939.28 Bn | - | -0.97% |
| 8 | KB Financial | 150.02 Bn | 142.15 Bn | - | - |
| 9 | Pnc Financial Services | 88.79 Bn | 88.84 Bn | - | 27.35% |
| 10 | Finwise Bancorp | 180.32 Mn | 83.37 Mn | - | 6.32% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 6.32% |
| Dec 31, 2025 | 8.36% |
| Sep 30, 2025 | 13.34% |
| Jun 30, 2025 | 16.47% |
| Mar 31, 2025 | 14.65% |
| Dec 31, 2024 | 13.22% |
| Sep 30, 2024 | 16.39% |
| Jun 30, 2024 | 16.07% |
| Mar 31, 2024 | 16.85% |
| Dec 31, 2023 | 20.25% |
| Sep 30, 2023 | 24.89% |
| Jun 30, 2023 | 24.46% |
| Mar 31, 2023 | 23.00% |
| Dec 31, 2022 | 29.19% |
| Sep 30, 2022 | 7,457.14% |
| Jun 30, 2022 | 11,420.83% |
| Mar 31, 2022 | 19,281.63% |
| Dec 31, 2021 | 45.94% |
| Sep 30, 2021 | 30,150.00% |
| Jun 30, 2021 | 40,731.58% |