Chemung Financial (CHMG) Debt Ratio (2010 - 2026)

Chemung Financial's (CHMG) quarterly Debt Ratio came in at 0.03 in Q1 2026, down 9.37% year-on-year from 0.03 in Q1 2025, and down 14.3% on a QoQ basis from 0.03 in Q4 2025.

Chemung Financial (CHMG) Debt Ratio (2010 - 2026) Analysis & Trends

Chemung Financial (CHMG) has 16 years of Debt Ratio data on file, last reported at 0.03 in Q1 2026.

  • On a quarterly basis, Debt Ratio fell 9.37% year-over-year to 0.03 in Q1 2026; TTM through Mar 2026 was 0.03, a 9.37% decrease from a year earlier, with the FY2025 full-year figure at 0.03, down 18.21% from the prior year.
  • Debt Ratio for Q1 2026 stood at 0.03, down from 0.03 in the prior quarter.
  • Over the last five years, Debt Ratio for CHMG reached as high as 0.04 in Q4 2024 and fell as low as 0.0 in Q3 2022.
  • Historically, Debt Ratio has averaged 0.02 across 5 years, with a median of 0.02 in 2023.
  • Across the five-year window, Debt Ratio surged 499.91% in 2022 and tumbled 67.5% in 2023, its largest moves.
  • Year by year, Debt Ratio stood at 0.04 in 2022, then tumbled by 67.5% to 0.01 in 2023, then surged by 233.92% to 0.04 in 2024, then retreated by 18.21% to 0.03 in 2025, then retreated by 14.3% to 0.03 in 2026.
  • Per Business Quant data, the three most recent Debt Ratio figures were 0.03 in Q1 2026, 0.03 in Q4 2025, and 0.02 in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Debt Ratio (Qtr)
1 KB Financial 43,124.21 Bn 43,125.44 Bn -775,612.08 0.10
2 Shinhan Financial 33,971.34 Bn 33,973.00 Bn - 0.07
3 Bank Of Chile 4,105.33 Bn 4,105.33 Bn 167,623.00 0.02
4 NatWest 768.74 Bn 572.78 Bn 1.79 Bn 0.09
5 Mizuho Financial 385.64 Bn 389.59 Bn - 0.13
6 Lloyds Banking 358.14 Bn 358.14 Bn - 0.03
7 First Capital 200.03 Bn 199.69 Bn - -
8 Landmark Bancorp 187.97 Bn 187.94 Bn - 0.00
9 Pnc Financial Services 100.96 Bn 101.01 Bn - 0.04
10 Chemung Financial 359.80 Mn 306.43 Mn - 0.03

Historic Data

Download Data
DateValue
Mar 31, 2026 0.03
Dec 31, 2025 0.03
Sep 30, 2025 0.02
Jun 30, 2025 0.02
Mar 31, 2025 0.03
Dec 31, 2024 0.04
Sep 30, 2024 0.02
Jun 30, 2024 0.03
Dec 31, 2023 0.01
Jun 30, 2023 0.02
Mar 31, 2023 0.03
Dec 31, 2022 0.04
Sep 30, 2022 0.00
Jun 30, 2022 0.02
Dec 31, 2021 0.01
Sep 30, 2020 0.00
Mar 31, 2018 0.01
Dec 31, 2017 0.01
Sep 30, 2017 0.01
Jun 30, 2017 0.01