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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioInterest Coverage RatioInvested CapitalMarket CapitalizationNet MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Chemung Financial (CHMG) Interest Coverage Ratio: 2016-2025

Historic Interest Coverage Ratio for Chemung Financial (CHMG) over the last 10 years, with Sep 2025 value amounting to 1.90.

  • Chemung Financial's Interest Coverage Ratio rose 25.14% to 1.90 in Q3 2025 from the same period last year, while for Sep 2025 it was 1.34, marking a year-over-year decrease of 11.42%. This contributed to the annual value of 1.56 for FY2024, which is 210.03% up from last year.
  • As of Q3 2025, Chemung Financial's Interest Coverage Ratio stood at 1.90, which was up 579.92% from 0.28 recorded in Q2 2025.
  • Chemung Financial's Interest Coverage Ratio's 5-year high stood at 1.90 during Q3 2025, with a 5-year trough of -15.53 in Q1 2022.
  • In the last 3 years, Chemung Financial's Interest Coverage Ratio had a median value of 1.52 in 2024 and averaged 0.88.
  • Its Interest Coverage Ratio has fluctuated over the past 5 years, first skyrocketed by 198.61% in 2024, then crashed by 80.86% in 2025.
  • Over the past 5 years, Chemung Financial's Interest Coverage Ratio (Quarterly) stood at -14.87 in 2021, then spiked by 74.15% to -3.84 in 2022, then soared by 135.96% to 1.38 in 2023, then climbed by 14.80% to 1.59 in 2024, then grew by 25.14% to 1.90 in 2025.
  • Its last three reported values are 1.90 in Q3 2025, 0.28 for Q2 2025, and 1.65 during Q1 2025.