Finwise Bancorp (FINW) Interest Coverage Ratio (2021 - 2026)
Finwise Bancorp's (FINW) quarterly Interest Coverage Ratio came in at 1.55 in Q1 2026, down 24.1% year-on-year from 2.04 in Q1 2025, and down 21.25% quarter-over-quarter from 1.97 in Q4 2025.
Finwise Bancorp (FINW) Interest Coverage Ratio (2021 - 2026) Analysis & Trends
Finwise Bancorp's Interest Coverage Ratio history runs 6 years deep, the most recent figure standing at 1.55 for Q1 2026.
- On a quarterly basis, Interest Coverage Ratio fell 24.1% year-over-year to 1.55 in Q1 2026; TTM through Mar 2026 was 7.7, a 278.81% increase from a year earlier, with the FY2025 full-year figure at 2.07, down 1.34% from the prior year.
- Interest Coverage Ratio slipped to 1.55 in Q1 2026 per FINW's latest filing, from 1.97 in the prior quarter.
- Across five years, Interest Coverage Ratio topped out at 24.41 in Q3 2022 and bottomed at 1.55 in Q1 2026.
- The 5-year median for Interest Coverage Ratio is 2.04 (2025), against an average of 4.22.
- Biggest YoY gain for Interest Coverage Ratio was 15.77% in 2023; the steepest drop was 92.07% in 2023.
- Year by year, Interest Coverage Ratio stood at 15.85 in 2022, then tumbled by 84.98% to 2.38 in 2023, then slipped by 17.53% to 1.96 in 2024, then climbed by 0.28% to 1.97 in 2025, then slipped by 21.25% to 1.55 in 2026.
- Per Business Quant, the three latest FINW Interest Coverage Ratio figures stand at 1.55 (Q1 2026), 1.97 (Q4 2025), and 1.57 (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 43,124.21 Bn | 43,125.44 Bn | -775,612.08 | 7,084.59 |
| 2 | Shinhan Financial | 33,971.34 Bn | 33,973.00 Bn | - | -0.53 |
| 3 | Bank Of Chile | 4,105.33 Bn | 4,105.33 Bn | 167,623.00 | -22.98 |
| 4 | NatWest | 768.74 Bn | 572.78 Bn | 1.79 Bn | - |
| 5 | Mizuho Financial | 385.64 Bn | 389.59 Bn | - | 1.66 |
| 6 | Lloyds Banking | 358.14 Bn | 358.14 Bn | - | - |
| 7 | First Capital | 200.03 Bn | 199.69 Bn | - | 1.27 |
| 8 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | 2.19 |
| 9 | Pnc Financial Services | 100.96 Bn | 101.01 Bn | - | 1.86 |
| 10 | Finwise Bancorp | 174.59 Mn | 77.64 Mn | - | 1.55 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 1.55 |
| Dec 31, 2025 | 1.97 |
| Sep 30, 2025 | 1.57 |
| Jun 30, 2025 | 1.65 |
| Mar 31, 2025 | 2.04 |
| Dec 31, 2024 | 1.96 |
| Sep 30, 2024 | 2.11 |
| Jun 30, 2024 | 1.97 |
| Mar 31, 2024 | 2.03 |
| Dec 31, 2023 | 2.38 |
| Sep 30, 2023 | 1.94 |
| Jun 30, 2023 | 2.77 |
| Mar 31, 2023 | 2.53 |
| Dec 31, 2022 | 15.85 |
| Sep 30, 2022 | 24.41 |
| Jun 30, 2022 | 2.78 |
| Mar 31, 2022 | 2.19 |
| Dec 31, 2021 | 32.61 |
| Sep 30, 2021 | 41.07 |
| Jun 30, 2021 | 32.08 |