Balance Sheet
Cash Flow Statement
Daily Values
Growth Metrics
Income Statement
Others
Ratios
Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioInterest Coverage RatioInvested CapitalNet MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Chemung Financial (CHMG) Interest Coverage Ratio (2016 - 2025)

Chemung Financial (CHMG) has disclosed Interest Coverage Ratio for 10 consecutive years, with 2.06 as the latest value for Q4 2025.

  • Quarterly Interest Coverage Ratio rose 29.76% to 2.06 in Q4 2025 from the year-ago period, while the trailing twelve-month figure was 1.44 through Dec 2025, down 8.05% year-over-year, with the annual reading at 1.44 for FY2025, 8.05% down from the prior year.
  • Interest Coverage Ratio for Q4 2025 was 2.06 at Chemung Financial, up from 1.9 in the prior quarter.
  • The five-year high for Interest Coverage Ratio was 2.06 in Q4 2025, with the low at 19.41 in Q4 2021.
  • Average Interest Coverage Ratio over 5 years is 5.07, with a median of 0.74 recorded in 2023.
  • The sharpest move saw Interest Coverage Ratio surged 182.79% in 2024, then tumbled 80.86% in 2025.
  • Over 5 years, Interest Coverage Ratio stood at 19.41 in 2021, then skyrocketed by 77.64% to 4.34 in 2022, then soared by 131.86% to 1.38 in 2023, then rose by 14.8% to 1.59 in 2024, then grew by 29.76% to 2.06 in 2025.
  • According to Business Quant data, Interest Coverage Ratio over the past three periods came in at 2.06, 1.9, and 0.28 for Q4 2025, Q3 2025, and Q2 2025 respectively.