Chemung Financial Corp Ratios

Ratios Dec2009 Dec2010 Dec2011 Dec2012 Dec2013 Dec2014 Dec2015 Dec2016 Dec2017 Dec2018 Dec2019 Dec2020 Dec2021 Dec2022 Dec2023 Dec2024
Profitability
Gross Margin 91.96%92.12%90.74%91.72%87.64%90.63%90.26%89.99%
EBT Margin 14.52%28.07%25.37%25.62%19.40%15.55%19.82%173.53%166.88%253.68%200.39%251.46%304.91%358.84%301.16%259.96%
EBIT Margin 37.71%9.54%8.63%8.71%6.60%5.29%24.89%-588.78%-518.56%-518.54%-494.37%-501.64%-412.27%-486.39%-524.19%722.28%
Operating Margin 9.54%8.63%8.71%6.60%5.29%-588.78%-518.56%-518.54%-494.37%-501.64%-412.27%-486.39%-524.19%
Net Margin 10.71%18.65%17.17%17.21%13.49%10.69%13.27%120.57%84.39%210.65%164.25%202.93%238.67%279.99%239.01%204.54%
FCF Margin 14.04%29.05%10.78%32.63%29.77%20.78%18.24%245.85%251.74%279.08%268.57%292.79%316.96%336.78%290.81%226.29%
Efficiency
Assets Average 1,682.40M1,731.48M1,771.59M2,033.64M2,348.96M2,532.01M2,678.04M2,743.34M
Equity Average 146.78M157.42M173.83M191.16M205.58M188.92M180.81M205.28M
Invested Capital 152.75M209.51M165.03M186.71M203.55M215.05M169.72M198.29M219.09M
Asset Utilization Ratio 0.010.010.010.000.000.000.000.00
Leverage & Solvency
Interest Coverage Ratio 1.630.630.791.071.061.114.91-12.75-14.88-11.86-7.43-11.94-13.35-6.85-1.421.56
Debt to Equity 0.190.07
Debt Ratio 0.020.01
Equity Ratio 0.090.090.090.100.090.090.060.070.08
Times Interest Earned 1.630.630.791.071.061.114.91-12.75-14.88-11.86-7.43-11.94-13.35-6.85-1.421.56
Dividends & Payouts
FCF Payout Ratio 0.510.220.610.270.190.300.370.240.220.190.200.180.150.170.190.28
Valuation
Enterprise Value 136.68M156.99M127.76M128.18M167.85M222.66M192.68M199.87M153.98M204.90M185.17M174.40M161.40M
Market Capitalization 136.68M156.99M127.76M170.96M228.01M198.57M205.98M158.10M216.65M214.58M235.19M232.27M
Return Ratios
Return on Sales 0.11%0.19%0.17%0.17%0.13%0.11%0.13%1.21%0.84%2.11%1.64%2.03%2.39%2.80%2.39%2.05%
Return on Invested Capital -0.13%-0.21%-0.22%-0.20%-0.17%-0.20%-0.24%0.32%
Return on Assets 0.00%0.01%0.01%0.01%0.01%0.01%0.01%0.01%
Return on Equity 0.05%0.12%0.09%0.10%0.13%0.15%0.14%0.12%