Finwise Bancorp (FINW) Interest Coverage Ratio (2021 - 2026)
Finwise Bancorp's quarterly Interest Coverage Ratio came in at 1.7 in Q1 2026, down 16.92% year-on-year from 2.04 in Q1 2025, and down 13.8% quarter-over-quarter from 1.97 in Q4 2025.
Finwise Bancorp has reported Interest Coverage Ratio for 6 years, with the latest figure at 1.7 in Q1 2026.
- For the quarter ending Q1 2026, Interest Coverage Ratio fell 16.92% year-over-year to 1.7; the trailing twelve-month figure through Mar 2026 stood at 1.98 (down 3.44% YoY), and the FY2025 full-year result was 2.07, down 1.34% from the prior year.
- Interest Coverage Ratio for Q1 2026 stood at 1.7, down from 1.97 in the prior quarter.
- The five-year high for Interest Coverage Ratio was 49.27 in Q1 2022, with the low at 1.7 in Q1 2026.
- Average Interest Coverage Ratio over 5 years is 9.0, with a median of 2.24 recorded in 2024.
- Year-over-year, Interest Coverage Ratio jumped 141.54% in 2022 and sank 89.78% in 2023.
- Tracing FINW's Interest Coverage Ratio over 5 years: stood at 15.42 in 2022, then plunged by 83.29% to 2.58 in 2023, then fell by 23.83% to 1.96 in 2024, then grew by 0.28% to 1.97 in 2025, then dropped by 13.8% to 1.7 in 2026.
- The last three Interest Coverage Ratio figures came in at 1.7 (Q1 2026), 1.97 (Q4 2025), and 2.2 (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 90,891.20 Bn | 90,891.20 Bn | - | -3.29 |
| 2 | Bank Bradesco | 6,807.69 Bn | 6,791.75 Bn | - | - |
| 3 | Lloyds Banking | 426.28 Bn | 426.28 Bn | - | - |
| 4 | NatWest | 184.56 Bn | 184.56 Bn | - | - |
| 5 | First Capital | 181.18 Bn | 181.03 Bn | - | 2.53 |
| 6 | Landmark Bancorp | 164.67 Bn | 164.64 Bn | - | 2.21 |
| 7 | Deutsche Bank Aktiengesellschaft | 161.63 Bn | -151,939.28 Bn | - | 1.32 |
| 8 | KB Financial | 150.02 Bn | 142.15 Bn | - | -36.40 |
| 9 | Pnc Financial Services | 88.79 Bn | 88.84 Bn | - | 1.88 |
| 10 | Finwise Bancorp | 180.32 Mn | 83.37 Mn | - | 1.70 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 1.70 |
| Dec 31, 2025 | 1.97 |
| Sep 30, 2025 | 2.20 |
| Jun 30, 2025 | 2.08 |
| Mar 31, 2025 | 2.04 |
| Dec 31, 2024 | 1.96 |
| Sep 30, 2024 | 2.11 |
| Jun 30, 2024 | 2.10 |
| Mar 31, 2024 | 2.24 |
| Dec 31, 2023 | 2.58 |
| Sep 30, 2023 | 3.32 |
| Jun 30, 2023 | 3.86 |
| Mar 31, 2023 | 5.03 |
| Dec 31, 2022 | 15.42 |
| Sep 30, 2022 | 24.41 |
| Jun 30, 2022 | 30.79 |
| Mar 31, 2022 | 49.27 |
| Dec 31, 2021 | 49.14 |
| Sep 30, 2021 | 41.07 |
| Jun 30, 2021 | 32.08 |
| Mar 31, 2021 | 20.40 |