Finwise Bancorp reported revenue of $54.34M and net income of $2.13M for the quarter ended Jun 2026, up 116.8% year over year. This income statement covers 22 quarters of results from Mar 2021 through Jun 2026, standardized by Business Quant from the company’s SEC filings.
| Income Statement | Mar2021 | Jun2021 | Sep2021 | Dec2021 | Mar2022 | Jun2022 | Sep2022 | Dec2022 | Mar2023 | Jun2023 | Sep2023 | Dec2023 | Mar2024 | Jun2024 | Sep2024 | Dec2024 | Mar2025 | Jun2025 | Sep2025 | Dec2025 | Mar2026 | Jun2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue & Cost | ||||||||||||||||||||||
| Provisions | 3.37M | 2.50M | 2.95M | 2.91M | 4.46M | 3.20M | 2.67M | 2.69M | 3.07M | 3.27M | 3.15M | 2.39M | 1.94M | 3.77M | 3.34M | 4.80M | 12.66M | 17.72M | 10.58M | 22.55M | ||
| Revenue | 0.03M | 24.40M | 0.05M | 0.05M | 0.05M | 22.42M | 16.63M | 18.96M | 19.30M | 20.52M | 19.67M | 19.78M | 20.82M | 21.13M | 22.09M | 25.07M | 36.66M | 46.85M | 42.72M | 54.34M | ||
| Interest income | ||||||||||||||||||||||
| Interest income - Loans | 13.73M | 15.50M | 13.16M | 12.86M | 12.48M | 12.44M | 12.34M | 14.36M | 15.55M | 16.19M | 16.04M | 16.88M | 17.59M | 18.39M | 17.16M | 18.48M | 22.53M | 28.92M | 32.07M | 32.75M | ||
| Interest Income - Debt Securities | 0.01M | 0.03M | 0.04M | 0.04M | 0.05M | 0.07M | 0.07M | 0.08M | 0.09M | 0.10M | 0.10M | 0.10M | 0.30M | 0.40M | 0.39M | 0.39M | 0.36M | 0.35M | 0.34M | 0.34M | ||
| Other interest income | 0.02M | 0.03M | 0.03M | 0.10M | 0.29M | 0.76M | 0.99M | 1.44M | 1.57M | 1.76M | 1.51M | 1.44M | 1.04M | 0.57M | 0.99M | 0.87M | 1.07M | 0.97M | 1.13M | 0.89M | ||
| Interest Income - Total | 13.75M | 15.55M | 13.22M | 13.01M | 12.82M | 13.27M | 13.40M | 15.87M | 17.21M | 18.05M | 17.64M | 18.42M | 18.92M | 19.36M | 18.54M | 19.74M | 23.97M | 30.23M | 33.54M | 33.98M | ||
| Interest expenses | ||||||||||||||||||||||
| Interest Expense - Deposits | 0.27M | 0.28M | 0.26M | 0.24M | 0.30M | 0.62M | 1.29M | 2.19M | 2.80M | 3.68M | 3.64M | 3.81M | 4.16M | 3.83M | 4.26M | 5.01M | 5.36M | 5.67M | 5.45M | 5.23M | ||
| Interest ExpensesInterest Expense | 0.28M | 0.28M | 0.26M | 0.24M | 0.30M | 0.62M | 1.29M | 2.19M | 2.80M | 3.69M | 3.64M | 3.81M | 4.16M | 3.83M | 4.26M | 5.01M | 5.36M | 5.67M | 5.45M | 5.23M | ||
| Interest Income - Net | 13.47M | 15.27M | 12.96M | 12.77M | 12.52M | 12.65M | 12.11M | 13.68M | 14.41M | 14.37M | 14.01M | 14.62M | 14.76M | 15.53M | 14.28M | 14.73M | 18.61M | 24.57M | 28.09M | 28.75M | ||
| Non-interest income | ||||||||||||||||||||||
| Interest Income - Total | 10.10M | 12.77M | 10.01M | 9.86M | 8.06M | 9.44M | 9.44M | 10.99M | 11.34M | 11.16M | 10.85M | 12.23M | 12.61M | 11.65M | 10.94M | 10.00M | 5.81M | 6.86M | 17.51M | 6.07M | ||
| Service Charges | 1.11M | 2.48M | 2.91M | 2.66M | 3.33M | 0.55M | 0.59M | 0.23M | 0.20M | 0.45M | 0.47M | |||||||||||
| Investment Gain (Loss) | -0.50M | 0.20M | -0.12M | -0.20M | -0.10M | -0.20M | 0.40M | 0.30M | 0.20M | 0.40M | -0.20M | -0.20M | ||||||||||
| Investment Banking Income | 2.88M | -6.98M | 5.05M | 2.41M | 1.92M | 2.10M | 0.19M | 0.70M | 0.36M | 0.44M | 0.41M | 0.36M | 0.39M | 0.87M | 0.85M | 1.48M | 1.85M | 2.19M | 1.45M | 1.48M | ||
| Card Income | 0.70M | 0.68M | ||||||||||||||||||||
| Other Non-Interest Income | 0.01M | 0.01M | 0.10M | 0.03M | 0.24M | -0.24M | 0.36M | 0.31M | 1.23M | 0.72M | 0.74M | 0.73M | 0.77M | -0.17M | 1.34M | 0.97M | 1.30M | 1.41M | 0.95M | 1.57M | ||
| Non-Interest Income | 8.47M | 9.13M | 11.68M | 8.43M | 7.52M | 9.78M | 4.53M | 5.29M | 4.89M | 6.16M | 5.66M | 5.17M | 6.05M | 5.60M | 7.81M | 10.34M | 18.05M | 22.28M | 14.63M | 25.59M | ||
| Operating Items | ||||||||||||||||||||||
| Wages, Salaries and OtherWages | 5.93M | 5.43M | 6.95M | 6.59M | 5.14M | 5.80M | 5.26M | 6.68M | 6.42M | 7.40M | 7.56M | 8.61M | 9.66M | 9.38M | 9.83M | 10.49M | 10.81M | 11.16M | 11.04M | 11.06M | ||
| Rent ExpenseRental Exp. | 0.20M | 0.28M | 0.35M | 0.47M | 0.54M | 0.94M | 0.71M | 0.72M | 0.96M | 0.92M | 0.54M | 0.56M | 0.54M | 0.54M | 0.54M | 0.45M | 0.46M | 0.43M | 0.42M | 0.42M | ||
| Other Operating ExpensesOther Opex | 7.19M | 8.09M | 8.70M | 10.55M | 7.93M | 9.28M | 8.03M | 9.28M | 8.78M | 10.58M | 11.46M | 12.66M | 13.51M | 13.03M | 13.78M | 14.47M | 16.99M | 23.22M | 27.91M | 28.45M | ||
| Operating ExpensesOpex | 7.40M | 8.37M | 9.05M | 11.02M | 8.47M | 10.22M | 8.74M | 10.00M | 9.73M | 11.50M | 12.01M | 13.22M | 14.05M | 13.56M | 14.32M | 14.91M | 17.45M | 23.65M | 28.34M | 28.86M | ||
| EBIT | 11.46M | 13.81M | 12.91M | 7.51M | 7.42M | 9.62M | 6.52M | 8.47M | 9.30M | 9.50M | 8.15M | 7.99M | 8.77M | 7.52M | 8.69M | 10.44M | 11.77M | 11.15M | 9.25M | 8.03M | ||
| Non-operating items | ||||||||||||||||||||||
| Non Operating Interest Expenses | 0.28M | 0.28M | 0.26M | 0.24M | 0.30M | 0.62M | 1.29M | 2.19M | 2.80M | 3.69M | 3.64M | |||||||||||
| Net income details | ||||||||||||||||||||||
| EBT | 11.18M | 13.53M | 12.65M | 7.27M | 7.12M | 9.00M | 5.22M | 6.28M | 6.50M | 5.81M | 4.51M | 4.18M | 4.61M | 3.69M | 4.44M | 5.43M | 6.41M | 5.49M | 3.80M | 2.80M | ||
| Tax ProvisionsTaxes | 2.74M | 3.39M | 3.21M | 1.79M | 3.46M | 2.42M | 1.40M | 1.64M | 1.70M | 1.65M | 1.20M | 1.00M | 1.20M | 0.90M | 1.25M | 1.33M | 1.52M | 1.57M | 1.10M | 0.70M | ||
| Profit After TaxPAT | 8.44M | 10.11M | 9.43M | 5.48M | 3.65M | 6.54M | 3.86M | 4.64M | 4.80M | 4.16M | 3.31M | 3.18M | 3.45M | 2.79M | 3.19M | 4.10M | 4.89M | 3.92M | 2.73M | 2.13M | ||
| Income from Continuing OperationsIncome (Continuing) | 8.44M | 10.14M | 9.43M | 5.48M | 3.65M | 6.58M | 3.83M | 4.64M | 4.80M | 4.16M | 3.31M | 3.18M | 3.41M | 2.79M | 3.19M | 4.10M | 4.89M | 3.92M | 2.70M | 2.10M | ||
| Consolidated Net IncomeConsol Net Inc. | 8.44M | 10.14M | 9.43M | 5.48M | 3.65M | 6.58M | 3.83M | 4.64M | 4.80M | 4.16M | 3.31M | 3.18M | 3.41M | 2.79M | 3.19M | 4.10M | 4.89M | 3.92M | 2.70M | 2.10M | ||
| Income towards Parent CompanyParent Net Inc | 8.44M | 10.14M | 9.43M | 5.48M | 3.65M | 6.58M | 3.83M | 4.64M | 4.80M | 4.16M | 3.31M | 3.18M | 3.41M | 2.79M | 3.19M | 4.10M | 4.89M | 3.92M | 2.70M | 2.10M | ||
| Net Income towards Common StockholdersNet Income | 8.44M | 10.14M | 9.43M | 5.48M | 3.65M | 6.58M | 3.83M | 4.64M | 4.80M | 4.16M | 3.31M | 3.18M | 3.41M | 2.79M | 3.19M | 4.10M | 4.89M | 3.92M | 2.70M | 2.10M | ||
| Additional items | ||||||||||||||||||||||
| EPS (Basic) | 1.02 | 1.17 | 0.74 | 0.43 | 0.29 | 0.52 | 0.30 | 0.37 | 0.39 | 0.33 | 0.26 | 0.25 | 0.27 | 0.22 | 0.25 | 0.32 | 0.38 | 0.31 | 0.21 | 0.16 | ||
| EPS (Diluted) | 0.96 | 1.11 | 0.70 | 0.41 | 0.27 | 0.49 | 0.29 | 0.36 | 0.37 | 0.32 | 0.25 | 0.24 | 0.26 | 0.21 | 0.24 | 0.30 | 0.36 | 0.29 | 0.20 | 0.15 | ||
| Shares Outstanding | 8.26M | 8.67M | 12.78M | 12.72M | 12.78M | 12.73M | 12.71M | 12.60M | 12.39M | 12.49M | 12.50M | 12.63M | 12.66M | 12.61M | 12.72M | 12.78M | 12.86M | 12.83M | 13.02M | 13.11M | ||
| Shares Outstanding (Diluted)Shares Outstanding (Dil.) | 8.81M | 9.11M | 13.57M | 13.42M | 13.32M | 13.36M | 13.17M | 12.99M | 12.87M | 12.91M | 13.04M | 13.11M | 13.26M | 13.23M | 13.48M | 13.47M | 13.62M | 13.57M | 13.64M | 13.67M | ||
| Shares Outstanding (Entity)Shares Outstanding (Entity.) | 8.75M | 8.67M | 12.79M | 12.88M | 12.86M | 12.83M | 12.82M | 12.72M | 12.49M | 12.49M | 12.79M | 13.14M | 13.21M | 13.21M | 13.22M | 13.47M | 13.57M | 13.66M | 13.71M | 13.69M | ||
| EBITDA | 11.46M | 13.81M | 12.91M | 7.51M | 7.42M | 9.62M | 6.52M | 8.47M | 9.30M | 9.50M | 8.15M | 7.99M | 8.77M | 7.52M | 8.69M | 10.44M | 11.77M | 11.15M | 9.25M | 8.03M |