Finwise Bancorp (FINW) Net Margin (2021 - 2026)
Finwise Bancorp (FINW) recorded quarterly Net Margin of 6.32% in Q1 2026, down 24.41% quarter-over-quarter from 8.36% in Q4 2025, and down 833.0% on a YoY basis from 0.86% in Q1 2025.
Finwise Bancorp (FINW) Net Margin (2021 - 2026) Analysis & Trends
Finwise Bancorp's Net Margin history runs 6 years deep, the most recent figure standing at 6.32% for Q1 2026.
- In Q1 2026, Net Margin fell 833.0% year-over-year to 6.32%; the TTM figure through Mar 2026 stood at 10.33% (down 472.0% YoY), while the FY2025 annual figure was 12.31%, down 334.0% from the prior year.
- Net Margin was 6.32% for Q1 2026 at Finwise Bancorp, down from 8.36% in the prior quarter.
- In the past five years, Net Margin ranged from a high of 19281.63% in Q1 2022 to a low of 6.32% in Q1 2026.
- Historically, Net Margin has averaged 2259.0% across 5 years, with a median of 16.85% in 2024.
- The sharpest annual moves came in 2022 and 2025: Net Margin tumbled 2931075 bps in 2022, then jumped 40 bps in 2025.
- A 5-year view of Net Margin shows it stood at 29.19% in 2022, then slumped by 31 bps to 20.25% in 2023, then slumped by 35 bps to 13.22% in 2024, then tumbled by 37 bps to 8.36% in 2025, then decreased by 24 bps to 6.32% in 2026.
- The last three Net Margin figures came in at 6.32% (Q1 2026), 8.36% (Q4 2025), and 13.34% (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 97,765.53 Bn | 97,765.53 Bn | - | - |
| 2 | Bank Bradesco | 6,846.93 Bn | 6,830.99 Bn | - | - |
| 3 | Lloyds Banking | 384.13 Bn | 384.40 Bn | - | 27.26% |
| 4 | First Capital | 215.78 Bn | 215.63 Bn | - | 251.45% |
| 5 | Itau Unibanco Holding | 202.78 Bn | 202.78 Bn | - | - |
| 6 | Landmark Bancorp | 180.37 Bn | 180.34 Bn | - | 26.97% |
| 7 | NatWest | 168.65 Bn | -51.67 Bn | - | 32.86% |
| 8 | Shinhan Financial | 136.54 Bn | 104.11 Bn | - | 5,788,021.18% |
| 9 | Mizuho Financial | 112.02 Bn | 112.56 Bn | - | -157.25% |
| 10 | Finwise Bancorp | 191.12 Mn | 94.18 Mn | - | 6.32% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 6.32% |
| Dec 31, 2025 | 8.36% |
| Sep 30, 2025 | 13.34% |
| Jun 30, 2025 | 16.47% |
| Mar 31, 2025 | 14.65% |
| Dec 31, 2024 | 13.22% |
| Sep 30, 2024 | 16.39% |
| Jun 30, 2024 | 16.07% |
| Mar 31, 2024 | 16.85% |
| Dec 31, 2023 | 20.25% |
| Sep 30, 2023 | 24.89% |
| Jun 30, 2023 | 24.46% |
| Mar 31, 2023 | 23.00% |
| Dec 31, 2022 | 29.19% |
| Sep 30, 2022 | 7,457.14% |
| Jun 30, 2022 | 11,420.83% |
| Mar 31, 2022 | 19,281.63% |
| Dec 31, 2021 | 45.94% |
| Sep 30, 2021 | 30,150.00% |
| Jun 30, 2021 | 40,731.58% |