Chemung Financial (CHMG) Interest Coverage Ratio (2010 - 2026)
Chemung Financial (CHMG) posted quarterly Interest Coverage Ratio of 2.18 for Q1 2026, up 98.1% year-over-year from 1.1 in Q1 2025, and up 14.0% quarter-over-quarter from 1.92 in Q4 2025.
Chemung Financial (CHMG) Interest Coverage Ratio (2010 - 2026) Analysis & Trends
Chemung Financial (CHMG) has reported Interest Coverage Ratio for 17 consecutive years, with 2.18 the latest figure, recorded in Q1 2026.
- In Q1 2026, Interest Coverage Ratio rose 98.1% year-over-year to 2.18; the TTM figure through Mar 2026 stood at 2.18 (down 41.56% YoY), while the FY2025 annual figure was 1.42, down 9.02% from the prior year.
- Interest Coverage Ratio grew to 2.18 in Q1 2026 per CHMG's latest filing, from 1.92 in the prior quarter.
- Across five years, Interest Coverage Ratio topped out at 2.18 in Q1 2026 and bottomed at 16.33 in Q2 2022.
- Historically, Interest Coverage Ratio has averaged 0.39 across 5 years, with a median of 1.08 in 2023.
- Annual changes were most pronounced in 2023 — Interest Coverage Ratio surged 926.64% — and 2025, when it slumped 73.5%.
- Chemung Financial's Interest Coverage Ratio stood at 3.51 in 2022, then surged by 141.73% to 1.46 in 2023, then advanced by 0.96% to 1.48 in 2024, then gained by 29.67% to 1.92 in 2025, then rose by 14.0% to 2.18 in 2026.
- Business Quant data shows CHMG's Interest Coverage Ratio at 2.18 in Q1 2026, 1.92 in Q4 2025, and 1.2 in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.66 Bn | 84.46 Bn | - | - |
| 2 | Pnc Financial Services | 97.86 Bn | 97.86 Bn | - | 2.00 |
| 3 | Us Bancorp | 96.39 Bn | 96.39 Bn | - | 1.84 |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.92 Bn | -144.17 Bn | - | 0.27 |
| 6 | Deutsche Bank Aktiengesellschaft | 72.22 Bn | -81.10 Bn | - | 1.49 |
| 7 | Nu Holdings | 70.34 Bn | 56.66 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.75 Bn | 61.75 Bn | - | 1.77 |
| 9 | Fifth Third Bancorp | 49.88 Bn | 26.16 Bn | - | 1.90 |
| 10 | Chemung Financial | 394.47 Mn | 321.35 Mn | - | 1.56 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | -0.48 |
| Mar 31, 2026 | 2.18 |
| Dec 31, 2025 | 1.92 |
| Sep 30, 2025 | 1.20 |
| Jun 30, 2025 | 0.28 |
| Mar 31, 2025 | 1.10 |
| Dec 31, 2024 | 1.48 |
| Sep 30, 2024 | 1.10 |
| Jun 30, 2024 | 1.07 |
| Mar 31, 2024 | 1.10 |
| Dec 31, 2023 | 1.46 |
| Sep 30, 2023 | 1.08 |
| Jun 30, 2023 | -0.16 |
| Mar 31, 2023 | -0.18 |
| Dec 31, 2022 | -3.51 |
| Sep 30, 2022 | -0.13 |
| Jun 30, 2022 | -16.33 |
| Mar 31, 2022 | -0.26 |
| Dec 31, 2021 | -17.11 |
| Sep 30, 2021 | -16.30 |