Ezcorp Inc Ratios

Ratios Sep2009 Sep2010 Sep2011 Sep2012 Sep2013 Sep2014 Sep2015 Sep2016 Sep2017 Sep2018 Sep2019 Sep2020 Jun2021 Sep2021 Jun2022 Sep2022 Jun2023 Sep2023 Jun2024 Sep2024 Sep2025
Profitability
Gross Margin 60.24%61.04%61.71%62.03%59.35%56.57%55.98%58.62%58.23%59.29%58.36%54.60%70.49%61.61%65.15%59.60%61.74%58.13%60.88%58.74%58.55%
EBT Margin 16.79%20.67%22.30%22.29%3.91%1.06%-9.20%0.05%5.71%6.84%0.49%-8.52%70.49%2.20%65.15%7.64%61.74%4.92%60.88%9.95%11.52%
EBIT Margin 16.99%19.36%20.57%20.36%9.74%2.43%-2.17%3.99%7.09%8.26%5.55%-5.88%70.49%4.27%65.15%8.45%61.74%8.78%60.88%9.69%11.71%
EBITDA Margin 19.04%21.27%22.54%22.64%13.18%6.42%-2.17%3.99%7.09%8.26%8.03%-3.50%70.49%6.93%65.15%10.76%61.74%10.89%60.88%11.54%13.42%
Operating Margin 16.99%19.36%20.57%20.36%9.74%2.43%-2.17%3.99%7.09%8.26%5.55%-5.88%70.49%4.27%65.15%8.45%61.74%8.78%60.88%9.69%11.71%
Net Margin 10.63%13.27%-0.18%-0.57%-0.19%-10.39%-5.84%-10.87%-0.24%-0.11%-0.05%-8.32%70.49%1.18%65.15%5.66%61.74%3.67%60.88%7.15%8.60%
FCF Margin 10.27%13.50%13.97%9.71%9.11%6.94%7.73%7.51%3.43%5.97%7.63%2.50%3.13%3.91%5.85%6.70%8.67%
Efficiency
Inventory Average 67.75M80.94M99.79M127.20M149.71M139.15M132.15M147.32M160.70M173.18M137.62M94.07M101.62M121.85M142.16M153.28M160.71M169.21M181.93M220.19M
Assets Average 549.46M681.43M982.76M1,271.02M1,371.76M1,299.77M1,086.12M1,003.80M1,133.07M1,162.74M1,140.36M778.18M813.13M798.35M329.79M311.47M880.43M893.20M905.96M1,722.22M
Equity Average 467.56M591.84M746.02M861.84M856.93M737.00M625.12M625.28M697.88M742.18M697.04M444.78M456.34M444.86M454.86M414.49M441.26M443.34M472.74M915.03M
Invested Capital 415.69M529.43M681.75M957.79M1,036.78M1,003.66M854.01M877.82M941.16M1,156.29M983.54M900.36M379.16M983.71M387.60M1,005.13M496.44M1,105.88M502.24M1,131.90M1,543.56M
Asset Utilization Ratio 1.331.250.980.640.540.550.670.750.720.730.720.190.900.222.690.651.190.281.280.74
Leverage & Solvency
Interest Coverage Ratio 71.21102.44103.814.872.29-0.951.771.912.411.44-2.151.417.515.608.286.48
Debt to Equity 0.050.030.270.280.520.300.480.430.560.320.391.080.391.440.452.630.482.560.410.51
Debt Ratio 0.040.020.180.180.300.170.290.280.340.220.210.730.210.950.951.230.251.130.220.27
Equity Ratio 0.840.860.880.680.670.580.550.600.640.600.690.540.670.530.662.100.470.510.440.540.53
Times Interest Earned 71.21102.44103.814.872.29-0.951.771.912.411.44-2.151.417.515.608.286.48
Dividends & Payouts
FCF Payout Ratio 0.01
Valuation
Enterprise Value 518.14M839.28M1,256.05M1,027.40M497.59M335.99M127.67M327.19M179.74M95.66M1.27M-158.87M-104.09M-5.22M-1.01M20.78M-2.95M242.15M95.49M169.02M382.44M
Market Capitalization 664.59M986.33M1,425.34M1,173.88M636.03M531.00M331.02M567.83M515.82M582.77M357.90M276.99M336.74M424.35M425.48M436.81M464.40M471.11M575.25M613.63M1,159.46M
Return Ratios
Return on Sales 0.11%0.13%0.00%-0.01%0.00%-0.10%-0.06%-0.11%0.00%0.00%0.00%-0.08%0.70%0.01%0.65%0.06%0.62%0.04%0.61%0.07%0.09%
Return on Capital Employed 0.30%0.28%0.22%0.07%0.01%-0.01%0.03%0.06%0.08%0.04%-0.05%0.15%0.05%0.16%0.28%0.59%0.13%0.19%0.18%0.10%
Return on Invested Capital 0.19%0.19%0.16%0.02%0.01%-0.01%0.04%0.04%0.02%-0.05%0.02%0.08%0.09%0.10%0.08%
Return on Assets 0.18%0.00%-0.01%0.00%-0.06%-0.03%-0.07%0.00%0.00%0.00%-0.06%0.14%0.01%0.15%0.15%0.40%0.04%0.17%0.09%0.06%
Return on Equity 0.21%0.00%-0.01%0.00%-0.09%-0.06%-0.13%0.00%0.00%0.00%-0.10%0.24%0.02%0.26%0.11%0.30%0.09%0.34%0.18%0.12%