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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioInterest Coverage RatioInvested CapitalNet MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Chemung Financial (CHMG) Net Margin (2016 - 2025)

Chemung Financial (CHMG) has disclosed Net Margin for 10 consecutive years, with 79.02% as the latest value for Q4 2025.

  • Quarterly Net Margin fell 11831.0% to 79.02% in Q4 2025 from the year-ago period, while the trailing twelve-month figure was 154.19% through Dec 2025, down 63564.0% year-over-year, with the annual reading at 126.45% for FY2025, 66338.0% down from the prior year.
  • Net Margin for Q4 2025 was 79.02% at Chemung Financial, down from 197.33% in the prior quarter.
  • The five-year high for Net Margin was 1451.11% in Q1 2021, with the low at 810.8% in Q4 2021.
  • Average Net Margin over 5 years is 441.8%, with a median of 459.69% recorded in 2021.
  • The sharpest move saw Net Margin soared 186748bps in 2022, then crashed -67457bps in 2023.
  • Over 5 years, Net Margin stood at 810.8% in 2021, then soared by 230bps to 1056.68% in 2022, then crashed by -64bps to 382.11% in 2023, then crashed by -48bps to 197.33% in 2024, then crashed by -60bps to 79.02% in 2025.
  • According to Business Quant data, Net Margin over the past three periods came in at 79.02%, 197.33%, and 382.11% for Q4 2025, Q4 2024, and Q4 2023 respectively.