Chemung Financial (CHMG) Interest Coverage Ratio (2010 - 2026)
Chemung Financial's (CHMG) quarterly Interest Coverage Ratio came in at 2.18 in Q1 2026, up 98.1% year-on-year from 1.1 in Q1 2025, and up 6.04% on a QoQ basis from 2.06 in Q4 2025.
Chemung Financial (CHMG) Interest Coverage Ratio (2010 - 2026) Analysis & Trends
Chemung Financial (CHMG) has 17 years of Interest Coverage Ratio data on file, last reported at 2.18 in Q1 2026.
- On a quarterly basis, Interest Coverage Ratio rose 98.1% year-over-year to 2.18 in Q1 2026; TTM through Mar 2026 was 2.4, a 35.06% decrease from a year earlier, with the FY2025 full-year figure at 1.42, down 9.02% from the prior year.
- Interest Coverage Ratio for Q1 2026 stood at 2.18, up from 2.06 in the prior quarter.
- Over the last five years, Interest Coverage Ratio for CHMG reached as high as 2.18 in Q1 2026 and fell as low as 15.88 in Q2 2022.
- Historically, Interest Coverage Ratio has averaged 0.36 across 5 years, with a median of 1.08 in 2023.
- Across the five-year window, Interest Coverage Ratio soared 926.64% in 2023 and plunged 74.19% in 2025, its largest moves.
- Year by year, Interest Coverage Ratio stood at 3.64 in 2022, then jumped by 135.82% to 1.3 in 2023, then climbed by 23.67% to 1.61 in 2024, then grew by 27.88% to 2.06 in 2025, then gained by 6.04% to 2.18 in 2026.
- Per Business Quant data, the three most recent Interest Coverage Ratio figures were 2.18 in Q1 2026, 2.06 in Q4 2025, and 1.2 in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 42,090.38 Bn | 42,090.38 Bn | -786,828.77 | -3.02 |
| 2 | Shinhan Financial | 33,919.15 Bn | 33,919.15 Bn | - | -0.53 |
| 3 | Bank Of Chile | 4,123.52 Bn | 4,123.52 Bn | 167,623.00 | -1.52 |
| 4 | Lloyds Banking | 360.83 Bn | 360.83 Bn | - | - |
| 5 | First Capital | 204.17 Bn | 203.82 Bn | - | 1.27 |
| 6 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | 2.19 |
| 7 | NatWest | 144.82 Bn | -51.17 Bn | - | - |
| 8 | Pnc Financial Services | 101.80 Bn | 101.80 Bn | - | 1.86 |
| 9 | Us Bancorp | 99.51 Bn | 99.51 Bn | - | 1.49 |
| 10 | Chemung Financial | 393.26 Mn | 339.89 Mn | - | 2.18 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 2.18 |
| Dec 31, 2025 | 2.06 |
| Sep 30, 2025 | 1.20 |
| Jun 30, 2025 | 0.28 |
| Mar 31, 2025 | 1.10 |
| Dec 31, 2024 | 1.61 |
| Sep 30, 2024 | 1.10 |
| Jun 30, 2024 | 1.07 |
| Mar 31, 2024 | 1.10 |
| Dec 31, 2023 | 1.30 |
| Sep 30, 2023 | 1.08 |
| Jun 30, 2023 | -0.16 |
| Mar 31, 2023 | -0.18 |
| Dec 31, 2022 | -3.64 |
| Sep 30, 2022 | -0.13 |
| Jun 30, 2022 | -15.88 |
| Mar 31, 2022 | -0.26 |
| Dec 31, 2021 | -16.55 |
| Sep 30, 2021 | -16.72 |
| Jun 30, 2021 | -15.94 |