Chemung Financial (CHMG) Interest Coverage Ratio (2010 - 2026)
Chemung Financial's Interest Coverage Ratio was 1.56 in Q2 2026, up 145.6% from 0.63 a year earlier but down 28.6% from the prior quarter.
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Analysis
Chemung Financial (CHMG) Interest Coverage Ratio (2010 - 2026) Analysis & Trends
On a trailing twelve-month basis, Chemung Financial's Interest Coverage Ratio was 5.94 through Jun 30, 2026, up 38.9% year-over-year; for FY2025, it came in at 1.44, down 8.1% from FY2024.
- Interest Coverage Ratio has now declined for four consecutive years.
- In earlier years, Interest Coverage Ratio was 1.56 in FY2024 (-14.0%), 1.82 in FY2023 (-70.0%), 6.06 in FY2022 (-44.3%) and 10.87 in FY2021 (+55.7%).
- Quarterly Interest Coverage Ratio has moved between 0.63 (Q2 2025) and 12.55 (Q2 2022) over five years.
- Compared with a year earlier, Interest Coverage Ratio has increased for four straight quarters, with growth averaging 20.9% over the last eight quarters.
- The best year-over-year quarter for Interest Coverage Ratio over five years was Q2 2026 (growth of 145.6%); the worst was Q2 2023 (a decline of 88.0%).
- Per Business Quant data, CHMG's Interest Coverage Ratio in the three quarters before Q2 2026 was 2.18 (Q1 2026), 2.06 (Q4 2025) and 1.29 (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 895.36 Bn | 924.83 Bn | - | 2.10 |
| 2 | Banco Santander Chile | 425.01 Bn | 544.95 Bn | - | -2.12 |
| 3 | Bank Of America | 389.22 Bn | -1,986.85 Bn | - | 1.65 |
| 4 | Hsbc Holdings | 347.56 Bn | 347.61 Bn | - | - |
| 5 | Morgan Stanley | 304.44 Bn | -204.66 Bn | - | 1.56 |
| 6 | Royal Bank Of Canada | 281.54 Bn | 132.29 Bn | - | 1.43 |
| 7 | Mitsubishi Ufj Financial | 277.23 Bn | -1,311.26 Bn | 10.89 Bn | 0.56 |
| 8 | Goldman Sachs | 267.12 Bn | -3,289.99 Bn | - | 1.47 |
| 9 | Wells Fargo & Company | 244.76 Bn | 246.90 Bn | - | 1.73 |
| 10 | Chemung Financial | 394.06 Mn | 109.83 Mn | - | 1.56 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 1.56 |
| Mar 31, 2026 | 2.18 |
| Dec 31, 2025 | 2.06 |
| Sep 30, 2025 | 1.29 |
| Jun 30, 2025 | 0.63 |
| Mar 31, 2025 | 1.65 |
| Dec 31, 2024 | 1.59 |
| Sep 30, 2024 | 1.18 |
| Jun 30, 2024 | 1.23 |
| Mar 31, 2024 | 1.69 |
| Dec 31, 2023 | 1.38 |
| Sep 30, 2023 | 1.37 |
| Jun 30, 2023 | 1.51 |
| Mar 31, 2023 | 2.47 |
| Dec 31, 2022 | 3.64 |
| Sep 30, 2022 | 5.08 |
| Jun 30, 2022 | 12.55 |
| Mar 31, 2022 | 12.29 |
| Dec 31, 2021 | 11.31 |
| Sep 30, 2021 | 11.42 |
API Access
Chemung Financial Interest Coverage Ratio API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=interest-coverage-ratio&ticker=CHMG&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "interest-coverage-ratio", "ticker": "CHMG", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=interest-coverage-ratio&ticker=CHMG&period=max&api_key=YOUR_API_KEY");
const data = await res.json();