Finwise Bancorp (FINW) Times Interest Earned (2021 - 2026)
Finwise Bancorp's (FINW) Times Interest Earned came in at 1.54 for Q2 2026, down 26.2% from 2.08 a year earlier and down 9.5% from the prior quarter.
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Analysis
Finwise Bancorp (FINW) Times Interest Earned (2021 - 2026) Analysis & Trends
For the trailing twelve months through Jun 30, 2026, Times Interest Earned at Finwise Bancorp was 1.85, down 9.7% year-over-year; for FY2025, it came in at 2.07, down 1.3% from FY2024.
- Annual Times Interest Earned has declined for four consecutive years.
- In prior years, Finwise Bancorp's Times Interest Earned was 2.10 in FY2024 (-38.0%), 3.39 in FY2023 (-87.0%), 26.13 in FY2022 (-24.1%) and 34.42 in FY2021.
- The Q2 2026 figure stands as the lowest quarterly Times Interest Earned in data going back to Q1 2021.
- On a year-over-year basis, Times Interest Earned increased in two of the last eight quarters, with an average decline of 13.6%.
- The strongest year-over-year quarter for Times Interest Earned in the past five years was Q1 2022, with growth of 141.5%; the weakest was Q1 2023, with a decline of 89.8%.
- According to Business Quant data, Times Interest Earned for the three prior quarters was 1.70 (Q1 2026), 1.97 (Q4 2025) and 2.20 (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Times Interest Earned (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 879.54 Bn | 909.01 Bn | - | 2.10 |
| 2 | Banco Santander Chile | 418.48 Bn | 538.42 Bn | - | -2.12 |
| 3 | Bank Of America | 381.92 Bn | -1,994.15 Bn | - | 1.65 |
| 4 | Hsbc Holdings | 341.10 Bn | 341.15 Bn | - | - |
| 5 | Morgan Stanley | 295.71 Bn | -213.38 Bn | - | 1.56 |
| 6 | Royal Bank Of Canada | 275.38 Bn | 126.13 Bn | - | 1.43 |
| 7 | Mitsubishi Ufj Financial | 273.79 Bn | -1,314.70 Bn | 10.89 Bn | 0.56 |
| 8 | Goldman Sachs | 262.78 Bn | -3,294.34 Bn | - | 1.47 |
| 9 | Wells Fargo & Company | 242.61 Bn | 244.75 Bn | - | 1.73 |
| 10 | Finwise Bancorp | 152.48 Mn | -307.13 Mn | - | 1.54 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 1.54 |
| Mar 31, 2026 | 1.70 |
| Dec 31, 2025 | 1.97 |
| Sep 30, 2025 | 2.20 |
| Jun 30, 2025 | 2.08 |
| Mar 31, 2025 | 2.04 |
| Dec 31, 2024 | 1.96 |
| Sep 30, 2024 | 2.11 |
| Jun 30, 2024 | 2.10 |
| Mar 31, 2024 | 2.24 |
| Dec 31, 2023 | 2.58 |
| Sep 30, 2023 | 3.32 |
| Jun 30, 2023 | 3.86 |
| Mar 31, 2023 | 5.03 |
| Dec 31, 2022 | 15.42 |
| Sep 30, 2022 | 24.41 |
| Jun 30, 2022 | 30.79 |
| Mar 31, 2022 | 49.27 |
| Dec 31, 2021 | 49.14 |
| Sep 30, 2021 | 41.07 |
API Access
Finwise Bancorp Times Interest Earned API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=times-interest-earned&ticker=FINW&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "times-interest-earned", "ticker": "FINW", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=times-interest-earned&ticker=FINW&period=max&api_key=YOUR_API_KEY");
const data = await res.json();