Finwise Bancorp (FINW) EBIT Margin (2021 - 2026)
Finwise Bancorp (FINW) posted EBIT Margin of 14.78% for Q2 2026, down 31.72% on a QoQ basis from 21.65% in Q1 2026, and down 2687.0% year-over-year from 0.57% in Q2 2025.
Analysis
Finwise Bancorp (FINW) EBIT Margin (2021 - 2026) Analysis & Trends
Finwise Bancorp has reported EBIT Margin for 6 years, with the latest figure at 14.78% in Q2 2026.
- On a quarterly basis, EBIT Margin fell 2687.0% year-over-year to 14.78% in Q2 2026; TTM through Jun 2026 was 22.27%, a 1750.0% decrease from a year earlier, with the FY2025 full-year figure at 32.19%, down 766.0% from the prior year.
- EBIT Margin was 14.78% for Q2 2026 at Finwise Bancorp, down from 21.65% in the prior quarter.
- The five-year high for EBIT Margin was 26346.94% in Q1 2022, with the low at 14.78% in Q2 2026.
- Average EBIT Margin over 5 years is 3205.22%, with a median of 41.54% recorded in 2025.
- The sharpest annual moves came in 2022 and 2023: EBIT Margin plunged 10013639 bps in 2022, then surged 335 bps in 2023.
- Over 5 years, EBIT Margin stood at 42.92% in 2022, then climbed by 8 bps to 46.27% in 2023, then retreated by 23 bps to 35.61% in 2024, then plunged by 33 bps to 23.8% in 2025, then sank by 38 bps to 14.78% in 2026.
- The last three EBIT Margin figures came in at 14.78% (Q2 2026), 21.65% (Q1 2026), and 23.8% (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBIT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Banco Santander Chile | 950.85 Bn | 950.85 Bn | - | - |
| 2 | Truist Financial | 61.46 Bn | 61.46 Bn | - | 79.03% |
| 3 | Fifth Third Bancorp | 49.43 Bn | 25.71 Bn | - | 66.98% |
| 4 | M&T Bank | 34.72 Bn | 34.72 Bn | - | 74.68% |
| 5 | Huntington Bancshares | 33.60 Bn | 29.07 Bn | - | 78.46% |
| 6 | Citizens Financial | 29.31 Bn | 29.31 Bn | - | 73.02% |
| 7 | Regions Financial | 25.53 Bn | 25.53 Bn | - | 62.35% |
| 8 | First Citizens Bancshares | 24.60 Bn | 24.07 Bn | 29.00 Mn | -2,056.76% |
| 9 | Keycorp | 23.26 Bn | -24.44 Bn | - | 74.44% |
| 10 | Finwise Bancorp | 177.61 Mn | 83.97 Mn | - | 14.78% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 14.78% |
| Mar 31, 2026 | 21.65% |
| Dec 31, 2025 | 23.80% |
| Sep 30, 2025 | 32.11% |
| Jun 30, 2025 | 41.66% |
| Mar 31, 2025 | 39.35% |
| Dec 31, 2024 | 35.61% |
| Sep 30, 2024 | 42.14% |
| Jun 30, 2024 | 40.37% |
| Mar 31, 2024 | 41.43% |
| Dec 31, 2023 | 46.27% |
| Sep 30, 2023 | 48.18% |
| Jun 30, 2023 | 44.67% |
| Mar 31, 2023 | 39.20% |
| Dec 31, 2022 | 42.92% |
| Sep 30, 2022 | 15,142.86% |
| Jun 30, 2022 | 15,650.00% |
| Mar 31, 2022 | 26,346.94% |
| Dec 31, 2021 | 56.59% |
| Sep 30, 2021 | 40,925.00% |