Finwise Bancorp (FINW) Net Margin (2021 - 2026)

Finwise Bancorp (FINW) recorded quarterly Net Margin of 6.32% in Q1 2026, down 24.41% quarter-over-quarter from 8.36% in Q4 2025, and down 833.0% on a YoY basis from 0.86% in Q1 2025.

Finwise Bancorp (FINW) Net Margin (2021 - 2026) Analysis & Trends

Finwise Bancorp's Net Margin history runs 6 years deep, the most recent figure standing at 6.32% for Q1 2026.

  • In Q1 2026, Net Margin fell 833.0% year-over-year to 6.32%; the TTM figure through Mar 2026 stood at 10.33% (down 472.0% YoY), while the FY2025 annual figure was 12.31%, down 334.0% from the prior year.
  • Net Margin was 6.32% for Q1 2026 at Finwise Bancorp, down from 8.36% in the prior quarter.
  • In the past five years, Net Margin ranged from a high of 19281.63% in Q1 2022 to a low of 6.32% in Q1 2026.
  • Historically, Net Margin has averaged 2259.0% across 5 years, with a median of 16.85% in 2024.
  • The sharpest annual moves came in 2022 and 2025: Net Margin tumbled 2931075 bps in 2022, then jumped 40 bps in 2025.
  • A 5-year view of Net Margin shows it stood at 29.19% in 2022, then slumped by 31 bps to 20.25% in 2023, then slumped by 35 bps to 13.22% in 2024, then tumbled by 37 bps to 8.36% in 2025, then decreased by 24 bps to 6.32% in 2026.
  • The last three Net Margin figures came in at 6.32% (Q1 2026), 8.36% (Q4 2025), and 13.34% (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Net Margin (Qtr)
1 Bank Of Chile 97,765.53 Bn 97,765.53 Bn - -
2 Bank Bradesco 6,846.93 Bn 6,830.99 Bn - -
3 Lloyds Banking 384.13 Bn 384.40 Bn - 27.26%
4 First Capital 215.78 Bn 215.63 Bn - 251.45%
5 Itau Unibanco Holding 202.78 Bn 202.78 Bn - -
6 Landmark Bancorp 180.37 Bn 180.34 Bn - 26.97%
7 NatWest 168.65 Bn -51.67 Bn - 32.86%
8 Shinhan Financial 136.54 Bn 104.11 Bn - 5,788,021.18%
9 Mizuho Financial 112.02 Bn 112.56 Bn - -157.25%
10 Finwise Bancorp 191.12 Mn 94.18 Mn - 6.32%

Historic Data

Download Data
DateValue
Mar 31, 2026 6.32%
Dec 31, 2025 8.36%
Sep 30, 2025 13.34%
Jun 30, 2025 16.47%
Mar 31, 2025 14.65%
Dec 31, 2024 13.22%
Sep 30, 2024 16.39%
Jun 30, 2024 16.07%
Mar 31, 2024 16.85%
Dec 31, 2023 20.25%
Sep 30, 2023 24.89%
Jun 30, 2023 24.46%
Mar 31, 2023 23.00%
Dec 31, 2022 29.19%
Sep 30, 2022 7,457.14%
Jun 30, 2022 11,420.83%
Mar 31, 2022 19,281.63%
Dec 31, 2021 45.94%
Sep 30, 2021 30,150.00%
Jun 30, 2021 40,731.58%