Finwise Bancorp FINW
NASDAQ FINW
$13.56 -0.28 (-2.06%)
As of: Sep 9, 2026 · 3:59 PM EDT

Finwise Bancorp (FINW) Net Margin (2021 - 2026)

Finwise Bancorp (FINW) posted Net Margin of 3.87% for Q2 2026, down 38.7% on a QoQ basis from 6.32% in Q1 2026, and down 1247.0% year-over-year from 0.34% in Q2 2025.

Analysis

Finwise Bancorp (FINW) Net Margin (2021 - 2026) Analysis & Trends

Finwise Bancorp has reported Net Margin for 6 years, with the latest figure at 3.87% in Q2 2026.

  • On a quarterly basis, Net Margin fell 1247.0% year-over-year to 3.87% in Q2 2026; TTM through Jun 2026 was 7.54%, a 760.0% decrease from a year earlier, with the FY2025 full-year figure at 12.31%, down 334.0% from the prior year.
  • Net Margin was 3.87% for Q2 2026 at Finwise Bancorp, down from 6.32% in the prior quarter.
  • The five-year high for Net Margin was 19253.06% in Q1 2022, with the low at 3.87% in Q2 2026.
  • Average Net Margin over 5 years is 2132.12%, with a median of 16.6% recorded in 2024.
  • The sharpest annual moves came in 2022 and 2025: Net Margin slumped 6893027 bps in 2022, then advanced 28 bps in 2025.
  • Over 5 years, Net Margin stood at 29.36% in 2022, then tumbled by 31 bps to 20.26% in 2023, then sank by 35 bps to 13.22% in 2024, then sank by 37 bps to 8.36% in 2025, then slumped by 54 bps to 3.87% in 2026.
  • The last three Net Margin figures came in at 3.87% (Q2 2026), 6.32% (Q1 2026), and 8.36% (Q4 2025), per Business Quant data.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Net Margin (Qtr)
1 Banco Santander Chile 950.85 Bn 950.85 Bn - -
2 Truist Financial 61.46 Bn 61.46 Bn - 28.85%
3 Fifth Third Bancorp 49.43 Bn 25.71 Bn - 23.30%
4 M&T Bank 34.72 Bn 34.72 Bn - 30.85%
5 Huntington Bancshares 33.60 Bn 29.07 Bn - 24.18%
6 Citizens Financial 29.31 Bn 29.31 Bn - 24.27%
7 Regions Financial 25.53 Bn 25.53 Bn - 28.79%
8 First Citizens Bancshares 24.60 Bn 24.07 Bn 29.00 Mn 864.86%
9 Keycorp 23.26 Bn -24.44 Bn - 24.18%
10 Finwise Bancorp 177.61 Mn 83.97 Mn - 3.87%
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 3.87%
Mar 31, 2026 6.32%
Dec 31, 2025 8.36%
Sep 30, 2025 13.34%
Jun 30, 2025 16.35%
Mar 31, 2025 14.44%
Dec 31, 2024 13.22%
Sep 30, 2024 16.39%
Jun 30, 2024 16.07%
Mar 31, 2024 16.82%
Dec 31, 2023 20.26%
Sep 30, 2023 24.87%
Jun 30, 2023 24.46%
Mar 31, 2023 23.00%
Dec 31, 2022 29.36%
Sep 30, 2022 7,457.14%
Jun 30, 2022 11,420.83%
Mar 31, 2022 19,253.06%
Dec 31, 2021 41.55%
Sep 30, 2021 30,150.00%