Chemung Financial (CHMG) Debt Ratio (2010 - 2026)
Chemung Financial (CHMG) posted quarterly Debt Ratio of 0.03 for Q1 2026, down 9.37% year-over-year from 0.03 in Q1 2025, and down 14.3% quarter-over-quarter from 0.03 in Q4 2025.
Chemung Financial (CHMG) Debt Ratio (2010 - 2026) Analysis & Trends
Chemung Financial (CHMG) has reported Debt Ratio for 16 consecutive years, with 0.03 the latest figure, recorded in Q1 2026.
- In Q1 2026, Debt Ratio fell 9.37% year-over-year to 0.03; the TTM figure through Mar 2026 stood at 0.03 (down 9.37% YoY), while the FY2025 annual figure was 0.03, down 18.21% from the prior year.
- Debt Ratio eased to 0.03 in Q1 2026 per CHMG's latest filing, from 0.03 in the prior quarter.
- Across five years, Debt Ratio topped out at 0.04 in Q4 2024 and bottomed at 0.0 in Q3 2022.
- Historically, Debt Ratio has averaged 0.02 across 5 years, with a median of 0.02 in 2023.
- Annual changes were most pronounced in 2022 — Debt Ratio jumped 499.91% — and 2023, when it sank 67.5%.
- Chemung Financial's Debt Ratio stood at 0.04 in 2022, then tumbled by 67.5% to 0.01 in 2023, then soared by 233.92% to 0.04 in 2024, then declined by 18.21% to 0.03 in 2025, then declined by 14.3% to 0.03 in 2026.
- Business Quant data shows CHMG's Debt Ratio at 0.03 in Q1 2026, 0.03 in Q4 2025, and 0.02 in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Debt Ratio (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.40 Bn | 84.21 Bn | - | 0.12 |
| 2 | Pnc Financial Services | 98.23 Bn | 98.23 Bn | - | 0.14 |
| 3 | Us Bancorp | 96.46 Bn | 96.46 Bn | - | 0.05 |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.78 Bn | -144.31 Bn | - | 0.10 |
| 6 | Deutsche Bank Aktiengesellschaft | 71.90 Bn | -81.41 Bn | - | 0.07 |
| 7 | Nu Holdings | 69.35 Bn | 55.67 Bn | 2.35 Bn | 0.01 |
| 8 | Truist Financial | 61.87 Bn | 61.87 Bn | - | 0.13 |
| 9 | Fifth Third Bancorp | 50.14 Bn | 26.41 Bn | - | 0.07 |
| 10 | Chemung Financial | 395.61 Mn | 322.50 Mn | - | 0.03 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 0.03 |
| Mar 31, 2026 | 0.03 |
| Dec 31, 2025 | 0.03 |
| Sep 30, 2025 | 0.02 |
| Jun 30, 2025 | 0.02 |
| Mar 31, 2025 | 0.03 |
| Dec 31, 2024 | 0.04 |
| Sep 30, 2024 | 0.02 |
| Jun 30, 2024 | 0.03 |
| Dec 31, 2023 | 0.01 |
| Jun 30, 2023 | 0.02 |
| Mar 31, 2023 | 0.03 |
| Dec 31, 2022 | 0.04 |
| Sep 30, 2022 | 0.00 |
| Jun 30, 2022 | 0.02 |
| Dec 31, 2021 | 0.01 |
| Sep 30, 2020 | 0.00 |
| Mar 31, 2018 | 0.01 |
| Dec 31, 2017 | 0.01 |
| Sep 30, 2017 | 0.01 |