Chemung Financial (CHMG) Interest Coverage Ratio (2010 - 2026)
Chemung Financial (CHMG) reported Interest Coverage Ratio of 2.18 for Q1 2026, up 32.6% year-over-year from 1.65 in Q1 2025, and up 6.04% quarter-over-quarter from 2.06 in Q4 2025.
Chemung Financial (CHMG) Interest Coverage Ratio (2010 - 2026) Analysis & Trends
Chemung Financial (CHMG) has 17 years of Interest Coverage Ratio data on file, last reported at 2.18 in Q1 2026.
- Interest Coverage Ratio for Q1 2026 came in at 2.18, up 32.6% year-over-year; the trailing twelve-month figure through Mar 2026 was 1.55 (changed 0.07% YoY), and the FY2025 annual result was 1.44, down 8.05% from the prior year.
- Interest Coverage Ratio climbed to 2.18 in Q1 2026 per CHMG's latest filing, from 2.06 in the prior quarter.
- Over five years, Interest Coverage Ratio peaked at 2.18 in Q1 2026 and troughed at 19.26 in Q2 2022.
- A 5-year average of 1.91 and a median of 1.46 in 2024 frame the typical range for Interest Coverage Ratio.
- The sharpest annual moves came in 2024 and 2025: Interest Coverage Ratio surged 189.37% in 2024, then slumped 80.86% in 2025.
- A 5-year view of Interest Coverage Ratio shows it stood at 4.34 in 2022, then jumped by 131.86% to 1.38 in 2023, then grew by 14.8% to 1.59 in 2024, then advanced by 29.76% to 2.06 in 2025, then grew by 6.04% to 2.18 in 2026.
- Business Quant data shows CHMG's Interest Coverage Ratio at 2.18 in Q1 2026, 2.06 in Q4 2025, and 1.9 in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 97,765.53 Bn | 97,765.53 Bn | - | -1.52 |
| 2 | Bank Bradesco | 6,846.93 Bn | 6,830.99 Bn | - | - |
| 3 | Lloyds Banking | 384.13 Bn | 384.40 Bn | - | - |
| 4 | First Capital | 215.78 Bn | 215.63 Bn | - | 2.53 |
| 5 | Itau Unibanco Holding | 202.78 Bn | 202.78 Bn | - | - |
| 6 | Landmark Bancorp | 180.37 Bn | 180.34 Bn | - | 2.21 |
| 7 | NatWest | 168.65 Bn | -51.67 Bn | - | - |
| 8 | Shinhan Financial | 136.54 Bn | 104.11 Bn | - | 0.04 |
| 9 | Mizuho Financial | 112.02 Bn | 112.56 Bn | - | - |
| 10 | Chemung Financial | 349.41 Mn | 279.37 Mn | - | 2.18 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 2.18 |
| Dec 31, 2025 | 2.06 |
| Sep 30, 2025 | 1.90 |
| Jun 30, 2025 | 0.28 |
| Mar 31, 2025 | 1.65 |
| Dec 31, 2024 | 1.59 |
| Sep 30, 2024 | 1.52 |
| Jun 30, 2024 | 1.46 |
| Mar 31, 2024 | 1.69 |
| Dec 31, 2023 | 1.38 |
| Sep 30, 2023 | 1.88 |
| Jun 30, 2023 | -1.63 |
| Mar 31, 2023 | -2.56 |
| Dec 31, 2022 | -4.34 |
| Sep 30, 2022 | -6.73 |
| Jun 30, 2022 | -19.26 |
| Mar 31, 2022 | -15.53 |
| Dec 31, 2021 | -21.77 |
| Sep 30, 2021 | -17.85 |
| Jun 30, 2021 | -16.33 |