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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioInterest Coverage RatioInvested CapitalNet MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Chemung Financial (CHMG) Times Interest Earned (2016 - 2025)

Chemung Financial (CHMG) has disclosed Times Interest Earned for 10 consecutive years, with $2.06 as the latest value for Q4 2025.

  • Quarterly Times Interest Earned rose 29.76% to $2.06 in Q4 2025 from the year-ago period, while the trailing twelve-month figure was $1.44 through Dec 2025, down 8.05% year-over-year, with the annual reading at $1.44 for FY2025, 8.05% down from the prior year.
  • Times Interest Earned for Q4 2025 was $2.06 at Chemung Financial, up from $1.9 in the prior quarter.
  • The five-year high for Times Interest Earned was $2.06 in Q4 2025, with the low at -$19.41 in Q4 2021.
  • Average Times Interest Earned over 5 years is -$5.07, with a median of -$0.74 recorded in 2023.
  • The sharpest move saw Times Interest Earned surged 182.79% in 2024, then tumbled 80.86% in 2025.
  • Over 5 years, Times Interest Earned stood at -$19.41 in 2021, then skyrocketed by 77.64% to -$4.34 in 2022, then soared by 131.86% to $1.38 in 2023, then rose by 14.8% to $1.59 in 2024, then grew by 29.76% to $2.06 in 2025.
  • According to Business Quant data, Times Interest Earned over the past three periods came in at $2.06, $1.9, and $0.28 for Q4 2025, Q3 2025, and Q2 2025 respectively.