Finwise Bancorp (FINW) Interest Coverage Ratio (2021 - 2026)

Finwise Bancorp's (FINW) quarterly Interest Coverage Ratio came in at 1.55 in Q1 2026, down 24.1% year-on-year from 2.04 in Q1 2025, and down 21.25% quarter-over-quarter from 1.97 in Q4 2025.

Finwise Bancorp (FINW) Interest Coverage Ratio (2021 - 2026) Analysis & Trends

Finwise Bancorp's Interest Coverage Ratio history runs 6 years deep, the most recent figure standing at 1.55 for Q1 2026.

  • On a quarterly basis, Interest Coverage Ratio fell 24.1% year-over-year to 1.55 in Q1 2026; TTM through Mar 2026 was 7.7, a 278.81% increase from a year earlier, with the FY2025 full-year figure at 2.07, down 1.34% from the prior year.
  • Interest Coverage Ratio slipped to 1.55 in Q1 2026 per FINW's latest filing, from 1.97 in the prior quarter.
  • Across five years, Interest Coverage Ratio topped out at 24.41 in Q3 2022 and bottomed at 1.55 in Q1 2026.
  • The 5-year median for Interest Coverage Ratio is 2.04 (2025), against an average of 4.22.
  • Biggest YoY gain for Interest Coverage Ratio was 15.77% in 2023; the steepest drop was 92.07% in 2023.
  • Year by year, Interest Coverage Ratio stood at 15.85 in 2022, then tumbled by 84.98% to 2.38 in 2023, then slipped by 17.53% to 1.96 in 2024, then climbed by 0.28% to 1.97 in 2025, then slipped by 21.25% to 1.55 in 2026.
  • Per Business Quant, the three latest FINW Interest Coverage Ratio figures stand at 1.55 (Q1 2026), 1.97 (Q4 2025), and 1.57 (Q3 2025).

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Cover (Qtr)
1 KB Financial 43,124.21 Bn 43,125.44 Bn -775,612.08 7,084.59
2 Shinhan Financial 33,971.34 Bn 33,973.00 Bn - -0.53
3 Bank Of Chile 4,105.33 Bn 4,105.33 Bn 167,623.00 -22.98
4 NatWest 768.74 Bn 572.78 Bn 1.79 Bn -
5 Mizuho Financial 385.64 Bn 389.59 Bn - 1.66
6 Lloyds Banking 358.14 Bn 358.14 Bn - -
7 First Capital 200.03 Bn 199.69 Bn - 1.27
8 Landmark Bancorp 187.97 Bn 187.94 Bn - 2.19
9 Pnc Financial Services 100.96 Bn 101.01 Bn - 1.86
10 Finwise Bancorp 174.59 Mn 77.64 Mn - 1.55

Historic Data

Download Data
DateValue
Mar 31, 2026 1.55
Dec 31, 2025 1.97
Sep 30, 2025 1.57
Jun 30, 2025 1.65
Mar 31, 2025 2.04
Dec 31, 2024 1.96
Sep 30, 2024 2.11
Jun 30, 2024 1.97
Mar 31, 2024 2.03
Dec 31, 2023 2.38
Sep 30, 2023 1.94
Jun 30, 2023 2.77
Mar 31, 2023 2.53
Dec 31, 2022 15.85
Sep 30, 2022 24.41
Jun 30, 2022 2.78
Mar 31, 2022 2.19
Dec 31, 2021 32.61
Sep 30, 2021 41.07
Jun 30, 2021 32.08