Chemung Financial Corp (CHMG) Net Margin (2010 - 2026)
Chemung Financial's Net Margin came in at 88.46% for Q2 2026, up 155.71 percentage points from -67.25% a year earlier but down 4.62 percentage points from the prior quarter.
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Analysis
Chemung Financial Corp (CHMG) Net Margin (2010 - 2026) Analysis & Trends
Over the trailing twelve months to Jun 30, 2026, Chemung Financial reported Net Margin of 85.49%, up 55.92 percentage points year-over-year; for FY2025, it was 39.52%, down 24.96 percentage points from FY2024.
- Net Margin has declined in each of the last three years, with a five-year change of -24.74 percentage points (FY2020 to FY2025).
- Going back by year, Net Margin was 64.48% in FY2024 (-8.28 pp), 72.76% in FY2023 (-12.35 pp), 85.11% in FY2022 (+8.43 pp) and 76.69% in FY2021 (+12.43 pp).
- The five-year range for quarterly Net Margin is -67.25% (Q2 2025) to 93.25% (Q2 2022).
- Year-over-year, Net Margin has increased for four consecutive quarters, with an average year-over-year change of +8.96 percentage points over the last eight quarters.
- The fastest year-over-year change in Net Margin over five years came in Q2 2026 (a gain of 155.71 percentage points), and the weakest in Q2 2025 (a drop of 122.40 percentage points).
- Business Quant data shows CHMG's Net Margin at 93.08% (Q1 2026), 78.20% (Q4 2025) and 82.06% (Q3 2025) in the three quarters before Q2 2026.
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Peer Comparison
Historic Data
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Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 28.26% |
| Mar 31, 2026 | 30.76% |
| Dec 31, 2025 | 25.37% |
| Sep 30, 2025 | 27.08% |
| Jun 30, 2025 | -67.25% |
| Mar 31, 2025 | 23.43% |
| Dec 31, 2024 | 22.85% |
| Sep 30, 2024 | 23.53% |
| Jun 30, 2024 | 21.35% |
| Mar 31, 2024 | 29.69% |
| Dec 31, 2023 | 16.00% |
| Sep 30, 2023 | 29.61% |
| Jun 30, 2023 | 26.12% |
| Mar 31, 2023 | 28.66% |
| Dec 31, 2022 | 28.30% |
| Sep 30, 2022 | 26.86% |
| Jun 30, 2022 | 34.95% |
| Mar 31, 2022 | 30.74% |
| Dec 31, 2021 | 28.46% |
| Sep 30, 2021 | 29.15% |
API Access
Chemung Financial Corp Net Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=net-margin&ticker=CHMG&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "net-margin", "ticker": "CHMG", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=net-margin&ticker=CHMG&period=max&api_key=YOUR_API_KEY");
const data = await res.json();