Finwise Bancorp (FINW) Times Interest Earned (2021 - 2026)
Finwise Bancorp (FINW) posted Times Interest Earned of 1.54 for Q2 2026, down 9.47% on a QoQ basis from 1.7 in Q1 2026, and down 26.23% year-over-year from 2.08 in Q2 2025.
Analysis
Finwise Bancorp (FINW) Times Interest Earned (2021 - 2026) Analysis & Trends
Finwise Bancorp has reported Times Interest Earned for 6 years, with the latest figure at 1.54 in Q2 2026.
- On a quarterly basis, Times Interest Earned fell 26.23% year-over-year to 1.54 in Q2 2026; TTM through Jun 2026 was 1.85, a 9.74% decrease from a year earlier, with the FY2025 full-year figure at 2.07, down 1.34% from the prior year.
- Times Interest Earned was 1.54 for Q2 2026 at Finwise Bancorp, down from 1.7 in the prior quarter.
- The five-year high for Times Interest Earned was 49.27 in Q1 2022, with the low at 1.54 in Q2 2026.
- Average Times Interest Earned over 5 years is 8.59, with a median of 2.22 recorded in 2024.
- The sharpest annual moves came in 2022 and 2023: Times Interest Earned soared 141.54% in 2022, then plunged 89.78% in 2023.
- Over 5 years, Times Interest Earned stood at 15.42 in 2022, then plunged by 83.29% to 2.58 in 2023, then fell by 23.83% to 1.96 in 2024, then grew by 0.28% to 1.97 in 2025, then declined by 21.96% to 1.54 in 2026.
- The last three Times Interest Earned figures came in at 1.54 (Q2 2026), 1.7 (Q1 2026), and 1.97 (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Times Interest Earned (Qtr) |
|---|---|---|---|---|---|
| 1 | Banco Santander Chile | 950.85 Bn | 950.85 Bn | - | 0.09 |
| 2 | Truist Financial | 61.46 Bn | 61.46 Bn | - | 1.77 |
| 3 | Fifth Third Bancorp | 49.43 Bn | 25.71 Bn | - | 1.90 |
| 4 | M&T Bank | 34.72 Bn | 34.72 Bn | - | 2.28 |
| 5 | Huntington Bancshares | 33.60 Bn | 29.07 Bn | - | 1.67 |
| 6 | Citizens Financial | 29.31 Bn | 29.31 Bn | - | 1.83 |
| 7 | Regions Financial | 25.53 Bn | 25.53 Bn | - | 2.52 |
| 8 | First Citizens Bancshares | 24.60 Bn | 24.07 Bn | 29.00 Mn | -1.27 |
| 9 | Keycorp | 23.26 Bn | -24.44 Bn | - | 1.80 |
| 10 | Finwise Bancorp | 177.61 Mn | 83.97 Mn | - | 1.54 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 1.54 |
| Mar 31, 2026 | 1.70 |
| Dec 31, 2025 | 1.97 |
| Sep 30, 2025 | 2.20 |
| Jun 30, 2025 | 2.08 |
| Mar 31, 2025 | 2.04 |
| Dec 31, 2024 | 1.96 |
| Sep 30, 2024 | 2.11 |
| Jun 30, 2024 | 2.10 |
| Mar 31, 2024 | 2.24 |
| Dec 31, 2023 | 2.58 |
| Sep 30, 2023 | 3.32 |
| Jun 30, 2023 | 3.86 |
| Mar 31, 2023 | 5.03 |
| Dec 31, 2022 | 15.42 |
| Sep 30, 2022 | 24.41 |
| Jun 30, 2022 | 30.79 |
| Mar 31, 2022 | 49.27 |
| Dec 31, 2021 | 49.14 |
| Sep 30, 2021 | 41.07 |