Finwise Bancorp FINW
NASDAQ FINW
$13.56 -0.28 (-2.06%)
As of: Sep 9, 2026 · 3:59 PM EDT

Finwise Bancorp (FINW) Interest Coverage Ratio (2021 - 2026)

Finwise Bancorp (FINW) posted Interest Coverage Ratio of 1.54 for Q2 2026, down 9.47% on a QoQ basis from 1.7 in Q1 2026, and down 26.23% year-over-year from 2.08 in Q2 2025.

Analysis

Finwise Bancorp (FINW) Interest Coverage Ratio (2021 - 2026) Analysis & Trends

Finwise Bancorp has reported Interest Coverage Ratio for 6 years, with the latest figure at 1.54 in Q2 2026.

  • On a quarterly basis, Interest Coverage Ratio fell 26.23% year-over-year to 1.54 in Q2 2026; TTM through Jun 2026 was 1.85, a 9.74% decrease from a year earlier, with the FY2025 full-year figure at 2.07, down 1.34% from the prior year.
  • Interest Coverage Ratio was 1.54 for Q2 2026 at Finwise Bancorp, down from 1.7 in the prior quarter.
  • The five-year high for Interest Coverage Ratio was 49.27 in Q1 2022, with the low at 1.54 in Q2 2026.
  • Average Interest Coverage Ratio over 5 years is 8.59, with a median of 2.22 recorded in 2024.
  • The sharpest annual moves came in 2022 and 2023: Interest Coverage Ratio soared 141.54% in 2022, then plunged 89.78% in 2023.
  • Over 5 years, Interest Coverage Ratio stood at 15.42 in 2022, then plunged by 83.29% to 2.58 in 2023, then fell by 23.83% to 1.96 in 2024, then grew by 0.28% to 1.97 in 2025, then declined by 21.96% to 1.54 in 2026.
  • The last three Interest Coverage Ratio figures came in at 1.54 (Q2 2026), 1.7 (Q1 2026), and 1.97 (Q4 2025), per Business Quant data.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Cover (Qtr)
1 Banco Santander Chile 950.85 Bn 950.85 Bn - 0.09
2 Truist Financial 61.46 Bn 61.46 Bn - 1.77
3 Fifth Third Bancorp 49.43 Bn 25.71 Bn - 1.90
4 M&T Bank 34.72 Bn 34.72 Bn - 2.28
5 Huntington Bancshares 33.60 Bn 29.07 Bn - 1.67
6 Citizens Financial 29.31 Bn 29.31 Bn - 1.83
7 Regions Financial 25.53 Bn 25.53 Bn - 2.52
8 First Citizens Bancshares 24.60 Bn 24.07 Bn 29.00 Mn -1.27
9 Keycorp 23.26 Bn -24.44 Bn - 1.80
10 Finwise Bancorp 177.61 Mn 83.97 Mn - 1.54
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 1.54
Mar 31, 2026 1.70
Dec 31, 2025 1.97
Sep 30, 2025 2.20
Jun 30, 2025 2.08
Mar 31, 2025 2.04
Dec 31, 2024 1.96
Sep 30, 2024 2.11
Jun 30, 2024 2.10
Mar 31, 2024 2.24
Dec 31, 2023 2.58
Sep 30, 2023 3.32
Jun 30, 2023 3.86
Mar 31, 2023 5.03
Dec 31, 2022 15.42
Sep 30, 2022 24.41
Jun 30, 2022 30.79
Mar 31, 2022 49.27
Dec 31, 2021 49.14
Sep 30, 2021 41.07