Finwise Bancorp (FINW) Net Margin (2021 - 2026)

Finwise Bancorp's (FINW) quarterly Net Margin came in at 6.54% in Q1 2026, down 790.0% year-on-year from 0.95% in Q1 2025, and down 98.07% quarter-over-quarter from 339.55% in Q4 2025.

Finwise Bancorp (FINW) Net Margin (2021 - 2026) Analysis & Trends

Finwise Bancorp's Net Margin history runs 6 years deep, the most recent figure standing at 6.54% for Q1 2026.

  • On a quarterly basis, Net Margin fell 790.0% year-over-year to 6.54% in Q1 2026; TTM through Mar 2026 was 21.46%, a 734.0% increase from a year earlier, with the FY2025 full-year figure at 18.94%, up 328.0% from the prior year.
  • Net Margin slipped to 6.54% in Q1 2026 per FINW's latest filing, from 339.55% in the prior quarter.
  • Across five years, Net Margin topped out at 117925.0% in Q1 2022 and bottomed at 6.54% in Q1 2026.
  • The 5-year median for Net Margin is 28.73% (2025), against an average of 12020.29%.
  • Across the five-year window, Net Margin jumped 2974167 bps in 2022 and sank 11789185 bps in 2023, its largest moves.
  • Year by year, Net Margin stood at 47.88% in 2022, then plunged by 44 bps to 26.66% in 2023, then plunged by 66 bps to 9.19% in 2024, then surged by 3596 bps to 339.55% in 2025, then tumbled by 98 bps to 6.54% in 2026.
  • Per Business Quant, the three latest FINW Net Margin figures stand at 6.54% (Q1 2026), 339.55% (Q4 2025), and 30.41% (Q3 2025).

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Net Margin (Qtr)
1 KB Financial 43,124.21 Bn 43,125.44 Bn -775,612.08 401,783.65%
2 Shinhan Financial 33,971.34 Bn 33,973.00 Bn - 8,284,010.29%
3 Bank Of Chile 4,105.33 Bn 4,105.33 Bn 167,623.00 0.00%
4 NatWest 768.74 Bn 572.78 Bn 1.79 Bn 32.86%
5 Mizuho Financial 385.64 Bn 389.59 Bn - 0.38%
6 Lloyds Banking 358.14 Bn 358.14 Bn - 27.26%
7 First Capital 200.03 Bn 199.69 Bn - 251.63%
8 Landmark Bancorp 187.97 Bn 187.94 Bn - 28.90%
9 Pnc Financial Services 100.96 Bn 101.01 Bn - 27.35%
10 Finwise Bancorp 174.59 Mn 77.64 Mn - 6.54%

Historic Data

Download Data
DateValue
Mar 31, 2026 6.54%
Dec 31, 2025 339.55%
Sep 30, 2025 30.41%
Jun 30, 2025 28.73%
Mar 31, 2025 14.44%
Dec 31, 2024 9.19%
Sep 30, 2024 19.75%
Jun 30, 2024 16.48%
Mar 31, 2024 17.53%
Dec 31, 2023 26.66%
Sep 30, 2023 31.68%
Jun 30, 2023 26.55%
Mar 31, 2023 33.15%
Dec 31, 2022 47.88%
Sep 30, 2022 7,457.14%
Jun 30, 2022 78,314.29%
Mar 31, 2022 117,925.00%
Dec 31, 2021 41.80%
Sep 30, 2021 93,800.00%
Jun 30, 2021 110,557.14%