Finwise Bancorp (FINW) Net Margin (2021 - 2026)
Finwise Bancorp (FINW) posted Net Margin of 3.87% for Q2 2026, down 38.7% on a QoQ basis from 6.32% in Q1 2026, and down 1247.0% year-over-year from 0.34% in Q2 2025.
Analysis
Finwise Bancorp (FINW) Net Margin (2021 - 2026) Analysis & Trends
Finwise Bancorp has reported Net Margin for 6 years, with the latest figure at 3.87% in Q2 2026.
- On a quarterly basis, Net Margin fell 1247.0% year-over-year to 3.87% in Q2 2026; TTM through Jun 2026 was 7.54%, a 760.0% decrease from a year earlier, with the FY2025 full-year figure at 12.31%, down 334.0% from the prior year.
- Net Margin was 3.87% for Q2 2026 at Finwise Bancorp, down from 6.32% in the prior quarter.
- The five-year high for Net Margin was 19253.06% in Q1 2022, with the low at 3.87% in Q2 2026.
- Average Net Margin over 5 years is 2132.12%, with a median of 16.6% recorded in 2024.
- The sharpest annual moves came in 2022 and 2025: Net Margin slumped 6893027 bps in 2022, then advanced 28 bps in 2025.
- Over 5 years, Net Margin stood at 29.36% in 2022, then tumbled by 31 bps to 20.26% in 2023, then sank by 35 bps to 13.22% in 2024, then sank by 37 bps to 8.36% in 2025, then slumped by 54 bps to 3.87% in 2026.
- The last three Net Margin figures came in at 3.87% (Q2 2026), 6.32% (Q1 2026), and 8.36% (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Banco Santander Chile | 950.85 Bn | 950.85 Bn | - | - |
| 2 | Truist Financial | 61.46 Bn | 61.46 Bn | - | 28.85% |
| 3 | Fifth Third Bancorp | 49.43 Bn | 25.71 Bn | - | 23.30% |
| 4 | M&T Bank | 34.72 Bn | 34.72 Bn | - | 30.85% |
| 5 | Huntington Bancshares | 33.60 Bn | 29.07 Bn | - | 24.18% |
| 6 | Citizens Financial | 29.31 Bn | 29.31 Bn | - | 24.27% |
| 7 | Regions Financial | 25.53 Bn | 25.53 Bn | - | 28.79% |
| 8 | First Citizens Bancshares | 24.60 Bn | 24.07 Bn | 29.00 Mn | 864.86% |
| 9 | Keycorp | 23.26 Bn | -24.44 Bn | - | 24.18% |
| 10 | Finwise Bancorp | 177.61 Mn | 83.97 Mn | - | 3.87% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 3.87% |
| Mar 31, 2026 | 6.32% |
| Dec 31, 2025 | 8.36% |
| Sep 30, 2025 | 13.34% |
| Jun 30, 2025 | 16.35% |
| Mar 31, 2025 | 14.44% |
| Dec 31, 2024 | 13.22% |
| Sep 30, 2024 | 16.39% |
| Jun 30, 2024 | 16.07% |
| Mar 31, 2024 | 16.82% |
| Dec 31, 2023 | 20.26% |
| Sep 30, 2023 | 24.87% |
| Jun 30, 2023 | 24.46% |
| Mar 31, 2023 | 23.00% |
| Dec 31, 2022 | 29.36% |
| Sep 30, 2022 | 7,457.14% |
| Jun 30, 2022 | 11,420.83% |
| Mar 31, 2022 | 19,253.06% |
| Dec 31, 2021 | 41.55% |
| Sep 30, 2021 | 30,150.00% |